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Community Banks with the Largest First Mortgage Loan Portfolios

June 05, 2013, 2:24 p.m. EDT 1 Min Read
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Community Banks with the Largest First Mortgage Loan Portfolios

Community Banks with Largest First Mortgage Loan PortfoliosOn Dec. 31, 2012. Dollars in thousands
Published June 5, 2013
Rank Company Type of
institution		 First mortgage loans Total loans
and leases
Dec. 31 Year earlier Change
1 Guardian Savings Bank FSB West Chester, Ohio savings $609,635 $556,927 9.5% $705,316
2 First Federal Savings and Loan Association of Greene County Waynesburg, Pa. savings 513,605 512,695 0.2 562,444
3 Easthampton Savings Bank Mass. commercial 512,801 485,180 5.7 681,164
4 Sterling Bank and Trust, FSB Southfield, Mich. savings 512,233 357,832 43.1 765,560
5 Piedmont Federal Savings Bank Winston-Salem, N.C. savings 501,409 512,458 -2.2 513,801
6 Geddes Federal Savings and Loan Association Syracuse, N.Y. savings 453,288 419,759 8.0 472,360
7 Kennebec Savings Bank Augusta, Maine savings 452,246 471,780 -4.1 631,913
8 Haven Savings Bank Hoboken, N.J. savings 413,010 395,166 4.5 493,845
9 Acacia Federal Savings Bank Falls Church, Va. savings 408,566 728,860 -43.9 503,359
10 Merchants Bank of Indiana Lynn commercial 383,710 225,285 70.3 589,030
11 Time Federal Savings Bank Medford, Wis. savings 381,708 359,531 6.2 389,150
12 Urban Trust Bank Lake Mary, Fla. savings 379,167 383,063 -1.0 455,002
13 Newtown Savings Bank Conn. savings 378,520 393,549 -3.8 747,325
14 Saco and Biddeford Savings Institution Saco, Maine savings 365,051 375,041 -2.7 585,458
15 First State Bank Mendota, Ill. commercial 359,237 290,132 23.8 690,582
16 Chelsea Groton Bank Norwich, Conn. savings 357,545 304,629 17.4 559,067
17 Simplicity Bank Covina, Calif. savings 356,522 296,132 20.4 727,689
18 3rd Fed Bank Newtown, Pa. savings 348,079 296,008 17.6 534,348
19 Teche Federal Bank New Iberia, La. commercial 347,176 347,209 0.0 643,288
20 Spiritbank Tulsa, Okla. commercial 344,193 372,054 -7.5 823,478
21 Savings Bank of Danbury Conn. savings 340,197 294,161 15.6 643,714
22 Cooperative Bank of Cape Cod Hyannis, Mass. cooperative 338,830 314,431 7.8 571,896
23 First National Bank of America East Lansing, Mich. commercial 330,894 307,794 7.5 457,787
24 Naugatuck Savings Bank Conn. savings 330,065 318,246 3.7 761,127
25 Manasquan Savings Bank N.J. savings 328,082 274,550 19.5 619,807
26 Hatboro Federal Savings FA Pa. savings 326,822 357,538 -8.6 354,797
27 Great Midwest Bank SSB Brookfield, Wis. savings 319,569 316,059 1.1 402,742
28 Thomaston Savings Bank Conn. savings 317,274 284,651 11.5 503,124
29 Harleysville Savings Bank Pa. savings 312,825 334,740 -6.5 491,018
30 First Choice Bank Lawrenceville, N.J. commercial 311,978 230,511 35.3 614,281
31 First Savings Bank of Perkasie Pa. savings 311,932 318,775 -2.1 640,904
32 East Cambridge Savings Bank Cambridge, Mass. commercial 302,644 316,342 -4.3 541,904
33 Marquette Savings Bank Erie, Pa. savings 302,568 289,686 4.4 429,278
34 Citizens State Bank Okemah, Okla. commercial 302,179 129,005 134.2 321,347
35 First Savings Bank Northwest Renton, Wash. savings 301,802 329,908 -8.5 655,588
36 Georgia Banking Co. Atlanta commercial 300,559 225,824 33.1 318,570
