Community Banks with the Largest First Mortgage Loan Portfolios

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Community Banks with the Largest First Mortgage Loan Portfolios

Community Banks with Largest First Mortgage Loan PortfoliosOn June 30, 2010. Dollars in thousands
Published October 21, 2010

Rank   First mortgage loans Total loans
and leases
Assets
June 30 Year earlier Change
1 Kennebec Savings Bank Augusta, Maine $488,650 $464,349 5.2% $628,940 $759,915
2 Easthampton Savings Bank Mass. 426,427 427,398 -0.2 591,738 830,682
3 Haven Savings Bank Hoboken, N.J. 424,552 437,882 -3.0 473,501 713,718
4 Fidelity Homestead Savings Bank New Orleans 413,477 459,476 -10.0 552,776 937,613
5 Torrington Savings Bank Conn. 383,743 394,886 -2.8 425,802 799,626
6 Hingham Institution for Savings Mass. 381,383 358,748 6.3 750,855 971,798
7 Saco and Biddeford Savings Institution Saco, Maine 375,733 396,092 -5.1 597,128 747,851
8 East Cambridge Savings Bank Cambridge, Mass. 373,342 387,787 -3.7 533,913 816,642
9 Newtown Savings Bank Conn. 358,165 334,004 7.2 761,504 939,650
10 Harleysville Savings Bank Pa. 342,785 332,949 3.0 518,393 867,193
11 Great Midwest Bank SSB Brookfield, Wis. 336,134 370,417 -9.3 419,646 558,535
12 Avidia Bank MHC Hudson, Mass. 329,097 347,373 -5.3 692,815 984,884
13 Marquette Savings Bank Erie, Pa. 316,078 311,120 1.6 426,812 672,296
14 Newburyport Five Cents Savings Bank Mass. 295,141 290,688 1.5 475,299 616,856
15 Norway Savings Bank MHC Maine 294,517 293,877 0.2 819,587 945,160
16 Advantage Bank Cambridge, Ohio 289,166 338,917 -14.7 695,025 842,355
17 Savings Bank of Danbury Conn. 288,271 301,270 -4.3 596,974 760,618
18 Lisle Savings Bank Ill. 286,694 323,270 -11.3 351,529 523,947
19 Patriot National Bank Stamford, Conn. 282,993 231,859 22.1 617,954 816,059
20 Customers Bank Phoenixville, Pa. 282,586 38,545 633.1 468,580 633,509
21 Ulster Savings Bank Kingston, N.Y. 280,031 306,290 -8.6 564,667 729,266
22 First Savings Bank of Hegewisch Chicago 278,127 261,442 6.4 295,570 541,406
23 ACNB Bank Gettysburg, Pa. 272,150 253,956 7.2 665,965 963,375
24 Village Bank Newton, Mass. 268,874 295,121 -8.9 473,493 682,534
25 Thomaston Savings Bank Conn. 263,320 240,914 9.3 402,396 636,642
26 Chelsea Groton Bank Groton, Conn. 259,807 277,126 -6.2 525,199 781,157
27 South Shore Savings Bank South Weymouth, Mass. 259,522 264,088 -1.7 599,272 928,594
28 First National Bank of America East Lansing, Mich. 258,647 266,097 -2.8 350,106 454,427
29 Bogota Savings Bank N.J. 255,944 252,384 1.4 301,820 383,981
30 Legacy Banks Pittsfield, Mass. 255,660 272,982 -6.3 657,053 935,798
31 Winchester Co-operative Bank Mass. 255,166 240,537 6.1 311,902 476,673
32 Greenfield Savings Bank Mass. 251,092 259,297 -3.2 400,598 626,898
33 Guilford Savings Bank Conn. 247,727 258,271 -4.1 350,920 511,110
34 Gulf Coast Bank and Trust Co. New Orleans 247,450 262,266 -5.6 701,078 914,051
35 New Peoples Bank Inc. Honaker, Va. 245,361 228,071 7.6 740,130 859,540
36 Manasquan Savings Bank MHC N.J. 243,459 258,255 -5.7 449,435 769,950
