Community Banks with the Largest First Mortgage Portfolios

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Community Banks with the Largest First Mortgage Portfolios

Community Banks with Largest First Mortgage Loan PortfoliosOn Dec. 31, 2010. Dollars in thousands
Published May 4, 2011

Rank   First mortgage loans Total loans
and leases
Assets
Dec. 31 Year earlier Change
1 Kennebec Savings Bank Augusta, Maine $482,814 $480,244 0.5% $639,593 $776,800
2 Easthampton Savings Bank Mass. 421,204 429,140 -1.8 587,318 884,568
3 Haven Savings Bank Hoboken, N.J. 384,026 436,297 -12.0 436,050 689,718
4 Newtown Savings Bank Conn. 361,298 345,300 4.6 749,803 942,692
5 Torrington Savings Bank Conn. 359,530 391,113 -8.1 401,990 789,133
6 Saco and Biddeford Savings Institution Saco, Maine 359,174 389,323 -7.7 573,591 751,586
7 East Cambridge Savings Bank Cambridge, Mass. 336,140 387,333 -13.2 500,892 798,518
8 Great Midwest Bank SSB Brookfield, Wis. 326,420 349,605 -6.6 419,757 543,675
9 Harleysville Savings Bank Pa. 324,965 339,838 -4.4 507,763 856,741
10 Avidia Bank MHC Hudson, Mass. 321,859 330,193 -2.5 681,244 993,626
11 Savings Bank of Danbury Conn. 303,776 303,324 0.1 608,700 759,268
12 Marquette Savings Bank Erie, Pa. 296,398 320,035 -7.4 424,970 717,977
13 Ulster Savings Bank Kingston, N.Y. 294,694 291,582 1.1 582,850 722,962
14 Newburyport Five Cents Savings Bank Mass. 291,649 292,046 -0.1 476,005 620,425
15 Florida Capital Bank Jacksonville 290,086 135,717 113.7 675,507 978,451
16 Chelsea Groton Bank Groton, Conn. 282,814 264,125 7.1 511,963 810,298
17 Village Bank Auburndale, Mass. 279,949 285,367 -1.9 481,947 683,150
18 Norway Savings Bank MHC Maine 275,689 293,527 -6.1 789,016 948,018
19 First Savings Bank of Hegewisch Chicago 275,286 269,258 2.2 291,215 532,328
20 Thomaston Savings Bank Conn. 270,757 253,267 6.9 411,046 651,550
21 Advantage Bank Cambridge, Ohio 270,064 312,760 -13.7 687,869 816,770
22 Patriot National Bank Stamford, Conn. 269,816 258,176 4.5 549,905 783,572
23 ACNB Bank Gettysburg, Pa. 267,808 258,565 3.6 669,344 953,152
24 Cape Cod Cooperative Bank Hyannis, Mass. 267,699 251,879 6.3 481,606 593,360
25 First State Bank Mendota, Ill. 266,102 223,817 18.9 493,512 610,565
26 Winchester Co-operative Bank Mass. 263,990 245,213 7.7 319,291 488,246
27 Legacy Banks Pittsfield, Mass. 260,931 259,279 0.6 619,951 904,914
28 First National Bank of America East Lansing, Mich. 259,381 263,771 -1.7 354,344 467,975
29 South Shore Savings Bank South Weymouth, Mass. 259,052 259,934 -0.3 606,045 944,002
30 Lisle Savings Bank Ill. 257,981 305,479 -15.5 320,406 516,737
31 Naugatuck Savings Bank Conn. 257,934 215,693 19.6 678,291 851,589
32 Greenfield Savings Bank Mass. 252,968 240,925 5.0 409,515 624,634
33 Monarch Bank Chesapeake, Va. 249,657 155,592 60.5 734,388 826,113
34 Guilford Savings Bank Conn. 248,780 250,980 -0.9 350,270 508,488
35 Manasquan Savings Bank MHC N.J. 248,343 246,482 0.8 477,103 800,549
36 New Peoples Bank Inc. Honaker, Va. 244,548 245,633 -0.4 711,804 856,976
37 Bogota Savings Bank N.J. 240,613 263,823 -8.8 287,199 369,672