37 First Savings Bank of Hegewisch Chicago savings 299,856 285,421 5.1 309,833
38 First Federal Savings and Loan Association of Bucks County Bristol, Pa. savings 299,279 286,860 4.3 443,756
39 Ponce De Leon Federal Bank Bronx, N.Y. savings 299,186 304,385 -1.7 597,203
40 Rosedale Federal Savings and Loan Association Baltimore savings 295,619 313,845 -5.8 485,987
41 Ulster Savings Bank Kingston, N.Y. savings 295,573 295,502 0.0 556,388
42 Greenfield Savings Bank Mass. savings 294,097 253,898 15.8 472,118
43 Winchester Co-operative Bank Mass. cooperative 293,782 275,929 6.5 353,283
44 Peoples Federal Savings Bank Brighton, Mass. savings 287,052 237,947 20.6 456,524
45 Village Bank Auburndale, Mass. cooperative 287,027 279,495 2.7 516,010
46 Crescom Bank Charleston, S.C. commercial 283,051 193,844 46.0 656,415
47 Bogota Savings Bank N.J. savings 282,175 263,117 7.2 348,378
48 Atlantic Coast Bank Jacksonville, Fla. savings 282,084 301,602 -6.5 504,658
49 Newburyport Five Cents Savings Bank Mass. savings 280,635 299,982 -6.4 491,141
50 Florida Capital Bank Jacksonville commercial 278,744 317,636 -12.2 490,139
51 NexBank SSB Dallas savings 275,937 82,350 235.1 569,050
52 South Shore Bank South Weymouth, Mass. commercial 273,436 283,994 -3.7 683,150
53 Severn Savings Bank FSB Annapolis, Md. savings 272,032 287,555 -5.4 677,446
54 Norway Savings Bank Maine savings 268,510 264,975 1.3 776,251
55 Homebanc Lake Mary, Fla. commercial 265,340 253,196 4.8 494,689
56 BayCoast Bank Swansea, Mass. savings 265,136 277,359 -4.4 648,596
57 Olympia Federal Savings and Loan Association Wash. savings 261,281 285,977 -8.6 346,570
58 Citizens Community Federal Altoona, Wis. savings 259,525 274,462 -5.4 421,119
59 Bank of Canton Mass. savings 259,289 213,176 21.6 490,716
60 First Federal Savings and Loan Association of Lorain Ohio savings 258,052 303,444 -15.0 308,444
61 Eastern Savings Bank FSB Hunt Valley, Md. savings 257,541 309,248 -16.7 317,711
62 Town North Bank Dallas commercial 251,857 268,253 -6.1 350,593
63 First Trade Union Bank Boston savings 251,087 164,439 52.7 463,745
64 Fieldpoint Private Bank and Trust Greenwich, Conn. savings 250,346 223,714 11.9 384,348
65 First Federal Savings and Loan Association of Port Angeles Wash. savings 250,258 229,608 9.0 444,546
66 North State Bank Raleigh, N.C. commercial 248,901 159,613 55.9 605,599
67 Lowell Five Cent Savings Bank Mass. savings 248,729 219,351 13.4 508,823
68 Embassy Bank for the Lehigh Valley Bethlehem, Pa. commercial 247,270 201,662 22.6 505,219
69 Kennebunk Savings Bank Maine savings 247,147 241,556 2.3 715,520
70 Northfield Savings Bank Vt. savings 243,918 226,699 7.6 490,698
71 Martha's Vineyard Savings Bank Edgartown, Mass. savings 243,882 241,804 0.9 390,901
72 Guilford Savings Bank Conn. savings 242,387 235,396 3.0 346,615
73 Savings Institute Bank and Trust Co. Willimantic, Conn. savings 241,289 255,299 -5.5 696,839
74 Hancock County Savings Bank FSB Chester, W.Va. savings 240,505 231,662 3.8 257,256
75 Elmira Savings Bank N.Y. commercial 240,242 202,414 18.7 381,342
76 Presidential Bank FSB Bethesda, Md. savings 237,501 171,221 38.7 414,879
77 Mechanics Bank Mansfield, Ohio savings 236,807 234,155 1.1 282,325
78 First Federal Bank of Florida Lake City savings 236,116 168,626 40.0 630,934
