Community Banks with the Largest First Mortgage Loan Portfolios

February 10, 2014, 2:40 p.m. EST 1 Min Read

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Community Banks with the Largest First Mortgage Loan PortfoliosOn Sept. 30, 2013. Dollars in thousands Published February 10, 2014
Rank		Type of institution	First mortgage loans			Total loans and leases
Rank		Type of institution	Sept. 30	Year earlier	Change	Total loans and leases
1	Sterling Bank and Trust, FSB Southfield, Mich.	savings	$625,045	$465,971	34.1%	$863,872
2	Piedmont Federal Savings Bank Winston-Salem, N.C.	savings	525,238	505,309	3.9	537,189
3	First Federal Savings and Loan Association of Greene County Waynesburg, Pa.	savings	520,344	511,562	1.7	567,136
4	Geddes Federal Savings and Loan Association Syracuse, N.Y.	savings	465,335	447,690	3.9	485,336
5	Haven Savings Bank Hoboken, N.J.	savings	450,549	413,483	9.0	544,539
6	Newtown Savings Bank Conn.	savings	449,748	388,820	15.7	805,528
7	Kennebec Savings Bank Augusta, Maine	savings	442,695	454,503	-2.6	641,402
8	Guardian Savings Bank FSB West Chester, Ohio	savings	426,455	542,289	-21.4	517,492
9	3rd Fed Bank Newtown, Pa.	savings	416,970	346,052	20.5	629,712
10	Urban Trust Bank Lake Mary, Fla.	savings	412,510	379,018	8.8	487,518
11	Saco & Biddeford Savings Institution Saco, Maine	savings	382,181	365,227	4.6	611,921
12	Chelsea Groton Bank Norwich, Conn.	savings	379,398	336,827	12.6	595,193
13	Teche Federal Bank New Iberia, La.	commercial	378,967	383,989	-1.3	685,203
14	Time Federal Savings Bank Medford, Wis.	savings	376,253	372,862	0.9	383,564
15	Savings Bank of Danbury Conn.	savings	359,236	324,246	10.8	665,867
16	Helm Bank USA Miami	commercial	357,459	329,381	8.5	426,844
17	Cooperative Bank of Cape Cod Hyannis, Mass.	cooperative	353,469	328,077	7.7	586,707
18	First National Bank of America East Lansing, Mich.	commercial	350,955	326,974	7.3	490,482
19	Thomaston Savings Bank Conn.	savings	343,416	309,997	10.8	550,152
20	Ion Bank Naugatuck, Conn.	savings	330,764	326,688	1.2	793,658
21	Landmark Community Bank Collierville, Tenn.	commercial	327,601	202,245	62.0	465,867
22	First Savings Bank of Hegewisch Chicago	savings	325,879	302,363	7.8	334,943
23	Great Midwest Bank SSB Brookfield, Wis.	savings	323,077	310,590	4.0	407,278
24	Greenfield Savings Bank Mass.	savings	318,662	297,636	7.1	499,226
25	First Savings Bank of Perkasie Pa.	savings	315,873	311,263	1.5	622,249
26	Manasquan Savings Bank N.J.	savings	310,596	317,355	-2.1	632,840
27	Simplicity Bank Covina, Calif.	savings	309,546	372,233	-16.8	721,539
28	Bogota Savings Bank N.J.	savings	308,679	281,990	9.5	390,572
29	Marquette Savings Bank Erie, Pa.	savings	308,474	296,195	4.1	439,807
30	Village Bank Auburndale, Mass.	cooperative	304,006	275,333	10.4	552,006
31	First Federal Savings and Loan Association of Bucks County Bristol, Pa.	savings	303,162	293,599	3.3	486,778
32	Winchester Co-operative Bank Mass.	cooperative	300,727	287,522	4.6	360,773
33	Hatboro Federal Savings FA Pa.	savings	299,597	336,904	-11.1	327,529
34	Peoples Federal Savings Bank Brighton, Mass.	savings	298,469	282,328	5.7	470,086
35	Ponce De Leon Federal Bank Bronx, N.Y.	savings	297,273	299,351	-0.7	585,016
36	Rosedale Federal Savings and Loan Association Baltimore	savings	292,592	296,070	-1.2	498,051
