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Community Banks with the Largest First Mortgage Loan Portfolios

January 19, 2011, 2:42 p.m. EST 1 Min Read
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Community Banks with the Largest First Mortgage Loan Portfolios

Community Banks with Largest First Mortgage Loan PortfoliosOn Sept. 30, 2010. Dollars in thousands
Published January 19, 2011
Rank   First mortgage loans Total loans
and leases		 Assets
Sept. 30 Year earlier Change
1 Kennebec Savings Bank Augusta, Maine $489,613 $472,719 3.6% $637,553 $776,761
2 Easthampton Savings Bank Mass. 421,397 433,575 -2.8 587,060 848,528
3 Haven Savings Bank Hoboken, N.J. 400,591 441,732 -9.3 452,984 707,851
4 Hingham Institution for Savings Mass. 398,565 364,278 9.4 781,679 991,340
5 Fidelity Homestead Savings Bank New Orleans 384,243 449,752 -14.6 523,572 969,651
6 Torrington Savings Bank Conn. 372,660 392,036 -4.9 415,233 809,124
7 Saco and Biddeford Savings Institution Saco, Maine 367,137 394,282 -6.9 586,127 749,364
8 East Cambridge Savings Bank Cambridge, Mass. 360,228 383,317 -6.0 522,678 830,970
9 Newtown Savings Bank Conn. 352,436 331,206 6.4 752,276 948,171
10 Harleysville Savings Bank Pa. 333,239 341,555 -2.4 512,929 857,270
11 Avidia Bank MHC Hudson, Mass. 328,348 331,847 -1.1 692,953 988,560
12 Great Midwest Bank SSB Brookfield, Wis. 323,653 358,212 -9.6 418,042 568,165
13 Monarch Bank Chesapeake, Va. 312,657 151,110 106.9 799,193 878,063
14 Marquette Savings Bank Erie, Pa. 301,396 317,022 -4.9 425,440 702,544
15 Newburyport Five Cents Savings Bank Mass. 293,881 294,456 -0.2 478,601 626,138
16 Savings Bank of Danbury Conn. 286,780 302,213 -5.1 594,035 754,352
17 Norway Savings Bank MHC Maine 286,532 289,749 -1.1 803,629 936,876
18 Advantage Bank Cambridge, Ohio 286,388 324,792 -11.8 706,728 847,208
19 First State Bank Mendota, Ill. 276,973 180,326 53.6 478,356 587,981
20 First Savings Bank of Hegewisch Chicago 274,092 269,096 1.9 290,983 537,482
21 Lisle Savings Bank Ill. 273,956 314,473 -12.9 337,066 520,761
22 Patriot National Bank Stamford, Conn. 273,782 256,870 6.6 593,771 787,372
23 Ulster Savings Bank Kingston, N.Y. 272,937 295,402 -7.6 567,200 728,033
24 Village Bank Auburndale, Mass. 272,819 289,407 -5.7 482,031 669,405
25 ACNB Bank Gettysburg, Pa. 269,767 251,854 7.1 674,704 977,585
26 Thomaston Savings Bank Conn. 264,957 249,104 6.4 403,132 648,899
27 Chelsea Groton Bank Groton, Conn. 263,770 267,592 -1.4 520,459 822,460
28 Winchester Co-operative Bank Mass. 262,721 241,143 8.9 317,736 482,581
29 Legacy Banks Pittsfield, Mass. 261,652 265,757 -1.5 655,679 951,908
30 South Shore Savings Bank South Weymouth, Mass. 261,595 254,070 3.0 607,020 926,233
31 First National Bank of America East Lansing, Mich. 259,015 265,493 -2.4 347,383 464,861
32 Greenfield Savings Bank Mass. 254,153 244,569 3.9 410,015 627,095
33 Guilford Savings Bank Conn. 250,508 262,111 -4.4 351,674 504,380
34 Cape Cod Cooperative Bank Hyannis, Mass. 249,990 242,031 3.3 465,425 586,271
35 New Peoples Bank Inc. Honaker, Va. 247,695 240,899 2.8 732,209 848,055