79 Forcht Bank Lexington, Ky. commercial 234,627 231,869 1.2 556,689
80 Malvern Federal Savings Bank Paoli, Pa. savings 233,785 220,757 5.9 453,843
81 Arundel Federal Savings Bank Glen Burnie, Md. savings 232,127 258,706 -10.3 252,080
82 Belmont Savings Bank Mass. savings 231,126 225,229 2.6 671,940
83 North Easton Savings Bank South Easton, Mass. savings 230,068 216,392 6.3 299,833
84 Pentucket Bank Haverhill, Mass. savings 229,601 223,090 2.9 453,077
85 Newport Federal Savings Bank R.I. savings 228,306 206,587 10.5 359,069
86 Washington Financial Bank Pa. savings 226,536 215,454 5.1 610,959
87 Vinton County National Bank of McArthur Ohio commercial 226,514 204,316 10.9 475,104
88 Meredith Village Savings Bank Meredith, N.H. savings 226,272 214,879 5.3 524,394
89 Fidelity Bank Edina, Minn. commercial 226,008 162,195 39.3 427,353
90 First Federal Savings Bank Ottawa, Ill. savings 225,166 210,997 6.7 296,433
91 Bank of Greene County MHC Catskill, N.Y. savings 223,493 185,760 20.3 354,465
92 Macon Bank Inc. Franklin, N.C. savings 223,420 226,696 -1.4 560,717
93 Cheviot Savings Bank Cincinnati savings 223,291 256,697 -13.0 341,396
94 Fifth District Savings Bank New Orleans savings 223,227 218,065 2.4 250,854
95 NVE Bank Englewood, N.J. savings 222,232 193,936 14.6 428,230
96 Gulf Coast Bank and Trust Co. New Orleans commercial 222,035 204,334 8.7 704,348
97 Farmers and Merchants Bank Timberville, Va. commercial 221,273 196,563 12.6 543,026
98 Landmark Community Bank Collierville, Tenn. commercial 220,475 123,118 79.1 341,215
99 Prudential Savings Bank MHC Philadelphia savings 220,378 175,627 25.5 276,052
100 Northpointe Bank Grand Rapids, Mich. commercial 220,195 201,259 9.4 276,917
101 First Federal Savings Bank Rochester, Ind. savings 219,633 209,966 4.6 290,992
102 Crest Savings Bank Wildwood, N.J. savings 219,595 205,368 6.9 329,996
103 Citizens and Farmers Bank West Point, Va. commercial 219,187 214,339 2.3 742,836
104 Winchester Savings Bank Mass. savings 218,874 203,835 7.4 324,161
105 Milford Federal Savings and Loan Association Mass. savings 217,894 223,238 -2.4 260,319
106 Naugatuck Valley Savings and Loan Naugatuck, Conn. savings 216,924 224,498 -3.4 435,070
107 Adams Community Bank Mass. savings 216,599 114,067 89.9 309,454
108 First Federal Bank FSB Kansas City, Mo. savings 215,483 204,343 5.5 247,538
109 Oconee Federal Savings and Loan Association MHC Seneca, S.C. savings 215,104 237,919 -9.6 234,051
110 Gorham Savings Bank Maine savings 214,483 214,101 0.2 645,671
111 Ohio Valley Bank Co. Gallipolis, Ohio commercial 214,220 213,251 0.5 547,944
112 Androscoggin Savings Bank Lewiston, Maine savings 213,543 220,139 -3.0 597,758
113 Town and Country Bank Salem, Mo. commercial 213,151 212,631 0.2 384,574
114 New Peoples Bank Inc. Honaker, Va. commercial 212,024 223,077 -5.0 522,363
115 Access National Bank Reston, Va. commercial 211,045 185,809 13.6 728,520
116 Salem Co-operative Bank N.H. cooperative 209,736 212,455 -1.3 241,530
117 Federal Savings Bank Overland Park, Kan. savings 209,642 49,011 327.7 213,518
118 Citizens Savings Bank Clarks Summit, Pa. savings 207,525 199,156 4.2 233,935
119 First Federal Savings and Loan Association of Pascagoula-Moss Point Pascagoula, Miss. savings 206,859 201,350 2.7 218,616