38 Martha's Vineyard Savings Bank Edgartown, Mass. 235,975 238,569 -1.1 375,481 498,030
39 Bank of Canton MHC Mass. 235,554 240,668 -2.1 515,511 661,032
40 Citizens-Union Savings Bank MHC Fall River, Mass. 232,556 248,049 -6.2 521,239 729,612
41 North Easton Savings Bank South Easton, Mass. 229,384 235,197 -2.5 304,967 446,301
42 Mechanics Bank Mansfield, Ohio 228,790 230,118 -0.6 277,501 360,558
43 Pentucket Bank Haverhill, Mass. 227,768 215,174 5.9 462,810 619,465
44 Grand Bank Hamilton, N.J. 225,401 160,777 40.2 355,143 424,689
45 Penn Security Bank and Trust Co. Scranton, Pa. 225,105 240,615 -6.4 615,105 912,390
46 Androscoggin Savings Bank MHC Lewiston, Maine 223,706 251,410 -11.0 564,869 692,928
47 Gulf Coast Bank and Trust Co. New Orleans 223,583 249,002 -10.2 666,955 890,126
48 Gorham Savings Bank Maine 223,086 220,463 1.2 630,447 897,220
49 Ohio Valley Bank Co. Gallipolis 222,588 230,208 -3.3 631,738 841,306
50 Northfield Savings Bank MHC Vt. 220,512 222,231 -0.8 434,040 629,919
51 Lowell Five Cent Savings Bank Mass. 219,711 214,569 2.4 393,619 700,547
52 Town and Country Bank Salem, Mo. 219,618 209,129 5.0 377,965 502,723
53 HomeBanc Lake Mary, Fla. 218,985 195,208 12.2 251,649 317,935
54 Eureka Savings Bank La Salle, Ill. 214,549 221,931 -3.3 235,700 397,696
55 Winchester Savings Bank Mass. 212,319 219,680 -3.4 325,479 531,429
56 Washington Financial Bank Pa. 212,110 197,906 7.2 564,359 818,656
57 Commercial Bank Harrogate, Tenn. 210,951 190,392 10.8 604,018 848,700
58 Chemung Canal Trust Co. Elmira, N.Y. 207,622 199,609 4.0 614,170 957,179
59 Citizens and Farmers Bank West Point, Va. 207,026 173,603 19.3 699,329 900,492
60 Liberty Bank Springfield, Mo. 206,500 196,614 5.0 850,653 973,204
61 Vinton County National Bank of McArthur Ohio 205,703 211,130 -2.6 466,849 700,538
62 Kennebunk Savings Bank Maine 203,125 204,396 -0.6 630,023 795,394
63 Southbridge Savings Bank Mass. 201,366 220,008 -8.5 343,835 409,030
64 Meredith Village Savings Bank Meredith, N.H. 200,899 185,493 8.3 483,678 621,833
65 Dime Bank Norwich, Conn. 200,189 220,418 -9.2 499,605 679,787
66 First State Bank of the Florida Keys Key West 197,628 192,239 2.8 488,684 776,524
67 Brannen Bank Inverness, Fla. 195,797 216,953 -9.8 252,077 412,374
68 Pioneer Savings Bank Troy, N.Y. 195,177 216,480 -9.8 527,662 763,193
69 StonehamBank Mass. 194,462 194,835 -0.2 344,145 407,013
70 Fulton Savings Bank N.Y. 193,640 213,997 -9.5 257,102 401,063
71 Hoyne Savings Bank Chicago 192,695 206,851 -6.8 204,366 302,440
72 Standard Bank PaSB Monroeville, Pa. 189,860 177,262 7.1 294,435 431,059
73 Belmont Savings Bank Mass. 187,953 213,435 -11.9 343,600 500,641
74 Bank Independent Sheffield, Ala. 187,401 192,031 -2.4 745,250 988,910
75 Benchmark Bank Plano, Texas 186,890 179,942 3.9 329,670 367,764
76 Central Co-operative Bank Somerville, Mass. 185,473 222,313 -16.6 405,590 511,986
77 Passumpsic Savings Bank MHC St. Johnsbury, Vt. 184,093 162,596 13.2 452,677 577,673
78 Solvay Bank N.Y. 182,813 179,734 1.7 365,448 587,906
79 Asheville Savings Bank SSB N.C. 182,325 186,903 -2.4 508,948 750,052
