Community Banks with the Largest First Mortgage Loan Portfolios

April 25, 2012, 3:00 p.m. EDT 1 Min Read

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Community Banks with the Largest First Mortgage Loan PortfoliosOn Dec. 31, 2011. Dollars in thousands Published April 25, 2012
Rank		Type of institution	First mortgage loans			Total loans and leases	Assets
Rank		Type of institution	Dec. 31	Year earlier	Change	Total loans and leases	Assets
1	Guardian Savings Bank FSB West Chester, Ohio	savings	$556,927	NA	NA	$658,103	$811,158
2	Easthampton Savings Bank Mass.	savings	485,180	421,204	15.2%	$648,229	939,244
3	Kennebec Savings Bank Augusta, Maine	savings	471,780	482,814	-2.3	638,972	795,427
4	Haven Savings Bank Hoboken, N.J.	savings	395,166	384,026	2.9	467,727	702,743
5	Newtown Savings Bank Conn.	savings	393,549	361,298	8.9	763,787	955,499
6	Saco and Biddeford Savings Institution Saco, Maine	savings	375,041	359,174	4.4	599,786	759,848
7	Teche Federal Bank New Iberia, La.	commercial	347,209	NA	NA	633,005	810,919
8	Harleysville Savings Bank Pa.	savings	334,740	324,965	3.0	516,809	840,410
9	Naugatuck Savings Bank Conn.	savings	318,246	257,934	23.4	749,661	915,570
10	Florida Capital Bank Jacksonville	commercial	317,636	290,086	9.5	599,888	798,989
11	East Cambridge Savings Bank Cambridge, Mass.	savings	316,342	336,140	-5.9	494,488	803,587
12	Great Midwest Bank SSB Brookfield, Wis.	savings	316,059	326,420	-3.2	405,200	527,078
13	Cooperative Bank of Cape Cod Hyannis, Mass.	cooperative	314,431	267,699	17.5	534,370	642,623
14	First National Bank of America East Lansing, Mich.	commercial	307,794	259,381	18.7	424,764	569,541
15	Chelsea Groton Bank Norwich, Conn.	savings	304,629	282,814	7.7	515,135	836,596
16	Newburyport Five Cents Savings Bank Mass.	savings	299,982	291,649	2.9	494,445	634,577
17	Ulster Savings Bank Kingston, N.Y.	savings	295,502	294,694	0.3	577,590	714,591
18	Savings Bank of Danbury Conn.	savings	294,161	303,776	-3.2	590,432	762,338
19	First State Bank Mendota, Ill.	commercial	290,132	266,102	9.0	569,685	751,641
20	Marquette Savings Bank Erie, Pa.	savings	289,686	296,398	-2.3	426,745	758,928
21	Monarch Bank Chesapeake, Va.	commercial	289,279	249,657	15.9	819,194	909,258
22	First Savings Bank of Hegewisch Chicago	savings	285,421	275,286	3.7	297,639	549,724
23	Thomaston Savings Bank Conn.	savings	284,651	270,757	5.1	443,763	692,201
24	South Shore Savings Bank South Weymouth, Mass.	commercial	283,994	259,052	9.6	656,194	950,388
25	Village Bank Auburndale, Mass.	cooperative	279,495	279,949	-0.2	493,722	705,377
26	BayCoast Bank Fall River, Mass.	savings	276,296	232,556	18.8	645,934	909,153
27	Winchester Co-operative Bank Mass.	cooperative	275,929	263,990	4.5	330,456	536,976
28	Manasquan Savings Bank N.J.	savings	274,550	248,343	10.6	514,672	847,960
29	Town North Bank Dallas	commercial	268,253	141,074	90.2	397,781	714,214
30	Norway Savings Bank Maine	savings	264,975	275,689	-3.9	764,510	958,847
31	Bogota Savings Bank N.J.	savings	263,117	240,613	9.4	319,918	419,775
32	Greenfield Savings Bank Mass.	savings	253,898	252,968	0.4	423,028	640,519
33	Homebanc Lake Mary, Fla.	commercial	253,196	218,985	15.6	406,291	450,789
34	Patriot National Bank Stamford, Conn.	commercial	251,374	269,816	-6.8	510,862	665,531
35	Peoples Bank Lawrence, Kan.	commercial	251,221	102,732	144.5	433,457	514,118
36	Martha's Vineyard Savings Bank Edgartown, Mass.	savings	241,804	235,975	2.5	402,624	526,157