36 Gulf Coast Bank and Trust Co. New Orleans 246,876 233,698 5.6 702,081 902,384
37 Bogota Savings Bank N.J. 244,939 267,177 -8.3 293,392 379,717
38 Bank of Canton MHC Mass. 242,313 231,662 4.6 541,508 674,723
39 Martha's Vineyard Savings Bank Edgartown, Mass. 238,779 243,140 -1.8 386,173 506,169
40 Penn Security Bank and Trust Co. Scranton, Pa. 236,127 239,960 -1.6 620,553 896,835
41 Manasquan Savings Bank MHC N.J. 236,009 253,896 -7.0 448,286 785,886
42 Fidelity Bank Edina, Minn. 235,873 107,717 119.0 402,562 468,201
43 Citizens-Union Savings Bank MHC Fall River, Mass. 232,843 249,377 -6.6 518,129 721,069
44 Androscoggin Savings Bank MHC Lewiston, Maine 231,788 252,720 -8.3 563,555 703,671
45 Naugatuck Savings Bank Conn. 228,741 208,844 9.5 650,217 857,805
46 North Easton Savings Bank South Easton, Mass. 228,094 220,940 3.2 301,912 447,715
47 Mechanics Bank Mansfield, Ohio 227,761 230,100 -1.0 279,390 357,130
48 Ohio Valley Bank Co. Gallipolis, Ohio 227,223 229,997 -1.2 634,654 844,539
49 Lowell Five Cent Savings Bank Mass. 225,876 202,139 11.7 405,015 694,733
50 Gorham Savings Bank Maine 225,615 219,092 3.0 639,283 928,600
51 Pentucket Bank Haverhill, Mass. 223,950 212,188 5.5 460,375 615,586
52 Town and Country Bank Salem, Mo. 222,450 204,426 8.8 378,957 492,727
53 Winchester Savings Bank Mass. 220,241 221,705 -0.7 333,350 526,443
54 Access National Bank Reston, Va. 219,170 165,792 32.2 601,376 803,427
55 Eureka Savings Bank La Salle, Ill. 218,792 220,959 -1.0 240,611 393,675
56 Northfield Savings Bank MHC Vt. 218,780 220,289 -0.7 434,944 633,638
57 Washington Financial Bank Pa. 214,936 NA NA 565,644 808,719
58 Grand Bank Hamilton, N.J. 212,886 122,908 73.2 348,469 392,711
59 Citizens and Farmers Bank West Point, Va. 210,571 195,880 7.5 700,187 900,099
60 Dime Bank Norwich, Conn. 209,345 221,837 -5.6 502,333 681,321
61 Vinton County National Bank of McArthur Ohio 207,338 213,544 -2.9 474,988 710,089
62 Kennebunk Savings Bank Maine 207,031 200,828 3.1 634,321 814,696
63 Commercial Bank Harrogate, Tenn. 206,998 168,102 23.1 596,301 856,718
64 Southbridge Savings Bank Mass. 206,843 222,533 -7.1 347,303 428,889
65 Benchmark Bank Plano, Texas 206,557 155,735 32.6 349,315 379,183
66 Liberty Bank Springfield, Mo. 206,222 194,280 6.1 848,233 963,301
67 Belmont Savings Bank Mass. 204,581 221,928 -7.8 337,674 490,289
68 Fulton Savings Bank N.Y. 204,217 217,823 -6.2 268,514 405,376
69 Brannen Bank Inverness, Fla. 203,826 221,332 -7.9 261,556 446,098
70 Meredith Village Savings Bank N.H. 203,239 181,052 12.3 474,261 624,389
71 First State Bank of the Florida Keys Key West 202,703 186,871 8.5 494,060 829,069
72 Central Co-operative Bank Somerville, Mass. 200,458 202,578 -1.0 431,669 525,512
73 Pioneer Savings Bank Troy, N.Y. 199,567 220,684 -9.6 521,926 755,739
74 Hoyne Savings Bank Chicago 198,968 208,512 -4.6 210,632 304,204
75 Equitable Bank SSB Wauwatosa, Wis. 194,680 188,901 3.1 394,710 475,575
76 Bank Independent Sheffield, Ala. 189,753 187,903 1.0 764,605 993,239
77 Independence Bank of Kentucky Owensboro 189,663 168,402 12.6 680,132 973,200
78 Asheville Savings Bank SSB N.C. 189,499 189,459 0.0 539,066 770,293