37 Martha's Vineyard Savings Bank Edgartown, Mass. 242,092 244,135 -0.8 388,967 503,348
38 Cape Cod Cooperative Bank Hyannis, Mass. 241,551 239,281 0.9 460,553 580,785
39 Bank of Canton MHC Mass. 241,429 247,397 -2.4 546,951 691,783
40 Androscoggin Savings Bank MHC Lewiston, Maine 240,736 244,339 -1.5 575,892 704,284
41 Penn Security Bank and Trust Co. Scranton, Pa. 239,756 239,989 -0.1 609,736 878,905
42 First State Bank Mendota, Ill. 236,897 216,348 9.5 434,446 535,215
43 Citizens-Union Savings Bank MHC Fall River, Mass. 233,578 255,019 -8.4 509,416 699,439
44 North Easton Savings Bank South Easton, Mass. 231,252 207,651 11.4 305,006 441,679
45 Mechanics Savings Bank Mansfield, Ohio 229,162 228,668 0.2 282,043 363,122
46 Ohio Valley Bank Co. Gallipolis, Ohio 227,584 229,636 -0.9 643,354 813,117
47 Monarch Bank Chesapeake, Va. 227,315 175,300 29.7 704,357 790,736
48 Lowell Five Cent Savings Bank Mass. 226,935 183,881 23.4 394,915 694,008
49 Pentucket Bank Haverhill, Mass. 224,358 205,026 9.4 463,449 621,964
50 Gorham Savings Bank Maine 223,606 221,413 1.0 640,562 921,909
51 Eureka Savings Bank La Salle, Ill. 221,803 219,216 1.2 242,562 387,844
52 Northfield Savings Bank MHC Vt. 220,742 223,740 -1.3 438,071 619,234
53 Winchester Savings Bank Mass. 220,410 216,170 2.0 336,657 527,223
54 Florida Capital Bank Jacksonville 219,761 134,280 63.7 691,657 946,496
55 Town and Country Bank Salem, Mo. 218,410 203,414 7.4 373,577 493,278
56 Naugatuck Savings Bank Conn. 217,065 207,440 4.6 642,031 852,176
57 Dime Bank Norwich, Conn. 215,047 225,618 -4.7 501,667 663,814
58 Washington Financial Bank Pa. 215,007 NA NA 566,049 781,894
59 Grand Bank Hamilton, N.J. 214,804 144,649 48.5 363,861 404,346
60 Southbridge Savings Bank Mass. 214,593 227,188 -5.5 359,676 439,182
61 Kennebunk Savings Bank Maine 214,409 203,878 5.2 652,555 800,698
62 Brannen Bank Inverness, Fla. 210,253 226,438 -7.1 269,476 450,460
63 Citizens and Farmers Bank West Point, Va. 209,688 206,204 1.7 702,306 902,622
64 Belmont Savings Bank Mass. 209,209 234,369 -10.7 343,545 506,098
65 Central Co-operative Bank Somerville, Mass. 208,889 193,627 7.9 449,221 526,376
66 Fulton Savings Bank N.Y. 208,438 220,765 -5.6 272,936 401,335
67 Commercial Bank Harrogate, Tenn. 208,226 166,625 25.0 587,075 805,788
68 Vinton County National Bank of McArthur Ohio 208,054 210,867 -1.3 479,019 699,781
69 Pioneer Savings Bank Troy, N.Y. 208,040 223,973 -7.1 525,108 759,446
70 Liberty Bank Springfield, Mo. 202,183 188,245 7.4 833,632 970,405
71 Hoyne Savings Bank Chicago 201,775 210,418 -4.1 213,285 307,102
72 First State Bank of the Florida Keys Key West 200,406 179,841 11.4 490,644 865,689
73 Northway Bank Berlin, N.H. 198,139 201,482 -1.7 589,435 811,254
74 Benchmark Bank Plano, Texas 196,806 169,343 16.2 341,664 378,204
75 Bank Independent Sheffield, Ala. 194,752 186,756 4.3 761,262 958,326
76 New England Bank Enfield, Conn. 194,741 170,601 14.1 528,704 691,557
77 Asheville Savings Bank SSB N.C. 193,510 195,454 -1.0 566,837 770,615
78 Meredith Village Savings Bank N.H. 192,936 174,695 10.4 464,503 606,619
79 Clinton Savings Bank MHC Mass. 191,937 213,472 -10.1 349,318 506,955
