Community Banks with the Highest Returns on Average Equity

July 20, 2015, 1:26 p.m. EDT 1 Min Read

View Table

Printer Friendly Version

Community Banks with the Highest Returns on Average EquityYear to date through March 31, 2015. Dollars in thousands Published July 20, 2015
Rank	Company	Type of institution	Return on average equity		Total assets	Return on average assets	Efficiency ratio
Rank	Company	Type of institution	1Q 2015	1Q 2014	Total assets	Return on average assets	Efficiency ratio
1	Farmers & Merchants Bank Statesboro, Ga.	commercial	207.29%	1.84%	$169,570	17.85%	94.12
2	Peoples Bank & Trust Co. Ryan, Okla.	commercial	102.76	18.33	29,430	16.09	81.77
3	Northpointe Bank Grand Rapids, Mich.	commercial	73.69	17.10	455,153	6.20	38.84
4	First State Bank of Swanville Minn.	commercial	69.03	11.38	27,869	9.04	74.46
5	BankCherokee St. Paul, Minn.	commercial	67.29	14.88	266,663	4.53	73.87
6	Community Bank & Trust-West Georgia LaGrange	commercial	59.11	-122.14	91,258	2.50	65.78
7	BANK VI Salina, Kan.	commercial	56.78	6.24	69,290	5.77	72.83
8	Resolute Bank Maumee, Ohio	savings	52.36	-19.24	38,068	4.84	72.46
9	American Bank of the North Nashwauk, Minn.	commercial	51.42	14.92	557,982	3.48	82.97
10	First Century Bank Gainesville, Ga.	commercial	51.08	-12.43	109,663	3.67	76.65
11	Federal Savings Bank Chicago	savings	49.45	-8.64	308,359	7.05	77.35
12	First South Bank Spartanburg, S.C.	commercial	44.05	-10.81	252,992	1.58	111.79
13	Security Bank Rich Hill, Mo.	commercial	43.46	-11.30	46,802	3.97	49.10
14	First National Bank Waupaca, Wis.	commercial	42.55	17.78	633,163	4.98	35.88
15	BankSouth Greensboro, Ga.	savings	40.06	11.19	400,401	4.68	70.79
16	Haverford Trust Co. Radnor, Pa.	commercial	38.61	43.43	105,078	6.37	78.62
17	Live Oak Banking Co. Wilmington, N.C.	commercial	38.12	50.96	678,531	3.55	54.24
18	Bank of Milton Wis.	commercial	37.72	3.31	100,716	3.23	42.85
19	Nebraska State Bank Oshkosh	commercial	35.93	29.64	50,250	4.14	28.80
20	PrinsBank Prinsburg, Minn.	commercial	34.91	74.65	123,008	4.00	44.99
21	Bay Commercial Bank Walnut Creek, Calif.	commercial	33.17	3.99	613,955	3.90	49.85
22	Grant County State Bank Carson, N.D.	commercial	32.99	20.40	35,376	3.84	37.40
23	ACB Bank Cherokee, Okla.	commercial	32.14	26.45	97,905	2.72	44.59
24	Farmers Exchange Bank Cherokee, Okla.	commercial	31.86	30.17	273,458	2.88	37.64
25	Citizens State Bank Miles, Texas	commercial	30.80	25.40	99,288	2.95	44.17
26	Farmers and Merchants Bank Caldwell, Ohio	commercial	30.65	13.68	107,094	3.71	37.23
27	First National Bank Fabens, Texas	commercial	29.85	28.99	337,950	3.18	44.50
28	Riverside Bank Sparkman, Ark.	commercial	29.71	27.48	57,670	2.85	52.00
29	Great Plains National Bank Elk City, Okla.	commercial	29.58	29.49	632,248	2.63	68.69
30	Bank 7 Oklahoma City	commercial	29.52	27.27	486,580	2.71	41.68
31	WoodTrust Bank Wisconsin Rapids, Wis.	commercial	29.25	24.08	384,434	2.70	50.37
32	Venture Bank Bloomington, Minn.	commercial	29.17	27.41	507,093	2.57	48.29
33	Security State Bank Sutherland, Iowa	commercial	28.42	28.20	107,162	2.58	35.52
34	Peoples State Bank McDonald, Kan.	commercial	28.10	23.92	133,958	2.52	45.39
35	State Bank of Texas Dallas	commercial	28.05	25.03	774,339	4.90	21.05
36	Citizens State Bank of La Crosse Wis.	commercial	27.96	26.49	165,522	2.49	52.04
