Community Banks with the Largest Portfolios of Home Equity Loans

January 04, 2010, 4:16 p.m. EST 1 Min Read

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Community Banks with the Largest Portfolios of Home Equity LoansOn June 30, 2009. Dollars in thousands Published January 5, 2010
Rank		Home equity loans			Home equity loans (year earlier)			Change in total HE loans	Total loans
Rank		Total	Closed-end	Line of credit*	Total	Closed-end	Line of credit*	Change in total HE loans	Total loans
1	Norway Savings Bank MHC Maine	$141,729	$12,695	$129,034	$117,364	$15,511	$101,853	20.8%	$797,311
2	Advantage Bank Cambridge, Ohio	139,929	23,763	116,166	150,835	27,733	123,102	-7.2	719,414
3	Northwestern Bank Traverse City, Mich.	139,689	40,244	99,445	137,176	44,022	93,154	1.8	738,954
4	Newtown Savings Bank Conn.	130,278	29,529	100,749	109,281	35,147	74,134	19.2	762,058
5	Seattle Bank	126,117	472	125,645	121,769	488	121,281	3.6	583,460
6	Chelsea Groton Savings Bank Norwich, Conn.	113,412	96,923	16,489	131,919	117,590	14,329	-14.0	570,725
7	Kennebunk Savings Bank Maine	108,163	36,162	72,001	92,608	25,152	67,456	16.8	644,656
8	Bank of Tampa	100,957	4,643	96,314	81,589	3,621	77,968	23.7	684,846
9	Legacy Banks Pittsfield, Mass.	99,358	30,399	68,959	95,693	37,859	57,834	3.8	680,757
10	Ulster Savings Bank Kingston, N.Y.	97,524	39,690	57,834	63,130	42,626	20,504	54.5	571,005
11	Naugatuck Savings Bank Conn.	95,715	33,731	61,984	95,884	44,525	51,359	-0.2	595,688
12	Monarch Bank Chesapeake, Va.	94,271	10,565	83,706	90,946	9,045	81,901	3.7	612,122
13	Harleysville Savings Bank Pa.	93,041	54,135	38,906	95,923	70,895	25,028	-3.0	486,282
14	Florida Bank Tampa	92,186	3,049	89,137	67,705	2,114	65,591	36.2	637,729
15	CIBM Bank Champaign, Ill.	91,227	66,538	24,689	51,259	42,640	8,619	78.0	509,552
16	Commonwealth Bank and Trust Co. Louisville	90,143	9,402	80,741	83,479	10,241	73,238	8.0	574,719
17	Aliant Bank Alexander City, Ala.	89,466	5,943	83,523	71,355	4,586	66,769	25.4	721,140
18	Farmers and Merchants Bank Granite Quarry, N.C.	83,588	4,048	79,540	70,608	4,334	66,274	18.4	577,340
19	Salin Bank and Trust Co. Indianapolis	81,899	1,630	80,269	52,797	2,890	49,907	55.1	597,226
20	Colorado Capital Bank Castle Rock	80,139	12,752	67,387	57,979	10,312	47,667	38.2	761,902
21	First Bank and Trust Evanston, Ill.	79,387	3,179	76,208	68,291	3,542	64,749	16.2	406,028
22	Leader Bank Arlington, Mass.	78,012	23,260	54,752	65,039	14,729	50,310	19.9	277,262
23	First Hope Bank Hope, N.J.	77,850	25,026	52,824	75,054	31,990	43,064	3.7	305,167
24	Southern First Bank Greenville, S.C.	77,812	7,433	70,379	57,933	4,022	53,911	34.3	569,423
25	Evergreen Bank Group Oak Brook, Ill.	76,749	15,409	61,340	53,566	9,888	43,678	43.3	297,168