37	Fieldpoint Private Bank & Trust Greenwich, Conn.	savings	289,117	234,745	23.2	433,322
38	Harleysville Savings Bank Pa.	savings	286,154	325,849	-12.2	481,203
39	Fidelity Homestead Savings Bank New Orleans	savings	283,219	273,884	3.4	495,374
40	Embassy Bank for the Lehigh Valley Bethlehem, Pa.	commercial	279,814	237,854	17.6	551,358
41	First Trade Union Bank Boston	savings	279,661	235,177	18.9	536,602
42	Newburyport Five Cents Savings Bank Mass.	savings	279,634	286,978	-2.6	510,201
43	Norway Savings Bank Maine	savings	275,602	276,646	-0.4	769,261
44	Lowell Five Cent Savings Bank Mass.	savings	274,824	243,515	12.9	591,353
45	First Savings Bank Northwest Renton, Wash.	savings	273,774	308,726	-11.3	658,298
46	Ulster Savings Bank Kingston, N.Y.	savings	269,530	300,460	-10.3	521,314
47	East Cambridge Savings Bank Cambridge, Mass.	commercial	266,654	318,411	-16.3	538,988
48	Bank of Canton Mass.	savings	261,858	229,909	13.9	478,316
49	Olympia Federal Savings and Loan Association Wash.	savings	259,007	263,261	-1.6	341,387
50	Prudential Savings Bank Philadelphia	savings	257,124	204,262	25.9	308,870
51	Northfield Savings Bank Vt.	savings	256,947	242,672	5.9	507,015
52	Severn Savings Bank FSB Annapolis, Md.	savings	254,291	272,361	-6.6	612,144
53	Martha's Vineyard Savings Bank Edgartown, Mass.	savings	253,798	237,891	6.7	398,501
54	FineMark National Bank & Trust Fort Myers, Fla.	commercial	253,372	154,770	63.7	452,649
55	Citizens Community Federal Altoona, Wis.	savings	252,230	266,141	-5.2	441,062
56	Elmira Savings Bank N.Y.	commercial	251,733	231,348	8.8	387,858
57	First Federal Savings and Loan Association of Port Angeles Wash.	savings	249,877	226,961	10.1	477,260
58	MountainOne Bank North Adams, Mass.	savings	249,841	147,936	68.9	575,285
59	Mechanics Bank Mansfield, Ohio	savings	249,485	235,423	6.0	301,916
60	NVE Bank Englewood, N.J.	savings	246,595	212,313	16.1	474,598
61	Bank of Greene County MHC Catskill, N.Y.	savings	245,201	215,242	13.9	381,480
62	Hancock County Savings Bank FSB Chester, W.Va.	savings	242,970	238,892	1.7	259,578
63	Malvern Federal Savings Bank Paoli, Pa.	savings	242,751	234,224	3.6	417,432
64	Forcht Bank Lexington, Ky.	commercial	242,613	239,709	1.2	521,918
65	Guilford Savings Bank Conn.	savings	241,999	246,379	-1.8	352,898
66	Washington Financial Bank Pa.	savings	241,205	229,947	4.9	622,262
67	Kennebunk Savings Bank Maine.	savings	240,328	253,546	-5.2	732,490
68	Vinton County National Bank McArthur, Ohio	commercial	239,562	220,140	8.8	498,948
69	First Federal Savings and Loan Association of Lorain Ohio	savings	239,556	272,536	-12.1	282,517
70	Pentucket Bank Haverhill, Mass.	savings	236,730	226,285	4.6	464,767
71	North Easton Savings Bank South Easton, Mass.	savings	235,790	211,289	11.6	302,504
72	Spiritbank Tulsa, Okla.	commercial	233,280	286,428	-18.6	641,857
73	First State Bank Mendota, Ill.	commercial	232,195	419,700	-44.7	593,243
74	Fifth District Savings Bank New Orleans	savings	231,628	222,161	4.3	257,878
75	Arundel Federal Savings Bank Glen Burnie, Md.	savings	231,526	240,011	-3.5	254,134
76	Citizens Savings Bank Clarks Summit, Pa.	savings	229,234	206,160	11.2	245,864
77	Liberty Savings Bank FSB Wilmington, Ohio	savings	229,203	183,297	25.0	349,144
78	Adams Community Bank Mass.	savings	228,064	217,687	4.8	322,070
