Community Banks with the Highest Return on Average Assets

October 05, 2010, 3:47 p.m. EDT 1 Min Read

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Community Banks with the Highest Return on Average AssetsOn June 30, 2010. Dollars in thousands. Published October 5, 2010
Rank		Return on average assets		Total assets	Return on average equity	Efficiency ratio
Rank		2Q 2010	2Q 2009	Total assets	Return on average equity	Efficiency ratio
1	Continental Bank Salt Lake City	14.42%	3.51%	$104,565	100.20%	11.33%
2	Jefferson Bank Fayette, Miss.	14.25	1.07	107,401	117.91	41.78
3	Commerce Bank of Arizona Tucson	10.32	-0.15	274,864	103.91	16.44
4	First State Bank of Northwest Arkansas Huntsville	6.28	2.02	76,582	44.51	30.16
5	Home State Bank Louisville, Neb.	5.49	1.60	84,505	51.67	39.54
6	Community First Bank Butler, Mo.	5.19	1.67	158,451	65.92	38.17
7	First State Bank of St. Joseph Minn.	4.93	1.70	152,395	38.62	27.77
8	Live Oak Banking Co. Wilmington, N.C.	4.64	1.24	209,352	54.66	53.78
9	Citizens Bank of Spencer Tenn.	4.52	0.88	43,344	107.87	41.65
10	Commercial State Bank of El Campo Texas	4.38	-0.85	111,440	47.31	52.64
11	Peoples State Bank Cherryvale, Kan.	4.33	3.74	17,517	18.91	42.52
12	John Marshall Bank Alexandria, Va.	4.19	-1.53	286,814	35.61	71.10
13	MileStone Bank Doylestown, Pa.	4.06	-0.97	112,856	36.65	70.31
14	State Bank of Texas Dallas	4.04	4.69	628,677	28.63	20.25
15	State Bank of Paw Paw Ill.	4.01	1.99	36,774	25.22	58.73
16	Bank of Union El Reno, Okla.	3.92	2.61	324,858	41.74	28.48
17	Native American Bank Denver	3.87	-0.66	91,519	58.64	66.80
18	Riverside Bank Sparkman, Ark.	3.83	2.34	56,195	48.61	41.20
19	Lisco State Bank Neb.	3.66	1.07	13,553	23.00	42.11
20	Spring Valley Bank Wyoming, Ohio	3.58	2.42	65,624	9.79	35.16
21	Moorhead State Bank Iowa	3.52	2.13	19,173	17.43	28.51
22	First State Bank Bedias, Texas	3.49	1.52	119,801	32.57	35.37
23	Peoples Community Bank Greenville, Mo.	3.41	3.25	90,314	18.35	40.74
24	Central State Bank State Center, Iowa	3.40	1.86	137,562	25.96	44.40
25	Frontier Bank Davenport, Neb.	3.39	2.76	23,802	22.33	39.22
26	Bank of Montgomery La.	3.32	1.36	160,961	40.99	50.19
	Goodfield State Bank Ill.	3.32	0.33	64,703	32.28	40.99
28	Sabine State Bank and Trust Co. Many, La.	3.22	-1.00	671,087	44.02	60.66
29	Brazos National Bank Richwood, Texas	3.21	0.02	22,265	16.82	80.69
30	Mainland Bank Texas City	3.20	1.83	100,216	37.12	53.36
31	Corydon State Bank Iowa	3.18	3.12	69,020	19.39	20.40
32	Clinton State Bank Minn.	3.11	3.25	63,694	23.28	28.00
33	Ruby Valley National Bank Twin Bridges, Mont.	3.10	2.74	71,372	23.95	46.43
34	The Bank Oberlin, Kan.	3.06	2.45	183,169	29.89	31.31
35	Alva State Bank and Trust Co. Okla.	3.04	2.19	173,255	17.12	43.33