26	Adams County National Bank Gettysburg, Pa.	76,439	26,532	49,907	72,415	22,605	49,810	5.6	655,380
27	Gorham Savings Bank Maine	76,378	16,253	60,125	96,050	46,437	49,613	-20.5	608,589
28	Tri City National Bank Oak Creek, Wis.	75,461	42,446	33,015	76,092	49,507	26,585	-0.8	594,213
29	River Valley Bank Wausau, Wis.	74,254	27,053	47,201	67,687	29,213	38,474	9.7	761,925
30	Savings Bank of Danbury Conn.	72,684	3,213	69,471	59,238	3,616	55,622	22.7	585,291
31	Whidbey Island Bank Oak Harbor, Wash.	72,670	20,046	52,624	64,939	23,700	41,239	11.9	825,161
32	PeoplesBank York, Pa.	72,148	24,126	48,022	66,511	27,212	39,299	8.5	618,465
33	First National Bank of the South Spartanburg, S.C.	72,113	4,892	67,221	69,046	5,541	63,505	4.4	626,122
34	Laconia Savings Bank N.H.	71,963	12,850	59,113	69,796	13,740	56,056	3.1	669,628
35	Bank Independent Sheffield, Ala.	70,861	10,408	60,453	55,681	9,980	45,701	27.3	681,864
36	Bank of American Fork Utah	70,551	4,150	66,401	59,192	2,310	56,882	19.2	734,113
37	Foster Bank Chicago	69,773	7,097	62,676	62,190	9,938	52,252	12.2	519,103
38	Private Bank Minnesota Minneapolis	69,740	6,095	63,645	61,981	5,815	56,166	12.5	142,060
39	F&M Bank Clarksville, Tenn.	68,798	8,861	59,937	55,557	7,776	47,781	23.8	608,334
40	First Western Trust Bank Denver	68,459	7,471	60,988	46,818	6,895	39,923	46.2	375,432
41	Waukesha State Bank Wis.	68,442	21,457	46,985	59,323	20,895	38,428	15.4	512,351
42	Park Bank Madison, Wis.	68,429	20,409	48,020	63,344	20,741	42,603	8.0	730,558
43	Bridgehampton National Bank N.Y.	68,184	2,229	65,955	61,806	1,480	60,326	10.3	446,562
44	Fidelity Deposit and Discount Bank Dunmore, Pa.	67,644	49,494	18,150	68,178	55,855	12,323	-0.8	427,607
45	American National Bank and Trust Co. Danville, Va.	66,951	5,133	61,818	58,898	6,125	52,773	13.7	567,450
46	Suburban Bank and Trust Co. Elmhurst, Ill.	66,676	4,383	62,293	51,077	5,156	45,921	30.5	508,578
47	HomeStar Bank and Financial Services Manteno, Ill.	66,339	29,476	36,863	66,978	34,177	32,801	-1.0	355,193
48	Bank of Blue Valley Overland Park, Kan.	66,219	3,883	62,336	50,942	5,759	45,183	30.0	617,728
49	Herget Bank Pekin, Ill.	65,982	22,645	43,337	55,130	25,907	29,223	19.7	165,377
50	Byron Bank Byron Center, Mich.	65,959	14,561	51,398	67,331	23,124	44,207	-2.0	706,273
51	Community Bank-Wheaton/Glen Ellyn Ill.	64,976	2,929	62,047	58,964	3,317	55,647	10.2	233,312
52	Cornerstone National Bank and Trust Co. Palatine, Ill.	64,809	5,881	58,928	55,565	4,942	50,623	16.6	319,554
53	Arthur State Bank Union, S.C.	63,488	2,602	60,886	52,871	3,020	49,851	20.1	548,016
54	Penn Liberty Bank Wayne, Pa.	63,054	20,113	42,941	43,129	19,410	23,719	46.2	335,154
55	Meridian Bank Devon, Pa.	63,012	5,593	57,419	28,628	6,373	22,255	120.1	253,250
56	Cambridge Trust Co. Mass.	62,820	13,919	48,901	61,188	22,920	38,268	2.7	490,184
