Community Banks with the Highest Returns on Average Equity

July 05, 2011, 3:12 p.m. EDT 1 Min Read

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Community Banks with the Highest Return on Average EquityOn March 31, 2011. Dollars in thousands. Published July 5, 2011
Rank		Return on average equity		Total assets	Return on average assets	Efficiency ratio
Rank		1Q 2011	1Q 2010	Total assets	Return on average assets	Efficiency ratio
1	First Midwest Bank Centerville, S.D.	640.11%	-132.18%	$115,982	42.60%	10.23%
2	Bank 7 Oklahoma City	269.06	23.45	178,144	24.19	9.47
3	NewDominion Bank Charlotte	124.96	0.17	445,593	4.46	31.70
4	Royal Bank Elroy, Wis.	124.06	11.18	296,904	10.84	12.80
5	Pilsen State Bank Lincolnville, Kan.	102.58	536.64	12,293	12.09	16.63
6	McFarland State Bank Wis.	93.53	18.01	501,209	8.25	17.41
7	Oxford Bank and Trust Oak Brook, Ill.	84.56	-7.33	567,207	6.46	36.52
8	Live Oak Banking Co. Wilmington, N.C.	83.03	23.61	232,978	7.19	48.18
9	Americana Community Bank Sleepy Eye, Minn.	68.87	-149.14	133,028	1.56	67.66
10	Nova Bank Berwyn, Pa.	56.96	15.35	583,755	1.43	64.51
11	First State Bank Mendota, Ill.	56.91	12.26	701,986	3.81	44.78
12	Merchants Bank of California Carson	56.43	4.00	86,546	9.17	35.34
13	Embassy National Bank Lawrenceville, Ga.	55.09	9.84	64,170	6.22	45.29
14	First National Bank of Tom Bean Texas	49.83	2.10	43,128	5.15	87.93
15	Curtis State Bank Neb.	43.93	13.83	30,012	5.81	25.62
16	Frontier State Bank Oklahoma City	42.62	7.17	516,478	4.32	57.44
17	First Colorado National Bank Paonia	40.28	-15.49	51,018	5.39	59.85
18	Continental Bank Salt Lake City	39.93	62.95	103,589	8.23	35.23
19	Bank of Buffalo Ky.	39.79	35.13	68,160	3.50	27.57
20	Woodbury Banking Co. Ga.	39.23	5.29	28,120	2.50	90.30
21	Oxford Bank Mich.	38.97	1.01	277,493	1.21	85.27
22	State Bank of Lima Ill.	38.25	15.64	32,343	3.49	35.10
23	Peoples State Bank De Smet, S.D.	36.84	10.53	67,053	4.25	32.79
24	1st Advantage Bank St. Peters, Mo.	36.06	-2.05	93,579	1.44	64.34
25	PrinsBank Prinsburg, Minn.	35.14	23.91	96,428	2.91	51.89
26	Union Bank and Trust Co. Livingston, Tenn.	34.96	23.20	80,784	3.35	46.66
27	First Financial Bank El Dorado, Ark.	33.73	23.32	743,551	2.98	52.33
28	Wells Bank of Platte City Mo.	31.93	29.33	90,870	1.92	50.41
29	Bank of Hydro Okla.	31.89	16.28	108,194	2.62	40.05
30	Crockett National Bank San Angelo, Texas	31.63	11.02	298,385	3.37	42.56
31	Charter Bank Corpus Christi, Texas	31.60	31.43	178,790	2.48	54.51
32	FirstBank Antlers, Okla.	31.26	22.92	211,347	2.55	63.56
33	Community Bank Longview, Texas	31.04	32.27	152,778	2.31	51.89
34	Mainland Bank Texas City	30.70	21.57	97,120	2.61	55.48
35	River City Bank Inc. Louisville, Ky.	30.54	20.76	278,216	4.54	37.27
36	Bank of the West El Paso, Texas	30.41	25.11	908,661	2.57	48.04
