Community Banks with the Largest First Mortgage Loan Portfolios

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Community Banks with the Largest First Mortgage Loan Portfolios

Community Banks with Largest First Mortgage Loan PortfoliosOn March 31, 2013. Dollars in thousands
Published August 6, 2013

Rank  Company Type of
institution
First mortgage loans Total loans
and leases
March 31 Year earlier Change
1 Sterling Bank and Trust, FSB Southfield, Mich. savings $554,288 $388,100 42.8% $805,049
2 Guardian Savings Bank FSB West Chester, Ohio savings 532,308 439,183 21.2 626,503
3 First Federal Savings and Loan Association of Greene County Waynesburg, Pa. savings 510,596 516,589 -1.2 559,234
4 Easthampton Savings Bank Mass. commercial 510,472 501,107 1.9 678,583
5 Piedmont Federal Savings Bank Winston-Salem, N.C. savings 500,181 509,603 -1.8 512,801
6 Geddes Federal Savings and Loan Association Syracuse, N.Y. savings 450,255 428,742 5.0 470,471
7 Kennebec Savings Bank Augusta, Maine savings 449,036 463,394 -3.1 630,668
8 Haven Savings Bank Hoboken, N.J. savings 392,806 406,781 -3.4 481,513
9 Newtown Savings Bank Conn. savings 382,568 396,610 -3.5 745,359
10 Time Federal Savings Bank Medford, Wis. savings 382,233 364,572 4.8 388,234
11 Urban Trust Bank Lake Mary, Fla. savings 380,202 376,059 1.1 450,863
12 Chelsea Groton Bank Norwich, Conn. savings 364,767 308,072 18.4 573,143
13 Saco & Biddeford Savings Institution Saco, Maine savings 364,100 369,440 -1.4 584,790
14 Teche Federal Bank New Iberia, La. commercial 356,281 359,937 -1.0 644,013
15 3rd Fed Bank Newtown, Pa. savings 343,959 301,379 14.1 528,229
16 Cooperative Bank of Cape Cod Hyannis, Mass. cooperative 342,817 328,875 4.2 569,137
17 First National Bank of America East Lansing, Mich. commercial 340,304 302,217 12.6 473,750
18 Simplicity Bank Covina, Calif. savings 340,002 316,267 7.5 721,944
19 Savings Bank of Danbury Conn. savings 332,826 297,183 12.0 636,939
20 Naugatuck Savings Bank Conn. savings 330,450 322,854 2.4 761,719
21 First State Bank Mendota, Ill. commercial 329,980 273,479 20.7 651,350
22 Thomaston Savings Bank Conn. savings 324,685 290,657 11.7 513,157
23 Hatboro Federal Savings FA Pa. savings 315,020 353,335 -10.8 342,517
24 First Savings Bank of Hegewisch Chicago savings 314,494 297,909 5.6 323,900
25 Citizens State Bank Okemah, Okla. commercial 301,823 129,133 133.7 324,198
26 Manasquan Savings Bank N.J. savings 301,743 282,985 6.6 598,085
27 Great Midwest Bank SSB Brookfield, Wis. savings 301,583 308,812 -2.3 385,664
28 Ponce De Leon Federal Bank Bronx, N.Y. savings 300,976 307,602 -2.2 591,770
29 First Federal Savings and Loan Association of Bucks County Bristol, Pa. savings 300,695 285,696 5.2 450,515
30 Harleysville Savings Bank Pa. savings 299,127 331,536 -9.8 484,918
31 Bogota Savings Bank N.J. savings 295,573 265,341 11.4 365,407
32 First Savings Bank Northwest Renton, Wash. savings 294,923 319,967 -7.8 654,197
33 Winchester Co-operative Bank Mass. cooperative 294,777 278,516 5.8 354,566
34 First Savings Bank of Perkasie Pa. savings 294,405 313,651 -6.1 621,316
35 Rosedale Federal Savings and Loan Association Baltimore savings 292,226 303,869 -3.8 484,817
36 Greenfield Savings Bank Mass. savings 292,155 262,158 11.4 474,560