57	Union National Community Bank Lancaster, Pa.	62,813	20,522	42,291	76,107	48,487	27,620	-17.5	349,958
58	Atlantic Stewardship Bank Midland Park, N.J.	62,357	31,081	31,276	69,869	38,170	31,699	-10.8	446,388
59	Farmers and Merchants Trust Co. of Chambersburg Pa.	62,047	38,649	23,398	63,702	46,408	17,294	-2.6	703,418
60	Bryant Bank Tuscaloosa, Ala.	61,822	6,435	55,387	32,773	3,935	28,838	88.6	551,374
61	Central Bank Stillwater, Minn.	61,487	5,773	55,714	48,661	7,322	41,339	26.4	363,565
62	Montecito Bank and Trust Santa Barbara, Calif.	61,398	286	61,112	51,451	275	51,176	19.3	552,342
63	Cape Cod Cooperative Bank Hyannis, Mass.	61,351	6,056	55,295	51,694	5,960	45,734	18.7	465,552
64	Unity Bank Clinton, N.J.	60,307	28,822	31,485	57,239	34,662	22,577	5.4	665,331
65	Manasquan Savings Bank MHC N.J.	60,296	30,386	29,910	62,002	37,345	24,657	-2.8	439,634
66	First Northern Bank of Dixon Calif.	59,678	5,986	53,692	47,608	7,458	40,150	25.4	504,803
67	Barnes Banking Co. Kaysville, Utah	59,428	3,109	56,319	55,101	5,832	49,269	7.9	644,847
68	Carolina Bank Greensboro, N.C.	59,420	7,913	51,507	42,808	6,063	36,745	38.8	532,954
69	Butte Community Bank Chico, Calif.	59,420	2,485	56,935	55,332	5,671	49,661	7.4	472,638
70	South Central Bank Chicago	59,207	42,275	16,932	52,094	37,018	15,076	13.7	146,101
71	Hampden Bank Springfield, Mass.	59,162	0	59,162	58,223	0	58,223	1.6	391,295
72	Old Point National Bank of Phoebus Hampton, Va.	58,960	21,248	37,712	60,187	27,743	32,444	-2.0	632,665
73	Machias Savings Bank MHC Maine	58,945	9,801	49,144	41,545	11,979	29,566	41.9	848,478
74	Pioneer Savings Bank Troy, N.Y.	58,829	33,233	25,596	62,669	39,333	23,336	-6.1	509,244
75	QNB Bank Quakertown, Pa.	57,622	30,456	27,166	52,962	34,232	18,730	8.8	436,132
76	First National Bank and Trust Co. of Newtown Pa.	57,554	36,926	20,628	53,575	39,304	14,271	7.4	380,882
77	Dime Bank Norwich, Conn.	57,289	30,760	26,529	56,981	33,922	23,059	0.5	509,240
78	Easthampton Savings Bank Mass.	57,019	30,305	26,714	58,328	36,900	21,428	-2.2	588,751
79	Asheville Savings Bank SSB N.C.	56,967	1,970	54,997	52,718	2,079	50,639	8.1	617,374
80	Great Lakes Bank Blue Island, Ill.	56,722	3,055	53,667	54,618	3,516	51,102	3.9	427,738
81	Reliance Savings Bank Altoona, Pa.	56,699	33,440	23,259	56,945	36,951	19,994	-0.4	244,143
82	Muncy Bank and Trust Co. Muncy, Pa.	56,646	47,626	9,020	49,012	42,433	6,579	15.6	184,650
83	Park Sterling Bank Charlotte	56,480	2,485	53,995	39,085	380	38,705	44.5	392,859
84	Independence Bank of Kentucky Owensboro	55,651	17,981	37,670	44,343	16,770	27,573	25.5	612,776
85	Commercial Bank and Trust Co. Paris, Tenn.	55,630	19,714	35,916	50,198	18,065	32,133	10.8	451,121
86	First Farmers and Merchants Bank Columbia, Tenn.	54,432	3,396	51,036	40,302	3,648	36,654	35.1	600,235