37	Citizens State Bank of Clayton Wis.	30.26	32.11	97,323	2.42	49.44
38	Citizens State Bank Miles, Texas	30.23	23.88	81,344	2.42	48.83
39	First State Bank and Trust Tonganoxie, Kan.	29.93	-2.92	253,499	2.16	53.77
40	First National Bank Fabens, Texas	29.76	32.40	320,068	2.32	43.68
41	Heritage State Bank Lawrenceville, Ill.	29.66	29.05	78,185	2.49	50.54
42	West Texas State Bank Odessa	29.41	21.30	294,621	3.30	57.49
43	Farmers and Merchants State Bank Plankinton, S.D.	29.36	26.58	73,680	2.82	43.24
44	Northern Hancock Bank and Trust Co. Newell, W.Va.	29.25	12.65	32,002	3.05	54.95
45	State Bank of New Richland Minn.	29.15	30.58	88,327	2.50	38.83
46	CrossFirst Bank Overland Park, Kan.	29.09	2.25	225,366	3.11	74.11
47	Farmers Bank Carnegie, Okla.	28.96	33.88	54,048	2.77	49.81
48	RepublicBankAz Phoenix	28.72	-7.83	57,447	2.58	61.25
49	Security Bank and Trust Co. Paris, Tenn.	28.29	27.24	160,911	2.72	39.98
50	United Community Bank of North Dakota Leeds	28.22	26.79	204,515	2.24	43.19
51	Venture Bank Bloomington, Minn.	27.67	15.05	263,490	2.54	53.53
52	Brunswick State Bank Neb.	27.56	25.69	70,055	2.60	42.09
53	Prime Bank Edmond, Okla.	27.45	11.63	100,980	2.51	48.87
54	Citizens State Bank Okemah, Okla.	27.42	27.95	140,286	2.36	37.20
55	Bank of Baker Mont.	27.19	26.98	116,100	2.29	37.89
56	Lake Elmo Bank Minn.	27.11	-3.02	270,502	2.35	81.96
57	Adrian Bank Mo.	27.09	26.02	119,557	2.18	49.37
58	Great Plains National Bank Elk City, Okla.	27.06	16.80	364,912	2.35	61.42
59	First State Bank of Bedias Texas	27.04	19.96	133,338	2.74	39.84
60	First Enterprise Bank Oklahoma City	27.02	15.65	169,917	2.40	61.59
61	Metro Phoenix Bank	26.72	0.43	69,441	3.56	62.04
62	First American Bank Stonewall, Okla.	26.66	25.16	23,699	2.84	54.34
63	Security State Bank Sutherland, Iowa	26.65	26.67	74,904	2.25	44.20
64	Texas Bank Brownwood	26.46	46.07	294,305	3.05	46.67
65	Morris State Bank Okla.	26.37	26.64	64,991	2.36	53.85
66	Bank of Union El Reno, Okla.	26.29	37.31	360,063	2.35	35.67
67	Haverford Trust Co. Radnor, Pa.	26.23	23.74	109,234	4.33	77.36
68	Bank of Kremlin Okla.	26.22	23.00	275,351	2.26	43.25
	PlantersFirst Cordele, Ga.	26.22	-74.59	307,994	0.69	79.40
70	Vermont State Bank Vermont, Ill.	26.15	37.60	14,660	2.37	39.53
71	American Interstate Bank Elkhorn, Neb.	26.14	28.49	111,298	2.19	43.68
	Lone Star State Bank Lone Star, Texas	26.14	29.62	38,189	2.25	42.59
73	Farmers and Merchants State Bank of Cawker City Kan.	26.11	20.27	17,377	2.14	53.48
74	Bank of Indiana Dana	26.07	-8.69	111,488	3.04	64.50
75	Bank of Bloomsdale Mo.	26.06	27.03	192,576	2.49	41.74
76	Brush Country Bank Freer, Texas	25.83	20.45	41,344	2.30	58.21
77	Oak Creek Valley Bank Valparaiso, Neb.	25.80	20.40	59,770	2.74	31.51
78	Central State Bank Clayton, Ill.	25.76	25.87	92,072	3.66	41.71