37 Marquette Savings Bank Erie, Pa. savings 291,271 292,855 -0.5 420,270
38 Village Bank Auburndale, Mass. cooperative 289,739 270,024 7.3 523,230
39 Ulster Savings Bank Kingston, N.Y. savings 285,995 297,985 -4.0 544,915
40 Fidelity Homestead Savings Bank New Orleans savings 282,831 258,778 9.3 453,894
41 Peoples Federal Savings Bank Brighton, Mass. savings 280,817 249,602 12.5 453,076
42 NexBank SSB Dallas savings 280,567 77,289 263.0 622,509
43 East Cambridge Savings Bank Cambridge, Mass. commercial 276,966 328,151 -15.6 515,083
44 Newburyport Five Cents Savings Bank Mass. savings 275,734 292,679 -5.8 487,477
45 South Shore Bank South Weymouth, Mass. commercial 274,228 289,520 -5.3 688,730
46 BayCoast Bank Swansea, Mass. savings 268,636 276,867 -3.0 656,872
47 Severn Savings Bank FSB Annapolis, Md. savings 264,196 281,662 -6.2 664,049
48 Norway Savings Bank Maine savings 262,132 256,696 2.1 770,550
49 Fieldpoint Private Bank & Trust Greenwich, Conn. savings 259,744 224,941 15.5 392,468
50 Embassy Bank for the Lehigh Valley Bethlehem, Pa. commercial 257,170 211,719 21.5 520,631
51 Olympia Federal Savings and Loan Association Wash. savings 257,034 278,749 -7.8 340,343
52 Citizens Community Federal Altoona, Wis. savings 255,325 275,006 -7.2 422,135
53 Lowell Five Cent Savings Bank Mass. savings 252,100 218,233 15.5 517,603
54 First Federal Savings and Loan Association of Lorain Ohio savings 248,428 294,525 -15.7 296,919
55 First Federal Savings and Loan Association of Port Angeles Wash. savings 244,664 220,102 11.2 446,179
56 Northfield Savings Bank Vt. savings 244,527 232,411 5.2 486,324
57 Forcht Bank Lexington, Ky. commercial 244,491 236,446 3.4 535,301
58 Crescom Bank Charleston, S.C. commercial 244,341 194,054 25.9 608,774
59 Kennebunk Savings Bank Maine. savings 243,653 252,452 -3.5 719,242
60 Martha's Vineyard Savings Bank Edgartown, Mass. savings 243,538 235,429 3.4 390,556
61 Eastern Savings Bank FSB Hunt Valley, Md. savings 243,491 305,102 -20.2 301,688
62 Malvern Federal Savings Bank Paoli, Pa. savings 242,088 222,749 8.7 452,444
63 Elmira Savings Bank N.Y. commercial 240,978 205,462 17.3 377,017
64 Belmont Savings Bank Mass. savings 240,696 216,738 11.1 717,784
65 Guilford Savings Bank Conn. savings 240,612 235,481 2.2 346,442
66 Mechanics Bank Mansfield, Ohio savings 238,773 235,161 1.5 286,604
67 Hancock County Savings Bank FSB Chester, W.Va. savings 238,114 232,518 2.4 255,727
68 First Trade Union Bank Boston savings 237,930 175,635 35.5 473,343
69 Savings Institute Bank and Trust Co. Willimantic, Conn. savings 237,814 251,731 -5.5 683,172
70 First Choice Bank Lawrenceville, N.J. commercial 237,601 177,131 34.1 556,642
71 First Federal Savings Bank Rochester, Ind. savings 235,311 211,102 11.5 301,852
72 North Easton Savings Bank South Easton, Mass. savings 235,199 212,148 10.9 301,728
73 Pentucket Bank Haverhill, Mass. savings 231,505 225,031 2.9 452,420
74 Newport Federal Savings Bank R.I. savings 230,050 214,412 7.3 360,089
75 Vinton County National Bank McArthur, Ohio commercial 229,711 205,520 11.8 477,374
76 Arundel Federal Savings Bank Glen Burnie, Md. savings 229,512 255,425 -10.1 250,805
77 First Federal Savings Bank Ottawa, Ill. savings 229,466 218,670 4.9 297,998
78 North State Bank Raleigh, N.C. commercial 229,156 166,005 38.0 584,258
