Community Banks with the Highest Returns on Average Equity

April 13, 2011, 2:01 p.m. EDT 1 Min Read

View Table

Printer Friendly Version

Community Banks with the Highest Return on Average AssetsOn Dec. 31, 2010. Dollars in thousands. Published April 13, 2011
Rank		Return on average assets		Total assets	Return on average equity	Efficiency ratio
Rank		4Q 2010	4Q 2009	Total assets	Return on average equity	Efficiency ratio
1	White Rock Bank Cannon Falls, Minn.	132.64%	-37.30%	$143,542	6.98%	26.61%
2	Triumph Savings Bank SSB Dallas	87.48	-14.44	253,999	9.00	23.96
3	Pilsen State Bank Lincolnville Kan.	73.40	-46.46	11,798	6.71	36.09
4	Continental Bank Salt Lake City	66.53	47.46	102,183	10.36	19.95
5	Live Oak Banking Co. Wilmington, N.C.	51.48	19.85	245,335	4.51	52.78
6	Benchmark Bank Plano, Texas	49.34	34.44	367,764	4.59	61.68
7	Citizens State Bank of Clayton Wis.	39.26	31.56	97,322	3.01	47.15
8	First Citizens Bank Luverne, Ala.	35.36	0.88	222,845	3.81	36.85
9	Riverside Bank Sparkman, Ark.	35.28	28.45	57,261	2.80	47.43
10	Roundbank Waseca, Minn.	34.53	9.74	312,592	3.34	38.11
11	Wells Bank of Platte City Mo.	32.87	27.86	86,909	2.46	48.27
12	Charter Bank Corpus Christi, Texas	32.39	35.10	158,936	2.66	57.25
13	Community Bank Longview, Texas	32.13	31.14	128,795	2.25	55.96
14	Goodfield State Bank Ill.	32.03	13.80	70,753	3.38	40.22
15	Bank of Buffalo Ky.	31.96	35.83	67,003	2.94	32.89
16	Heritage State Bank Lawrenceville, Ill.	30.97	22.15	74,962	2.53	51.75
17	Bank of Montgomery La.	30.48	23.76	164,765	2.46	55.16
18	Security State Bank Sutherland, Iowa	30.47	22.49	75,006	2.49	43.53
19	Northern State Bank Ashland, Wis.	30.00	17.06	222,831	2.36	63.31
20	First National Bank Fabens, Texas	29.94	34.19	306,613	2.33	47.76
21	Texas Bank Brownwood	29.68	31.22	292,022	3.56	50.17
22	The Bank Oberlin, Kan.	28.78	24.14	185,133	2.88	36.71
23	Mainland Bank Texas City	28.76	23.12	96,626	2.44	57.84
24	Brunswick State Bank Neb.	28.70	19.59	75,187	2.67	45.12
25	Oklahoma State Bank Buffalo	28.66	30.17	47,996	2.11	59.38
26	First Financial Bank El Dorado, Ark.	28.02	21.38	726,447	2.57	53.89
27	Level One Bank Farmington Hills, Mich.	27.92	-13.10	424,913	3.12	43.88
28	Bank of Baker Mont.	27.89	28.56	112,010	2.41	38.53
29	FirstBank Antlers, Okla.	27.87	22.20	208,317	2.31	62.72
30	Lone Star State Bank Texas	27.75	27.95	36,704	1.99	45.34
31	Citizens State Bank Okemah, Okla.	27.40	23.63	171,881	2.31	37.59
32	American Interstate Bank Elkhorn, Neb.	27.17	18.58	113,469	2.22	40.14
33	Farmers and Merchants State Bank Plankinton, S.D.	27.08	23.04	71,408	2.71	42.43
34	Crown Bank Brick, N.J.	26.90	23.19	525,455	3.21	41.96
35	Bank Northwest Hamilton, Mo.	26.79	24.41	102,789	2.26	50.37
36	Bank of the West El Paso, Texas	26.49	22.70	880,986	2.28	48.80
	Citizens State Bank Miles, Texas	26.49	21.20	77,020	1.99	54.75
