© 2024 Arizent. All rights reserved.
Community banking

Community Banks with the Highest Returns on Average Assets

February 27, 2017, 11:54 a.m. EST 1 Min Read

Year to date through Dec. 31, 2016. Dollars in thousands

View Table
Printer Friendly Version
Community Banks with the Highest Returns on Average Assets

Return on average assets

 Total assets

Return on average equity

 Efficiency ratio
Rank Company City State 4Q 2016 4Q 2015
1 Seattle Bank Seattle Wash. 7.34% 0.28% $260,084 32.36% 95.80%
2 State Bank of Texas Dallas Texas 6.39 5.90 740,328 35.03 17.40
3 Pacific West Bank West Linn Ore. 5.57 0.15 65,881 49.27 85.80
4 First Credit Bank Los Angeles Calif. 5.30 6.02 494,690 13.46 9.64
5 Haverford Trust Co. Radnor Pa. 5.00 6.52 129,616 29.49 83.12
6 Ixonia Bank Ixonia Wis. 4.84 0.10 314,386 34.33 81.77
7 Independence Bank East Greenwich R.I. 4.37 1.67 38,739 20.36 54.51
8 Bank of Montana Missoula Mont. 4.20 5.28 70,386 38.59 46.05
9 Benchmark Bank Gahanna Ohio 4.08 0.73 132,314 37.58 89.48
10 Brazos National Bank Richwood Texas 3.98 2.59 29,088 18.61 84.86
11 Peoples Bank & Trust Co. Ryan Okla. 3.93 7.24 30,557 24.17 93.53
12 PrinsBank Prinsburg Minn. 3.84 3.83 132,668 28.53 44.33
13 Commerce Bank of Temecula Valley Murrieta Calif. 3.82 0.83 74,708 22.52 86.00
Spring Valley Bank Wyoming Ohio 3.82 2.99 70,489 9.16 33.94
15 Continental Bank Salt Lake City Utah 3.80 5.20 169,471 22.35 43.08
16 Mid America Bank & Trust Co. Dixon Mo. 3.74 3.48 154,626 19.25 38.60
17 SaviBank Burlington Wash. 3.66 0.53 186,342 37.12 80.38
18 First Financial Bank El Dorado Ark. 3.61 2.78 916,921 28.96 50.12
19 Baraboo National Bank Baraboo Wis. 3.53 0.58 423,497 26.71 78.58
20 First Home Bank Seminole Fla. 3.50 2.61 151,255 35.90 49.19
21 Nebraska State Bank Oshkosh Neb. 3.40 3.93 49,775 24.65 43.44
22 First Bank of Chandler Chandler Okla. 3.30 3.46 88,316 29.07 38.92
23 Capitol National Bank Lansing Mich. 3.25 0.14 120,656 34.35 89.43
24 First National Bank in Howell Howell Mich. 3.23 1.08 397,603 31.59 78.93
25 FirsTier Bank Kimball Neb. 3.21 3.36 259,463 20.35 48.21
NOA Bank Duluth Ga. 3.21 3.32 279,853 24.77 52.74
27 First Federal Savings and Loan Bank Olathe Kan. 3.13 2.61 81,696 29.01 34.39
28 Tri-Valley Bank San Ramon Calif. 3.11 0.04 134,604 29.02 94.06
29 Peoples Community Bank Greenville Mo. 3.05 3.37 426,067 20.09 41.52
30 Prairie Community Bank Marengo Ill. 3.04 0.64 116,633 33.14 73.55
31 Corydon State Bank Corydon Iowa 3.01 2.98 108,297 15.99 19.63
32 Charter Bank Corpus Christi Texas 2.95 3.00 243,184 29.45 46.19
33 Farmers and Merchants Bank of Kendall Kendall Wis. 2.94 2.84 75,364 21.30 46.80
Peoples State Bank McDonald Kan. 2.94 2.04 125,264 28.79 46.70
35 Waggoner National Bank of Vernon Vernon Texas 2.93 2.52 272,102 21.46 42.94