79 NVE Bank Englewood, N.J. savings 228,826 199,025 15.0 437,026
80 Bank of Greene County MHC Catskill, N.Y. savings 228,201 197,777 15.4 357,236
81 Prudential Savings Bank MHC Philadelphia savings 226,194 178,206 26.9 280,749
82 Washington Financial Bank Pa. savings 225,939 214,317 5.4 603,410
83 Gorham Savings Bank Maine savings 223,443 202,541 10.3 662,429
84 Macon Bank Inc. Franklin, N.C. savings 222,975 222,584 0.2 544,372
85 Fifth District Savings Bank New Orleans savings 221,561 217,137 2.0 250,051
86 Adams Community Bank Mass. savings 220,255 218,943 0.6 311,673
87 Milford Federal Savings and Loan Association Mass. savings 219,220 229,865 -4.6 260,382
88 Cheviot Savings Bank Cincinnati savings 218,110 246,793 -11.6 333,868
89 Winchester Savings Bank Mass. savings 217,810 202,765 7.4 318,351
90 Crest Savings Bank Wildwood, N.J. savings 216,970 211,395 2.6 333,148
91 First Federal Bank of Florida Lake City savings 216,443 213,271 1.5 556,011
92 Bank of Canton Mass. savings 214,891 220,719 -2.6 438,053
93 Naugatuck Valley Savings and Loan Naugatuck, Conn. savings 214,647 215,815 -0.5 428,793
94 New Peoples Bank Inc. Honaker, Va. commercial 213,202 219,146 -2.7 511,376
95 Ohio Valley Bank Co. Gallipolis, Ohio commercial 212,144 212,748 -0.3 540,607
96 Citizens Savings Bank Clarks Summit, Pa. savings 211,478 200,446 5.5 233,911
97 Gulf Coast Bank and Trust Co. New Orleans commercial 211,324 203,281 4.0 696,749
98 Landmark Community Bank Collierville, Tenn. commercial 210,406 148,736 41.5 334,485
99 Town & Country Bank Salem, Mo. commercial 210,000 213,343 -1.6 382,168
100 Homebanc Lake Mary, Fla. commercial 209,614 232,811 -10.0 469,143
101 Oconee Federal Savings and Loan Association MHC Seneca, S.C. savings 209,487 237,432 -11.8 227,686
102 Mutual Federal Savings Bank of Plymouth County Whitman, Mass. savings 209,087 155,676 34.3 301,039
103 Florida Capital Bank Jacksonville commercial 208,527 213,702 -2.4 412,763
104 Salem Co-operative Bank N.H. cooperative 206,406 209,130 -1.3 239,734
105 Androscoggin Savings Bank Lewiston, Maine savings 205,978 216,990 -5.1 606,644
106 First Federal Savings & Loan Association of Pascagoula-Moss Point Pascagoula, Miss. savings 205,547 201,316 2.1 216,836
107 Salisbury Bank and Trust Co. Lakeville, Conn. commercial 204,043 181,294 12.5 411,655
108 Atlantic Coast Bank Jacksonville, Fla. savings 202,621 314,218 -35.5 474,765
109 Jersey Shore State Bank Williamsport, Pa. commercial 201,688 153,457 31.4 514,847
110 Bank of Maine Portland savings 199,677 200,596 -0.5 597,174
111 FineMark National Bank & Trust Fort Myers, Fla. commercial 198,325 111,497 77.9 382,088
112 Citizens and Farmers Bank West Point, Va. commercial 198,236 207,488 -4.5 716,118
113 Advantage Bank Cambridge, Ohio commercial 198,221 224,073 -11.5 559,839
114 Bank of Tennessee Kingsport commercial 197,398 139,278 41.7 620,629
115 Penn Security Bank and Trust Co. Scranton, Pa. commercial 197,162 205,295 -4.0 636,283
116 Farmers Bank & Trust Co. Magnolia, Ark. commercial 193,742 169,412 14.4 577,152
117 Fairfield Federal Savings and Loan Association of Lancaster Ohio savings 193,676 193,687 0.0 223,967
118 Solvay Bank N.Y. commercial 193,356 187,870 2.9 386,826
