Community Banks with the Highest Return on Average Equity

October 06, 2010, 3:17 p.m. EDT 1 Min Read

View Table

Printer Friendly Version

Community Banks with the Highest Return on Average EquityOn June 30, 2010. Dollars in thousands. Published October 6, 2010
Rank		Return on average equity		Total assets	Return on average assets	Efficiency ratio
Rank		2Q 2010	2Q 2009	Total assets	Return on average assets	Efficiency ratio
1	Jefferson Bank Fayette, Miss.	117.91%	11.15%	$107,401	14.25%	41.78%
2	Citizens Bank of Spencer Tenn.	107.87	7.08	43,344	4.52	41.65
3	Commerce Bank of Arizona Tucson	103.91	-1.46	274,864	10.32	16.44
4	Continental Bank Salt Lake City	100.20	31.45	104,565	14.42	11.33
5	Community First Bank Butler, Mo.	65.92	19.36	158,451	5.19	38.17
6	Native American Bank Denver	58.64	-6.06	91,519	3.87	66.80
7	Live Oak Banking Co. Wilmington, N.C.	54.66	13.80	209,352	4.64	53.78
8	Home State Bank Louisville, Neb.	51.67	15.98	84,505	5.49	39.54
9	Riverside Bank Sparkman, Ark.	48.61	30.03	56,195	3.83	41.20
10	Commercial State Bank of El Campo Texas	47.31	-12.36	111,440	4.38	52.64
11	First State Bank of Northwest Arkansas Huntsville	44.51	14.91	76,582	6.28	30.16
12	Sabine State Bank and Trust Co. Many, La.	44.02	-13.56	671,087	3.22	60.66
13	Bank of Union El Reno, Okla.	41.74	29.42	324,858	3.92	28.48
14	High Trust Bank Stockbridge, Ga.	41.11	-15.00	205,094	2.04	44.68
15	Bank of Montgomery La.	40.99	16.77	160,961	3.32	50.19
16	First State Bank of St. Joseph Minn.	38.62	12.66	152,395	4.93	27.77
17	Mainland Bank Texas City	37.12	21.17	100,216	3.20	53.36
18	MileStone Bank Doylestown, Pa.	36.65	-5.94	112,856	4.06	70.31
19	Magyar Bank MHC New Brunswick, N.J.	35.65	-26.12	543,548	2.70	85.57
20	John Marshall Bank Alexandria, Va.	35.61	-9.27	286,814	4.19	71.10
21	Community Bank Longview, Texas	34.17	34.11	121,958	2.41	56.35
22	Charter Bank Corpus Christi	33.79	31.74	146,300	2.77	55.78
23	State Bank of Park Rapids Minn.	33.64	-2.69	89,310	2.66	77.37
24	Bank of Baker Mont.	33.31	30.80	101,742	2.93	32.07
25	First National Bank Fabens, Texas	33.24	33.41	305,818	2.56	43.51
26	Heritage State Bank Lawrenceville, Ill.	33.12	25.31	89,013	2.66	49.07
27	Wells Bank of Platte City Mo.	32.92	28.91	81,307	2.52	47.90
28	First State Bank Bedias, Texas	32.57	14.48	119,801	3.49	35.37
29	Citizens State Bank of Clayton Wis.	32.34	35.51	86,266	2.44	51.06
30	Goodfield State Bank Ill.	32.28	3.35	64,703	3.32	40.99
31	Oklahoma State Bank Buffalo	31.42	29.68	44,026	2.24	56.35
32	Bank of Rantoul Ill.	31.39	29.96	187,046	2.62	37.18
33	Great Plains National Bank Elk City, Okla.	30.46	20.31	328,979	2.73	54.49
34	Farmers and Merchants State Bank of Pierz Minn.	30.45	29.50	171,140	2.60	43.28
35	Horizon Bank SSB Austin	30.24	16.05	206,936	2.63	52.82