36	Farmers and Merchants Bank of Kendall Wis.	3.00	2.96	58,287	28.92	32.83
37	Bank of Baker Mont.	2.93	2.69	101,742	33.31	32.07
38	Commercial Capital Bank Delhi, La.	2.91	2.40	40,272	25.30	51.82
39	California Republic Bank Newport Beach	2.89	-2.71	321,662	16.96	44.53
	Solon State Bank Iowa	2.89	2.76	85,749	15.09	36.67
41	Farmers State Bank of Alto Pass Harrisburg, Ill.	2.87	0.34	183,540	30.21	52.24
42	Central State Bank Clayton, Ill.	2.86	0.86	88,523	21.39	53.72
43	First National Bank of Sidney Neb.	2.85	1.70	288,289	26.21	45.00
	First State Bank of Sharon Aneta, N.D.	2.85	0.46	39,683	27.54	82.74
45	Farmers Bank Carnegie, Okla.	2.82	2.86	51,782	29.35	51.26
46	Brush Country Bank Freer, Texas	2.80	2.30	33,924	27.95	55.41
47	First Credit Bank Los Angeles	2.79	4.54	486,219	12.35	9.64
48	Charter Bank Corpus Christi	2.77	1.92	146,300	33.79	55.78
	Marlin Business Bank Salt Lake City	2.77	3.18	123,770	18.59	53.79
50	Purdum State Bank Neb.	2.75	1.67	21,079	22.26	56.25
51	Great Plains National Bank Elk City, Okla.	2.73	1.73	328,979	30.46	54.49
	Olmsted National Bank Rochester, Minn.	2.73	-3.93	55,017	22.44	110.39
	State Bank of Wynnewood Okla.	2.73	2.60	61,819	20.98	49.71
54	Peoples Community State Bank Doniphan, Mo.	2.72	2.57	130,575	21.25	44.08
55	Farmers and Merchants State Bank Plankinton, S.D.	2.70	1.91	69,255	26.80	40.54
	Magyar Bank MHC New Brunswick, N.J.	2.70	-1.88	543,548	35.65	85.57
	State Bank of Scotia Neb.	2.70	2.25	26,665	9.95	63.83
58	Premier Bank Rock Valley, Iowa	2.69	1.75	204,690	26.50	34.08
59	Lamar Bank and Trust Co. Mo.	2.68	2.10	118,945	28.23	46.09
60	Cowboy Bank of Texas Maypearl	2.67	2.14	41,668	28.13	57.26
61	Heritage State Bank Lawrenceville, Ill.	2.66	2.09	89,013	33.12	49.07
	State Bank of Park Rapids Minn.	2.66	-0.22	89,310	33.64	77.37
63	Lusk State Bank Wyo.	2.65	2.60	41,037	28.43	51.20
64	Farmers and Merchants Savings Bank Waukon, Iowa	2.64	0.92	109,839	29.24	38.49
	First Whitney Bank and Trust Atlantic, Iowa	2.64	2.16	138,432	24.41	30.70
	New Era Bank Fredericktown, Mo.	2.64	2.10	270,617	22.46	37.45
67	First State Bank of Colfax Iowa	2.63	2.33	64,364	18.35	28.31
	Horizon Bank SSB Austin	2.63	1.55	206,936	30.24	52.82
	Peoples Bank Paris, Texas	2.63	2.05	116,250	29.04	64.39
	Unico Bank Mineral Point, Mo.	2.63	1.32	219,442	29.42	51.25
71	Bank of Rantoul Ill.	2.62	1.99	187,046	31.39	37.18
	First National Bank Fort Pierre, S.D.	2.62	1.83	631,875	13.30	37.96
73	Mercantile Bank of Louisiana Mo.	2.62	1.66	103,737	11.68	41.68
74	State Bank Hoxie, Kan.	2.61	1.49	113,030	25.39	42.27
75	Citizens Bank of Clovis N.M.	2.60	2.19	260,862	20.72	48.35
	Farmers and Merchants State Bank of Pierz Minn.	2.60	2.39	171,140	30.45	43.28
77	Benchmark Bank Plano, Texas	2.59	4.28	378,453	27.95	73.69