80 StonehamBank Mass. 187,321 198,932 -5.8 334,557 414,668
81 Equitable Bank SSB Wauwatosa, Wis. 184,938 204,193 -9.4 390,653 471,352
82 Solvay Bank N.Y. 183,658 174,875 5.0 368,249 582,150
83 Standard Bank PaSB Monroeville, Pa. 181,391 167,856 8.1 283,028 395,343
84 Fidelity Bank Edina, Minn. 181,327 186,015 -2.5 359,476 432,961
85 Highlands Union Bank Abingdon, Va. 180,768 181,184 -0.2 482,013 648,685
86 Independence Bank of Kentucky Owensboro 180,578 165,889 8.9 662,012 954,474
87 National Bank of Kansas City Overland Park, Kan. 180,544 167,650 7.7 368,975 698,078
88 Claremont Savings Bank N.H. 179,444 169,272 6.0 261,141 320,046
89 Conway National Bank S.C. 177,376 182,982 -3.1 564,004 934,643
90 BankFive Fall River, Mass. 176,972 191,499 -7.6 491,451 705,230
91 Machias Savings Bank MHC Maine 176,608 190,359 -7.2 851,322 952,602
92 North Country Savings Bank Canton, N.Y. 176,147 175,418 0.4 201,608 243,316
93 Geauga Savings Bank Newbury, Ohio 176,018 205,049 -14.2 282,889 432,836
94 Passumpsic Savings Bank MHC St. Johnsbury, Vt. 176,015 174,886 0.6 443,766 552,477
95 Savers Co-operative Bank Southbridge, Mass. 175,180 169,286 3.5 281,737 394,347
96 First Citizens National Bank Mansfield, Pa. 173,729 169,137 2.7 472,340 772,642
97 First Farmers and Merchants Bank Columbia, Tenn. 172,202 193,247 -10.9 574,133 940,238
98 Millington Savings Bank MHC N.J. 171,266 172,940 -1.0 268,654 358,893
99 Community National Bank Derby, Vt. 170,464 167,998 1.5 385,685 497,087
100 Community Savings Bank Chicago 170,461 176,333 -3.3 272,149 424,038
101 AmeriServ Financial Bank Johnstown, Pa. 169,723 177,996 -4.6 693,988 936,779
102 Bath Savings Institution Maine 168,095 169,198 -0.7 390,329 568,106
103 Prosperity Bank St. Augustine, Fla. 167,315 182,698 -8.4 590,619 873,367
104 Fidelity Savings Bank Pittsburgh 167,216 215,639 -22.5 389,870 702,717
105 EvaBank Cullman, Ala. 166,821 177,100 -5.8 294,569 401,195
106 Juniata Valley Bank Mifflintown, Pa. 166,803 176,493 -5.5 308,075 438,375
107 Farmers and Merchants Bank Timberville, Va. 165,270 140,717 17.4 477,863 540,806
108 Access National Bank Reston, Va. 165,241 213,388 -22.6 535,040 789,243
109 Farmers State Bank Lagrange, Ind. 164,868 164,235 0.4 345,881 469,491
110 Cape Ann Savings Bank Gloucester, Mass. 164,101 162,325 1.1 226,530 412,471
111 Essex Savings Bank Conn. 163,733 165,892 -1.3 234,945 288,637
112 Guaranty Bond Bank Mount Pleasant, Texas 163,441 155,457 5.1 533,978 915,072
113 Bank of Clarke County Berryville, Va. 163,389 149,032 9.6 410,719 552,836
114 Espirito Santo Bank Miami 162,033 185,259 -12.5 361,866 579,888
115 Fidelity Co-operative Bank Leominster, Mass. 161,688 163,690 -1.2 346,367 521,247
116 Merrimack County Savings Bank MHC Concord, N.H. 160,927 169,108 -4.8 411,471 606,742
117 Skowhegan Savings Bank Maine 160,581 162,932 -1.4 271,549 436,088
118 Sanford Institution for Savings Maine 160,564 188,647 -14.9 343,093 426,789
119 Citizens National Bank Henderson, Texas 160,462 159,898 0.4 448,349 878,345
120 Magyar Bank MHC New Brunswick, N.J. 159,907 161,126 -0.8 416,559 543,548