36 Transportation Alliance Bank Inc. Ogden Utah 2.92 1.19 671,043 23.33 71.15
37 Bank 7 Oklahoma City Okla. 2.91 2.81 613,819 30.87 42.19
Commerce National Bank & Trust Winter Park Fla. 2.91 1.20 95,407 23.66 78.55
39 NBKC Bank Overland Park Kan. 2.89 1.83 568,425 22.66 81.74
40 New Century Bank Belleville Kan. 2.87 2.37 42,553 28.54 59.65
41 Magnolia Bank Hodgenville Ky. 2.85 2.74 195,406 26.42 76.30
42 State Bank of Wheaton Wheaton Minn. 2.84 3.29 79,465 13.48 33.87
43 First Bank Burkburnett Texas 2.82 2.03 382,721 28.40 65.69
Wahoo State Bank Wahoo Neb. 2.82 0.50 72,288 37.98 50.43
45 Central Bank of Kansas City Kansas City Mo. 2.81 2.75 156,485 15.45 63.32
Citizens State Bank Miles Texas 2.81 2.83 124,247 32.70 42.81
Cross River Bank Teaneck N.J. 2.81 2.89 561,381 24.88 44.67
48 First Security Bank of Deer Lodge Deer Lodge Mont. 2.80 -0.21 33,995 30.33 60.47
Hodge Bank & Trust Co. Hodge La. 2.80 2.50 66,900 16.48 45.54
50 Coffee County Bank Manchester Tenn. 2.78 2.58 163,221 22.68 47.98
51 Bank of Morton Morton Miss. 2.77 2.71 65,511 20.12 53.82
Prime Bank Edmond Okla. 2.77 2.81 252,818 26.95 38.93
53 Northpointe Bank Grand Rapids Mich. 2.74 2.88 587,956 29.85 67.42
54 Goldwater Bank Phoenix Ariz. 2.73 0.91 131,174 35.83 95.02
Peoples State Bank Summit S.D. 2.73 2.72 65,629 24.12 39.23
56 First National Bank of Picayune Picayune Miss. 2.71 2.29 208,857 20.39 48.13
57 1880 Bank Cambridge Md. 2.68 0.57 324,490 19.91 65.03
Home Bank of California San Diego Calif. 2.68 2.54 151,508 16.16 42.62
59 Citizens State Bank of La Crosse La Crosse Wis. 2.67 2.67 222,114 31.28 48.41
Yellowstone Bank Laurel Mont. 2.67 2.96 700,596 16.64 41.06
61 Security Bank Tulsa Okla. 2.66 2.64 525,194 21.92 34.91
Texas Bank Financial Weatherford Texas 2.66 2.81 207,006 28.24 71.25
63 First Colorado National Bank Paonia Colo. 2.65 1.93 60,952 13.74 72.21
Security State Bank Sutherland Iowa 2.65 2.61 118,660 28.89 33.12
65 Premier Bank Rock Valley Iowa 2.64 2.74 362,672 21.91 30.58
66 Bank of Hydro Hydro Okla. 2.63 2.42 118,868 27.65 43.94
67 South Georgia Bank Glennville Ga. 2.62 1.98 150,027 23.38 57.29
68 Bank of England England Ark. 2.61 2.13 317,715 20.87 88.46
Crown Bank Elizabeth N.J. 2.61 1.57 514,341 17.36 52.78
First Bank & Trust Co. Wagoner Okla. 2.61 3.03 282,118 21.55 47.61
71 Village Bank Midlothian Va. 2.60 0.74 441,697 25.40 88.93
72 Mississippi River Bank Belle Chasse La. 2.59 1.51 118,106 20.76 52.46
73 NewFirst National Bank El Campo Texas 2.58 2.03 647,465 23.96 53.34
Peoples State Bank Cherryvale Kan. 2.58 2.82 18,893 10.36 53.76
75 Willamette Valley Bank Salem Ore. 2.56 1.39 176,689 22.22 76.05
76 International Bank of Chicago Chicago Ill. 2.55 1.76 531,197 18.26 40.89
Peoples Bank Westville Okla. 2.55 2.06 47,128 19.16 59.31