36	Farmers State Bank of Alto Pass Harrisburg, Ill.	30.21	4.31	183,540	2.87	52.24
37	The Bank Oberlin, Kan.	29.89	24.81	183,169	3.06	31.31
38	Redwood Capital Bank Eureka, Calif.	29.86	-17.69	200,941	2.47	62.27
39	Citizens State Bank Miles, Texas	29.55	22.21	77,218	2.17	50.32
40	UNICO Bank Mineral Point, Mo.	29.42	17.07	219,442	2.63	51.25
41	Farmers Bank Carnegie, Okla.	29.35	27.35	51,782	2.82	51.26
42	Farmers and Merchants Savings Bank Waukon, Iowa	29.24	10.88	109,839	2.64	38.49
43	Security State Bank Sutherland, Iowa	29.23	19.74	72,115	2.49	41.04
44	Peoples Bank Paris, Texas	29.04	24.66	116,250	2.63	64.39
45	Farmers and Merchants Bank of Kendall Wis.	28.92	29.84	58,287	3.00	32.83
46	First State Bank Louise, Texas	28.71	22.76	252,748	2.39	63.75
47	State Bank of Texas Dallas	28.63	40.87	628,677	4.04	20.25
48	Citizens State Bank Okemah, Okla.	28.59	26.83	155,783	2.47	36.14
49	Lone Star State Bank Lone Star, Texas	28.45	28.65	43,156	1.99	42.40
50	Lusk State Bank Wyo.	28.43	29.63	41,037	2.65	51.20
51	Lamar Bank and Trust Co. Mo.	28.23	22.09	118,945	2.68	46.09
52	Cowboy Bank of Texas Maypearl	28.13	22.94	41,668	2.67	57.26
53	Bank 7 Oklahoma City	28.06	16.00	125,875	2.17	51.36
54	Farmers National Bank of Griggsville Ill.	28.02	24.73	50,952	2.44	56.28
55	First State Bank Camargo, Okla.	28.01	28.34	40,310	2.18	41.46
56	Benchmark Bank Plano, Texas	27.95	49.95	378,453	2.59	73.69
	Brush Country Bank Freer, Texas	27.95	24.94	33,924	2.80	55.41
58	State Bank of New Richland Minn.	27.85	33.89	83,715	2.42	42.45
59	First State Bank of Sharon Aneta, N.D.	27.54	4.45	39,683	2.85	82.74
60	Bank of Buffalo Ky.	27.38	35.29	65,905	2.51	31.74
61	Farmers and Merchants State Bank of Blooming Prairie Minn.	27.24	26.00	73,230	2.15	58.31
62	American Interstate Bank Elkhorn, Neb.	27.20	25.21	110,280	2.32	38.74
	Citizens State Bank Grainfield, Kan.	27.20	21.71	9,771	1.88	57.63
64	Delta Bank Vidalia, La.	27.07	29.33	215,109	2.14	55.79
	Gulf Coast Bank and Trust Co. New Orleans	27.07	7.81	914,051	1.85	75.62
66	First American Bank Artesia, N.M.	26.99	25.75	694,155	2.41	60.63
67	Morris State Bank Okla.	26.95	24.08	64,947	2.33	52.17
68	Farmers and Merchants State Bank Plankinton, S.D.	26.80	20.43	69,255	2.70	40.54
69	Guaranty State Bank and Trust Co. Beloit, Kan.	26.59	18.00	148,922	2.59	57.20
70	Premier Bank Rock Valley, Iowa	26.50	17.54	204,690	2.69	34.08
71	Brunswick State Bank Neb.	26.49	16.19	72,433	2.46	42.12
72	First Financial Bank El Dorado, Ark.	26.41	24.15	667,009	2.44	55.10
73	First Commercial Bank Seguin, Texas	26.21	6.61	107,200	2.30	62.54
	First National Bank of Sidney Neb.	26.21	16.16	288,289	2.85	45.00
75	Buffalo Ridge Bank Beardsley, Minn.	26.13	25.03	36,309	2.09	54.46
76	Security Bank and Trust Co. Paris, Tenn.	26.08	22.66	172,614	2.29	42.66
	Southwest National Bank Wichita	26.08	23.70	354,028	2.31	51.92