37	Heritage Bank Jonesboro, Ga.	commercial	27.81	-3.92	385,705	2.13	76.31
38	Continental Bank Salt Lake City	commercial	27.69	27.42	167,737	4.54	37.17
	Peoples Bank Lawrence, Kan.	commercial	27.69	1.56	469,877	2.67	81.96
40	Citizens Alliance Bank Clara City, Minn.	commercial	27.64	16.22	611,776	2.36	56.02
41	Central Bank and Trust Co. Hutchinson, Kan.	commercial	27.59	23.57	260,070	2.46	54.12
	Citizens Commerce National Bank Versailles, Ky.	commercial	27.59	-6.26	216,501	1.35	93.28
43	First Home Bank Seminole, Fla.	commercial	27.50	9.92	91,052	2.41	65.25
44	Bank of Hydro Okla.	commercial	27.34	28.74	141,714	2.08	44.71
45	Farmers and Merchants State Bank Plankinton, S.D.	commercial	27.23	19.68	96,087	2.57	40.38
46	Legence Bank Eldorado, Ill.	commercial	26.79	22.11	303,919	2.99	65.91
47	Metamora State Bank Ohio	commercial	26.76	3.50	63,807	2.51	54.04
48	Guaranty Bank & Trust Co. of Delhi La.	commercial	26.63	23.91	188,280	2.30	54.28
49	NOA Bank Duluth, Ga.	commercial	26.43	24.81	210,881	3.20	52.36
50	Heartland Bank Little Rock, Ark.	commercial	26.33	22.88	242,075	3.70	43.30
51	Farmers & Merchants Bank Lakeland, Ga.	commercial	26.15	25.65	553,566	0.90	74.07
52	Security First National Bank of Hugo Okla.	commercial	26.09	23.53	105,067	2.00	50.89
53	Petersburg State Bank Neb.	commercial	25.92	19.77	37,082	2.21	45.03
54	Sage Bank Lowell, Mass.	cooperative	25.90	1.50	186,605	1.94	72.64
55	First State Bank Scottsbluff, Neb.	commercial	25.77	23.66	249,024	2.50	42.08
56	St. Martin Bank and Trust Co. St. Martinville, La.	commercial	25.67	25.15	533,295	2.39	48.66
57	RidgeStone Bank Brookfield, Wis.	commercial	25.11	21.23	398,451	3.11	53.94
	Morris State Bank Okla.	commercial	25.11	29.84	74,674	2.03	59.62
59	Community Bank Longview, Texas	commercial	24.92	26.02	219,889	2.22	44.61
60	Peoples State Bank Summit, S.D.	commercial	24.90	21.74	60,177	2.93	36.63
	Community First Bank Butler, Mo.	commercial	24.90	16.85	166,082	2.18	44.46
62	Dakota Community Bank & Trust Hebron, N.D.	commercial	24.89	21.40	798,880	1.97	54.83
63	The Bank McAlester, Okla.	commercial	24.88	18.48	375,829	2.31	52.59
64	Hometown Bank Kent, Ohio	savings	24.81	3.61	164,021	2.35	45.66
65	Prime Bank Edmond, Okla.	commercial	24.77	23.71	217,087	2.53	44.88
66	Neighborhood National Bank San Diego	commercial	24.67	-7.13	66,244	1.68	101.65
67	Points West Community Bank Julesburg, Colo.	commercial	24.62	21.65	220,239	2.46	45.82
68	Private Bank of Buckhead Atlanta	commercial	24.61	2.51	263,413	2.29	68.75
69	BankWest Inc. Pierre, S.D.	commercial	24.60	15.77	872,663	2.64	66.70
70	Southwest Capital Bank Las Vegas, N.M.	commercial	24.53	24.06	281,455	2.25	49.30
71	Bank of Lake Mills Wis.	commercial	24.51	11.73	201,734	2.61	49.87
72	Georgia Heritage Bank Dallas	commercial	24.46	12.81	72,460	1.54	66.42
73	Wells Bank of Platte City Mo.	commercial	24.33	27.29	128,524	2.15	48.71
74	Impact Bank Wellington, Kan.	commercial	24.32	7.05	132,484	2.58	71.77
75	Farmers Savings Bank Wever, Iowa	commercial	24.27	18.03	124,313	2.46	43.64
76	Freedom Bank Huntingburg, Ind.	commercial	24.15	23.28	362,038	2.38	39.55
77	Charlevoix State Bank Mich.	commercial	24.08	9.65	163,625	2.07	71.22
78	Arthur State Bank Union, S.C.	commercial	24.02	4.58	530,227	1.57	74.83