87	Penn Security Bank and Trust Co. Scranton, Pa.	54,393	23,289	31,104	52,791	24,883	27,908	3	586,693
88	First Volunteer Bank of Tennessee Chattanooga	54,378	7,330	47,048	48,901	5,532	43,369	11.2	501,171
89	Kitsap Bank Port Orchard, Wash.	53,935	20,779	33,156	59,605	24,503	35,102	-9.5	606,248
90	Your Community Bank New Albany, Ind.	53,607	12,564	41,043	58,161	16,236	41,925	-7.8	478,986
91	Northfield Savings Bank MHC Vt.	53,589	22,660	30,929	53,392	29,284	24,108	0.4	441,318
92	CapitalBank Greenwood, S.C.	53,395	4,761	48,634	46,880	2,814	44,066	13.9	619,317
93	Fidelity Co-operative Bank Leominster, Mass.	53,328	16,489	36,839	54,026	20,612	33,414	-1.3	347,287
94	Sturgis Bank and Trust Co. Mich.	52,692	10,157	42,535	46,082	10,178	35,904	14.3	287,724
95	American Bank and Trust Co. Davenport, Iowa	52,628	25,692	26,936	53,392	26,463	26,929	-1.4	533,769
96	Traditional Bank Mount Sterling, Ky.	52,604	12,959	39,645	41,192	10,056	31,136	27.7	705,121
97	1st United Bank Boca Raton, Fla.	52,297	2,498	49,799	38,537	2,615	35,922	35.7	505,127
98	Meredith Village Savings Bank Meredith, N.H.	52,194	8,602	43,592	37,330	11,038	26,292	39.8	436,205
99	Androscoggin Savings Bank MHC Lewiston, Maine	52,092	15,092	37,000	50,471	17,528	32,943	3.2	534,711
100	Alliance Bank Corp. Chantilly, Va.	51,435	17,531	33,904	53,666	17,081	36,585	-4.2	355,845
101	Palos Bank and Trust Co. Palos Heights, Ill.	51,273	10,463	40,810	44,564	11,686	32,878	15.1	366,635
102	Fidelity Savings Bank Pittsburgh	51,110	29,035	22,075	41,722	32,520	9,202	22.5	443,446
103	Liberty Bank Springfield, Mo.	50,943	8,350	42,593	47,849	8,390	39,459	6.5	807,937
104	Tennessee State Bank Pigeon Forge	50,916	4,342	46,574	48,122	3,230	44,892	5.8	569,935
105	Citizens and Farmers Bank West Point, Va.	50,829	19,727	31,102	44,551	18,125	26,426	14.1	696,678
106	Spencer Savings Bank Mass.	50,725	37,731	12,994	55,905	39,340	16,565	-9.3	307,262
107	Community First Bank and Trust Columbia, Tenn.	50,708	10,391	40,317	50,789	10,985	39,804	-0.2	565,815
108	Patriot National Bank Stamford, Conn.	50,683	2,748	47,935	54,217	817	53,400	-6.5	729,484
109	Village Bank Midlothian, Va.	50,566	10,193	40,373	30,037	5,297	24,740	68.3	499,673
110	Baraboo National Bank Wis.	50,469	25,042	25,427	45,563	25,935	19,628	10.8	686,920
111	Anchor Mutual Savings Bank Aberdeen, Wash.	50,401	36,023	14,378	48,172	38,712	9,460	4.6	493,241
112	Community Bank of Oak Park River Forest Ill.	50,373	2,730	47,643	43,776	788	42,988	15.1	313,050
113	Somerset Hills Bank Bernardsville, N.J.	50,362	13,439	36,923	49,943	18,405	31,538	0.8	218,604
114	First Bank Strasburg, Va.	50,233	10,996	39,237	46,715	13,857	32,858	7.5	446,884
115	Fauquier Bank Warrenton, Va.	49,967	4,579	45,388	42,870	6,142	36,728	16.6	457,227