80 Clinton Savings Bank MHC Mass. 181,286 193,499 -6.3 336,286 491,816
81 Southern Bank Poplar Bluff, Mo. 181,178 154,094 17.6 564,881 690,372
82 Equitable Bank SSB Wauwatosa, Wis. 180,108 191,792 -6.1 366,935 458,034
83 First Citizens National Bank Mansfield, Pa. 176,438 174,138 1.3 473,517 810,879
84 Highlands Union Bank Abingdon, Va. 175,522 183,983 -4.6 450,594 655,625
85 Access National Bank Reston, Va. 174,954 179,579 -2.6 573,773 830,474
86 Claremont Savings Bank N.H. 174,897 175,202 -0.2 253,972 325,332
87 North Country Savings Bank Canton, N.Y. 174,677 175,240 -0.3 199,806 237,924
88 New England Bank Enfield, Conn. 174,044 159,571 9.1 525,824 676,734
89 Bath Savings Institution Maine 171,926 169,930 1.2 387,691 588,281
90 Skowhegan Savings Bank Maine 171,598 161,873 6.0 291,081 446,835
91 BankFive Fall River, Mass. 171,184 186,045 -8.0 480,027 708,697
92 AmeriServ Financial Bank Johnstown, Pa. 170,888 170,263 0.4 678,181 924,286
93 Conway National Bank S.C. 170,575 182,096 -6.3 534,186 911,594
94 Machias Savings Bank MHC Maine 170,091 177,285 -4.1 842,097 975,893
95 Millington Savings Bank MHC N.J. 167,453 173,531 -3.5 266,288 350,801
96 Salisbury Bank and Trust Co. Lakeville, Conn. 167,444 152,649 9.7 357,553 574,334
97 Savers Co-operative Bank Southbridge, Mass. 167,284 171,603 -2.5 273,189 400,826
98 Citizens National Bank Henderson, Texas 167,202 156,274 7.0 457,453 867,247
99 Community National Bank Derby, Vt. 166,475 169,476 -1.8 391,358 545,104
100 Embassy Bank for the Lehigh Valley Bethlehem, Pa. 166,113 144,536 14.9 388,165 514,154
101 Fidelity Bank Edina, Minn. 165,834 145,949 13.6 312,793 373,899
102 Bank of Clarke County Berryville, Va. 164,981 160,214 3.0 408,449 552,009
103 Espirito Santo Bank Miami 164,770 175,743 -6.2 414,931 565,053
104 Fidelity Co-operative Bank Leominster, Mass. 164,760 158,409 4.0 347,788 521,305
105 Community Savings Bank Chicago 164,689 174,275 -5.5 265,386 424,364
106 Juniata Valley Bank Mifflintown, Pa. 164,261 164,685 -0.3 298,102 430,064
107 EvaBank Cullman, Ala. 164,206 170,024 -3.4 279,637 375,445
108 First Farmers and Merchants Bank Columbia, Tenn. 162,547 180,412 -9.9 562,283 937,818
109 First National Bank Paragould, Ark. 162,353 156,585 3.7 504,820 645,374
110 Farmers National Bank of Canfield Ohio 161,458 161,591 -0.1 590,323 971,369
111 Guaranty Bond Bank Mount Pleasant, Texas 161,302 156,669 3.0 531,936 971,084
112 Farmers State Bank Lagrange, Ind. 161,226 163,180 -1.2 347,742 457,101
113 Geauga Savings Bank Newbury, Ohio 161,127 189,382 -14.9 257,939 423,759
114 Cape Ann Savings Bank Gloucester, Mass. 160,567 166,576 -3.6 223,557 421,220
115 Essex Savings Bank Conn. 159,919 166,881 -4.2 229,835 290,975
116 Farmers and Merchants Bank Timberville, Va. 159,333 163,394 -2.5 468,911 535,507
117 Farmers Bank and Trust Co. Magnolia, Ark. 158,968 150,346 5.7 525,883 678,040
118 Prosperity Bank St. Augustine, Fla. 157,481 175,711 -10.4 552,194 836,890
119 Commercial Bank Alma, Mich. 157,458 101,731 54.8 310,703 401,860
120 National Capital Bank of Washington 157,399 134,894 16.7 258,091 334,438