120 Advantage Bank Cambridge, Ohio commercial 206,200 234,278 -12.0 573,701
121 Peoples Bank Lawrence, Kan. commercial 205,574 251,221 -18.2 391,588
122 Bank of Maine Portland savings 202,505 189,707 6.7 594,155
123 Jersey Shore State Bank Williamsport, Pa. commercial 199,833 148,551 34.5 516,017
124 Penn Security Bank and Trust Co. Scranton, Pa. commercial 194,324 214,198 -9.3 623,530
125 Salisbury Bank and Trust Co. Lakeville, Conn. commercial 193,812 181,183 7.0 394,997
126 Standard Bank Monroeville, Pa. savings 193,660 191,648 1.0 295,300
127 Solvay Bank N.Y. commercial 192,884 187,589 2.8 385,138
128 Fairfield Federal Savings And Loan Association of Lancaster Ohio savings 192,181 194,766 -1.3 222,585
129 Bath Savings Institution Maine savings 191,779 162,892 17.7 434,335
130 Farmers Bank and Trust Co. Magnolia, Ark. commercial 189,531 167,691 13.0 567,395
131 Commercial Bank Harrogate, Tenn. commercial 188,392 200,384 -6.0 529,313
132 First Star Bank SSB Bremond, Texas savings 187,233 143,229 30.7 236,534
133 Southern Bank Poplar Bluff, Mo. commercial 186,922 174,347 7.2 620,715
134 StonehamBank Mass. cooperative 186,210 178,922 4.1 369,642
135 First Citizens Community Bank Mansfield, Pa. commercial 185,974 186,822 -0.5 503,921
136 First Savings Bank FSB Clarksville, Ind. savings 185,642 165,001 12.5 398,389
137 First Federal Savings Bank of Twin Falls Idaho savings 184,365 170,323 8.2 355,940
138 Dime Bank Norwich, Conn. savings 184,220 200,330 -8.0 530,845
139 Mutual Federal Savings Bank of Plymouth County Whitman, Mass. savings 183,625 139,878 31.3 276,763
140 Community State Bank of Orbisonia Pa. commercial 183,555 166,977 9.9 268,749
141 MVB Bank Inc. Fairmont, W.Va. commercial 182,512 99,337 83.7 531,020
142 Southbridge Savings Bank Mass. savings 181,469 188,113 -3.5 339,839
143 Skowhegan Savings Bank Maine savings 181,239 169,552 6.9 335,726
144 FineMark National Bank and Trust Fort Myers, Fla. commercial 180,743 97,250 85.9 361,985
145 Patriot National Bank Stamford, Conn. commercial 179,726 251,374 -28.5 466,336
146 Leader Bank Arlington, Mass. commercial 179,069 142,851 25.4 444,463
147 CoastalStates Bank Hilton Head Island, S.C. commercial 179,024 156,274 14.6 324,730
148 BankFive Fall River, Mass. savings 178,594 178,794 -0.1 512,523
149 Machias Savings Bank Maine savings 178,401 171,490 4.0 857,058
150 Bank of Missouri Perryville commercial 178,084 149,861 18.8 692,021
151 Community Bank of Tri-County Waldorf, Md. commercial 177,439 164,287 8.0 755,888
152 Claremont Savings Bank N.H. savings 176,790 176,169 0.4 262,437
153 Passumpsic Savings Bank St. Johnsbury, Vt. savings 176,653 179,642 -1.7 422,425
154 Putnam Bank MHC Conn. savings 176,410 178,093 -0.9 245,664
155 Carolina Bank Greensboro, N.C. commercial 175,795 45,675 284.9 593,491
156 Bank of Clarke County Berryville, Va. commercial 175,654 172,227 2.0 418,097
157 Savers Co-operative Bank Southbridge, Mass. cooperative 175,584 178,699 -1.7 309,640
158 Pathfinder Bank MHC Oswego, N.Y. savings 174,324 158,489 10.0 333,758
159 Merrimack County Savings Bank Concord, N.H. savings 174,139 155,808 11.8 460,788
160 Bank of Bennington Vt. savings 173,253 166,429 4.1 256,305
161 Liberty Savings Bank FSB Wilmington, Ohio savings 172,739 179,906 -4.0 321,666