78 Almena State Bank Almena Kan. 2.54 3.33 93,898 29.67 60.40
79 Crockett National Bank San Antonio Texas 2.53 2.58 621,502 25.33 74.76
80 Bank of Glen Ullin Glen Ullin N.D. 2.52 2.47 53,815 24.13 43.81
Volunteer State Bank Portland Tenn. 2.52 2.49 598,906 23.57 68.38
82 First Chatham Bank Savannah Ga. 2.51 -0.29 387,297 39.41 76.83
83 Freedom Bank Huntingburg Ind. 2.50 2.37 378,381 24.07 37.72
State Bank Hoxie Kan. 2.50 2.11 151,373 19.53 42.73
WoodTrust Bank Wisconsin Rapids Wis. 2.50 2.90 403,503 25.09 48.30
86 Cornerstone Bank Wilson N.C. 2.49 0.71 109,726 23.47 84.29
Great Plains Bank Eureka S.D. 2.49 1.75 99,736 20.20 42.92
Ultima Bank Minnesota Winger Minn. 2.49 2.30 166,675 26.25 50.59
89 EvaBank Cullman Ala. 2.48 2.38 382,963 13.61 36.48
First Bank of Owasso Owasso Okla. 2.48 2.34 281,306 19.36 48.19
91 Bank of Deerfield Deerfield Wis. 2.47 2.96 141,533 18.92 54.87
Peoples Bank Lawrence Kan. 2.47 2.54 475,515 23.48 83.45
Texas Exchange Bank SSB Crowley Texas 2.47 0.65 389,139 18.59 31.14
94 Brunswick State Bank Brunswick Neb. 2.45 2.37 104,212 23.90 46.13
Great Nations Bank Norman Okla. 2.45 0.46 55,686 17.04 80.53
96 Commercial State Bank of Wagner Wagner S.D. 2.44 2.45 155,117 21.46 40.29
97 Murphy Bank Fresno Calif. 2.43 2.44 238,018 21.77 46.09
Peoples National Bank Colorado Springs Colo. 2.43 2.53 415,360 24.85 73.94
Vermillion State Bank Vermillion Minn. 2.43 2.46 526,875 16.89 26.04
100 TexasBank Brownwood Texas 2.41 2.24 433,382 17.53 53.01
101 Allied First Bank SB Oswego Ill. 2.40 0.71 93,524 28.81 96.35
Douglas National Bank Douglas Ga. 2.40 2.44 183,008 19.91 52.35
103 Bank of Galesville Galesville Wis. 2.38 2.22 96,541 13.24 56.29
Community State Bank Brook Ind. 2.38 -3.72 58,789 22.17 32.00
Herring Bank Amarillo Texas 2.38 0.77 419,146 19.27 84.51
State Bank of De Kalb De Kalb Texas 2.38 2.33 193,095 19.13 52.73
107 American Bank Bozeman Mont. 2.37 0.89 374,212 23.28 54.73
Bank of Advance Advance Mo. 2.37 2.52 302,465 16.62 51.66
First National Bank of Las Animas Las Animas Colo. 2.37 2.34 331,825 20.19 47.96
Primebank Le Mars Iowa 2.37 1.59 394,665 19.95 48.66
111 PrimeSouth Bank Blackshear Ga. 2.36 1.40 370,568 21.93 59.86
Town & Country Bank and Trust Co. Bardstown Ky. 2.36 2.18 288,624 17.91 81.88
113 Bank of Hemet Riverside Calif. 2.35 2.29 637,238 24.86 46.70
Guaranty Bank & Trust Co. of Delhi Delhi La. 2.35 2.41 212,665 27.11 55.94
Security State Bank Cheyenne Okla. 2.35 2.27 179,556 16.18 42.77
116 First National Bank Fort Pierre S.D. 2.34 2.75 926,222 9.69 38.72
117 First Eagle Bank Chicago Ill. 2.33 2.17 478,858 16.51 39.10
Riverside Bank Sparkman Ark. 2.33 2.80 58,742 25.94 51.11
119 Bank of Mauston Mauston Wis. 2.32 2.19 285,676 20.32 41.39