116	Mt. Washington Co-operative Bank South Boston	49,895	750	49,145	43,326	0	43,326	15.2	368,076
117	Bank of Bartlett Tenn.	49,763	2,233	47,530	45,960	2,470	43,490	8.3	263,441
118	Chesapeake Bank Kilmarnock, Va.	49,734	5,456	44,278	44,936	6,767	38,169	10.7	389,229
119	Community Bank Noblesville, Ind.	49,674	36,806	12,868	41,689	30,871	10,818	19.2	192,723
120	First South Bank Washington, N.C.	49,558	23,700	25,858	54,177	27,945	26,232	-8.5	719,133
121	Rainier Pacific Savings Bank Tacoma	49,523	16,111	33,412	47,969	22,317	25,652	3.2	615,832
122	Founders Bank and Trust Grand Rapids	49,507	22,607	26,900	43,757	24,455	19,302	13.1	301,966
123	Alliance Bank St. Paul	49,009	12,600	36,409	49,757	10,793	38,964	-1.5	613,351
124	Citizens-Union Savings Bank MHC Fall River, Mass.	48,485	30,092	18,393	46,237	32,342	13,895	4.9	492,554
125	Paducah Bank and Trust Co. Ky.	48,431	11,645	36,786	46,836	11,265	35,571	3.4	323,562
126	Two River Community Bank Middletown, N.J.	48,261	16,707	31,554	21,966	10,334	11,632	119.7	492,099
127	Farmers and Merchants Bank Timberville, Va.	48,130	14,451	33,679	41,863	15,964	25,899	15	438,070
128	Artisans’ Bank Wilmington, Del.	48,010	28,689	19,321	52,335	36,319	16,016	-8.3	468,880
129	UniBank for Savings MHC Whitinsville, Mass.	47,938	7,501	40,437	42,353	8,182	34,171	13.2	461,954
130	Marquette Savings Bank Erie, Pa.	47,774	37,004	10,770	42,408	35,430	6,978	12.7	377,825
131	MidCarolina Bank Burlington, N.C.	47,622	3,559	44,063	42,994	2,640	40,354	10.8	443,631
132	South Shore Savings Bank MHC South Weymouth, Mass.	47,594	21,368	26,226	49,826	27,349	22,477	-4.5	612,528
133	Community Bank of Bergen County Maywood, N.J.	47,165	37,144	10,021	48,595	41,006	7,589	-2.9	219,778
134	United Bank Barnesville, Ga.	47,154	14,153	33,001	46,349	15,420	30,929	1.7	528,202
135	LCNB National Bank Lebanon, Ohio	47,148	9,264	37,884	48,250	12,716	35,534	-2.3	454,551
136	Central Valley Community Bank Fresno	47,116	16,885	30,231	35,275	15,322	19,953	33.6	492,098
137	First National Bank and Trust Co. Beloit, Wis.	47,075	15,641	31,434	38,391	12,172	26,219	22.6	414,143
138	Tidelands Bank Mount Pleasant, S.C.	46,936	9,285	37,651	38,968	5,497	33,471	20.4	473,140
139	Connecticut Community Bank Westport	46,846	9,314	37,532	39,017	6,531	32,486	20.1	364,748
140	Bank of New Jersey Fort Lee	46,771	2,901	43,870	36,779	3,212	33,567	27.2	254,796
141	Bank of Georgetown District of Columbia	46,668	1,143	45,525	26,570	2,539	24,031	75.6	222,180
142	Bank of Utah Ogden	46,618	1,250	45,368	41,058	754	40,304	13.5	521,822
143	Voyager Bank Eden Prairie, Minn.	46,617	11,036	35,581	43,571	9,724	33,847	7	437,700
144	Itasca Bank and Trust Co. Ill.	46,511	7,097	39,414	35,105	256	34,849	32.5	302,387
145	Bank of Clarke County Berryville, Va.	46,475	9,702	36,773	47,405	12,717	34,688	-2	389,584