78	Central State Bank State Center, Iowa	25.96	12.98	137,562	3.40	44.40
79	Bank of the West El Paso	25.90	21.27	867,167	2.22	49.51
80	Dakota Community Bank Hebron, N.D.	25.87	19.09	413,978	2.03	59.83
81	First Bank Ketchikan, Alaska	25.78	25.14	448,929	2.33	58.73
82	Bank of the Wichitas Snyder, Okla.	25.68	33.03	122,510	2.55	53.59
83	Middletown State Bank Ill.	25.59	20.17	24,728	2.04	50.52
84	Farmers National Bank Stafford, Kan.	25.45	8.10	97,573	1.97	54.77
	First National Bank Arcadia, La.	25.45	25.65	195,192	2.05	65.00
86	State Bank Hoxie, Kan.	25.39	15.16	113,030	2.61	42.27
87	Bank of Milton Wis.	25.35	19.22	68,077	2.15	53.80
88	Commercial Capital Bank Delhi, La.	25.30	20.05	40,272	2.91	51.82
89	State Bank of Paw Paw Ill.	25.22	16.64	36,774	4.01	58.73
90	Wilburton State Bank Okla.	25.16	28.73	61,061	2.12	53.67
91	Auburn Banking Co. Ky.	25.13	29.24	65,604	1.98	56.70
92	Bank of Bloomsdale Mo.	25.10	36.22	183,109	2.40	40.00
93	Quail Creek Bank Oklahoma City	25.00	27.18	458,173	2.22	45.87
94	State Savings Bank Creston, Iowa	24.99	21.66	47,927	2.09	47.63
95	Fife Commercial Bank Wash.	24.89	18.01	91,130	2.37	49.78
96	Peoples Bank Mendenhall, Miss.	24.82	22.77	207,754	2.19	54.19
97	Citizens Bank of Las Cruces N.M.	24.74	28.70	378,581	2.28	55.96
98	First American Bank Stonewall, Okla.	24.66	26.38	22,803	2.53	56.75
99	Vermont State Bank Ill.	24.65	33.18	14,950	2.32	40.00
100	Farmers and Merchants State Bank of Cawker City Kan.	24.52	18.27	15,728	2.13	54.60
101	FirstBank Antlers, Okla.	24.47	25.00	192,528	2.04	65.46
102	Adrian Bank Mo.	24.46	14.52	107,202	2.12	52.46
103	HNB National Bank Hannibal, Mo.	24.45	-144.89	321,079	2.20	55.12
104	First Whitney Bank and Trust Atlantic, Iowa	24.41	21.66	138,432	2.64	30.70
105	MontroseBank Colo.	24.13	22.48	201,103	2.44	52.54
106	First Bank of Berne Ind.	23.98	25.39	415,110	2.34	47.24
107	Ruby Valley National Bank Twin Bridges, Mont.	23.95	22.62	71,372	3.10	46.43
108	Union Bank of Mena Ark.	23.94	24.70	164,260	2.16	59.94
109	Mid America Bank Linn, Mo.	23.71	6.38	211,823	1.53	47.35
110	Almena State Bank Kan.	23.69	37.07	21,773	1.48	72.90
111	Luana Savings Bank Iowa	23.62	27.89	360,278	2.03	36.66
112	Nebraska State Bank Oshkosh	23.50	20.18	44,351	2.07	58.68
	Western Commerce Bank Carlsbad, N.M.	23.50	24.41	306,141	2.28	55.16
114	Sound Banking Co. Tacoma	23.43	26.69	52,467	1.79	56.87
115	First Bank and Trust Co. Wagoner, Okla.	23.41	23.65	220,178	2.14	45.44
116	Clinton State Bank Minn.	23.28	24.15	63,694	3.11	28.00
117	Bank of Ann Arbor Mich.	23.27	8.26	638,565	1.60	50.53
	First Community Bank of Central Alabama Wetumpka	23.27	14.28	272,485	1.80	50.88
119	Bank Northwest Hamilton, Mo.	23.23	23.20	90,570	1.87	55.25
120	Independence Bank East Greenwich, R.I.	23.22	-13.81	72,450	2.06	62.65