Cowboy Bank of Texas Maypearl Texas 2.32 2.52 76,889 24.18 55.79
Park Ridge Community Bank Park Ridge Ill. 2.32 1.92 295,840 17.87 41.43
St. Martin Bank and Trust Co. St. Martinville La. 2.32 2.39 580,430 23.17 51.55
Wells Bank Platte City Mo. 2.32 2.31 197,580 24.60 47.81
124 Bank of Alma Alma Wis. 2.31 2.26 222,913 5.60 14.65
Citizens Bank of Cochran Cochran Ga. 2.31 0.22 75,666 17.60 88.30
Heartland State Bank Redfield S.D. 2.31 2.08 76,431 19.05 53.77
127 First State Bank Shallowater Texas 2.30 2.11 111,778 15.59 45.74
Goodfield State Bank Goodfield Ill. 2.30 2.29 113,119 18.91 53.31
HNB National Bank Hannibal Mo. 2.30 2.30 477,027 18.10 53.05
Oklahoma State Bank Buffalo Okla. 2.30 2.00 53,552 25.18 53.81
University Bank Ann Arbor Mich. 2.30 2.51 193,069 25.25 83.84
Wallis State Bank Wallis Texas 2.30 2.11 493,441 22.37 60.17
133 Bank of the West Thomas Okla. 2.29 2.41 141,912 19.24 53.34
Cumberland Security Bank Inc. Somerset Ky. 2.29 2.01 190,469 17.81 54.85
135 First State Bank Scottsbluff Neb. 2.28 2.47 238,581 22.61 50.41
136 First Intercontinental Bank Doraville Ga. 2.27 2.18 325,680 14.07 48.37
Liberty Bank Minnesota St. Cloud Minn. 2.27 1.72 201,970 19.35 64.46
Millennium Bank Des Plaines Ill. 2.27 1.53 85,545 22.51 60.87
Solon State Bank Solon Iowa 2.27 2.37 90,652 9.26 48.16
140 Central State Bank Pleasant Hill Ill. 2.26 2.42 132,930 15.77 49.69
141 First State Bank Elmore City Okla. 2.24 0.33 12,059 21.09 77.65
State Bank of Bellingham Bellingham Minn. 2.24 1.49 49,147 22.73 30.65
143 Citizens Bank Amarillo Texas 2.23 1.72 151,979 23.09 52.59
First National Bank of Brookfield Brookfield Ill. 2.23 0.36 163,815 23.64 68.68
Grant County State Bank Swayzee Ind. 2.23 2.01 149,847 21.31 37.81
146 Flagler Bank West Palm Beach Fla. 2.22 1.79 228,605 23.36 46.11
State Bank of New Richland New Richland Minn. 2.22 2.17 99,776 22.08 40.34
Village Bank St. Francis Minn. 2.22 2.74 239,974 23.20 63.92
149 Farmers Bank Ault Colo. 2.21 2.28 222,973 16.62 48.83
First National Bank of Bangor Bangor Wis. 2.21 1.91 238,085 9.53 23.40
NewBank Flushing N.Y. 2.21 2.83 300,076 17.05 45.63
Venture Bank Bloomington Minn. 2.21 2.29 663,423 22.79 52.47
153 Charter Bank Eau Claire Wis. 2.20 2.94 835,164 16.79 41.50
154 Mainland Bank Texas City Texas 2.19 1.57 130,435 21.73 55.43
Patriot Bank Tulsa Okla. 2.19 1.85 302,260 19.93 38.98
156 1st Bank & Trust Broken Bow Okla. 2.18 2.37 134,722 24.05 51.40
Bank of Cordell Cordell Okla. 2.18 2.01 45,916 26.97 51.96
Bank of Geneva Geneva Ind. 2.18 2.37 243,496 18.43 52.18
Champion Bank Parker Colo. 2.18 0.91 49,603 14.79 92.62
Farmers and Merchants State Bank Plankinton S.D. 2.18 2.51 102,258 22.27 39.72
KodaBank Drayton N.D. 2.18 2.02 143,095 19.11 42.03
Peoples Bank Rock Valley Iowa 2.18 2.14 473,213 17.75 46.95