37	Kennebunk Savings Bank Maine.	savings	241,556	203,125	18.9	672,155	821,387
38	Central Co-operative Bank Somerville, Mass.	cooperative	236,004	185,473	27.2	421,176	520,726
39	Guilford Savings Bank Conn.	savings	235,396	248,780	-5.4	338,863	519,149
40	Advantage Bank Cambridge, Ohio	commercial	234,278	261,631	-10.5	662,653	765,926
41	Mechanics Bank Mansfield, Ohio	savings	234,155	228,790	2.3	278,824	374,128
42	Forcht Bank Lexington, Ky.	commercial	231,869	274,422	-15.5	586,270	992,086
43	First Choice Bank Lawrenceville, N.J.	commercial	230,511	124,259	85.5	474,771	669,292
44	First Federal Savings and Loan Association of Port Angeles Wash.	savings	229,608	NA	NA	421,457	764,287
45	Northfield Savings Bank Vt.	savings	226,699	220,512	2.8	445,059	685,763
46	Macon Bank Inc. Franklin, N.C.	savings	226,696	246,214	-7.9	615,540	874,467
47	Georgia Banking Co. Atlanta	commercial	225,824	153,724	46.9	251,053	290,452
48	Merchants Bank of Indiana Lynn	commercial	225,285	71,338	215.8	382,379	608,659
49	Belmont Savings Bank Mass.	savings	225,229	187,953	19.8	530,617	668,485
50	Pentucket Bank Haverhill, Mass.	savings	223,090	227,768	-2.1	432,194	642,768
51	New Peoples Bank Inc. Honaker, Va.	commercial	223,077	244,548	-8.8	597,816	781,211
52	Lisle Savings Bank Ill.	savings	221,929	257,981	-14.0	275,231	523,396
53	Malvern Federal Savings Bank MHC Paoli, Pa.	savings	220,757	NA	NA	485,691	665,359
54	Androscoggin Savings Bank Lewiston, Maine	savings	220,139	223,706	-1.6	560,345	707,174
55	Lowell Five Cent Savings Bank Mass.	savings	219,351	219,711	-0.2	421,566	738,351
56	North Easton Savings Bank South Easton, Mass.	savings	216,392	229,384	-5.7	288,643	466,194
57	Washington Financial Bank Pa.	savings	215,454	212,110	1.6	569,718	844,679
58	Meredith Village Savings Bank N.H.	savings	214,879	200,899	7.0	508,389	669,160
59	Citizens and Farmers Bank West Point, Va.	commercial	214,339	207,026	3.5	714,817	921,031
60	Penn Security Bank and Trust Co. Scranton, Pa.	commercial	214,198	225,105	-4.8	631,522	921,046
61	Gorham Savings Bank Maine	savings	214,101	223,086	-4.0	634,385	912,662
62	Ohio Valley Bank Co. Gallipolis, Ohio	commercial	213,251	222,588	-4.2	588,301	793,399
63	Bank of Canton Mass.	savings	213,176	235,554	-9.5	478,946	634,192
64	Town and Country Bank Salem, Mo.	commercial	212,631	219,618	-3.2	363,326	519,276
65	Crest Savings Bank Wildwood, N.J.	savings	205,368	NA	NA	314,296	384,428
66	Gulf Coast Bank and Trust Co. New Orleans	commercial	204,334	223,583	-8.6	656,151	881,144
67	Vinton County National Bank of McArthur Ohio	commercial	204,316	205,703	-0.7	458,428	726,083
68	Winchester Savings Bank Mass.	savings	203,835	212,319	-4.0	311,355	532,552
69	Elmira Savings Bank N.Y.	commercial	202,414	NA	NA	348,863	523,397
70	Embassy Bank for the Lehigh Valley Bethlehem, Pa.	commercial	201,662	166,113	21.4	423,341	576,068
71	Northpointe Bank Grand Rapids, Mich.	commercial	201,259	143,452	40.3	268,200	298,844
72	Commercial Bank Harrogate, Tenn.	commercial	200,384	210,951	-5.0	560,146	807,948
73	Dime Bank Norwich, Conn.	savings	200,330	200,189	0.1	509,991	707,405
74	Eureka Savings Bank La Salle, Ill.	savings	198,053	214,549	-7.7	217,217	394,227
75	Farmers and Merchants Bank Timberville, Va.	commercial	196,563	159,333	23.4	512,113	566,021
76	NVE Bank Englewood, N.J.	savings	193,936	150,266	29.1	393,957	684,222
77	Crescom Bank Charleston, S.C.	commercial	193,844	55,015	252.3	605,761	825,259
78	Standard Bank Monroeville, Pa.	savings	191,648	189,860	0.9	295,127	436,783