79 Chemung Canal Trust Co. Elmira, N.Y. 189,254 201,179 -5.9 591,063 969,696
80 Clinton Savings Bank MHC Mass. 189,217 217,728 -13.1 346,663 501,774
81 Passumpsic Savings Bank MHC St. Johnsbury, Vt. 189,050 161,155 17.3 465,458 575,951
82 StonehamBank Mass. 188,144 199,087 -5.5 337,889 407,828
83 Standard Bank PaSB Monroeville, Pa. 187,111 175,419 6.7 290,515 434,566
84 Solvay Bank N.Y. 184,516 177,540 3.9 368,616 591,258
85 New England Bank Enfield, Conn. 183,821 164,664 11.6 521,250 690,028
86 BankFive Fall River, Mass. 180,362 189,187 -4.7 487,585 711,610
87 Highlands Union Bank Abingdon, Va. 177,849 184,940 -3.8 468,578 651,433
88 Claremont Savings Bank N.H. 177,775 170,773 4.1 256,598 320,455
89 North Country Savings Bank Canton, N.Y. 176,559 175,955 0.3 201,666 235,303
90 Georgia Banking Co. Atlanta 176,516 131,612 34.1 209,689 262,169
91 Machias Savings Bank MHC Maine 174,759 178,824 -2.3 848,319 963,644
92 Conway National Bank S.C. 174,635 183,567 -4.9 548,041 942,730
93 Northway Bank Berlin, N.H. 173,013 209,332 -17.3 563,332 810,111
94 First Citizens National Bank Mansfield, Pa. 172,296 172,604 -0.2 474,792 787,970
95 Savers Co-operative Bank Southbridge, Mass. 172,291 166,618 3.4 279,602 402,286
96 Bath Savings Institution Maine 172,285 170,952 0.8 398,035 579,248
97 Community National Bank Derby, Vt. 171,904 168,083 2.3 389,935 526,182
98 AmeriServ Financial Bank Johnstown, Pa. 170,102 168,810 0.8 699,394 938,122
99 Geauga Savings Bank Newbury, Ohio 170,029 196,609 -13.5 272,119 423,169
100 Farmers and Merchants Bank Timberville, Va. 169,979 145,755 16.6 481,292 539,352
101 Millington Savings Bank MHC N.J. 169,553 176,232 -3.8 266,255 356,084
102 First Farmers and Merchants Bank Columbia, Tenn. 169,419 185,398 -8.6 579,474 959,258
103 Skowhegan Savings Bank Maine 168,013 162,531 3.4 292,999 454,043
104 Juniata Valley Bank Mifflintown, Pa. 167,589 177,398 -5.5 304,260 426,394
105 Community Savings Bank Chicago 167,028 174,851 -4.5 267,735 426,370
106 National Bank of Kansas City Overland Park, Kan. 165,960 121,924 36.1 342,297 661,780
107 Citizens National Bank Henderson, Texas 165,724 157,805 5.0 454,658 861,340
108 Bank of Clarke County Berryville, Va. 164,712 152,570 8.0 412,908 553,002
109 EvaBank Cullman, Ala. 164,524 175,824 -6.4 288,531 381,671
110 Farmers State Bank Lagrange, Ind. 163,629 165,307 -1.0 347,775 462,725
111 Omni Bank Metairie, La. 163,470 180,311 -9.3 546,380 745,632
112 Cape Ann Savings Bank Gloucester, Mass. 163,037 166,442 -2.0 226,316 416,282
113 Guaranty Bond Bank Mount Pleasant, Texas 162,872 154,174 5.6 532,637 944,842
114 Embassy Bank for the Lehigh Valley Bethlehem, Pa. 162,546 142,752 13.9 382,363 512,321
115 HomeBanc Lake Mary, Fla. 162,261 118,818 36.6 200,402 318,806
116 Prosperity Bank St. Augustine, Fla. 162,108 180,226 -10.1 569,795 860,272
117 Essex Savings Bank Conn. 161,371 165,991 -2.8 232,229 287,184
118 First National Bank Paragould, Ark. 161,094 157,395 2.4 520,660 665,000
119 Fidelity Savings Bank Pittsburgh 158,228 200,619 -21.1 380,864 691,359
120 Sanford Institution for Savings Maine 157,847 175,571 -10.1 331,611 428,817