121	Bank of Dade Trenton, Ga.	23.21	38.65	93,267	2.25	49.34
122	Marion County State Bank Pella, Iowa	23.20	21.05	223,429	2.15	37.34
123	Savings Bank Primghar, Iowa	23.15	18.48	106,169	1.90	43.75
124	Petersburg State Bank Neb.	23.11	23.55	30,060	1.88	53.95
125	Landmands Bank Audubon, Iowa	23.10	12.35	55,600	2.59	53.66
126	Phelps County Bank Rolla, Mo.	23.02	23.92	262,458	1.81	61.93
127	State Bank of Kimball Minn.	23.01	23.21	70,612	2.11	51.15
128	Lisco State Bank Neb.	23.00	7.66	13,553	3.66	42.11
129	Bank of Kremlin Okla.	22.98	20.71	229,155	2.18	46.79
	Houston Community Bank	22.98	20.40	235,638	2.10	56.38
131	East Dubuque Savings Bank Dubuque, Iowa	22.94	-15.11	192,848	1.48	46.80
	Peoples State Bank Summit, S.D.	22.94	22.31	47,711	2.22	46.30
133	Bank of England Ark.	22.87	18.61	212,540	2.20	77.68
134	South Lafourche Bank and Trust Co. Larose, La.	22.85	21.55	145,115	1.92	55.92
135	Lovelady State Bank Texas	22.84	10.29	33,695	2.52	56.42
136	Bank of DeSoto Texas	22.68	13.67	161,266	2.17	53.52
	Garnavillo Savings Bank Iowa	22.68	16.58	40,007	1.90	48.73
138	Independence Bank of Kentucky Owensboro	22.61	16.27	954,474	1.47	50.45
139	American State Bank Osceola, Iowa	22.56	23.48	105,874	1.92	55.56
140	First National Bank of Jeanerette La.	22.54	14.44	164,695	1.75	60.08
141	New Era Bank Fredericktown, Mo.	22.46	18.46	270,617	2.64	37.45
142	Community Bank of Cameron Wis.	22.45	21.82	100,988	1.75	50.19
143	Olmsted National Bank Rochester, Minn.	22.44	-32.01	55,017	2.73	110.39
144	Bank of St. Elizabeth Mo.	22.36	20.81	98,257	2.32	43.59
145	State Bank of Hawley Minn.	22.34	11.05	83,095	1.98	59.83
146	Frontier Bank Davenport, Neb.	22.33	46.63	23,802	3.39	39.22
147	First State Bank of Golva N.D.	22.32	21.02	52,204	2.02	43.78
148	Ultima Bank Minnesota Winger	22.31	15.57	101,787	2.19	48.16
149	Community Bank of Raymore Mo.	22.27	9.74	149,001	1.99	64.29
150	Purdum State Bank Neb.	22.26	14.08	21,079	2.75	56.25
151	WoodTrust Bank Wisconsin Rapids	22.20	9.29	315,955	2.38	57.23
152	1st Advantage Bank St. Peters, Mo.	22.15	-16.81	102,255	1.60	74.62
153	Ouachita Independent Bank Monroe, La.	22.13	20.31	454,067	1.87	61.82
154	First National Bank of Picayune Miss.	22.10	25.83	205,280	2.39	54.45
	Volunteer State Bank Portland, Tenn.	22.10	-0.56	328,624	1.90	73.28
156	Citizens Security Bank and Trust Co. Bixby, Okla.	22.05	10.83	636,413	1.68	64.24
	First State Bank Scottsbluff, Neb.	22.05	19.33	221,143	1.90	47.68
	Prime Bank Edmond, Okla.	22.05	-6.52	80,210	2.00	51.45
	Security Bank of Southwest Missouri Cassville	22.05	15.63	66,173	2.30	57.47
160	Bank of Mauston Wis.	22.04	14.36	233,839	2.42	39.80
	Community First Bank New Iberia, La.	22.04	12.56	213,219	2.06	53.29
	First National Bank of Louisiana Crowley	22.04	12.21	231,176	1.93	61.29
163	Liberty State Bank Powers Lake, N.D.	22.02	21.76	46,454	1.96	44.91