	Crestmark Bank Troy, Mich.	2.59	1.34	215,260	21.63	63.13
	Guaranty State Bank and Trust Co. Beloit, Kan.	2.59	1.60	148,922	26.59	57.20
	Landmands Bank Audubon, Iowa	2.59	1.17	55,600	23.10	53.66
	Texas Bank Brownwood	2.59	2.68	271,977	21.37	57.02
82	Payne County Bank Perkins, Okla.	2.58	2.32	115,694	14.61	50.33
83	Bank of Advance Mo.	2.57	2.10	224,391	16.30	46.52
84	First National Bank Fabens, Texas	2.56	2.45	305,818	33.24	43.51
85	Bank of the Wichitas Snyder, Okla.	2.55	2.76	122,510	25.68	53.59
	Crown Bank Brick, N.J.	2.55	1.25	525,572	21.71	41.58
87	Alton Bank Mo.	2.54	1.91	48,117	13.82	45.62
88	First American Bank Stonewall, Okla.	2.53	2.84	22,803	24.66	56.75
89	Farmers Trust and Savings Bank Williamsburg, Iowa	2.52	1.17	108,670	12.23	43.37
	Lovelady State Bank Texas	2.52	1.18	33,695	22.84	56.42
	Wells Bank of Platte City Mo.	2.52	2.33	81,307	32.92	47.90
92	Bank of Buffalo Ky.	2.51	3.12	65,905	27.38	31.74
93	Security State Bank Sutherland, Iowa	2.49	1.94	72,115	29.23	41.04
94	Brighton Bank Salt Lake City	2.48	2.09	147,886	17.97	58.93
	Waukon State Bank Iowa	2.48	0.94	103,997	21.07	44.74
96	Citizens State Bank Okemah, Okla.	2.47	2.10	155,783	28.59	36.14
	Redwood Capital Bank Eureka, Calif.	2.47	-1.43	200,941	29.86	62.27
98	Brunswick State Bank Neb.	2.46	1.46	72,433	26.49	42.12
	Heartland Community Bank Bryant, Ark.	2.46	1.49	149,290	21.04	42.76
	La Farge State Bank Wis.	2.46	1.59	45,750	7.81	27.07
101	Chesapeake Bank and Trust Co. Chestertown, Md.	2.45	-1.29	95,546	21.52	50.59
	Vermillion State Bank Minn.	2.45	2.87	458,210	19.97	24.51
103	Citizens State Bank of Clayton Wis.	2.44	2.65	86,266	32.34	51.06
	Farmers National Bank of Griggsville Ill.	2.44	2.15	50,952	28.02	56.28
	First Financial Bank El Dorado, Ark.	2.44	2.16	667,009	26.41	55.10
	MontroseBank Colo.	2.44	2.24	201,103	24.13	52.54
107	Bank of Mauston Wis.	2.42	1.51	233,839	22.04	39.80
	State Bank of New Richland Minn.	2.42	2.44	83,715	27.85	42.45
109	Community Bank Longview, Texas	2.41	2.22	121,958	34.17	56.35
	First American Bank Artesia, N.M.	2.41	2.01	694,155	26.99	60.63
111	Bank of Bloomsdale Mo.	2.40	3.02	183,109	25.10	40.00
	Cumberland Security Bank Somerset, Ky.	2.40	2.05	165,331	19.22	51.82
	Pioneer Trust Bank Salem, Ore.	2.40	2.29	279,464	16.21	34.91
114	First National Bank of Picayune Miss.	2.39	2.68	205,280	22.10	54.45
	First State Bank Louise, Texas	2.39	1.91	252,748	28.71	63.75
	First State Bank of Beecher City Ill.	2.39	2.04	51,761	17.88	48.57
	Sargent County Bank Forman, N.D.	2.39	3.27	83,292	18.48	30.15
118	WoodTrust Bank Wisconsin Rapids	2.38	0.99	315,955	22.20	57.23
119	Fife Commercial Bank Wash.	2.37	1.48	91,130	24.89	49.78
	First National Bank of Kinmundy Ill.	2.37	2.22	31,629	18.77	43.87