38	Bank of Bloomsdale Mo.	26.35	29.42	186,004	2.53	39.43
39	Sabine State Bank and Trust Co. Many, La.	26.26	11.45	685,483	1.97	61.15
40	Security State Bank Ansley, Neb.	26.19	33.30	94,593	2.21	65.29
41	Premier Bank Rock Valley, Iowa	26.03	20.56	220,760	2.65	33.96
42	USNY Bank Geneva, N.Y.	26.02	-20.64	85,760	2.44	62.40
43	State Bank of New Richland Minn.	25.96	33.43	88,503	2.26	45.90
44	Lusk State Bank Wyo.	25.95	25.87	43,539	2.39	53.03
45	Peoples Bank Paris, Texas	25.94	24.36	111,389	2.32	65.06
46	Southwest National Bank Wichita, Kan.	25.83	24.34	357,123	2.31	52.58
47	Brannen Bank Inverness, Fla.	25.78	8.87	412,374	1.72	68.07
48	Brush Country Bank Freer, Texas	25.76	24.83	40,785	2.46	55.94
49	Wilburton State Bank Okla.	25.74	29.91	61,096	2.15	54.24
50	Leader Bank Arlington, Mass.	25.55	15.12	365,735	2.58	38.38
	Morris State Bank Okla.	25.55	20.60	61,920	2.24	54.33
52	Community First Bank Butler, Mo.	25.51	18.80	160,089	2.19	52.01
53	Home State Bank Louisville, Neb.	25.42	19.02	80,453	2.77	47.89
54	First Bank of Berne Ind.	25.19	23.93	425,770	2.45	46.34
55	Bank of Union El Reno, Okla.	25.18	-4.99	341,182	2.29	44.21
56	Farmers and Merchants Bank of Kendall Wis.	25.14	22.60	55,950	2.68	38.78
57	First American Bank Stonewall, Okla.	25.10	23.29	22,640	2.65	54.49
58	Eclipse Bank Inc. Louisville, Ky.	25.07	-22.26	133,326	2.24	93.66
59	Nebraska State Bank Oshkosh	24.99	22.17	44,796	2.26	56.23
60	Lamar Bank and Trust Co. Mo.	24.94	23.38	121,134	2.36	49.95
61	Auburn Banking Co. Ky.	24.53	25.55	64,528	1.94	57.14
62	Cowboy Bank of Texas Maypearl	24.46	20.52	43,080	2.34	60.88
63	Farmers and Merchants State Bank of Pierz Minn.	24.44	18.31	168,350	2.19	43.46
64	Dakota Community Bank Hebron, N.D.	24.33	18.82	467,142	1.89	60.36
65	West Town Savings Bank Cicero, Ill.	24.28	-64.21	110,542	2.17	82.61
66	Sentry Bank St. Joseph, Minn.	24.10	12.82	153,868	3.11	35.99
67	Centinel Bank of Taos N.M.	23.90	17.58	165,004	2.05	64.01
68	Citizens Bank of Las Cruces N.M.	23.75	27.77	370,772	2.20	54.57
69	Security Bank and Trust Co. Paris, Tenn.	23.74	20.65	161,199	2.16	48.58
70	Quail Creek Bank Oklahoma City	23.54	26.80	458,966	2.05	43.69
71	Chillicothe State Bank Mo.	23.35	16.63	110,907	2.04	47.06
72	Prairie State Bank and Trust Mount Zion, Ill.	23.29	16.79	552,892	2.07	51.90
73	Farmers and Merchants State Bank of Cawker City Kan.	23.26	20.61	16,079	1.94	55.56
	Great Plains National Bank Elk City, Okla.	23.26	15.70	351,220	2.10	61.42
	Union Bank of Mena Ark.	23.26	24.31	168,905	2.12	59.56
76	Security First National Bank of Hugo Okla.	23.21	27.51	104,992	1.84	50.94
77	Ruby Valley National Bank Twin Bridges, Mont.	23.15	16.40	75,128	3.04	46.89
78	First State Bank Armour, S.D.	23.10	20.17	90,613	1.89	61.23
79	Peoples State Bank Blair, Okla.	23.09	19.36	15,645	2.44	64.62