79	Quail Creek Bank Oklahoma City	25.74	25.02	446,079	2.38	44.68
80	Riverside Bank Sparkman, Ark.	25.68	32.55	58,527	1.97	55.07
81	Corydon State Bank Iowa	25.43	22.64	73,207	3.66	24.75
82	Premier Bank Rock Valley, Iowa	25.41	25.07	224,544	2.64	33.31
83	Bank of Las Vegas N.M.	25.40	27.97	177,677	2.46	45.78
84	Union Bank of Mena Ark.	25.38	22.46	176,148	2.28	57.65
85	Security First National Bank of Hugo Okla.	25.29	29.47	107,342	1.88	50.64
86	Crown Bank Brick, N.J.	25.16	23.50	522,987	3.36	41.54
87	First State Bank of Forrest Ill.	24.98	14.14	120,763	1.87	53.69
	Northwoods State Bank Mason City, Iowa	24.98	19.13	145,175	2.03	47.91
89	Bank of Montgomery La.	24.85	26.47	159,268	2.03	57.94
90	Lowry State Bank Minn.	24.80	18.03	36,133	2.30	53.17
91	Goodfield State Bank Ill.	24.79	18.62	66,529	2.75	44.30
92	Farmers and Merchants Bank Milligan, Neb.	24.77	15.18	49,026	2.37	51.11
93	Great Plains Bank Eureka, S.D.	24.72	18.74	90,743	2.12	45.12
94	Farmers Savings Bank Colesburg, Iowa	24.67	23.33	140,806	2.05	39.89
95	Auburn Banking Co. Ky.	24.66	23.97	66,464	1.93	57.80
96	De Witt Bank and Trust Co. Iowa	24.64	10.89	121,044	2.41	52.84
97	Southwest National Bank Wichita, Kan.	24.54	25.60	358,767	2.21	54.70
98	Peoples Community Bank Greenville, Mo.	24.50	16.00	123,171	3.74	39.89
99	Bank of DeSoto Texas	24.48	20.96	162,305	2.50	56.28
100	Bank of the Rio Grande Las Cruces, N.M.	24.25	9.37	107,651	2.92	82.86
101	First Bank of Chandler Okla.	24.13	17.88	77,759	2.45	48.48
102	Crestmark Bank Troy, Mich.	24.05	14.44	289,715	2.87	63.10
103	State Bank of Bartley Neb.	24.01	13.50	69,241	2.29	59.52
104	Horizon Bank SSB Austin, Texas	23.88	15.06	242,283	1.90	60.35
105	Albina Community Bank Portland, Ore.	23.86	-30.45	135,364	0.87	80.14
106	First State Bank of Colfax Iowa	23.85	16.66	67,192	2.97	22.59
107	Bank of Grove Okla.	23.81	7.50	91,064	1.73	49.85
108	Grand Marais State Bank Minn.	23.78	22.76	67,710	1.87	58.19
109	Bank of Mauston Wis.	23.74	18.99	234,717	2.51	45.35
110	Community First Bank of the Heartland Mount Vernon, Ill.	23.52	15.12	88,927	2.32	44.55
111	Basile State Bank La.	23.51	24.06	50,942	2.22	60.25
112	First National Bank of Burleson Texas	23.44	21.90	181,460	2.00	48.61
113	Plaza Park State Bank Waite Park, Minn.	23.41	15.96	159,168	2.13	58.05
114	Pacific Premier Bank Costa Mesa, Calif.	23.36	2.86	951,736	2.16	41.57
115	Luana Savings Bank Iowa	23.32	29.06	404,551	2.12	37.74
116	Liberty State Bank Powers Lake, N.D.	23.27	19.68	49,288	2.02	43.87
117	Farmers and Merchants Bank of Kendall Wis.	23.17	25.38	55,554	2.76	36.23
118	Midwest Bank Detroit Lakes, Minn.	23.06	10.42	270,438	2.15	55.23
119	First State Bank Ida Grove, Iowa	23.00	22.23	122,558	1.95	43.52
120	First Bank of Berne Ind.	22.99	24.49	423,694	2.23	47.33
121	Community Bank Bristow, Okla.	22.96	17.20	74,136	1.54	57.59