164	Reliabank Dakota Estelline, S.D.	21.97	15.50	173,509	1.85	52.81
165	First State Bank of Forrest, Ill.	21.96	22.63	61,872	1.95	52.59
166	First Community Bank Harbor Springs, Mich.	21.95	17.29	199,944	2.32	29.12
167	Central National Bank of Poteau Okla.	21.94	22.76	197,720	1.99	55.20
168	Alamosa State Bank Colo.	21.92	22.69	163,920	1.98	49.74
169	Casey State Bank Ill.	21.82	22.58	246,994	1.93	45.99
170	Bank of Ontario Wis.	21.81	20.88	31,627	2.14	59.17
	Crescent Bank and Trust New Orleans	21.81	12.80	602,531	2.24	67.17
172	Security First National Bank of Hugo Okla.	21.78	25.64	101,943	1.72	52.63
173	Home Bank of California San Diego	21.72	30.26	163,134	2.15	44.05
174	Crown Bank Brick, N.J.	21.71	7.82	525,572	2.55	41.58
175	Crestmark Bank Troy, Mich.	21.63	11.64	215,260	2.59	63.13
176	Union Bank of Chandler Okla.	21.53	13.73	136,810	2.22	54.16
177	Chesapeake Bank and Trust Co. Chestertown, Md.	21.52	-11.04	95,546	2.45	50.59
178	Commonwealth Bank and Trust Co. Louisville	21.50	12.37	825,353	1.73	72.16
	Community Bank Summersville, Mo.	21.50	18.12	49,252	1.95	67.47
	Vermilion Bank and Trust Co. Kaplan, La.	21.50	19.90	92,664	1.93	60.45
181	Viking State Bank and Trust Decorah, Iowa	21.49	17.58	94,494	2.22	39.77
182	Grand Marais State Bank Minn.	21.48	22.54	65,046	1.91	61.45
	Longview State Bank Sidney, Ill.	21.48	14.83	62,391	1.54	66.23
184	Community Bank of Parkersburg W.Va.	21.47	16.69	228,751	2.03	56.81
185	First State Bank Avinger, Texas	21.44	20.46	23,157	1.44	40.82
	Paducah Bank and Trust Co. Ky.	21.44	23.04	511,648	2.20	54.92
187	Central State Bank Clayton, Ill.	21.39	7.63	88,523	2.86	53.72
188	Texas Bank Brownwood	21.37	29.97	271,977	2.59	57.02
189	Douglas National Bank Ga.	21.35	3.06	153,714	2.28	50.62
190	Tensas State Bank Newellton, La.	21.33	17.20	114,487	2.30	52.58
191	Wilson and Muir Bank and Trust Co. Bardstown, Ky.	21.27	18.42	363,521	1.97	58.31
192	First State Bank Chico, Texas	21.25	29.22	214,833	1.66	48.47
	Peoples Community State Bank Doniphan, Mo.	21.25	20.85	130,575	2.72	44.08
194	Valley Bank of Commerce Roswell, N.M.	21.23	18.99	108,730	1.89	53.32
195	Pioneer Bank and Trust Belle Fourche, S.D.	21.12	20.06	397,069	2.20	48.62
196	Community First Bank of the Heartland Mount Vernon, Ill.	21.10	12.24	81,367	2.17	48.89
	Farmers Savings Bank Colesburg, Iowa	21.10	23.43	129,990	1.65	42.43
198	Dakota Western Bank Bowman, N.D.	21.09	13.03	182,771	1.72	50.94
	Elysian Bank Minn.	21.09	17.62	38,040	2.08	49.06
200	Waukon State Bank Iowa	21.07	8.47	103,997	2.48	44.74

Note: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts are also excluded. List includes independent banks that were operating as of Sept. 23, 2010. Figures for prior periods are not adjusted for mergers and acquisitions.
Source:

SNL Financial