	Western Commerce Bank Carlsbad, N.M.	23.09	23.34	331,650	2.26	56.81
81	Middletown State Bank Ill.	23.07	18.32	24,284	1.82	47.90
82	First American Bank Artesia, N.M.	23.05	26.80	624,832	1.95	60.85
83	Liberty State Bank Powers Lake, N.D.	23.03	19.96	47,979	2.05	43.54
84	Volunteer State Bank Portland, Tenn.	23.00	16.48	383,261	1.93	70.47
85	Farmers Savings Bank Colesburg, Iowa	22.97	21.89	129,098	1.90	42.14
86	Crestmark Bank Troy, Mich.	22.94	12.43	256,194	2.74	63.47
87	Bank of Rantoul Ill.	22.93	6.24	195,594	1.95	40.45
88	First State Bank Louise, Texas	22.86	23.26	263,571	1.90	62.59
89	Grand Marais State Bank Minn.	22.83	21.41	68,785	1.97	60.31
90	Marlin Business Bank Salt Lake City	22.75	18.69	123,809	3.52	39.92
91	Corydon State Bank Iowa	22.65	19.50	72,769	3.63	21.03
92	Bank of Mauston Wis.	22.64	17.15	237,201	2.44	42.39
93	Farmers Bank Carnegie, Okla.	22.61	23.03	52,105	2.16	59.57
94	Citizens State Bank Grainfield, Kan.	22.59	21.72	10,297	1.60	61.26
95	First Credit Bank Los Angeles	22.45	22.42	481,618	5.05	14.43
96	State Bank of Texas Dallas	22.35	33.77	662,484	3.17	24.18
97	Central National Bank of Poteau Okla.	22.16	23.03	207,272	2.03	56.18
98	Union Bank and Trust Co. Livingston, Tenn.	22.09	23.00	81,307	2.24	48.67
99	Bank of the Wichitas Snyder, Okla.	22.05	29.04	122,979	2.12	59.58
	Delta Bank Vidalia, La.	22.05	26.11	224,637	1.75	60.06
101	American State Bank Sioux Center, Iowa	22.03	14.93	528,503	2.22	40.68
102	Peoples State Bank Summit, S.D.	21.96	23.53	47,700	2.16	45.73
103	State Savings Bank Creston, Iowa	21.90	20.31	51,195	1.87	51.77
104	American Trust Bank Kirksville, Mo.	21.86	-11.25	40,473	2.01	73.18
105	Marion County State Bank Pella, Iowa	21.76	22.20	218,747	2.08	40.05
106	United Community Bank of North Dakota Leeds	21.73	19.76	203,130	1.73	46.19
107	First National Bank of Central Texas Waco	21.66	21.08	562,469	1.80	53.68
108	HNB National Bank Hannibal, Mo.	21.49	NA	326,129	1.97	57.43
109	First National Bank of Muskogee Okla.	21.48	17.42	169,118	1.81	61.26
110	Phelps County Bank Rolla, Mo.	21.42	22.38	263,034	1.69	62.00
111	Bank of DeSoto Texas	21.41	19.18	158,239	2.06	55.60
112	Ouachita Independent Bank Monroe, La.	21.40	19.16	481,060	1.81	62.29
113	Buffalo Ridge Bank Beardsley, Minn.	21.37	20.80	37,974	1.77	59.96
114	Prime Bank Edmond, Okla.	21.35	2.34	97,664	1.94	51.59
115	Luana Savings Bank Iowa	21.31	18.52	388,915	1.87	41.07
116	Farmers and Merchants Savings Bank Waukon, Iowa	21.29	14.18	118,819	1.93	48.09
117	Paducah Bank and Trust Co. Ky.	21.27	22.61	520,134	2.20	55.63
118	Houston Community Bank	21.26	22.33	244,879	1.94	57.72
119	First National Bank Arcadia, La.	21.20	23.66	180,300	1.71	69.30
120	Hyperion Bank Philadelphia	21.19	-15.59	90,402	1.91	97.57
121	Pinnacle Bank Sioux City Iowa	21.14	15.36	63,603	2.40	45.48
	Sterling Bank Barron, Wis.	21.14	17.95	181,556	1.78	57.65