121	First Bank Upper Michigan Gladstone	2.36	2.53	166,299	15.20	51.17
	Senath State Bank Mo.	2.36	3.07	55,140	15.21	54.93
123	First Bank of Berne Ind.	2.34	2.29	415,110	23.98	47.24
124	First Bank Ketchikan, Alaska	2.33	2.01	448,929	25.78	58.73
	Morris State Bank Okla.	2.33	1.99	64,947	26.95	52.17
	Waggoner National Bank of Vernon Texas	2.33	2.00	221,571	16.24	49.48
127	American Interstate Bank Elkhorn, Neb.	2.32	2.01	110,280	27.20	38.74
	Bank of Morton Miss.	2.32	2.25	56,664	20.32	56.71
	Bank of St. Elizabeth Mo.	2.32	2.18	98,257	22.36	43.59
	First Bank of the Lake Osage Beach, Mo.	2.32	0.12	37,170	19.33	53.85
	First Community Bank Harbor Springs, Mich.	2.32	1.66	199,944	21.95	29.12
	Iowa Trust and Savings Bank Centerville	2.32	0.09	150,796	20.64	53.06
	Vermont State Bank Ill.	2.32	2.86	14,950	24.65	40.00
134	Pinnacle Bank Sioux City Iowa	2.31	1.42	58,671	20.03	45.59
	Southwest National Bank Wichita	2.31	2.08	354,028	26.08	51.92
	St. Martin Bank and Trust Co. St. Martinville, La.	2.31	2.00	313,026	18.86	56.96
137	Campbell County Bank Herreid, S.D.	2.30	1.21	91,878	20.59	48.36
	City Savings Bank and Trust Co. De Ridder, La.	2.30	2.21	183,685	19.98	58.43
	Fidelity Bank Edina, Minn.	2.30	2.29	432,961	11.83	48.10
	First Commercial Bank Seguin, Texas	2.30	0.61	107,200	26.21	62.54
	Security Bank of Southwest Missouri Cassville	2.30	1.50	66,173	22.05	57.47
	Tensas State Bank Newellton, La.	2.30	1.81	114,487	21.33	52.58
143	Citizens National Bank of Wills Point Texas	2.29	2.39	87,955	20.37	49.55
	Haverford Trust Co. Radnor, Pa.	2.29	0.40	109,992	14.47	86.98
	Security Bank and Trust Co. Paris, Tenn.	2.29	2.30	172,614	26.08	42.66
146	Citizens Bank of Las Cruces N.M.	2.28	2.49	378,581	24.74	55.96
	Douglas National Bank Ga.	2.28	0.30	153,714	21.35	50.62
	First National Bank of Bangor Wis.	2.28	1.97	194,154	11.75	25.09
	First National Bank Sallisaw, Okla.	2.28	1.45	204,293	14.60	54.97
	Shell Lake State Bank Wis.	2.28	1.97	130,479	12.26	39.77
	Western Commerce Bank Carlsbad, N.M.	2.28	2.29	306,141	23.50	55.16
152	Citizens State Bank Tenaha, Texas	2.26	1.36	34,967	19.26	43.87
	First Security Bank of Roundup Mont.	2.26	2.24	42,684	19.96	57.64
154	Bank of Dade Trenton, Ga.	2.25	2.61	93,267	23.21	49.34
	First National Bank of Chadron Neb.	2.25	1.78	106,842	15.59	52.23
	Yellowstone Bank Laurel, Mont.	2.25	3.15	422,433	12.99	41.48
157	Bank of Geneva Ind.	2.24	1.11	137,187	18.70	63.98
	Commerce National Bank Corinth, Miss.	2.24	2.02	86,602	18.16	47.30
	Crescent Bank and Trust New Orleans	2.24	1.12	602,531	21.81	67.17
	Kaw Valley State Bank and Trust Co. Wamego, Kan.	2.24	1.04	131,419	20.33	50.80
	Oklahoma State Bank Buffalo	2.24	2.30	44,026	31.42	56.35
162	State Bank of St. Jacob Ill.	2.23	2.27	47,789	15.16	42.97