146	First Independent Bank Vancouver, Wash.	46,254	3,959	42,295	34,187	9,876	24,311	35.3	792,154
147	Park Bank Milwaukee	46,214	9,034	37,180	37,379	7,787	29,592	23.6	666,262
148	Chemung Canal Trust Co. Elmira, N.Y.	46,116	20,667	25,449	41,895	19,664	22,231	10.1	615,087
149	North Valley Bank Redding, Calif.	46,055	2,498	43,557	39,116	2,932	36,184	17.7	650,652
150	Avidia Bank MHC Hudson, Mass.	46,037	3,781	42,256	44,745	5,487	39,258	2.9	706,472
151	Jonestown Bank and Trust Pa.	45,884	23,885	21,999	37,304	23,520	13,784	23.0	275,456
152	Security Savings Bank SSB Southport, N.C.	45,825	4,727	41,098	33,133	3,080	30,053	38.3	345,726
153	First National Bank of Palmerton Pa.	45,704	25,787	19,917	41,359	26,818	14,541	10.5	355,262
154	Commercial and Savings Bank of Millersburg, Ohio	45,610	9,987	35,623	31,206	6,528	24,678	46.2	319,045
155	Four Oaks Bank and Trust Co. N.C.	45,594	6,929	38,665	40,406	5,842	34,564	12.8	718,470
156	Bank of the James Lynchburg, Va.	45,487	13,239	32,248	29,875	11,447	18,428	52.3	305,746
157	Community National Bank Derby, Vt.	45,382	21,008	24,374	38,051	20,601	17,450	19.3	368,895
158	First National Bank of Litchfield Conn.	45,220	5,680	39,540	39,900	5,998	33,902	13.3	396,550
159	Nashville Bank and Trust Co.	45,117	4,101	41,016	35,731	2,878	32,853	26.3	133,108
160	Saco and Biddeford Savings Institution Saco, Maine	45,007	21,612	23,395	41,868	23,500	18,368	7.5	601,419
161	Heritage Bank Hinesville, Ga.	44,958	27,683	17,275	23,557	17,795	5,762	90.8	700,283
162	First National Bank of Santa Fe N.M.	44,894	6,999	37,895	32,822	4,627	28,195	36.8	472,675
163	Community Bank and Trust Sheboygan, Wis.	44,888	16,329	28,559	42,707	19,484	23,223	5.1	524,247
164	Bath Savings Institution Maine	44,836	18,361	26,475	37,811	17,003	20,808	18.6	367,542
165	Sonoma Valley Bank Sonoma, Calif.	44,758	5,139	39,619	37,320	4,594	32,726	19.9	286,205
166	New Century Bank Dunn, N.C.	44,626	4,867	39,759	45,013	5,235	39,778	-0.9	467,872
167	Nicolet National Bank Green Bay, Wis.	44,540	16,282	28,258	58,523	35,632	22,891	-23.9	475,781
168	Leaders Bank Oak Brook, Ill.	44,458	3,287	41,171	39,846	2,379	37,467	11.6	595,290
169	Millington Savings Bank MHC N.J.	44,237	18,600	25,637	38,535	19,396	19,139	14.8	278,049
170	First National Bank of Durango Colo.	44,232	8,003	36,229	42,207	3,989	38,218	4.8	243,727
171	Timberline Bank Grand Junction, Colo.	44,183	6,135	38,048	38,544	4,357	34,187	14.6	205,042
172	Florida Capital Bank Jacksonville	44,183	6,693	37,490	43,656	5,091	38,565	1.2	708,593
173	Central Jersey Bank Oakhurst	44,141	24,021	20,120	37,409	24,833	12,576	18.0	376,391
174	Millennium BCP Bank Newark, N.J.	43,796	11,048	32,748	35,535	12,860	22,675	23.2	636,847