79	Auburn Banking Co. Ky.	commercial	23.99	24.49	74,362	2.01	58.00
80	Bank of Commerce Chelsea, Okla.	commercial	23.95	9.92	157,653	2.71	65.32
81	First Federal Savings and Loan Bank Olathe, Kan.	commercial	23.81	16.77	72,425	2.98	39.95
	Choice Financial Group Fargo, N.D.	commercial	23.81	24.96	942,383	2.50	48.75
83	Adrian Bank Mo.	commercial	23.79	27.47	140,766	2.26	42.60
84	Peoples National Bank Colorado Springs, Colo.	commercial	23.72	6.98	316,192	2.36	76.28
85	NewBank Flushing, N.Y.	commercial	23.70	26.60	212,425	3.35	36.39
86	First Bank of Chandler Okla.	commercial	23.69	26.95	86,658	2.44	46.02
87	Ultima Bank Minnesota Winger	commercial	23.67	22.79	159,892	2.11	52.71
88	High Plains Bank Keyes, Okla.	commercial	23.57	19.12	79,641	2.53	40.96
89	Exchange Bank and Trust Co. Perry, Okla.	commercial	23.53	22.43	285,606	2.18	48.52
90	City Savings Bank & Trust Co. DeRidder, La.	commercial	23.50	19.55	312,365	2.33	53.97
91	1st Bank & Trust Broken Bow, Okla.	commercial	23.48	19.88	127,198	2.29	47.64
	Franklin State Bank & Trust Co. Winnsboro, La.	commercial	23.48	24.78	164,138	1.92	59.67
93	Union Bank & Trust Co. Livingston, Tenn.	commercial	23.45	22.23	82,477	2.87	47.68
94	Bank of Cordell Okla.	commercial	23.39	9.07	38,825	1.95	55.10
95	Southwest State Bank Sentinel, Okla.	commercial	23.38	18.42	93,326	2.30	51.48
96	First Utah Bank Salt Lake City	commercial	23.35	6.31	353,570	1.50	77.11
97	Quality Bank Page, N.D.	commercial	23.34	36.94	30,474	2.02	77.87
98	First Financial Bank El Dorado, Ark.	commercial	23.19	21.06	912,382	2.49	55.52
99	Ramsey National Bank Devils Lake, N.D.	commercial	23.15	14.85	266,409	2.61	58.41
100	Security Bank and Trust Co. Paris, Tenn.	commercial	23.11	23.46	178,931	2.37	44.35
101	Metropolitan Bank Oakland, Calif.	commercial	22.92	13.38	138,875	2.56	53.02
102	Coleman County State Bank Texas	commercial	22.85	23.97	105,580	2.19	57.57
103	Volunteer State Bank Portland, Tenn.	commercial	22.69	15.11	506,481	2.25	70.58
104	Bank of Glen Ullin N.D.	commercial	22.65	21.57	52,388	2.33	47.33
105	Tri Valley Bank Talmage, Neb.	commercial	22.60	16.03	36,146	1.89	41.12
106	Security Bank USA Bemidji, Minn.	commercial	22.57	14.27	129,634	2.13	58.10
107	Mid America Bank Linn, Mo.	commercial	22.55	19.18	379,688	1.71	53.69
108	Bank of Geneva Ind.	commercial	22.53	16.67	213,662	2.54	52.02
109	First National Bank of Las Animas Colo.	commercial	22.49	18.29	319,939	2.56	48.31
	Farmers & Merchants State Bank of Cawker City Kan.	commercial	22.49	20.53	16,293	2.27	46.55
	Community Bank Mankato Vernon Center, Minn.	commercial	22.49	21.37	224,739	1.75	55.82
112	First Bank & Trust Co. Wagoner, Okla.	commercial	22.46	22.90	274,227	2.52	47.03
	Basile State Bank La.	commercial	22.46	20.37	58,236	2.21	57.57
114	First Community Bank of Central Alabama Wetumpka	commercial	22.43	25.95	338,592	1.80	50.98
115	CornerstoneBank Atlanta	savings	22.41	1.91	242,041	0.71	89.53
116	Crockett National Bank San Angelo, Texas	commercial	22.37	12.65	547,086	2.18	74.92
117	Citizens Bank & Trust Co. Hutchinson, Minn.	commercial	22.36	16.75	205,980	1.93	48.63
118	Bank of Buffalo Ky.	commercial	22.30	25.33	75,483	2.43	38.87
119	Farmers Bank and Trust Co. Blytheville, Ark.	commercial	22.29	18.88	418,413	2.15	51.60