123	MontroseBank Colo.	21.13	24.59	208,477	2.14	51.93
124	Viking State Bank and Trust Decorah, Iowa	21.12	22.01	104,447	2.17	41.68
125	GBC International Bank Los Angeles	21.02	8.06	385,538	1.88	47.83
126	Heartland State Bank Redfield, S.D.	21.00	19.91	64,054	1.77	61.73
127	New Era Bank Fredericktown, Mo.	20.98	19.40	283,077	2.46	38.70
128	Community First Bank New Iberia, La.	20.96	13.08	231,659	1.92	54.70
129	Guaranty Bond Bank Mount Pleasant, Texas	20.94	21.26	971,084	1.77	62.42
130	Almena State Bank Kan.	20.92	36.60	21,563	1.39	73.34
131	Horizon Bank SSB Austin, Texas	20.90	19.04	210,386	1.86	62.70
132	First Whitney Bank and Trust Atlantic, Iowa	20.82	21.42	154,290	2.34	37.36
	Native American Bank Denver	20.82	-67.11	82,931	1.46	95.40
134	Commerce Bank of Arizona Tucson	20.81	0.73	270,491	1.98	46.04
135	Farmers and Merchants Bank Maysville, Okla.	20.78	19.80	18,570	1.83	58.42
	First National Bank of Burleson Texas	20.78	25.67	186,676	1.84	59.08
137	Bank of England Ark.	20.71	17.20	213,864	2.02	79.28
138	First State Bank of Forrest Ill.	20.65	15.12	61,040	1.86	54.36
139	Bank of Hydro Okla.	20.63	18.07	107,754	1.74	47.18
140	Casey State Bank Ill.	20.56	16.44	252,586	1.84	46.68
	Community Bank of the Arbuckles Sulphur, Okla.	20.56	20.62	82,483	1.72	63.71
142	Peoples Community State Bank Doniphan, Mo.	20.54	20.53	128,279	2.70	45.65
143	Ultima Bank Minnesota Winger	20.51	10.50	100,276	2.02	51.61
144	Farmers Savings Bank and Trust Traer, Iowa	20.50	21.05	145,831	1.57	68.86
145	First Community Bank of Central Alabama Wetumpka	20.45	17.46	272,117	1.59	53.68
146	Bank of Hemet Riverside, Calif.	20.43	16.54	444,531	2.09	49.22
147	Bank 7 Oklahoma City	20.41	15.51	139,295	1.62	55.30
148	Citizens State Bank Corrigan, Texas	20.38	18.16	101,831	2.21	54.51
149	First State Bank Barboursville, W.Va.	20.35	21.91	247,938	1.66	61.00
	Security Bank of Southwest Missouri Cassville	20.35	11.36	67,897	2.09	59.33
151	Community Bank Bristow, Okla.	20.33	23.20	68,084	1.38	59.04
152	Bank of Milton Wis.	20.31	16.02	67,537	1.75	57.49
153	First Bank and Trust Co. Wagoner, Okla.	20.28	22.46	245,555	1.91	49.75
154	Clear Lake Bank and Trust Co. Iowa	20.23	19.57	232,907	1.71	57.40
	NewFirst National Bank El Campo, Texas	20.23	19.87	409,859	1.82	62.53
156	Exchange Bank Gibbon, Neb.	20.18	17.69	206,651	1.71	40.77
157	Borrego Springs Bank La Mesa, Calif.	20.12	7.11	138,849	1.47	77.04
158	Alamosa State Bank Colo.	20.11	21.55	158,489	1.84	52.99
	WoodTrust Bank Wisconsin Rapids	20.11	15.79	322,633	2.16	58.60
160	Bank of Kremlin Okla.	20.10	15.56	250,211	1.89	47.71
161	First Bank Burkburnett, Texas	20.06	17.66	236,452	1.82	64.44
162	Clare Bank Platteville, Wis.	20.01	21.09	245,380	1.81	41.41
163	Vermilion Bank and Trust Co. Kaplan, La.	19.96	21.42	110,411	1.79	61.96