121 South Side Trust and Savings Bank of Peoria Ill. 155,699 156,212 -0.3 361,943 634,100
122 Community State Bank of Orbisonia Pa. 155,589 142,123 9.5 239,624 275,119
123 Northumberland National Bank Pa. 155,370 150,008 3.6 254,087 416,603
124 Putnam County Bank Hurricane, W.Va. 155,249 134,293 15.6 334,682 561,274
125 Georgia Banking Co. Atlanta 153,724 133,589 15.1 185,591 242,561
126 Community FirstBank of Charleston S.C. 153,597 146,592 4.8 416,220 563,201
127 Clear Mountain Bank Bruceton Mills, W.Va. 152,665 145,620 4.8 320,790 398,907
128 Chicopee Savings Bank Mass. 152,610 154,279 -1.1 436,651 572,764
129 Fidelity Savings Bank Pittsburgh 152,606 187,507 -18.6 367,993 689,065
130 Merchants National Bank Hillsboro, Ohio 151,653 161,797 -6.3 439,699 568,841
131 Magyar Bank MHC New Brunswick, N.J. 151,226 162,803 -7.1 398,463 526,674
132 Southwest Bank Fort Worth 150,879 143,698 5.0 631,958 825,983
133 Omni Bank Metairie, La. 150,154 174,475 -13.9 524,874 734,702
134 Mechanics Savings Bank Auburn, Maine 149,219 131,713 13.3 275,746 303,886
135 Sanford Institution for Savings Maine 149,198 168,918 -11.7 323,791 427,603
136 LCNB National Bank Lebanon, Ohio 148,526 149,179 -0.4 454,991 758,417
137 Northway Bank Berlin, N.H. 147,541 207,636 -28.9 524,856 826,636
138 Merrimack County Savings Bank MHC Concord, N.H. 147,001 162,172 -9.4 395,013 613,927
139 Jersey Shore State Bank Williamsport, Pa. 146,241 144,925 0.9 422,342 682,208
140 First South Bank Washington, N.C. 145,844 146,370 -0.4 624,916 790,705
141 Spencer Savings Bank Mass. 145,437 155,638 -6.6 264,711 392,603
142 Woodsville Guaranty Savings Bank N.H. 145,335 136,451 6.5 305,324 387,248
143 First Community Bank Batesville, Ark. 145,011 116,909 24.0 547,033 711,448
144 Northwestern Bank Traverse City, Mich. 144,783 141,793 2.1 733,928 912,774
145 Hampden Bank Springfield, Mass. 144,338 126,536 14.1 400,748 551,489
146 Pathfinder Bank MHC Oswego, N.Y. 144,161 132,639 8.7 285,306 407,368
147 Farmers and Merchants Trust Co. of Chambersburg Pa. 144,128 142,330 1.3 748,892 949,829
148 Putnam County Savings Bank Brewster, N.Y. 144,117 155,119 -7.1 512,230 952,472
149 Indiana First Savings Bank Pa. 143,574 137,396 4.5 198,905 256,013
150 Northpointe Bank Grand Rapids, Mich. 143,452 123,714 16.0 218,495 274,760
151 Hebron Savings Bank Md. 143,188 128,062 11.8 397,600 468,853
152 Milford Bank Conn. 142,692 150,415 -5.1 297,651 377,383
153 State Bank and Trust Co. Greenwood, Miss. 142,250 143,476 -0.9 627,615 916,922
154 1st Summit Bank Johnstown, Pa. 142,008 134,252 5.8 348,901 668,152
155 Citizens State Bank Okemah, Okla. 141,806 127,229 11.5 158,683 171,881
156 First National Bank of Palmerton Pa. 141,662 144,303 -1.8 371,178 673,412
157 River Valley Bank Wausau, Wis. 141,511 116,628 21.3 764,925 955,794
158 Benchmark Community Bank Kenbridge, Va. 141,344 138,779 1.8 326,332 417,870
159 Citizens Bank Batesville, Ark. 140,902 139,432 1.1 344,784 535,228
160 Evangeline Bank and Trust Co. Ville Platte, La. 138,348 133,914 3.3 344,480 575,032
161 SouthCoast Community Bank Mount Pleasant, S.C. 138,008 135,883 1.6 336,866 472,085