79	Benchmark Bank Plano, Texas	commercial	190,868	186,890	2.1	317,420	358,515
80	Southbridge Savings Bank Mass.	savings	188,113	201,366	-6.6	338,848	419,344
81	Solvay Bank N.Y.	commercial	187,589	182,813	2.6	372,017	620,443
82	First Citizens National Bank Mansfield, Pa.	commercial	186,822	176,438	5.9	487,509	877,178
83	Access National Bank Reston, Va.	commercial	185,809	174,954	6.2	664,526	808,645
84	Pioneer Savings Bank Troy, N.Y.	savings	183,883	195,177	-5.8	547,208	767,813
85	Salisbury Bank and Trust Co. Lakeville, Conn.	commercial	181,183	169,523	6.9	375,790	608,156
86	Passumpsic Savings Bank St. Johnsbury, Vt.	savings	179,642	184,093	-2.4	437,058	571,091
87	StonehamBank Mass.	cooperative	178,922	194,462	-8.0	340,908	426,336
88	BankFive Fall River, Mass.	savings	178,794	171,184	4.4	479,939	720,602
89	Savers Co-operative Bank Southbridge, Mass.	cooperative	178,699	167,284	6.8	288,221	414,587
90	Citizens National Bank Henderson, Texas	commercial	177,963	167,202	6.4	448,552	896,948
91	Brannen Bank Inverness, Fla.	commercial	177,024	195,797	-9.6	225,853	404,382
92	Claremont Savings Bank N.H.	savings	176,169	174,897	0.7	260,463	320,468
93	Clinton Savings Bank Mass.	savings	174,778	181,286	-3.6	328,338	479,511
94	Southern Bank Poplar Bluff, Mo.	commercial	174,347	181,178	-3.8	549,758	773,263
95	Hoyne Savings Bank Chicago	savings	173,747	192,695	-9.8	185,156	296,606
96	First Internet Bank of Indiana Indianapolis	commercial	173,054	101,578	70.4	380,321	584,153
97	Bank of Clarke County Berryville, Va.	commercial	172,227	164,981	4.4	410,424	561,578
98	Asheville Savings Bank SSB N.C.	savings	172,081	182,325	-5.6	439,705	785,846
99	North Country Savings Bank Canton, N.Y.	savings	171,950	174,677	-1.6	194,680	232,402
100	Machias Savings Bank Maine	savings	171,490	170,091	0.8	851,468	933,475
101	First State Bank of the Florida Keys Key West	commercial	171,042	197,628	-13.5	438,290	859,944
102	Fulton Savings Bank N.Y.	savings	170,850	193,640	-11.8	231,645	397,223
103	AmeriServ Financial Bank Johnstown, Pa.	commercial	169,751	170,888	-0.7	670,847	952,077
104	Skowhegan Savings Bank Maine	savings	169,552	171,598	-1.2	293,297	448,147
105	Highlands Union Bank Abingdon, Va.	commercial	169,027	175,522	-3.7	407,805	620,609
106	Farmers Bank and Trust Co. Magnolia, Ark.	commercial	167,691	158,968	5.5	511,281	734,076
107	Grand Bank Hamilton Square, N.J.	commercial	167,260	225,401	-25.8	282,790	337,436
108	Equitable Bank SSB Wauwatosa, Wis.	savings	166,979	180,108	-7.3	339,376	406,822
109	Community State Bank of Orbisonia Pa.	commercial	166,977	155,589	7.3	252,472	292,308
110	Community Bank of Tri-County Waldorf, Md.	commercial	164,287	135,430	21.3	717,743	980,353
111	Bath Savings Institution Maine	savings	162,892	171,926	-5.3	391,989	636,748
112	Fidelity Bank Edina, Minn.	commercial	162,195	165,834	-2.2	330,941	430,149
113	National Capital Bank of Washington	commercial	161,469	157,399	2.6	258,749	368,522
114	Sanford Institution for Savings Maine	savings	160,454	149,198	7.5	337,251	433,106
115	North State Bank Raleigh, N.C.	commercial	159,613	110,516	44.4	540,183	632,479
116	Community National Bank Derby, Vt.	commercial	159,543	166,475	-4.2	388,679	552,102
117	Millington Savings Bank MHC N.J.	savings	159,319	167,453	-4.9	247,793	350,700
118	Cape Ann Savings Bank Gloucester, Mass.	savings	158,746	160,567	-1.1	222,672	425,358
119	Putnam County Bank Hurricane, W.Va.	commercial	158,590	155,249	2.2	316,863	585,587