175	Lake Area Bank Lindstrom, Minn.	43,497	7,103	36,394	32,506	14,931	17,575	33.8	255,626
176	Bank of Canton MHC Mass.	43,123	19,580	23,543	39,133	20,958	18,175	10.2	599,539
177	Bank of the Orient San Francisco	43,114	7,938	35,176	36,096	7,231	28,865	19.4	567,165
178	Delaware County Bank and Trust Co. Lewis Center, Ohio	43,055	14,374	28,681	38,605	14,076	24,529	11.5	505,613
179	Kentucky Bank Paris	42,992	2,300	40,692	36,025	2,560	33,465	19.3	417,556
180	First Citizens National Bank Mansfield, Pa.	42,991	32,859	10,132	42,722	34,252	8,470	0.6	442,072
181	D.L. Evans Bank Burley, Idaho	42,742	9,513	33,229	32,699	9,582	23,117	30.7	656,814
182	United Bank and Trust-Washtenaw Ann Arbor, Mich.	42,661	11,538	31,123	32,429	10,299	22,130	31.6	321,979
183	Citywide Banks Aurora, Colo.	42,438	9,761	32,677	44,520	10,616	33,904	-4.7	613,151
184	Oxford Bank and Trust Oak Brook, Ill.	42,023	2,601	39,422	31,363	7,188	24,175	34.0	499,935
185	Timberland Bank Hoquiam, Wash.	41,950	34,157	7,793	46,771	39,458	7,313	-10.3	558,206
186	Franklin Savings Bank MHC Farmington, Maine	41,936	4,824	37,112	40,792	3,728	37,064	2.8	261,610
187	First Georgia Banking Co. Franklin	41,936	13,233	28,703	39,364	12,925	26,439	6.5	646,539
188	Bank of Elk River Minn.	41,930	25,822	16,108	42,778	29,004	13,774	-2.0	379,587
189	BankFive Fall River, Mass.	41,879	19,373	22,506	41,589	21,565	20,024	0.7	509,055
190	Starion Financial Bismarck, N.D.	41,870	23,445	18,425	37,725	20,602	17,123	11.0	505,662
191	North State Bank Raleigh	41,858	7,364	34,494	35,937	7,577	28,360	16.5	549,442
192	First National Bank Altavista, Va.	41,832	8,121	33,711	33,887	8,423	25,464	23.4	276,649
193	RiverBank Wyoming, Minn.	41,632	19,995	21,637	44,170	25,594	18,576	-5.7	404,000
194	Community West Bank Goleta, Calif.	41,580	24,514	17,066	36,707	24,948	11,759	13.3	609,231
195	Tower Bank and Trust Co. Fort Wayne, Ind.	41,554	8,971	32,583	30,348	7,123	23,225	36.9	561,043
196	First National Bank of Jacksboro Texas	41,524	41,319	205	37,848	37,758	90	9.7	293,018
197	First State Bank of the Florida Keys Key West	41,341	3,422	37,919	42,466	4,341	38,125	-2.6	490,715
198	Access National Bank Reston, Va.	41,089	18,078	23,011	36,260	10,657	25,603	13.3	613,439
199	American Trust and Savings Bank Dubuque, Iowa	40,984	11,427	29,557	32,210	11,883	20,327	27.2	672,351
200	First Columbia Bank and Trust Co. Bloomsburg, Pa.	40,820	28,104	12,716	23,944	18,803	5,141	70.5	328,169

Notes: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and banks at which loans were less than 50% of assets or whose credit card loans exceeded 25% of gross loans. Also excludes thrifts. Figures for prior periods are not adjusted for mergers and acquisitions. Data includes institutions operating as of Dec. 3, 2009. *Total committed loans.

Source:

SNL Financial