121 Omni Bank Metairie, La. 159,643 178,180 -10.4 544,371 749,654
122 Independent Bank McKinney, Texas 159,484 135,245 17.9 749,990 913,993
123 Merchants National Bank Hillsboro, Ohio 158,645 130,597 21.5 434,196 553,579
124 First National Bank Paragould, Ark. 158,566 156,751 1.2 508,649 651,779
125 Putnam County Bank Hurricane, W.Va. 158,227 126,670 24.9 359,135 539,988
126 Salisbury Bank and Trust Co. Lakeville, Conn. 157,870 131,136 20.4 346,410 564,373
127 South Side Trust and Savings Bank of Peoria Ill. 156,448 163,611 -4.4 365,772 618,680
128 Embassy Bank for the Lehigh Valley Bethlehem, Pa. 156,169 138,739 12.6 372,174 492,426
129 Georgia Banking Co. Atlanta 155,230 145,499 6.7 189,012 247,887
130 Southern Bank Poplar Bluff, Mo. 155,141 145,819 6.4 422,908 551,620
131 United Bank Zebulon, Ga. 153,920 141,535 8.8 565,605 941,767
132 Southwest Bank Fort Worth 152,739 116,738 30.8 608,490 814,211
133 Putnam County Savings Bank Brewster, N.Y. 152,698 155,589 -1.9 522,556 975,360
134 Clear Mountain Bank Bruceton Mills, W.Va. 152,555 137,164 11.2 319,307 395,929
135 Farmers Bank and Trust Co. Magnolia, Ark. 152,371 149,119 2.2 517,628 652,734
136 Northumberland National Bank Pa. 152,291 151,727 0.4 235,985 407,538
137 Chicopee Savings Bank Mass. 151,507 159,837 -5.2 437,935 555,312
138 LCNB National Bank Lebanon, Ohio 150,161 143,001 5.0 459,721 773,710
139 Spencer Savings Bank Mass. 149,863 162,292 -7.7 283,353 401,671
140 Peoples Bank Savings Bank Munster, Ind. 149,297 169,631 -12.0 442,955 692,471
141 Bank of Versailles Mo. 149,097 159,172 -6.3 255,359 339,955
142 Community State Bank of Orbisonia Pa. 147,931 133,190 11.1 229,906 266,866
143 Heritage Bank Hinesville, Ga. 147,573 143,965 2.5 690,210 933,455
144 Savings Bank Wakefield, Mass. 147,170 152,306 -3.4 245,523 426,178
145 First National Bank of Palmerton Pa. 145,696 137,565 5.9 369,868 657,619
146 Farmers and Merchants Trust Co. of Chambersburg Pa. 145,604 146,828 -0.8 758,661 984,472
147 Jersey Shore State Bank Jersey Shore, Pa. 145,195 146,732 -1.0 417,699 701,335
148 National Capital Bank of Washington 144,871 124,865 16.0 243,349 297,958
149 Montgomery Bank Sikeston, Mo. 144,707 154,975 -6.6 746,226 905,616
150 First Bank Richmond MHC Ind. 144,647 154,574 -6.4 483,287 600,190
151 First South Bank Washington, N.C. 143,199 147,035 -2.6 652,903 810,371
152 First Georgia Banking Co. Franklin 142,746 135,269 5.5 560,301 801,670
153 State Bank and Trust Co. Greenwood, Miss. 142,022 152,642 -7.0 652,731 914,330
154 Benchmark Community Bank Kenbridge, Va. 141,930 133,082 6.6 326,767 404,038
155 Milford Bank Conn. 141,658 161,444 -12.3 300,760 389,912
156 1st Summit Bank Johnstown, Pa. 141,313 123,485 14.4 345,149 642,463
157 Marlborough Savings Bank Mass. 141,273 138,797 1.8 239,811 419,548
158 CoastalStates Bank Hilton Head Island, S.C. 141,020 175,435 -19.6 321,368 429,813
159 Citizens Bank of Philadelphia Miss. 140,875 140,510 0.3 434,493 825,256
160 Citizens Bank Batesville, Ark. 140,869 134,033 5.1 352,301 538,477
161 Indiana First Savings Bank Indiana, Pa. 140,843 130,716 7.7 190,579 257,813
