Largest Home Equity Loan Portfolios
June 15, 2007, 10:08 a.m. EDT 1 Min Read
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Largest Home Equity Loan Portfolios
| | |||||
| Published June 14, 2007 | |||||
| Dollars in thousands | | ||||
| Dec. '06 | Year earler | Change | |||
| 1 | Bank of America Corp. Charlotte | $87,610,567 | $70,003,600 | 25.2% | $723,420,566 |
| 2 | Wells Fargo & Co. San Francisco | 79,034,000 | 68,502,000 | 15.4 | 354,934,000 |
| 3 | JPMorgan Chase & Co. New York | 75,383,000 | 62,273,000 | 21.1 | 483,127,000 |
| 4 | Washington Mutual Inc. Seattle | 48,436,245 | 43,833,632 | 10.5 | 269,894,509 |
| 5 | Citigroup Inc. New York | 47,789,000 | 41,179,000 | 16.1 | 717,294,000 |
| 6 | Wachovia Corp. Charlotte | 39,176,000 | 33,859,000 | 15.7 | 438,128,000 |
| 7 | Countrywide Financial Corp. Calabasas, Calif. | 24,090,465 | 20,648,493 | 16.7 | 109,619,441 |
| 8 | National City Corp. Cleveland | 23,815,716 | 29,312,391 | -18.8 | 108,357,245 |
| 9 | Royal Bank of Scotland Group Plc Edinburgh | 23,275,346 | 20,813,509 | 11.8 | 106,062,823 |
| 10 | HSBC Holdings PLC London | 21,300,844 | 17,328,780 | 22.9 | 283,293,947 |
| 11 | SunTrust Banks Inc. Atlanta | 20,356,020 | 17,696,435 | 15 | 133,244,455 |
| 12 | U.S. Bancorp Minneapolis | 15,523,000 | 14,979,000 | 3.6 | 146,853,000 |
| 13 | Regions Financial Corp. Birmingham, Ala. | 12,673,490 | 5,845,008 | 116.8 | 99,784,237 |
| 14 | E-Trade Financial Corp. New York | 12,086,406 | 8,319,131 | 45.3 | 27,333,678 |
| 15 | Fifth Third Bancorp Cincinnati | 11,672,616 | 11,643,735 | 0.2 | 75,501,932 |
| 16 | PNC Financial Services Group Inc. Pittsburgh | 10,374,324 | 10,235,214 | 1.4 | 52,512,700 |
| 17 | USAA Federal Savings Bank San Antonio | 9,390,251 | 6,322,575 | 48.5 | 20,294,469 |
| 18 | ABN Amro Amsterdam | 9,046,525 | 9,245,982 | -2.2 | 65,085,007 |
| 19 | KeyCorp Cleveland | 8,905,530 | 9,766,706 | -8.8 | 69,463,397 |
| 20 | First Horizon National Corp. Memphis | 6,903,016 | 7,447,405 | -7.3 | 24,980,270 |
| 21 | BB&T Corp. Winston-Salem, N.C. | 6,859,753 | 6,483,325 | 5.8 | 83,590,938 |
| 22 | Sovereign Bancorp Inc. Philadelphia | 5,767,034 | 6,146,918 | -6.2 | 62,659,296 |
| 23 | Huntington Bancshares Inc. Columbus, Ohio | 4,983,612 | 4,811,224 | 3.6 | 26,425,191 |
| 24 | M&T Bank Corp. Buffalo | 4,799,670 | 4,633,145 | 3.6 | 42,947,297 |
| 25 | BMO Financial Group Montreal | 4,089,333 | 3,714,492 | 10.1 | 30,793,652 |
| 26 | Toronto-Dominion Bank | 3,534,327 | 3,149,387 | 12.2 | 25,553,765 |
| 27 | Merrill Lynch and Co. Inc. New York | 3,478,655 | 2,269,064 | 53.3 | 49,804,081 |
| 28 | Marshall & Ilsley Corp. Milwaukee | 3,093,066 | 3,342,587 | -7.5 | 41,937,790 |
| 29 | BNP Paribas Group Paris | 2,930,138 | 2,709,702 | 8.1 | 45,948,698 |
| 30 | Webster Financial Corp. Waterbury, Conn. | 2,595,226 | 2,056,000 | 26.2 | 13,278,289 |
| 31 | Capital One Financial Corp. McLean, Va. | 2,437,314 | 1,468,230 | 66 | 107,406,982 |
| 32 | Compass Bancshares Inc. Birmingham, Ala. | 2,437,204 | 2,090,166 | 16.6 | 24,665,273 |
| 33 | Commerce Bancorp Inc. Cherry Hill, N.J. | 2,412,670 | 2,008,967 | 20.1 | 15,690,159 |
| 34 | Mitsubishi Tokyo Financial Group Inc. | 2,358,011 | 2,305,625 | 2.3 | 36,673,060 |
| 35 | TCF Financial Corp. Wayzata, Minn. | 2,337,675 | 2,083,796 | 12.2 | 11,478,254 |
| 36 | Sky Financial Group Inc. Bowling Green, Ohio | 2,321,772 | 1,730,752 | 34.1 | 12,846,836 |
| 37 | Associated Banc-Corp Green Bay, Wis. | 2,167,447 | 2,025,054 | 7 | 15,252,284 |
| 38 | Royal Bank of Canada Toronto | 2,080,269 | 1,923,348 | 8.2 | 14,455,342 |