164	Jackson County Bank Black River Falls, Wis.	19.95	20.88	212,821	1.91	47.18
165	American State Bank Osceola, Iowa	19.86	21.03	117,742	1.66	61.54
166	State Bank of Kimball Minn.	19.84	21.40	75,527	1.80	57.84
167	Wilson and Muir Bank and Trust Co. Bardstown, Ky.	19.83	18.85	403,959	1.80	59.98
168	Commercial Capital Bank Delhi, La.	19.82	14.22	40,312	2.29	57.50
	Home Bank of California San Diego	19.82	23.17	146,659	2.02	46.90
170	Savings Bank Primghar, Iowa	19.81	15.34	113,490	1.62	47.15
171	First Star Bank SSB Bremond, Texas	19.79	19.40	193,110	1.60	59.44
172	Guaranty Bank and Trust Co. of Delhi La.	19.78	18.01	121,020	1.92	59.01
173	Planters Bank Hopkinsville, Ky.	19.75	17.86	609,294	1.56	52.60
174	Community Bank of Cameron Wis.	19.71	20.51	101,921	1.55	56.11
175	Basile State Bank La.	19.65	21.26	49,849	1.79	64.01
176	City Savings Bank and Trust Co. De Ridder, La.	19.62	19.23	186,884	2.30	58.27
177	First State Bank Avinger, Texas	19.57	22.00	21,700	1.33	57.22
178	Farmers National Bank of Griggsville Ill.	19.48	18.10	51,141	1.71	63.98
179	First National Bank of Oklahoma Ponca City	19.47	15.49	242,394	1.57	61.00
180	Five Points Bank Grand Island, Neb.	19.46	14.57	618,405	2.04	48.53
	Southern Bank Poplar Bluff, Mo.	19.46	11.38	690,372	1.70	43.94
182	First State Bank Scottsbluff, Neb.	19.43	19.63	219,733	1.64	47.66
183	Peoples State Bank McDonald, Kan.	19.42	13.14	106,124	1.64	58.61
184	Citizens National Bank of Bluffton Ohio	19.41	20.83	562,591	1.69	59.38
185	Farmers State Bank Algona, Iowa	19.37	7.15	86,855	1.55	57.15
186	Citizens National Bank of Wills Point Texas	19.31	19.37	88,969	2.21	50.92
187	Farmers and Merchants State Bank of Blooming Prairie Minn.	19.29	22.03	69,919	1.55	63.29
188	State Bank of Hawley Minn.	19.28	20.89	84,471	1.75	62.52
189	McFarland State Bank Wis.	19.26	16.90	354,646	1.92	44.22
190	Farmers Trust and Savings Bank Buffalo Center, Iowa	19.25	19.29	168,453	1.79	52.05
191	West Texas State Bank Snyder	19.16	17.99	134,236	1.89	56.97
192	Adrian Bank Mo.	19.15	19.09	113,173	1.63	56.58
	Commercial Bank and Trust Co. Monticello, Ark.	19.15	13.11	159,988	1.89	56.14
194	Landmands Bank Audubon, Iowa	19.11	16.85	57,015	2.08	61.02
195	State Bank Hoxie, Kan.	19.10	18.80	117,926	1.93	53.71
196	Metropolitan Bank Oakland, Calif.	19.08	7.04	149,059	1.75	51.05
	Tensas State Bank Newellton, La.	19.08	17.51	120,582	2.03	55.04
198	Armstrong Bank Muskogee, Okla.	19.06	18.15	555,395	1.93	60.10
199	Dakota Heritage Bank of North Dakota Hunter	19.05	13.32	114,569	1.90	54.46
200	Jersey Shore State Bank Williamsport, Pa.	19.02	17.30	682,208	1.59	51.92

Note: Independent banks and thrifts operating as of March 16, 2011, with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans Thrifts are also excluded. Figures for prior periods are not adjusted for mergers and acquisitions.
Source:

SNL Financial