79	First Federal Savings Bank Ottawa, Ill.	savings	227,462	220,637	3.1	288,423
80	Eastern Savings Bank FSB Hunt Valley, Md.	savings	225,462	272,344	-17.2	280,550
81	Gorham Savings Bank Maine	savings	223,974	204,528	9.5	669,442
82	Crest Savings Bank Wildwood, N.J.	savings	223,039	221,304	0.8	334,810
83	New Peoples Bank Inc. Honaker, Va.	commercial	222,627	214,257	3.9	500,974
84	Winchester Savings Bank Mass.	savings	220,101	205,696	7.0	320,486
85	Salem Co-operative Bank N.H.	cooperative	219,669	212,693	3.3	258,469
86	Cheviot Savings Bank Ohio	savings	219,095	225,206	-2.7	337,428
87	Salisbury Bank and Trust Co. Lakeville, Conn.	commercial	218,716	191,406	14.3	425,670
88	Citizens and Farmers Bank West Point, Va.	commercial	218,080	224,238	-2.7	738,092
89	Milford Federal Savings and Loan Association Mass.	savings	218,021	225,623	-3.4	258,462
90	Bank of Tennessee Kingsport	commercial	217,237	138,306	57.1	626,708
91	Macon Bank Inc. Franklin, N.C.	savings	215,793	222,131	-2.9	521,803
92	First Federal Savings Bank Rochester, Ind.	savings	215,333	208,610	3.2	286,285
93	Mutual Bank Whitman, Mass.	commercial	215,007	157,766	36.3	306,313
94	Crescom Bank Charleston, S.C.	commercial	213,853	259,651	-17.6	568,021
95	Naugatuck Valley Savings and Loan Naugatuck, Conn.	savings	213,603	215,566	-0.9	392,488
96	Bank of Maine Portland	savings	212,819	208,453	2.1	602,659
97	Town & Country Bank Salem, Mo.	commercial	212,431	214,215	-0.8	376,208
98	First Federal Savings & Loan Association of Pascagoula-Moss Point Pascagoula, Miss.	savings	210,163	204,522	2.8	221,492
99	First Federal Bank FSB Kansas City, Mo.	savings	210,150	215,974	-2.7	246,214
100	Farmers Bank & Trust Co. Magnolia, Ark.	commercial	206,912	185,518	11.5	592,859
101	Gulf Coast Bank and Trust Co. New Orleans	commercial	206,209	212,853	-3.1	735,817
102	Bath Savings Institution Maine	savings	204,760	186,519	9.8	462,037
103	Ohio Valley Bank Co. Gallipolis, Ohio	commercial	204,749	217,890	-6.0	545,519
104	Oconee Federal Savings and Loan Association MHC Seneca, S.C.	savings	204,206	226,831	-10.0	222,690
105	Advantage Bank Cambridge, Ohio	commercial	202,566	211,435	-4.2	589,151
106	Penn Security Bank and Trust Co. Scranton, Pa.	commercial	202,460	197,261	2.6	655,946
107	Fairfield Federal Savings And Loan Association of Lancaster Ohio	savings	200,378	192,651	4.0	227,488
108	Androscoggin Savings Bank Lewiston, Maine	savings	199,683	213,442	-6.4	623,610
109	First Federal Bank of Florida Lake City	savings	198,532	236,168	-15.9	527,275
110	Solvay Bank N.Y.	commercial	197,567	189,046	4.5	396,740
111	Machias Savings Bank Maine	savings	197,300	170,111	16.0	866,484
112	Southern Bank Poplar Bluff, Mo.	commercial	195,619	183,594	6.5	680,587
113	First Citizens Community Bank Mansfield, Pa.	commercial	195,289	189,885	2.8	522,592
114	First Federal Savings Bank of Twin Falls Idaho	savings	193,880	188,514	2.8	365,587
115	Standard Bank Monroeville, Pa.	savings	193,769	194,401	-0.3	297,578
116	Community State Bank of Orbisonia Pa.	commercial	192,321	178,992	7.4	281,040
117	Southbridge Savings Bank Mass.	savings	191,036	185,071	3.2	356,715
118	Atlantic Coast Bank Jacksonville, Fla.	savings	189,041	298,177	-36.6	411,839
119	Bank of Bennington Vt.	savings	188,342	171,599	9.8	271,234