120	Lamar Bank and Trust Co. Mo.	commercial	22.27	23.56	139,001	2.09	49.45
121	Cowboy Bank of Texas Maypearl	commercial	22.22	27.64	60,527	2.24	57.22
122	Texas Bank Financial Weatherford	commercial	22.08	9.49	129,031	2.07	77.43
123	State Bank of Wheaton Minn.	commercial	22.03	7.86	75,262	4.63	40.75
124	Heritage State Bank Lawrenceville, Ill.	commercial	22.01	21.81	77,364	2.37	58.04
125	Coastal Commerce Bank Houma, La.	commercial	21.98	19.99	431,513	1.95	55.96
126	Kensington Bank Minn.	commercial	21.96	7.15	144,619	2.23	57.18
127	Premier Bank Rock Valley, Iowa	commercial	21.94	23.69	302,321	2.73	31.24
128	Level One Bank Farmington Hills, Mich.	commercial	21.92	6.76	843,357	2.24	51.67
129	Murphy Bank Fresno, Calif.	commercial	21.88	16.10	200,401	2.54	44.56
130	Commercial State Bank of Wagner S.D.	commercial	21.84	24.83	150,734	2.38	43.57
131	Security Bank Tulsa, Okla.	commercial	21.75	21.70	477,671	2.56	33.69
	Cross River Bank Teaneck, N.J.	commercial	21.75	10.21	344,088	2.17	47.78
133	Citizens Bank of Las Cruces N.M.	commercial	21.66	19.59	479,490	2.02	54.38
134	Bank of Baker Mont.	commercial	21.63	19.70	160,862	1.86	47.70
135	Four Corners Community Bank Farmington, N.M.	commercial	21.59	15.34	315,390	2.14	46.90
136	Ozark Heritage Bank Mountain View, Ark.	commercial	21.57	13.96	85,393	2.73	47.91
137	First National Bank & Trust of Elk City Okla.	commercial	21.55	20.08	325,814	2.45	41.02
138	Clear Lake Bank and Trust Co. Iowa	commercial	21.52	18.38	360,203	1.89	53.01
139	Sterling Bank Poplar Bluff, Mo.	commercial	21.50	13.71	646,643	1.73	37.38
140	Paradise Bank Boca Raton, Fla.	commercial	21.49	22.25	329,269	2.35	60.80
141	Horry County State Bank Loris, S.C.	commercial	21.47	53.29	425,007	0.55	87.11
142	Audubon State Bank Iowa	commercial	21.35	18.47	109,045	1.87	57.55
143	Commercial Bank Crawford, Ga.	commercial	21.31	20.49	121,267	2.17	50.72
	Platte Valley Bank of Missouri Platte City	commercial	21.31	17.36	450,560	1.90	65.16
145	Welcome State Bank Minn.	commercial	21.30	17.62	26,350	2.12	54.65
146	First Bank of Berne Ind.	commercial	21.29	24.22	550,506	2.11	52.24
	Savings Bank Primghar, Iowa	commercial	21.29	14.19	176,448	1.89	37.87
148	American Bank of St. Paul Minn.	commercial	21.27	18.13	311,959	1.99	79.82
149	Brunswick State Bank Neb.	commercial	21.23	25.19	97,976	2.17	45.64
150	Signature Bank Minnetonka, Minn.	commercial	21.17	17.77	330,994	1.80	60.36
151	Luana Savings Bank Iowa	commercial	21.16	21.78	730,262	2.03	40.09
	Sutton Bank Attica, Ohio	commercial	21.16	18.85	423,514	1.87	53.91
153	Florida Capital Bank Jacksonville	commercial	21.15	-54.81	382,025	1.64	106.12
154	Midwest Bank Detroit Lakes, Minn.	commercial	21.12	21.40	346,713	2.06	51.26
155	Metro City Bank Doraville, Ga.	commercial	21.11	20.55	607,719	2.70	36.75
156	Quail Creek Bank Oklahoma City	commercial	21.10	23.16	575,221	2.09	48.86
157	Grant County State Bank Swayzee, Ind.	commercial	21.07	18.17	129,243	2.12	41.30
158	Bank of the West Thomas, Okla.	commercial	21.06	22.10	137,983	2.42	53.33
159	Bank of England Ark.	commercial	21.04	9.80	363,112	2.30	85.99
160	State Savings Bank Creston, Iowa	commercial	21.02	17.32	101,868	1.90	53.75
	First National Bank of Central Texas Waco	commercial	21.02	23.51	772,187	1.79	51.52
162	First State Bank of Cando N.D.	commercial	20.97	7.80	58,273	1.96	79.67