121 Magyar Bank MHC New Brunswick, N.J. 157,577 163,845 -3.8 408,852 538,141
122 Salisbury Bank and Trust Co. Lakeville, Conn. 157,261 144,889 8.5 346,417 582,619
123 Putnam County Bank Hurricane, W.Va. 157,130 131,183 19.8 347,129 554,566
124 South Side Trust and Savings Bank of Peoria Ill. 157,016 158,843 -1.2 367,428 623,482
125 Farmers Bank and Trust Co. Magnolia, Ark. 156,768 151,284 3.6 525,369 659,584
126 Fidelity Co-operative Bank Leominster, Mass. 156,280 160,304 -2.5 340,813 515,167
127 Merchants National Bank Hillsboro, Ohio 155,653 164,039 -5.1 439,410 571,912
128 Commercial Bank Alma, Mich. 155,393 103,169 50.6 308,635 411,634
129 Merrimack County Savings Bank MHC Concord, N.H. 155,015 166,067 -6.7 406,940 598,421
130 Southern Bank Poplar Bluff, Mo. 155,005 154,506 0.3 440,560 564,788
131 Northpointe Bank Grand Rapids, Mich. 154,906 118,431 30.8 237,889 275,696
132 United Bank Zebulon, Ga. 154,896 155,031 -0.1 556,944 949,824
133 Clear Mountain Bank Bruceton Mills, W.Va. 153,721 140,428 9.5 320,624 414,307
134 Community State Bank of Orbisonia Pa. 152,910 136,652 11.9 237,884 271,012
135 Southwest Bank Fort Worth, Texas 152,728 128,131 19.2 622,742 834,063
136 Northumberland National Bank Pa. 152,581 148,883 2.5 245,535 417,486
137 Chicopee Savings Bank Mass. 152,414 156,854 -2.8 437,697 567,558
138 LCNB National Bank Lebanon, Ohio 152,021 148,345 2.5 458,394 780,136
139 Putnam County Savings Bank Brewster, N.Y. 150,746 155,531 -3.1 519,308 970,657
140 Hampden Bank Springfield, Mass. 150,280 124,765 20.5 405,105 558,702
141 First South Bank Washington, N.C. 149,147 143,427 4.0 650,700 809,185
142 National Capital Bank of Washington 148,598 130,381 14.0 250,456 319,419
143 Bank of Ann Arbor Mich. 146,265 88,207 65.8 518,540 672,289
144 Spencer Savings Bank Mass. 145,617 159,597 -8.8 272,725 398,380
145 Jersey Shore State Bank Williamsport, Pa. 145,588 146,101 -0.4 418,374 704,228
146 First National Bank of Palmerton Pa. 144,364 142,208 1.5 371,963 678,102
147 Savings Bank Wakefield, Mass. 143,660 153,512 -6.4 241,412 427,617
148 1st Summit Bank Johnstown, Pa. 143,372 130,264 10.1 349,170 659,839
149 Farmers and Merchants Trust Co. of Chambersburg Pa. 142,828 144,002 -0.8 758,053 965,625
150 Woodsville Guaranty Savings Bank N.H. 142,424 133,761 6.5 306,877 364,339
151 Peoples Bank Savings Bank Munster, Ind. 142,289 163,243 -12.8 434,474 652,445
152 Ephrata National Bank Pa. 142,269 131,569 8.1 428,596 750,480
153 Benchmark Community Bank Kenbridge, Va. 141,452 136,797 3.4 324,233 417,326
154 State Bank of Cross Plains Wis. 140,882 122,519 15.0 615,042 778,219
155 Citizens Bank Batesville, Ark. 140,668 137,413 2.4 348,856 534,923
156 Northwestern Bank Traverse City, Mich. 140,072 138,364 1.2 737,608 979,137
157 Marlborough Savings Bank Mass. 140,006 146,167 -4.2 241,615 430,929
158 Evangeline Bank and Trust Co. Ville Platte, La. 139,727 133,567 4.6 354,283 565,737
159 Pathfinder Bank MHC Oswego, N.Y. 139,673 130,540 7.0 278,439 405,450
160 First Bank Richmond MHC Ind. 139,559 154,205 -9.5 467,124 574,399
161 First Community Bank Batesville, Ark. 139,540 112,161 24.4 543,810 701,991