163 Deerwood Bank Deerwood Minn. 2.17 4.37 477,650 19.16 60.63
164 Bank of Buffalo Buffalo Ky. 2.16 2.25 74,647 20.06 40.52
Quail Creek Bank Oklahoma City Okla. 2.16 2.21 595,948 20.93 48.20
166 First State Bank Farnam Neb. 2.15 2.76 130,560 16.22 52.31
Midwest Bank Detroit Lakes Minn. 2.15 2.17 387,051 22.93 50.04
North Valley Bank Thornton Colo. 2.15 2.32 143,722 18.38 57.52
Peoples State Bank of Commerce Nolensville Tenn. 2.15 1.11 156,681 21.17 76.52
170 Century Bank of the Ozarks Gainesville Mo. 2.14 1.81 172,774 22.96 57.34
Wyoming Bank & Trust Cheyenne Wyo. 2.14 2.15 168,463 19.36 82.39
172 Alva State Bank & Trust Co. Alva Okla. 2.13 1.98 311,929 17.22 38.41
Bloomsdale Bank Bloomsdale Mo. 2.13 2.30 223,666 20.69 48.01
Brighton Bank Salt Lake City Utah 2.13 1.62 197,961 17.69 56.55
Farmers Trust & Savings Bank Williamsburg Iowa 2.13 1.95 137,256 9.13 48.20
First Security Bank of Roundup Roundup Mont. 2.13 1.76 51,281 17.88 54.14
T Bank Dallas Texas 2.13 2.01 213,125 15.15 67.92
178 Citizens State Bank Marysville Kan. 2.12 2.00 331,605 20.44 37.37
Farmers and Merchants State Bank of Pierz Pierz Minn. 2.12 2.22 216,345 19.95 53.33
Solera National Bank Lakewood Colo. 2.12 1.33 155,628 15.66 72.33
181 The Bank Oberlin Kan. 2.11 2.11 332,542 19.31 33.64
Bellevue State Bank Bellevue Iowa 2.11 2.03 101,270 15.59 46.26
First Enterprise Bank Oklahoma City Okla. 2.11 2.06 164,146 19.18 62.04
Horizon Bank Waverly Neb. 2.11 1.87 257,431 17.48 42.67
Morris State Bank Morris Okla. 2.11 2.17 76,431 25.29 58.94
186 Four Corners Community Bank Farmington N.M. 2.10 2.12 333,036 18.68 52.16
187 Citizens National Bank of Texas Waxahachie Texas 2.09 2.01 835,347 20.15 60.08
Falcon National Bank Foley Minn. 2.09 1.78 234,207 24.65 57.36
Points West Community Bank Windsor Colo. 2.09 2.22 229,295 20.74 48.04
190 Commercial Bank of Mott Mott N.D. 2.08 2.15 94,727 15.34 46.69
Farmers & Merchants Bank Lakeland Ga. 2.08 0.15 546,069 53.56 75.08
Finwise Bank Sandy Utah 2.08 1.44 47,207 15.40 70.56
First Secure Community Bank Sugar Grove Ill. 2.08 0.79 223,793 19.98 82.67
First Security Bank – Canby Canby Minn. 2.08 1.99 67,722 13.55 50.54
Peoples Bank of the South LaFollette Tenn. 2.08 1.47 149,420 14.60 60.51
St. Henry Bank St. Henry Ohio 2.08 2.10 323,891 15.06 37.36
197 CFG Community Bank Baltimore Md. 2.07 2.32 711,150 17.05 54.83
First Bank Erick Okla. 2.07 1.43 77,465 20.06 54.38
Marion County State Bank Pella Iowa 2.07 2.08 288,451 18.05 43.45
200 Bank of Rantoul Rantoul Ill. 2.06 2.24 229,923 17.55 42.53

Note: Independent banks and thrifts operating as of Feb. 24, 2017 with less than $1 billion of assets or whose holding companies have less than $1 billion.
Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com
)

Community banking