163	Bank of Mauston Wis.	commercial	20.96	17.55	266,263	2.30	41.89
164	Waggoner National Bank of Vernon Texas	commercial	20.87	19.71	282,410	2.81	45.39
165	Bank of Hemet Riverside, Calif.	commercial	20.81	20.33	514,212	2.37	48.40
	First Community Bank Corpus Christi, Texas	commercial	20.81	26.28	382,885	1.88	69.32
167	Dakota Heritage Bank of North Dakota Hunter	commercial	20.78	16.12	192,145	2.30	49.79
168	Grand Bank & Trust of Florida West Palm Beach	commercial	20.74	10.02	211,711	2.17	100.47
169	Northland Financial Steele, N.D.	commercial	20.72	16.80	196,960	1.72	64.44
170	Titan Bank Mineral Wells, Texas	commercial	20.71	31.03	80,099	2.10	73.26
171	Fidelity Bank West Des Moines, Iowa	commercial	20.68	5.29	75,283	2.33	74.20
	Citizens Bank Amsterdam, Mo.	commercial	20.68	22.20	62,570	1.45	71.65
173	Security State Bank Farwell, Texas	commercial	20.63	17.53	120,520	2.66	32.09
174	United Farmers State Bank Adams, Minn.	commercial	20.57	19.51	142,967	2.28	41.19
175	Community First Bank New Iberia, La.	commercial	20.55	21.04	337,267	1.79	57.27
176	Farmers and Merchants Bank Milligan, Neb.	commercial	20.49	17.98	64,589	2.01	48.92
177	People's Bank of Seneca Mo.	commercial	20.48	8.50	136,627	1.71	53.75
178	NSB Bank Mason City, Iowa	commercial	20.44	18.99	189,344	1.84	47.07
179	PNA Bank Chicago	savings	20.40	2.37	95,938	1.18	105.69
180	First National Bank of Tom Bean Texas	commercial	20.39	7.98	68,321	1.74	59.19
181	Town and Country Bank Midwest Quincy, Ill.	commercial	20.37	21.05	150,100	2.35	48.62
182	Morris Bank Dublin, Ga.	commercial	20.35	21.53	490,420	2.19	50.26
183	Mainland Bank Texas City, Texas	commercial	20.33	13.13	128,123	1.90	67.87
184	First Whitney Bank and Trust Atlantic, Iowa	commercial	20.31	19.31	210,674	2.19	30.89
185	Farmers and Merchants Bank of Kendall Wis.	commercial	20.28	19.87	71,207	2.73	48.04
186	Goldwater Bank Scottsdale, Ariz.	commercial	20.23	-57.17	101,536	1.54	93.24
187	KodaBank Drayton, N.D.	commercial	20.21	10.73	136,156	2.16	44.84
188	Adams County Bank Kenesaw, Neb.	commercial	20.20	21.09	156,843	1.47	43.17
189	Bank of Montgomery La.	commercial	20.09	21.20	219,630	2.02	59.97
190	Magnolia Bank Hodgenville, Ky.	commercial	20.00	9.82	172,176	1.98	80.84
191	First State Bank Louise, Texas	commercial	19.98	18.37	352,188	1.64	62.49
192	Bank of Morton Miss.	commercial	19.97	19.01	65,190	2.66	52.35
193	Bloomsdale Bank Mo.	commercial	19.96	27.13	209,581	2.14	46.03
194	Five Star Bank Rocklin, Calif.	commercial	19.95	24.64	650,596	1.97	43.72
	First Northern Bank of Wyoming Buffalo	commercial	19.95	16.58	279,219	1.80	60.94
196	Community First Bank of the Heartland Mount Vernon, Ill.	commercial	19.90	22.33	166,304	1.86	58.26
197	Ericson State Bank Neb.	commercial	19.89	18.82	77,193	1.64	42.51
198	Peoples Bank Westville, Okla.	commercial	19.87	21.19	47,903	2.47	57.68
199	North Valley Bank Thornton, Colo.	commercial	19.80	14.23	155,407	2.04	73.86
200	NewFirst National Bank El Campo, Texas	commercial	19.75	19.49	620,841	1.93	58.96

Note: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts are also excluded. List includes independent banks that were operating as of May 29, 2015. Figures for prior periods are not adjusted for mergers and acquisitions.
Source:

SNL Financial