162 State Bank and Trust Co. Greenwood, Miss. 139,187 143,290 -2.9 644,613 919,455
163 Hebron Savings Bank Md. 138,814 124,352 11.6 389,134 468,772
164 Indiana First Savings Bank Indiana, Pa. 138,552 133,595 3.7 194,502 258,866
165 Farmers and Merchants Bank Granite Quarry, N.C. 138,522 133,685 3.6 540,106 671,686
166 Mechanics Savings Bank Auburn, Maine 138,466 125,202 10.6 264,314 286,924
167 Milford Bank Conn. 138,100 154,039 -10.3 297,385 387,262
168 Queensborough National Bank and Trust Co. Louisville, Ga. 138,019 144,295 -4.3 644,384 941,385
169 CoastalStates Bank Hilton Head Island, S.C. 137,935 132,817 3.9 309,804 405,234
170 Webster Five Cents Savings Bank Mass. 137,911 146,118 -5.6 379,768 568,140
171 First Citizens National Bank Dyersburg, Tenn. 137,254 140,706 -2.5 570,823 976,705
172 Sturdy Savings Bank Cape May Court House, N.J. 136,910 141,457 -3.2 316,528 527,955
173 Montgomery Bank Sikeston, Mo. 136,435 153,740 -11.3 752,557 903,499
174 Focus Bank Charleston, Mo. 136,319 135,562 0.6 501,958 603,508
175 Citizens Bank of Philadelphia Miss. 135,825 138,426 -1.9 429,564 842,333
176 Southwest Missouri Bank Carthage 135,502 130,967 3.5 412,642 543,254
177 Fauquier Bank Warrenton, Va. 135,299 135,808 -0.4 465,516 623,838
178 Bank of Tennessee Kingsport 135,091 128,078 5.5 469,431 670,606
179 F&M Bank Clarksville, Tenn. 135,063 104,106 29.7 653,074 810,233
180 Metropolitan National Bank Springfield, Mo. 134,515 130,747 2.9 412,707 552,828
181 Middlefield Banking Co. Ohio 134,460 133,468 0.7 312,311 556,839
182 SouthCoast Community Bank Mount Pleasant, S.C. 133,743 141,648 -5.6 337,030 469,173
183 First Bank and Trust New Orleans 133,559 144,315 -7.5 632,015 954,527
184 First Georgia Banking Co. Franklin 133,514 135,221 -1.3 539,404 802,140
185 Leader Bank Arlington, Mass. 133,226 90,025 48.0 313,719 353,693
186 Jefferson Federal Bank Morristown, Tenn. 132,910 132,713 0.1 433,620 644,544
187 Franklin Savings Bank N.H. 132,684 140,385 -5.5 234,821 350,695
188 Reading Co-operative Bank Mass. 132,503 132,454 0.0 220,615 327,789
189 Community FirstBank of Charleston S.C. 132,484 128,815 2.8 396,599 583,280
190 Commonwealth Bank and Trust Co. Louisville 132,017 136,732 -3.4 561,160 793,076
191 Everett Co-operative Bank Mass. 131,879 121,071 8.9 231,327 281,961
192 Unity Bank Clinton, N.J. 131,546 124,048 6.0 629,516 845,533
193 Heritage Bank Hinesville, Ga. 131,181 151,870 -13.6 676,013 951,954
194 Farmers National Bank of Danville Ky. 130,967 128,086 2.2 319,596 517,413
195 Biddeford Savings Bank Maine 130,719 134,275 -2.6 220,629 314,495
196 Horicon Bank Wis. 130,480 125,042 4.3 485,780 525,256
197 Bank of Missouri Perryville 129,969 119,213 9.0 603,244 812,921
198 Red River Bank Alexandria, La. 129,570 112,622 15.0 557,738 863,159
199 Ambler Savings Bank Pa. 129,521 123,187 5.1 176,700 258,620
200 National Bank of Blacksburg Va. 129,377 127,969 1.1 584,365 978,726

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 7, 2010.

Source:

SNL Financial
, Charlottesville, Va.
© 2011 American Banker

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