120	Unity Bank Clinton, N.J.	commercial	187,935	145,019	29.6	660,617
121	Leader Bank Arlington, Mass.	commercial	186,890	190,737	-2.0	494,874
122	First Foundation Bank Irvine, Calif.	commercial	186,509	138,572	34.6	845,134
123	Cape Ann Savings Bank Gloucester, Mass.	savings	186,103	160,327	16.1	254,023
124	Savers Co-operative Bank Southbridge, Mass.	cooperative	185,164	177,340	4.4	320,684
125	Indiana First Savings Bank Pa.	savings	182,667	164,278	11.2	255,867
126	Prosperity Bank St. Augustine, Fla.	commercial	182,539	144,404	26.4	488,460
127	Savings Bank Wakefield, Mass.	savings	182,521	167,421	9.0	320,295
128	Montgomery Bank Sikeston, Mo.	commercial	181,710	152,703	19.0	753,567
129	First Savings Bank FSB Clarksville, Ind.	savings	180,946	187,903	-3.7	414,330
130	LCNB National Bank Lebanon, Ohio	commercial	180,910	143,426	26.1	566,109
131	First Federal Savings Bank of Lincolnton N.C.	savings	180,429	160,126	12.7	254,305
132	First Community Bank Batesville, Ark.	commercial	180,106	168,131	7.1	586,236
133	Skowhegan Savings Bank Maine	savings	180,103	179,108	0.6	341,238
134	Milford Bank Conn.	savings	178,830	164,896	8.5	329,665
135	Commercial Bank Harrogate, Tenn.	commercial	178,787	190,693	-6.2	535,309
136	Bank of Clarke County Berryville, Va.	commercial	178,646	176,561	1.2	438,064
137	StonehamBank Mass.	cooperative	178,644	188,845	-5.4	373,082
138	First National Bank Paragould, Ark.	commercial	177,434	160,993	10.2	588,274
139	Rollstone Bank & Trust Fitchburg, Mass.	savings	177,160	159,284	11.2	368,947
140	Community National Bank Great Neck, N.Y.	commercial	177,107	155,509	13.9	615,674
141	Polonia Bank Huntingdon Valley, Pa.	savings	176,676	122,288	44.5	197,581
142	Bankwell Bank New Canaan, Conn.	commercial	176,513	105,322	67.6	582,617
143	Putnam County Bank Hurricane, W.Va.	commercial	176,455	163,393	8.0	342,851
144	Community National Bank Newport, Vt.	commercial	176,139	168,792	4.4	433,492
145	Reading Co-operative Bank Mass.	cooperative	175,459	119,495	46.8	289,461
146	South Side Trust & Savings Bank of Peoria Ill.	commercial	174,994	163,051	7.3	365,405
147	Highlands Union Bank Abingdon, Va.	commercial	174,971	169,332	3.3	400,151
148	Dime Bank Norwich, Conn.	savings	174,647	189,938	-8.1	514,838
149	Benchmark Community Bank Kenbridge, Va.	commercial	173,226	165,894	4.4	347,562
150	Mechanics Savings Bank Auburn, Maine	savings	172,718	158,886	8.7	302,696
151	First American International Bank Brooklyn, N.Y.	commercial	172,401	113,396	52.0	360,646
152	Claremont Savings Bank N.H.	savings	171,347	175,612	-2.4	256,272
153	Clinton Savings Bank Mass.	savings	170,054	172,857	-1.6	346,051
154	Lake Shore Savings Bank MHC Dunkirk, N.Y.	savings	169,963	173,283	-1.9	275,620
155	Spencer Savings Bank Mass.	savings	168,192	154,263	9.0	320,031
156	Putnam Bank MHC Conn.	savings	167,982	180,096	-6.7	233,197
157	Home Bank Lafayette, La.	savings	167,981	171,174	-1.9	682,585
158	First Federal Bank of Louisiana Lake Charles	savings	167,881	164,904	1.8	380,625
159	Clear Mountain Bank Bruceton Mills, W.Va.	commercial	167,554	163,501	2.5	373,393
160	SouthCoast Community Bank Mount Pleasant, S.C.	commercial	167,192	158,555	5.4	329,492
161	Wellesley Bank Mass.	cooperative	167,111	124,774	33.9	360,496
162	Haverhill Bank Mass.	cooperative	166,622	155,129	7.4	250,635