122	White Rock Bank Cannon Falls, Minn.	22.91	15.25	126,726	2.05	65.55
123	The Bank Oberlin, Kan.	22.90	25.25	188,844	2.22	38.73
	Cowboy Bank of Texas Maypearl	22.90	24.83	44,689	2.19	63.07
125	NBC Oklahoma Oklahoma City	22.80	16.40	449,797	1.92	57.50
126	Middletown State Bank Ill.	22.77	14.25	25,517	1.97	44.16
127	AimBank Littlefield, Texas	22.71	17.09	245,238	1.86	56.18
128	Voyager Bank Eden Prairie, Minn.	22.56	19.07	424,427	1.64	61.37
129	Iowa State Bank Clarksville	22.51	9.26	217,416	1.56	44.50
130	Bank Northwest Hamilton, Mo.	22.42	7.64	98,853	1.87	54.08
131	Ameristate Bank Atoka, Okla.	22.33	13.28	200,664	1.82	63.93
132	Buffalo Ridge Bank Beardsley, Minn.	22.31	24.23	38,965	1.77	56.68
133	Excel Bank Sedalia, Mo.	22.26	28.15	273,882	1.56	57.64
134	Town and Country Bank of Quincy Ill.	22.13	22.99	112,145	2.35	49.50
135	First Independent Bank Vancouver, Wash.	22.09	-67.77	834,616	2.18	76.42
136	Lamar Bank and Trust Co. Mo.	22.08	25.40	122,690	2.05	53.03
137	NewBank Flushing, N.Y.	22.06	4.18	133,454	2.28	36.93
	Peoples State Bank Blair, Okla.	22.06	17.48	17,004	2.13	66.41
139	Farmers State Bank of Adams Minn.	22.03	21.28	77,070	2.73	37.36
140	Valley Bank Moline, Ill.	21.99	1.00	624,043	1.94	79.70
141	Armstrong Bank Muskogee, Okla.	21.95	16.00	588,568	2.09	59.12
142	Lusk State Bank Wyo.	21.89	25.75	42,743	2.10	57.04
143	Clinton State Bank Minn.	21.88	21.14	67,577	2.75	30.00
144	Marion County State Bank Pella, Iowa	21.86	25.66	220,279	2.30	37.70
145	Dakota Western Bank Bowman, N.D.	21.83	19.14	189,360	1.88	51.02
146	First State Bank Louise, Texas	21.68	21.27	266,187	1.72	62.90
	Sabine State Bank and Trust Co. Many, La.	21.68	21.39	714,194	1.49	62.76
148	Heartland State Bank Redfield, S.D.	21.67	12.70	64,710	1.91	61.14
149	First National Bank Spearman, Texas	21.65	14.93	153,145	1.81	54.90
150	Nebraska State Bank Oshkosh	21.60	25.06	46,182	2.21	58.10
	Peoples Community State Bank Doniphan, Mo.	21.60	20.48	128,727	3.06	41.89
152	Bank of Hemet Riverside, Calif.	21.59	20.38	443,512	2.42	46.12
	First American Bank Artesia, N.M.	21.59	17.94	690,721	1.96	62.26
154	Four Corners Community Bank Farmington, N.M.	21.56	21.65	208,692	1.93	49.78
155	Citizens National Bank of Bluffton Ohio	21.50	15.97	568,288	1.92	57.13
	First National Bank of Clinton Mo.	21.50	6.60	71,076	2.85	63.81
157	Community First Bank New Iberia, La.	21.47	20.17	246,495	1.77	55.46
158	Peoples Bank Paris, Texas	21.45	25.37	111,759	1.86	68.89
159	Peoples State Bank McDonald, Kan.	21.44	21.13	99,472	1.85	58.84
160	WoodTrust Bank Wisconsin Rapids	21.36	19.72	312,421	2.22	57.79
161	First State Bank Watonga, Okla.	21.31	22.27	45,947	2.13	52.01
162	Bank of Rison Ark.	21.28	12.81	30,092	3.77	35.08
163	Bank of Birmingham Mich.	21.26	3.16	116,520	1.75	65.78