119 Bath Savings Institution Maine savings 193,053 167,065 15.6 439,808
120 Federal Savings Bank Overland Park, Kan. savings 192,861 40,750 373.3 195,854
121 Southern Bank Poplar Bluff, Mo. commercial 191,407 174,212 9.9 618,750
122 First Federal Savings Bank of Twin Falls Idaho savings 187,649 180,869 3.7 357,197
123 Standard Bank Monroeville, Pa. savings 186,705 193,399 -3.5 288,046
124 First Citizens Community Bank Mansfield, Pa. commercial 186,024 187,301 -0.7 503,723
125 Community State Bank of Orbisonia Pa. commercial 185,674 170,684 8.8 272,993
126 Leader Bank Arlington, Mass. commercial 184,776 187,594 -1.5 458,881
127 First Savings Bank FSB Clarksville, Ind. savings 183,996 163,705 12.4 400,724
128 Machias Savings Bank Maine savings 183,891 179,455 2.5 853,781
129 StonehamBank Mass. cooperative 183,406 182,850 0.3 360,957
130 Spiritbank Tulsa, Okla. commercial 182,852 342,362 -46.6 633,705
131 First Federal Bank FSB Kansas City, Mo. savings 182,088 195,166 -6.7 213,695
132 Commercial Bank Harrogate, Tenn. commercial 182,071 197,439 -7.8 515,479
133 Patriot National Bank Stamford, Conn. commercial 180,168 202,653 -11.1 468,210
134 Savers Co-operative Bank Southbridge, Mass. cooperative 179,967 174,534 3.1 316,302
135 Skowhegan Savings Bank Maine savings 178,643 171,402 4.2 336,037
136 Dime Bank Norwich, Conn. savings 178,629 200,384 -10.9 526,963
137 LCNB National Bank Lebanon, Ohio commercial 178,194 147,534 20.8 549,667
138 Home Bank Lafayette, La. savings 177,852 173,243 2.7 682,953
139 Claremont Savings Bank N.H. savings 177,844 174,533 1.9 262,042
140 Pathfinder Bank MHC Oswego, N.Y. savings 177,759 160,760 10.6 338,954
141 Bank of Clarke County Berryville, Va. commercial 177,258 172,374 2.8 423,850
142 Access National Bank Reston, Va. commercial 176,070 164,364 7.1 709,282
143 Bank of Bennington Vt. savings 175,802 169,333 3.8 256,605
144 Southbridge Savings Bank Mass. savings 175,289 192,038 -8.7 335,149
145 Community National Bank Newport, Vt. commercial 173,716 164,302 5.7 419,024
146 Indiana First Savings Bank Pa. savings 173,414 151,106 14.8 244,763
147 First Community Bank Batesville, Ark. commercial 173,406 162,378 6.8 598,358
148 BankFive Fall River, Mass. savings 173,124 179,675 -3.6 507,760
149 Putnam Bank MHC Conn. savings 172,726 176,794 -2.3 242,165
150 Clinton Savings Bank Mass. savings 171,751 172,800 -0.6 340,959
151 Milford Bank Conn. savings 171,690 155,302 10.6 316,464
152 Lake Shore Savings Bank MHC Dunkirk, N.Y. savings 170,950 179,897 -5.0 273,933
153 Rollstone Bank & Trust Fitchburg, Mass. savings 170,930 166,458 2.7 353,506
154 Putnam County Bank Hurricane, W.Va. commercial 169,764 158,506 7.1 328,533
155 Pioneer Savings Bank Troy, N.Y. savings 169,760 182,648 -7.1 581,049
156 Savings Bank Wakefield, Mass. savings 169,091 156,856 7.8 300,963
157 Community Bank of Tri-County Waldorf, Md. commercial 168,877 171,667 -1.6 743,269
158 Highlands Union Bank Abingdon, Va. commercial 168,238 168,837 -0.4 395,188
159 Montgomery Bank Sikeston, Mo. commercial 166,965 127,414 31.0 722,399
160 Asheville Savings Bank SSB N.C. savings 166,822 168,071 -0.7 407,511
161 Benchmark Community Bank Kenbridge, Va. commercial 166,780 159,943 4.3 337,115
162 Haverhill Bank Mass. cooperative 166,773 147,378 13.2 241,223