162 Northpointe Bank Grand Rapids 140,642 124,470 13.0 225,669 261,387
163 Webster Five Cents Savings Bank Mass. 140,117 146,779 -4.5 381,686 557,982
164 K Bank Owings Mills, Md. 139,898 155,345 -9.9 432,486 591,650
165 Sturdy Savings Bank Cape May Court House, N.J. 139,604 141,399 -1.3 329,602 496,339
166 Hebron Savings Bank Md. 139,409 121,452 14.8 387,692 456,482
167 Woodsville Guaranty Savings Bank N.H. 138,928 131,453 5.7 300,394 365,250
168 Queensborough National Bank and Trust Co. Louisville, Ga. 138,919 146,793 -5.4 668,659 927,365
169 First Bank and Trust New Orleans 138,470 144,511 -4.2 674,717 944,014
170 Evangeline Bank and Trust Co. Ville Platte, La. 138,065 128,741 7.2 363,131 577,880
171 Fauquier Bank Warrenton, Va. 138,029 132,833 3.9 468,130 586,126
172 RiverBank North Andover, Mass. 137,870 129,707 6.3 542,513 796,917
173 Ephrata National Bank Pa. 137,449 129,247 6.3 426,824 750,489
174 Farmers and Merchants Bank Granite Quarry, N.C. 137,359 133,951 2.5 547,327 673,892
175 First Citizens National Bank Dyersburg, Tenn. 136,609 139,987 -2.4 578,467 962,237
176 Franklin Savings Bank N.H. 135,954 139,102 -2.3 234,413 348,233
177 HomeBanc Lake Mary, Fla. 135,802 94,260 44.1 180,869 265,562
178 State Bank of Cross Plains Wis. 135,076 117,532 14.9 602,676 775,232
179 Reading Co-operative Bank Mass. 134,880 128,691 4.8 209,892 328,506
180 Pathfinder Bank MHC Oswego, N.Y. 134,728 132,254 1.9 270,286 396,208
181 Southwest Missouri Bank Carthage 134,218 132,301 1.4 412,458 552,119
182 F&M Bank Clarksville, Tenn. 134,186 95,729 40.2 652,106 802,512
183 Middlefield Banking Co. Ohio 134,173 133,046 0.8 309,533 528,925
184 Piscataqua Savings Bank Portsmouth, N.H. 133,770 128,956 3.7 150,091 217,230
185 SouthCoast Community Bank Mount Pleasant, S.C. 133,133 150,796 -11.7 343,044 490,672
186 Northwestern Bank Traverse City, Mich. 133,099 147,505 -9.8 738,169 952,455
187 River Valley Bank Wausau, Wis. 132,838 116,497 14.0 775,682 981,027
188 Farmers National Bank of Danville Ky. 132,591 127,962 3.6 327,653 498,014
189 Focus Bank Charleston, Mo. 132,445 133,936 -1.1 478,257 602,431
190 Unity Bank Clinton, N.J. 132,262 124,400 6.3 637,181 868,909
191 Farmers and Merchants Bank Lakeland, Ga. 131,932 124,388 6.1 484,397 632,767
192 Metropolitan National Bank Springfield, Mo. 131,921 126,190 4.5 431,076 555,088
193 Hampden Bank Springfield, Mass. 131,811 124,031 6.3 419,862 567,641
194 Stoneham Savings Bank Mass. 131,701 139,426 -5.5 281,258 399,306
195 Everett Co-operative Bank Mass. 131,089 112,722 16.3 226,326 281,255
196 Leader Bank Arlington, Mass. 131,009 106,118 23.5 311,359 349,610
197 Bank of Tennessee Kingsport 130,693 124,234 5.2 471,381 648,149
198 Jefferson Federal Bank Morristown, Tenn. 130,312 141,337 -7.8 445,180 631,257
199 Signature Bank of Arkansas Fayetteville 129,891 122,075 6.4 506,114 653,813
200 National Bank of Blacksburg Va. 129,861 128,437 1.1 585,116 991,127

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Oct. 8, 2010.

Source:

SNL Financial
, Charlottesville, Va.
© 2010 American Banker