162 Ephrata National Bank Pa. 137,864 131,245 5.0 416,005 747,690
163 Southwest Missouri Bank Carthage 136,952 132,435 3.4 406,103 547,797
164 Savings Bank Wakefield, Mass. 136,552 151,987 -10.2 230,421 423,994
165 Bank of Tennessee Kingsport 136,386 127,331 7.1 471,820 633,028
166 CoastalStates Bank Hilton Head Island, S.C. 136,271 139,433 -2.3 304,785 389,888
167 Marlborough Savings Bank Mass. 136,094 140,128 -2.9 240,716 440,155
168 Leader Bank Arlington, Mass. 136,064 101,164 34.5 316,931 365,735
169 Focus Bank Charleston, Mo. 136,034 134,665 1.0 496,931 602,957
170 Metropolitan National Bank Springfield, Mo. 135,972 128,277 6.0 394,621 542,401
171 State Bank of Cross Plains Wis. 135,735 128,363 5.7 609,528 797,723
172 Community Bank of Tri-County Waldorf, Md. 135,430 115,460 17.3 662,119 883,147
173 HeritageBank of the South Albany, Ga. 134,955 86,511 56.0 419,222 727,535
174 Volunteer State Bank Portland, Tenn. 134,628 69,359 94.1 320,267 383,261
175 Parke Bank Sewell, N.J. 134,569 110,015 22.3 639,695 758,306
176 Middlefield Banking Co. Ohio 134,409 134,606 -0.1 319,841 549,609
177 Webster Five Cents Savings Bank Mass. 134,044 143,718 -6.7 361,825 555,120
178 Citizens Bank of Philadelphia Miss. 133,903 135,948 -1.5 421,876 817,798
179 Piscataqua Savings Bank Portsmouth, N.H. 133,720 136,784 -2.2 154,077 222,285
180 First Bank Richmond MHC Ind. 133,578 152,365 -12.3 456,611 554,644
181 Montgomery Bank Sikeston, Mo. 133,499 149,288 -10.6 747,032 910,270
182 First Citizens National Bank Dyersburg, Tenn. 133,459 140,162 -4.8 550,480 974,038
183 Sturdy Savings Bank Cape May Court House, N.J. 132,637 141,239 -6.1 307,887 519,564
184 Franklin Savings Bank N.H. 132,475 137,436 -3.6 232,284 357,875
185 Fauquier Bank Warrenton, Va. 132,412 139,654 -5.2 466,746 597,420
186 Community National Bank and Trust Chanute, Kan. 132,138 122,211 8.1 466,393 718,746
187 Bank of Missouri Perryville 131,608 125,055 5.2 595,141 825,284
188 Biddeford Savings Bank Maine 131,572 132,879 -1.0 224,139 314,351
189 Peoples Bank Savings Bank Munster, Ind. 131,546 159,971 -17.8 418,655 631,843
190 Queensborough National Bank and Trust Co. Louisville, Ga. 131,250 142,210 -7.7 617,461 930,147
191 Farmers and Merchants Bank Granite Quarry, N.C. 130,982 137,951 -5.1 516,817 657,245
192 Farmers National Bank of Danville Ky. 130,578 129,978 0.5 313,020 489,922
193 Farmers and Merchants Bank Lakeland, Ga. 130,063 131,016 -0.7 466,669 596,291
194 First National Bank Waupaca, Wis. 129,772 126,001 3.0 662,542 747,915
195 Everett Co-operative Bank Mass. 129,515 123,259 5.1 233,451 286,762
196 Ambler Savings Bank Pa. 129,355 123,639 4.6 177,168 275,724
197 Citizens National Bank Sevierville, Tenn. 128,412 127,196 1.0 580,642 851,443
198 First Georgia Banking Co. Franklin 127,990 139,539 -8.3 514,179 774,816
199 Heritage Bank Hinesville, Ga. 127,925 152,015 -15.8 640,652 959,901
200 Unity Bank Clinton, N.J. 127,504 131,492 -3.0 615,936 817,608

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of March 31, 2011.

Source:

SNL Financial
, Charlottesville, Va.
© 2011 American Banker