162 Clinton Savings Bank Mass. savings 172,473 174,778 -1.3 339,957
163 Putnam County Bank Hurricane, W.Va. commercial 171,661 158,590 8.2 322,395
164 First Internet Bank of Indiana Indianapolis commercial 171,634 173,054 -0.8 421,398
165 Lake Shore Savings Bank MHC Dunkirk, N.Y. savings 171,589 183,823 -6.7 274,742
166 Community National Bank Newport, Vt. commercial 171,424 159,543 7.4 418,047
167 Home Bank Lafayette, La. savings 171,290 184,541 -7.2 678,756
168 Pioneer Savings Bank Troy, N.Y. savings 171,059 183,883 -7.0 568,641
169 Indiana First Savings Bank Pa. savings 170,913 150,641 13.5 242,260
170 Savings Bank Wakefield, Mass. savings 170,554 149,946 13.7 295,999
171 First Federal Community Bank Paris, Texas savings 170,527 186,776 -8.7 251,825
172 Milford Bank Conn. savings 169,491 148,475 14.2 308,425
173 First Community Bank Batesville, Ark. commercial 167,907 157,597 6.5 590,274
174 Highlands Union Bank Abingdon, Va. commercial 167,777 169,027 -0.7 390,498
175 Haverhill Bank Mass. cooperative 167,697 127,817 31.2 236,174
176 Rollstone Bank and Trust Fitchburg, Mass. savings 166,837 169,291 -1.4 353,497
177 North Country Savings Bank Canton, N.Y. savings 166,296 171,950 -3.3 188,829
178 First State Bank of the Florida Keys Key West commercial 165,912 171,042 -3.0 444,223
179 F&M Bank Clarksville, Tenn. commercial 165,697 137,525 20.5 671,064
180 Clear Mountain Bank Bruceton Mills, W.Va. commercial 165,483 148,658 11.3 356,148
181 Cape Ann Savings Bank Gloucester, Mass. savings 165,157 158,746 4.0 235,354
182 Asheville Savings Bank SSB N.C. savings 165,005 172,081 -4.1 397,855
183 Benchmark Community Bank Kenbridge, Va. commercial 164,864 157,618 4.6 334,291
184 South Side Trust & Savings Bank of Peoria Ill. commercial 164,472 152,827 7.6 358,046
185 First Federal Savings Bank Monessen, Pa. savings 163,088 164,269 -0.7 252,416
186 First National Bank Paragould, Ark. commercial 163,060 157,524 3.5 526,674
187 Kansas State Bank of Manhattan commercial 162,520 123,433 31.7 769,160
188 Heritage Bank Hopkinsville, Ky. savings 162,335 170,463 -4.8 535,629
189 Farmers State Bank Lagrange, Ind. commercial 161,684 158,237 2.2 366,664
190 First Federal Savings Bank of Lincolnton N.C. savings 161,100 160,986 0.1 234,229
191 Mechanics Savings Bank Auburn, Maine savings 160,704 150,070 7.1 288,463
192 Sanford Institution for Savings Maine savings 160,430 160,454 0.0 352,087
193 First Shore Federal Savings and Loan Association Salisbury, Md. savings 160,043 151,157 5.9 240,771
194 Silvergate Bank La Jolla, Calif. commercial 159,674 64,180 148.8 570,506
195 Dearborn Federal Savings Bank Mich. savings 159,590 167,499 -4.7 200,689
196 FirstCapital Bank of Texas Midland commercial 159,545 91,087 75.2 451,461
197 Fidelity Co-operative Bank Fitchburg, Mass. cooperative 159,472 156,488 1.9 394,201
198 SharePlus Federal Bank Plano, Texas savings 159,036 150,199 5.9 231,999
199 National Capital Bank of Washington D.C. commercial 158,711 161,469 -1.7 248,849
200 Montgomery Bank Sikeston, Mo. commercial 158,509 125,054 26.8 714,134


Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of March 15, 2013. Thrift data for 2011 are not available due to revised reporting standards.

Source:

SNL Financial
, Charlottesville, Va.
© 2013 American Banker

Community banking