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Largest Banking Companies Ranked by Return on Equity

May 26, 2005, 10:08 a.m. EDT 1 Min Read
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Largest Banking Companies Ranked by Return on Equity

Largest Banking Companies Ranked by Return on Equity
In the fourth quarter of 2004. Dollars in thousands
Published May 26, 2005
Rank   Fourth quarter 12-Month ROE
Average equity Net income ROE
1 Doral Financial Corp. San Juan, Puerto Rico $1,736,993 $150,514 42.72% 38.54%
2 Fremont General Corp. Santa Monica, Calif. 975,143 90,595 37.16 44.16
3 E-Trade Financial Corp. New York 1,076,438 98,422 36.57 47.59
4 National City Corp. Cleveland 317,115 959,805 29.72 24.56
5 TCF Financial Corp. Minneapolis 942,823 67,402 28.35 27.02
6 W Holding Co. Inc. Mayaguez, Puerto Rico 914,372 46,105 28.31 28.55
7 Oriental Financial Group Inc. San Juan, Puerto Rico 323,960 18,515 27.26 25.32
8 R&G Financial Corp. Hato Rey, Puerto Rico 791,706 43,912 25.46 24.64
9 Hudson United Bancorp Mahwah, N.J. 486,858 32,904 25.12 26.04
10 Westamerica Bancorp. San Rafael, Calif. 327,027 21,166 24.00 28.80
11 Bank of Hawaii Corp. Honolulu 872,228 46,241 23.63 22.78
12 MBNA Corp. Wilmington, Del. 3,468,843 768,944 23.28 21.72
13 Investors Financial Services Corp. Boston 614,876 35,279 22.95 19.10
14 Valley National Bancorp Wayne, N.J. 673,999 39,851 22.70 22.77
15 U.S. Bancorp Minneapolis 19,398,500 1,056,000 21.20 21.40
16 CVB Financial Corp. Ontario, Calif. 780,760 16,888 20.98 20.33
17 First Horizon National Corp. Memphis 2,012,288 103,152 20.80 23.90
18 AmSouth Bancorp. Birmingham, Ala. 525,770 176,857 20.15 18.60
19 Citigroup Inc. New York 589,421 5,321,000 20.10 17.00
20 UCBH Holdings Inc. San Francisco 448,002 23,743 20.01 18.92
21 Mellon Financial Corp. Pittsburgh 3,817,500 192,000 19.80 20.90
22 F.N.B. Corp. Hermitage, Pa. 252,945 15,812 19.68 23.54
23 Compass Bancshares Inc. Birmingham, Ala. 435,897 98,190 19.29 18.94
24 Golden West Financial Corp. Oakland, Calif. 7,082,832 338,501 19.14 19.45
25 Wells Fargo and Co. San Francisco 35,601,000 1,785,000 19.07 19.56
26 IndyMac Bancorp Inc. Pasadena, Calif. 1,140,003 55,911 18.96 18.34
27 Downey Financial Corp. Newport Beach, Calif. 940,775 46,419 18.84 11.37
28 Corus Bankshares Inc. Chicago 1,940,153 27,271 18.70 17.40
29 Marshall & Ilsley Corp. Milwaukee 425,479 173,819 18.59 17.89
30 First Midwest Bancorp Inc. Itasca, Ill. 533,947 25,220 18.57 18.68
31 Commerce Bancorp Inc. Cherry Hill, N.J. 5,035,000 75,118 18.48 18.78
32 Cullen/Frost Bankers Inc. San Antonio 10,165,970 38,331 18.18 17.91
33 East West Bancorp Inc. San Marino, Calif. 426,162 22,649 18.13 17.86
34 Hudson City Bancorp Inc. Paramus, N.J. 1,348,363 62,599 17.98 17.66
35 Synovus Financial Corp. Columbus, Ga. 2,609,002 118,722 17.92 17.63
36 International Bancshares Corp. Laredo, Tex. 743,289 33,113 17.82 18.38
37 Popular Inc. Hato Rey, Puerto Rico 2,881,656 128,224 17.52 17.60
38 Astoria Financial Corp. Lake Success, N.Y. 1,391,779 50,516 17.05 18.25
39 UnionBanCal Corp. San Francisco 4,017,198 180,512 16.91 18.09
40 PNC Financial Services Group Pittsburgh 1,192,000 307,000 16.71 16.82
41 First BanCorp Santurce, Puerto Rico 1,131,937 49,659 16.56 15.63
42 Westcorp Irvine, Calif. 1,312,187 55,511 16.45 16.28
43 Republic Bancorp Inc. Owosso, Mich. 388,688 16,804 16.44 17.03
44 Comerica Inc. Detroit 1,270,920 207,000 16.39 15.03
45 Northern Trust Corp. Chicago 3,130,000 132,600 16.29 16.07
46 Hibernia Corp. New Orleans 444,590 77,117 16.18 15.85
47 Santander BanCorp Hato Rey, Puerto Rico 494,872 21,329 16.04 16.90