163	Bank of the West El Paso	2.22	1.77	867,167	25.90	49.51
	Farmers State Bank of Adams Minn.	2.22	1.99	75,247	18.13	44.32
	Peoples State Bank Summit, S.D.	2.22	2.02	47,711	22.94	46.30
	Quail Creek Bank Oklahoma City	2.22	2.28	458,173	25.00	45.87
	Union Bank of Chandler Okla.	2.22	1.31	136,810	21.53	54.16
	Viking State Bank and Trust Decorah, Iowa	2.22	1.68	94,494	21.49	39.77
169	First National Bank in Lamar Colo.	2.21	1.77	180,073	16.81	48.95
170	Bank of England Ark.	2.20	1.75	212,540	22.87	77.68
	HNB National Bank Hannibal, Mo.	2.20	-14.57	321,079	24.45	55.12
	Paducah Bank and Trust Co. Ky.	2.20	2.04	511,648	21.44	54.92
	Pioneer Bank and Trust Belle Fourche, S.D.	2.20	2.13	397,069	21.12	48.62
174	Peoples Bank Mendenhall, Miss.	2.19	2.08	207,754	24.82	54.19
	Peoples State Bank Blair, Okla.	2.19	2.56	15,267	20.44	68.08
	Ultima Bank Minnesota Winger	2.19	1.27	101,787	22.31	48.16
177	Bank of Kremlin Okla.	2.18	1.93	229,155	22.98	46.79
	Farmers State Bank Allen, Okla.	2.18	1.88	38,708	20.84	58.93
	First National Bank of Hughes Springs Texas	2.18	1.21	175,233	19.01	50.07
	First State Bank Camargo, Okla.	2.18	2.38	40,310	28.01	41.46
	Murphy Bank Fresno	2.18	1.95	118,604	15.41	46.25
	Pony Express Bank Liberty, Mo.	2.18	1.56	131,943	17.01	42.58
183	Bank 7 Oklahoma City	2.17	1.22	125,875	28.06	51.36
	Bank of DeSoto Texas	2.17	1.24	161,266	22.68	53.52
	Citizens National Bank at Brownwood Texas	2.17	2.19	177,346	16.82	50.58
	Citizens State Bank Miles, Texas	2.17	1.63	77,218	29.55	50.32
	Community First Bank of the Heartland Mount Vernon, Ill.	2.17	1.56	81,367	21.10	48.89
188	Union Bank of Mena Ark.	2.16	2.12	164,260	23.94	59.94
189	Bank of Milton Wis.	2.15	1.69	68,077	25.35	53.80
	Farmers and Merchants State Bank of Blooming Prairie Minn.	2.15	2.16	73,230	27.24	58.31
	Home Bank of California San Diego	2.15	2.55	163,134	21.72	44.05
	Marion County State Bank Pella, Iowa	2.15	1.70	223,429	23.20	37.34
193	Bank of Ontario Wis.	2.14	1.93	31,627	21.81	59.17
	Citizens National Bank of Somerset Ky.	2.14	1.77	318,555	19.50	58.91
	Delta Bank Vidalia, La.	2.14	2.14	215,109	27.07	55.79
	First Bank and Trust Co. Wagoner, Okla.	2.14	2.05	220,178	23.41	45.44
	First State Bank of Porter Okla.	2.14	2.25	34,290	15.79	66.77
	Security Bank and Trust Co. Maysville, Ky.	2.14	1.93	46,197	9.82	53.44
199	Farmers and Merchants State Bank of Cawker City, Kan.	2.13	1.54	15,728	24.52	54.60
	First National Bank of Le Roy Kan.	2.13	-0.26	26,592	11.38	46.57

Note: Independent banks and thrifts operating as of Sept. 23, 2010, with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans Thrifts are also excluded. Figures for prior periods are not adjusted for mergers and acquisitions.
Source:

SNL Financial