163 First Federal Community Bank Paris, Texas savings 166,764 181,560 -8.1 246,110
164 Presidential Bank FSB Bethesda, Md. savings 166,737 185,208 -10.0 333,464
165 First Internet Bank of Indiana Indianapolis commercial 165,600 146,305 13.2 423,966
166 First State Bank of the Florida Keys Key West commercial 165,353 171,756 -3.7 434,591
167 Passumpsic Savings Bank St. Johnsbury, Vt. savings 165,141 174,461 -5.3 410,422
168 First Federal Savings Bank of Lincolnton N.C. savings 164,615 159,966 2.9 236,316
169 AmeriServ Financial Bank Johnstown, Pa. commercial 164,486 163,105 0.8 717,852
170 Cape Ann Savings Bank Gloucester, Mass. savings 164,470 160,352 2.6 233,583
171 North Country Savings Bank Canton, N.Y. savings 164,357 168,541 -2.5 187,127
172 First National Bank Paragould, Ark. commercial 164,091 159,009 3.2 508,244
173 Georgia Banking Co. Atlanta commercial 164,069 210,321 -22.0 183,874
174 Bank First National Manitowoc, Wis. commercial 164,003 133,832 22.5 766,989
175 Community National Bank Great Neck, N.Y. commercial 163,917 144,279 13.6 542,610
176 Farmers & Merchants Bank Timberville, Va. commercial 163,411 163,528 -0.1 486,872
177 South Side Trust & Savings Bank of Peoria Ill. commercial 163,170 159,273 2.4 356,705
178 Mechanics Savings Bank Auburn, Maine savings 163,133 155,075 5.2 286,502
179 Clear Mountain Bank Bruceton Mills, W.Va. commercial 163,126 149,770 8.9 354,803
180 MVB Bank Inc. Fairmont, W.Va. commercial 162,958 103,358 57.7 529,977
181 First Shore Federal Savings and Loan Association Salisbury, Md. savings 162,032 166,602 -2.7 239,608
182 Farmers State Bank Lagrange, Ind. commercial 161,907 160,466 0.9 356,628
183 First Federal Savings Bank Monessen, Pa. savings 161,499 162,683 -0.7 255,207
184 Prosperity Bank St. Augustine, Fla. commercial 160,711 133,754 20.2 470,585
185 Heritage Bank USA Inc. Hopkinsville, Ky. savings 160,170 170,084 -5.8 541,490
186 Dearborn Federal Savings Bank Mich. savings 160,118 166,312 -3.7 198,551
187 Fidelity Co-operative Bank Fitchburg, Mass. cooperative 159,979 160,128 -0.1 401,837
188 First Foundation Bank Irvine, Calif. commercial 159,277 84,164 89.2 785,287
189 Affiliated Bank Arlington, Texas savings 158,651 94,795 67.4 335,361
190 Spencer Savings Bank Mass. savings 158,243 158,140 0.1 302,059
191 SouthCoast Community Bank Mount Pleasant, S.C. commercial 156,532 153,359 2.1 324,948
192 William Penn Bank MHC Levittown, Pa. savings 156,321 151,095 3.5 235,442
193 National Capital Bank of Washington commercial 155,743 160,170 -2.8 249,847
194 First Federal Savings Bank of Frankfort MHC Ky. savings 155,300 90,765 71.1 198,946
195 EvaBank Cullman, Ala. commercial 154,947 155,532 -0.4 258,231
196 Cross County Savings Bank Middle Village, N.Y. savings 154,884 150,348 3.0 231,117
197 Lone Star Bank SSB Moulton, Texas savings 154,678 114,043 35.6 233,624
198 Farmers National Bank of Emlenton Pa. commercial 153,700 132,561 15.9 346,055
199 Essex Savings Bank Conn. savings 153,278 156,659 -2.2 224,571
200 Millington Savings Bank MHC N.J. savings 152,953 158,154 -3.3 235,027


Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 21, 2013. Thrift data for 2011 are not available due to revised reporting standards.

Source:

SNL Financial
, Charlottesville, Va.
© 2013 American Banker