48 United Bankshares Inc. Charleston, W.Va. 626,779 25,500 15.90 15.56
49 Wilmington Trust Corp. Wilmington, Del. 897,900 35,300 15.75 16.68
50 First Interstate BancSystem Inc. Billings, Mont. 305,313 12,045 15.67 15.75
51 Bank of America Corp. Charlotte 4,524,837 3,849,000 15.63 16.83
52 Associated Banc-Corp. Green Bay, Wis. 1,445,361 70,855 15.46 17.22
53 Bank of New York Co. Inc. 723,745 351,000 15.34 16.37
54 Trustmark Corp. Jackson, Miss. 722,031 28,848 15.32 16.08
55 Flagstar Bancorp Inc. Bloomfield Hills, Mich. 698,381 25,616 15.29 20.74
56 BankAtlantic Bancorp Inc. Fort Lauderdale, Fla. 81,846,500 17,293 15.27 17.99
57 BB&T Corp. Winston-Salem, N.C. 8,747,000 416,884 15.21 14.71
58 Zions Bancorp. Salt Lake City 2,642,011 104,981 15.13 15.27
59 NBT Bancorp Inc. Norwich, N.Y. 351,524 12,491 15.08 15.69
60 Park National Corp. Newark, Ohio 7,087,500 20,897 14.99 17.00
61 Silicon Valley Bancshares Santa Clara, Calif. 480,416 19,555 14.90 13.40
62 City National Corp. Beverly Hills 637,979 49,746 14.87 16.34
63 First Charter Corp. Concord, N.C. 300,419 11,559 14.73 14.05
64 Bremer Financial Corp. St. Paul 444,657 18,432 14.69 13.21
65 MB Financial Inc. Chicago 12,191,769 17,646 14.69 14.88
66 Huntington Bancshares Inc. Columbus, Ohio 2,356,000 91,139 14.60 16.80
67 Dime Community Bancshares Inc. Brooklyn, N.Y. 273,644 10,230 14.56 16.76
68 Commerce Bancshares Inc. Kansas City, Mo. 1,607,662 52,660 14.40 15.19
69 Fulton Financial Corp. Lancaster, Pa. 1,059,909 40,087 14.25 14.31
70 United Community Banks Inc. Blairsville, Ga. 323,947 12,649 14.15 14.39
71 Texas Regional Bancshares Inc. McAllen 529,828 20,848 14.10 14.24
72 FirstFed Financial Corp. Santa Monica, Calif. 467,827 16,440 14.06 14.54
73 Anchor BanCorp Wisconsin Inc. Madison 317,633 10,920 13.75 14.51
74 Colonial BancGroup Inc. Montgomery, Ala. 1,251,136 47,227 13.60 13.63
75 Sterling Financial Corp. Spokane 423,002 15,528 13.60 13.20
76 HSBC USA Inc. Buffalo 1,839,050 269,000 13.56 16.35
77 Sky Financial Group Inc. Bowling Green, Ohio 1,198,139 49,329 13.55 15.75
78 BOK Financial Corp., Tulsa 495,372 46,556 13.54 13.80
79 Hancock Holding Co. Gulfport, Miss. 7,934,000 15,791 13.54 13.79
80 Wachovia Corp. Charlotte 34,061,500 1,448,000 13.50 14.77
81 Sovereign Bancorp Inc. Philadelphia 4,109,797 137,429 13.38 10.74
82 M&T Bank Corp. Buffalo 5,697,500 192,205 13.37 12.67
83 Amcore Financial Inc. Rockford, Ill. 3,328,347 12,923 13.32 12.06
84 Commercial Capital Bancorp Inc. Irvine, Calif. 1,449,362 20,233 13.06 14.25
85 FirstMerit Corp. Akron 983,765 28,369 13.02 10.49
86 Chittenden Corp. Burlington, Vt. 470,497 20,028 12.95 12.70
87 Washington Federal Inc. Seattle 1,128,148 36,259 12.84 12.36
88 Pacific Capital Bancorp Santa Barbara, Calif. 338,165 14,247 12.80 20.38
89 Washington Mutual Inc. Seattle 20,444,500 668,000 12.71 14.02
90 Greater Bay Bancorp Palo Alto, Calif. 744,969 21,079 12.69 14.21
91 Mercantile Bankshares Corp. Baltimore 1,865,124 60,612 12.62 12.26
92 First Republic Bank San Francisco 414,380 13,197 12.59 11.81
93 First Banks Inc. Clayton, Mo. 570,182 18,888 12.55 14.44
94 BankUnited Financial Corp. Coral Gables, Fla. 816,450 14,525 12.52 11.46
95 First Citizens Bancorp. Inc. Columbia, S.C. 351,602 11,414 12.52 10.39
96 Cathay General Bancorp Los Angeles 839,889 21,568 12.44 13.27
97 Citizens Banking Corp. Flint, Mich. 106,328,500 20,286 12.43 11.90
98 First Commonwealth Financial Corp. Indiana, Pa. 487,308 16,564 12.31 7.82
99 Wintrust Financial Corp. Lake Forest, Ill. 380,064 14,171 12.30 13.12
100 Provident Bankshares Corp. Baltimore 495,018 18,898 12.22 11.80