	Farmers State Bank Waterloo, Iowa	21.26	18.16	325,650	1.54	51.39
165	Bank of Beaver City Okla.	21.25	12.19	141,304	1.40	62.22
	Peoples Bank Mendenhall, Miss.	21.25	8.42	212,741	1.86	52.50
167	Metz Banking Co. Nevada, Mo.	21.17	15.49	61,753	2.07	51.19
168	Peoples Bank and Trust Pana, Ill.	21.16	14.34	264,278	1.74	57.14
169	Farmers and Merchants Bank Maysville, Okla.	21.11	18.61	19,312	1.75	59.41
170	Citizens State Bank of Milford Ill.	21.09	3.76	47,380	1.56	61.40
171	Bank of St. Elizabeth Mo.	21.06	19.36	101,693	2.26	43.76
172	Five Points Bank Grand Island, Neb.	21.03	17.98	636,085	2.12	45.49
173	American National Bank-Fox Cities Appleton, Wis.	21.01	9.99	248,140	2.39	36.35
174	American State Bank Sioux Center, Iowa	21.00	23.06	523,781	2.23	39.02
	Prairie State Bank and Trust Mount Zion, Ill.	21.00	19.67	564,447	1.85	54.50
176	Caldwell Bank and Trust Co. Columbia, La.	20.94	19.37	95,753	1.88	63.21
177	Citizens State Bank Corrigan, Texas	20.93	21.78	101,168	2.22	55.38
	First National Bank of Central Texas Waco	20.93	21.13	578,837	1.73	49.59
	First State Bank of Brownsboro Texas	20.93	16.02	89,961	1.74	66.04
180	South Lafourche Bank and Trust Co. Larose, La.	20.86	21.94	160,256	1.62	59.16
181	First Midwest Bank of Poplar Bluff Mo.	20.85	18.67	266,701	1.85	58.06
	Planters Bank Hopkinsville, Ky.	20.85	22.75	602,979	1.61	49.88
183	Viking State Bank and Trust Decorah, Iowa	20.77	22.48	107,749	2.09	44.44
184	Delta Bank Vidalia, La.	20.71	20.83	199,574	1.63	62.08
185	Tensas State Bank Newellton, La.	20.60	19.88	120,823	2.16	53.99
186	Chillicothe State Bank Mo.	20.57	17.72	114,674	1.79	52.01
187	Century Bank of the Ozarks Gainesville, Mo.	20.56	19.27	169,006	1.84	56.74
188	Union Bank of Blair Wis.	20.44	16.86	77,449	1.85	47.13
189	First State Bank Scottsbluff, Neb.	20.41	20.15	216,865	1.79	47.36
190	River Bank Stoddard, Wis.	20.39	17.70	394,087	2.24	39.88
191	Alamosa State Bank Colo.	20.35	21.55	162,476	1.92	50.36
192	Jersey Shore State Bank Williamsport, Pa.	20.33	17.81	683,812	1.61	51.08
193	First Whitney Bank and Trust Atlantic, Iowa	20.29	21.47	155,104	2.14	35.36
194	Petersburg State Bank Neb.	20.25	19.74	32,705	1.53	56.46
195	Citizens Bank of Las Cruces N.M.	20.20	23.79	391,159	1.97	57.56
196	First National Bank and Trust of Elk City Okla.	20.17	19.60	281,244	2.01	45.52
197	Bank of Wolcott Ind.	20.14	15.15	107,324	1.98	53.37
198	Almena State Bank Kan.	20.12	-18.44	20,918	1.48	78.80
199	Ouachita Independent Bank Monroe, La.	20.09	18.72	507,606	1.70	62.73
200	Grand Savings Bank Grove, Okla.	20.06	21.20	232,934	1.80	56.59

Note: Independent banks and thrifts operating as of June 23, 2011, with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans Thrifts are also excluded. Figures for prior periods are not adjusted for mergers and acquisitions.
Source:

SNL Financial