163	Pioneer Savings Bank Troy, N.Y.	savings	165,942	178,420	-7.0	609,890
164	Pathfinder Bank MHC Oswego, N.Y.	savings	165,631	169,468	-2.3	338,094
165	Cross County Savings Bank Middle Village, N.Y.	savings	164,881	154,407	6.8	250,080
166	North Country Savings Bank Canton, N.Y.	savings	164,712	168,315	-2.1	189,560
167	Fidelity Co-operative Bank Fitchburg, Mass.	cooperative	164,587	162,613	1.2	412,206
168	Sanford Institution for Savings Maine	savings	164,583	152,609	7.8	369,390
169	Farmers State Bank Lagrange, Ind.	commercial	163,822	159,854	2.5	367,501
170	First Shore Federal Savings and Loan Association Salisbury, Md.	savings	162,884	165,384	-1.5	239,070
171	William Penn Bank MHC Levittown, Pa.	savings	161,804	153,748	5.2	242,626
172	Community Bank of the Chesapeake Waldorf, Md.	commercial	161,760	176,598	-8.4	767,960
173	Passumpsic Savings Bank St. Johnsbury, Vt.	savings	161,619	178,526	-9.5	418,615
174	Central National Bank Waco, Texas	commercial	161,221	143,949	12.0	463,144
175	Sturdy Savings Bank Cape May Court House, N.J.	savings	161,009	144,192	11.7	357,455
176	Farmers National Bank of Emlenton Pa.	commercial	160,627	148,106	8.5	353,891
177	First Federal Savings Bank Monessen, Pa.	savings	160,417	160,657	-0.1	264,930
178	BankFive Fall River, Mass.	savings	160,065	178,962	-10.6	503,492
179	First State Bank of the Florida Keys Key West	commercial	159,551	168,003	-5.0	430,528
180	Dearborn Federal Savings Bank Mich.	savings	159,243	165,301	-3.7	194,434
181	First Columbia Bank & Trust Co. Bloomsburg, Pa.	commercial	159,048	138,162	15.1	397,224
182	Essex Savings Bank Conn.	savings	158,859	157,622	0.8	233,733
183	Patriot National Bank Stamford, Conn.	commercial	158,840	209,078	-24.0	436,445
184	First Federal Community Bank SSB Paris, Texas	savings	158,536	172,855	-8.3	238,620
185	North State Bank Raleigh, N.C.	commercial	158,204	248,239	-36.3	494,624
186	Heritage Bank USA Inc. Hopkinsville, Ky.	commercial	157,857	165,439	-4.6	541,426
187	Woodsville Guaranty Savings Bank N.H.	savings	157,767	150,135	5.1	314,100
188	Hometown Bank, A Cooperative Bank Oxford, Mass.	cooperative	157,397	143,788	9.5	297,039
189	First Keystone Community Bank Berwick, Pa.	commercial	157,225	142,952	10.0	447,152
190	Affiliated Bank Arlington, Texas	savings	157,053	137,027	14.6	376,288
191	Wayne Bank Honesdale, Pa.	commercial	156,420	142,717	9.6	487,108
192	EvaBank Cullman, Ala.	commercial	154,904	156,884	-1.3	255,343
193	First Southern National Bank Lancaster, Ky.	commercial	154,741	139,388	11.0	429,578
194	Fairport Savings Bank MHC N.Y.	savings	154,273	130,164	18.5	171,931
195	Merchants National Bank Hillsboro, Ohio	commercial	154,175	152,846	0.9	487,393
196	Ambler Savings Bank Pa.	savings	154,172	146,369	5.3	193,391
197	Kentucky Bank Paris	commercial	153,755	127,905	20.2	465,778
198	Northway Bank Berlin, N.H.	commercial	153,738	145,266	5.8	661,855
199	Farmers & Merchants Bank Timberville, Va.	commercial	153,326	213,044	-28.0	481,989
200	Lyons National Bank N.Y.	commercial	152,986	130,909	16.9	489,440

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Rankings include only companies current as of Sept. 30, 2013. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Figures for prior periods are not adjusted for mergers and acquisitions.

Source:

SNL Financial