101 KeyCorp Cleveland 6,915,000 213,000 11.99 13.75
102 Amegy Bancorp Houston 372,451 17,369 11.97 12.86
103 State Street Corp. Boston 4,470,500 184,000 11.90 13.30
104 Chemical Financial Corp. Midland, Mich. 6,155,000 14,401 11.90 12.00
105 Irwin Financial Corp. Columbus, Ind. 469,418 14,425 11.70 14.80
106 Whitney Holding Corp. New Orleans 874,141 26,998 11.61 11.02
107 Alabama National Bancorp. Birmingham 436,380 15,387 11.59 12.15
108 SunTrust Banks Inc. Atlanta 10,739,300 455,729 11.46 13.71
109 BancWest Corp. Honolulu 123,052 128,342 11.35 10.22
110 PFF Bancorp Inc. Pomona, Calif. 313,629 9,575 11.33 13.97
111 BancorpSouth Inc. Tupelo, Miss. 10,544,565 24,593 11.13 12.67
112 Gold Banc Corp. Inc. Leawood, Kan. 267,164 7,318 10.80 7.13
113 Community Bank System Inc. Dewitt, N.Y. 754,406 12,666 10.75 11.39
114 First Financial Bancorp Hamilton, Ohio 366,211 10,009 10.74 11.21
115 New York Community Bancorp Inc. Flushing 3,163,494 83,476 10.64 11.24
116 Umpqua Holdings Corp. Portland, Ore. 459,051 16,269 10.52 9.61
117 Old National Bancorp Evansville, Ind. 707,777 18,595 10.45 9.51
118 MAF Bancorp Inc. Clarendon Hills, Ill. 917,722 25,172 10.44 10.98
119 Franklin Bank Corp. Houston 271,183 6,953 10.33 9.02
120 Susquehanna Bancshares Inc. Lititz, Pa. 638,942 19,249 10.28 10.73
121 Commercial Federal Corp. Omaha 357,034 19,510 10.14 10.09
122 North Fork Bancorp. Inc. Melville, N.Y. 2,824,060 221,752 10.00 15.01
123 National Penn Bancshares Inc. Boyertown, Pa. 11,059,000 10,633 9.99 13.20
124 Fidelity Bankshares Inc. West Palm Beach, Fla. 196,019 5,340 9.88 11.49
125 WesBanco Inc. Wheeling, W.Va. 330,555 9,032 9.79 11.37
126 1st Source Corp. South Bend, Ind. 318,805 7,860 9.61 7.81
127 BFC Financial Corp. Fort Lauderdale, Fla. 464,377 2,937 9.55 13.68
128 Capital One Financial Corp. Falls Church, Va. 299,367 195,128 9.49 21.16
129 Northwest Bancorp Inc. Warren, Pa. 556,306 13,166 9.47 10.49
130 People’s Bank Bridgeport, Conn. 535,534 28,000 9.40 17.60
131 Central Pacific Financial Corp. Honolulu 648,491 13,132 9.38 12.37
132 Independence Community Bank Corp. Brooklyn, N.Y. 1,017,583 52,367 9.24 11.31
133 First Citizens Bancshares Inc. Raleigh, N.C. 1,050,226 24,772 9.16 7.10
134 Capitol Federal Financial Topeka, Kan. 7,140,105 18,573 8.85 -9.84
135 Countrywide Financial Corp. Calabasas, Calif. 559,880 224,738 8.84 25.00
136 Regions Financial Corp. Birmingham, Ala. 7,022,327 236,460 8.81 10.91
137 Fifth Third Bancorp Cincinnati 8,798,000 176,000 7.60 17.20
138 South Financial Group Inc. Greenville, S.C. 1,134,359 25,822 7.39 10.17
139 Provident Financial Services Inc. Jersey City 932,240 17,083 6.06 5.06
140 JPMorgan Chase & Co. New York 71,741,000 1,666,000 6.00 6.00
141 UMB Financial Corp. Kansas City, Mo. 820,761 11,659 5.68 5.21
142 First Niagara Financial Group Lockport, N.Y. 926,311 13,559 5.59 5.76
143 Charles Schwab Corp. San Francisco 259,199 53,000 5.00 5.01
144 Bank Mutual Corp. Brown Deer, Wis. 1,285,733 8,328 4.72 4.10
145 Webster Financial Corp. Waterbury, Conn. 1,357,064 16,306 4.28 11.14
146 NewAlliance Bancshares Inc. New Haven, Conn. 1,090,742 11,561 3.26 0.36
147 Partners Trust Financial Group Inc. Utica, N.Y. 429,775 4,017 2.93 3.50
148 TD Banknorth Inc. Portland, Maine 2,826,351 20,698 2.66 10.63
149 Net Bank Inc. Alpharetta, Ga. 425,692 -17,656 -16.59 0.98
150 Riggs National Corp. Washington 363,557 -57,831 -69.63 -26.93

Note: This table includes only publicly traded companies.

Source: Highline Banking Data Services (877-305-6657)

© 2005 American Banker
Banks, thrifts and holding companies