120	Pathfinder Bank MHC Oswego, N.Y.	savings	158,489	144,161	9.9	304,770	442,654
121	Farmers State Bank Lagrange, Ind.	commercial	158,237	161,226	-1.9	354,858	481,286
122	Benchmark Community Bank Kenbridge, Va.	commercial	157,618	141,344	11.5	333,873	416,125
123	First Community Bank Batesville, Ark.	commercial	157,597	145,011	8.7	561,833	738,262
124	First National Bank Paragould, Ark.	commercial	157,524	162,353	-3.0	505,611	676,265
125	EvaBank Cullman, Ala.	commercial	156,996	164,206	-4.4	262,707	352,056
126	Fidelity Co-operative Bank Fitchburg, Mass.	cooperative	156,488	164,760	-5.0	356,518	517,519
127	CoastalStates Bank Hilton Head Island, S.C.	commercial	156,274	136,271	14.7	303,263	398,522
128	River Valley Bank Wausau, Wis.	commercial	155,882	141,511	10.2	754,797	984,440
129	Merrimack County Savings Bank MHC Concord, N.H.	savings	155,808	147,001	6.0	420,913	651,460
130	Magyar Bank MHC New Brunswick, N.J.	savings	155,804	151,226	3.0	390,199	526,327
131	Essex Savings Bank Conn.	savings	154,077	159,919	-3.7	220,987	299,179
132	Conway National Bank S.C.	commercial	153,580	170,575	-10.0	484,022	914,279
133	South Side Trust and Savings Bank of Peoria Ill.	commercial	152,827	155,699	-1.8	349,243	668,261
134	Commercial Bank Alma, Mich.	commercial	152,642	157,151	-2.9	291,205	374,917
135	Juniata Valley Bank Mifflintown, Pa.	commercial	152,641	164,261	-7.1	289,681	441,601
136	Spencer Savings Bank Mass.	savings	152,348	145,437	4.8	276,955	375,219
137	Community Savings Bank Chicago	savings	151,888	164,689	-7.8	248,317	423,386
138	1st Summit Bank Johnstown, Pa.	commercial	151,334	142,008	6.6	373,189	730,461
139	Indiana First Savings Bank Pa.	savings	150,641	143,574	4.9	215,624	269,189
140	Mechanics Savings Bank Auburn, Maine	savings	150,070	149,219	0.6	286,304	334,380
141	Savings Bank Wakefield, Mass.	savings	149,946	136,552	9.8	250,364	443,758
142	Woodsville Guaranty Savings Bank N.H.	savings	149,939	145,335	3.2	304,518	393,016
143	Bank of Missouri Perryville	commercial	149,861	131,608	13.9	622,210	869,721
144	Fidelity Savings Bank Pittsburgh	savings	149,660	152,606	-1.9	356,455	656,388
145	SouthCoast Community Bank Mount Pleasant, S.C.	commercial	149,652	138,008	8.4	320,734	425,336
146	Southwest Bank Fort Worth, Texas	commercial	149,651	150,879	-0.8	676,844	954,252
147	New England Bank Enfield, Conn.	commercial	148,947	174,044	-14.4	554,018	724,534
148	Clear Mountain Bank Bruceton Mills, W.Va.	commercial	148,658	152,665	-2.6	332,081	425,815
149	Jersey Shore State Bank Williamsport, Pa.	commercial	148,551	146,241	1.6	439,817	753,288
150	Milford Bank Conn.	savings	148,475	142,692	4.1	295,025	371,765
151	Merchants National Bank Hillsboro, Ohio	commercial	148,329	151,653	-2.2	447,794	570,492
152	LCNB National Bank Lebanon, Ohio	commercial	147,548	148,526	-0.7	461,262	787,127
153	First Federal Savings Bank of Iowa Fort Dodge	commercial	147,127	NA	NA	318,985	434,040
154	First Community Bank Sugar Land, Texas	commercial	147,046	59,012	149.2	475,705	634,654
155	Westbury Bank West Bend, Wis.	savings	146,644	NA	NA	407,195	580,498
156	Hebron Savings Bank Md.	commercial	146,525	143,188	2.3	411,380	480,110
157	Chicopee Savings Bank Mass.	savings	146,202	152,610	-4.2	449,725	615,425
158	Hometown Bank Webster, Mass.	cooperative	145,732	92,392	57.7	251,291	301,730
159	Northumberland National Bank Pa.	commercial	145,587	155,370	-6.3	252,213	450,919
160	Savannah Bank Ga.	commercial	144,817	153,321	-5.5	568,900	730,280
161	Volunteer State Bank Portland, Tenn.	commercial	144,338	134,628	7.2	323,390	383,666
162	Hampden Bank Springfield, Mass.	savings	143,395	144,338	-0.7	405,388	563,077
163	First Star Bank SSB Bremond, Texas	savings	143,229	77,489	84.8	189,956	270,824
164	Leader Bank Arlington, Mass.	commercial	142,851	136,064	5.0	373,297	509,286
165	Northway Bank Berlin, N.H.	commercial	142,357	147,541	-3.5	501,143	814,236
166	St. Landry Homestead Federal Savings Bank Opelousas, La.	commercial	142,089	NA	NA	209,686	248,322
167	Farmers and Merchants Trust Co. of Chambersburg Pa.	commercial	141,897	144,128	-1.5	766,410	986,320
168	Red River Bank Alexandria, La.	commercial	141,852	122,910	15.4	608,651	989,486
169	Community National Bank Great Neck, N.Y.	commercial	141,625	126,509	11.9	395,755	531,808
170	State Bank and Trust Co. Greenwood, Miss.	commercial	141,333	142,250	-0.6	654,145	921,053
171	First Northern Bank and Trust Co. Palmerton, Pa.	commercial	140,529	141,662	-0.8	358,930	697,332
172	State Bank of Cross Plains Wis.	commercial	140,478	135,735	3.5	599,669	796,354
173	Geauga Savings Bank Newbury, Ohio	savings	140,138	161,127	-13.0	218,488	418,626
174	Queenstown Bank of Maryland	commercial	140,114	85,982	63.0	383,485	447,828
175	Wayne Bank Honesdale, Pa.	commercial	139,376	110,628	26.0	458,000	667,428
176	Biddeford Savings Bank Maine	savings	138,519	131,572	5.3	248,461	331,747
177	Lone Star Bank SSB Moulton, Texas	savings	138,473	79,703	73.7	209,948	252,210
178	F&M Bank Clarksville, Tenn.	commercial	137,525	125,923	9.2	633,030	790,637
179	Sturdy Savings Bank Cape May Court House, N.J.	savings	137,394	132,637	3.6	309,914	542,024
180	Ambler Savings Bank Pa.	savings	137,368	129,355	6.2	184,233	295,894
181	Southwest Missouri Bank Carthage	commercial	137,199	136,952	0.2	384,326	641,961
182	Focus Bank Charleston, Mo.	commercial	136,704	136,034	0.5	515,880	659,415
183	Marlborough Savings Bank Mass.	savings	136,213	136,094	0.1	251,503	446,152
184	Ephrata National Bank Pa.	commercial	135,718	137,864	-1.6	414,564	764,126
185	Fauquier Bank Warrenton, Va.	commercial	135,485	132,412	2.3	458,839	612,914
186	First South Bank Washington, N.C.	commercial	135,374	145,844	-7.2	540,412	744,402
187	Bank of Tennessee Kingsport	commercial	135,095	136,386	-0.9	447,446	640,031
188	Peoples Bank Munster, Ind.	savings	134,886	131,546	2.5	401,401	652,424
189	Friendship State Bank Ind.	commercial	134,383	126,020	6.6	217,928	299,721
190	Middlefield Banking Co. Ohio	commercial	134,194	134,409	-0.2	348,338	575,466
191	Unity Bank Clinton, N.J.	commercial	134,051	127,504	5.1	592,592	810,216
192	Community National Bank and Trust Chanute, Kan.	commercial	133,583	132,138	1.1	469,649	766,287
193	Piscataqua Savings Bank Portsmouth, N.H.	savings	133,533	133,720	-0.1	153,293	228,527
194	Central National Bank Waco, Texas	commercial	133,203	114,691	16.1	424,799	605,791
195	Security Federal Bank Aiken, S.C.	commercial	133,159	NA	NA	460,060	916,356
196	Union Bank Morrisville, Vt.	commercial	132,072	120,276	9.8	429,391	551,849
197	Franklin Savings Bank N.H.	savings	132,030	132,475	-0.3	237,753	356,818
198	Prosperity Bank St. Augustine, Fla.	commercial	131,606	157,481	-16.4	481,663	779,271
199	Everett Co-operative Bank Mass.	cooperative	131,207	129,515	1.3	252,512	303,210
200	Farmers National Bank of Emlenton Pa.	commercial	131,127	124,798	5.1	317,181	490,231

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of April 2, 2012.

Source:

SNL Financial