| 39 | IndyMac Bancorp Inc. Pasadena | 1,912,434 | 1,824,821 | 4.8 | 19,651,107 |
| 40 | Third Federal Savings and Loan Assn.Cleveland | 1,792,531 | 1,884,477 | -4.9 | 7,618,919 |
| 41 | Northern Trust Corp. Chicago | 1,768,859 | 1,730,477 | 2.2 | 22,613,450 |
| 42 | Zions Bancorp. Salt Lake City | 1,751,767 | 1,483,458 | 18.1 | 34,707,273 |
| 43 | Charles Schwab Corp. San Francisco | 1,704,561 | 1,639,272 | 4 | 20,384,251 |
| 44 | Synovus Financial Corp. Columbus, Ga. | 1,669,111 | 1,423,989 | 17.2 | 24,829,594 |
| 45 | Comerica Inc. Detroit | 1,668,167 | 1,854,786 | -10.1 | 47,578,220 |
| 46 | B.F. Saul Real Estate Investment Trust Chevy Chase, Md. | 1,661,910 | 1,692,050 | -1.8 | 10,763,767 |
| 47 | Irwin Financial Corp. Columbus, Ind. | 1,629,357 | 1,644,415 | -0.9 | 5,464,372 |
| 48 | Deutsche BankNew York | 1,570,000 | 674,000 | 132.9 | 48,085,000 |
| 49 | Popular Inc. Hato Rey, Puerto Rico | 1,476,000 | 1,651,000 | -10.6 | 32,737,000 |
| 50 | First Citizens BancShares Inc. Raleigh, N.C. | 1,410,438 | 1,443,308 | -2.3 | 10,239,551 |
| 51 | Colonial BancGroup Inc. Montgomery, Ala. | 1,393,197 | 864,106 | 61.2 | 16,952,889 |
| 52 | MAF Bancorp Inc. Clarendon Hills, Ill. | 1,339,180 | 1,381,894 | -3.1 | 7,780,553 |
| 53 | Ohio Savings Financial Corp. Cleveland | 1,267,146 | 1,130,332 | 12.1 | 16,013,847 |
| 54 | Citizens Republic Bancorp Flint, Mich. | 1,239,835 | 777,550 | 59.5 | 9,403,924 |
| 55 | Fulton Financial Corp. Lancaster, Pa. | 1,182,698 | 912,973 | 29.5 | 10,613,365 |
| 56 | Flagstar Bancorp Inc. Troy, Mich. | 1,013,737 | 1,172,485 | -13.5 | 12,123,601 |
| 57 | Bank of Hawaii Corp. Honolulu | 926,012 | 878,340 | 5.4 | 6,635,109 |
| 58 | Guaranty Financial MHC Milwaukee | 916,423 | 871,480 | 5.2 | 1,609,281 |
| 59 | FirstMerit Corp. Akron | 884,274 | 935,601 | -5.5 | 6,977,338 |
| 60 | Provident Bankshares Corp. Baltimore | 867,633 | 996,275 | -12.9 | 3,875,415 |
| 61 | Mercantile Bankshares Corp. Baltimore | 829,816 | 792,202 | 4.7 | 12,809,655 |
| 62 | Wintrust Financial Corp. Lake Forest, Ill. | 764,696 | 660,635 | 15.8 | 6,668,851 |
| 63 | First American Bank Corp. Elk Grove Village, Ill. | 709,526 | 665,030 | 6.7 | 2,004,970 |
| 64 | Harleysville National Corp.Pa. | 659,462 | 678,265 | -2.8 | 2,047,355 |
| 65 | Otto Bremer Foundation St. Paul | 647,976 | 664,439 | -2.5 | 4,922,728 |
| 66 | Lehman Brothers Holdings Inc. New York | 626,918 | 970,315 | -35.4 | 19,667,865 |
| 67 | Valley National Bancorp Wayne, N.J. | 620,497 | 613,625 | 1.1 | 8,336,359 |
| 68 | FBOP Corp. Oak Park, Ill. | 616,066 | 207,469 | 196.9 | 10,302,709 |
| 69 | Barclays PLC London | 613,924 | NA | NA | 20,930,289 |
| 70 | BancorpSouth Inc. Tupelo, Miss. | 592,017 | 558,191 | 6.1 | 7,971,266 |
| 71 | United Bankshares Inc. Charleston, W.Va. | 591,157 | 662,333 | -10.7 | 4,808,788 |
| 72 | BankAtlantic Bancorp Inc. Fort Lauderdale, Fla. | 573,930 | 420,712 | 36.4 | 4,830,010 |
| 73 | First Midwest Bancorp Inc. Itasca, Ill. | 573,057 | 543,949 | 5.4 | 5,011,825 |
| 74 | Wilmington Trust Corp.Del. | 571,328 | 533,479 | 7.1 | 8,171,895 |
| 75 | Commerce Bancshares Inc. Kansas City | 555,304 | 521,744 | 6.4 | 9,958,333 |
| 76 | Northwest Bancorp MHC Warren, Pa. | 548,001 | 484,333 | 13.1 | 4,450,687 |
| 77 | NBT Bancorp Inc. Norwich, N.Y. | 546,719 | 463,848 | 17.9 | 3,412,654 |
| 78 | NewAlliance Bancshares Inc. New Haven, Conn. | 546,305 | 500,351 | 9.2 | 3,824,413 |
| 79 | South Financial Group Inc. Greenville, S.C. | 539,362 | 580,378 | -7.1 | 9,730,423 |
| 80 | First Citizens Bancorp. Inc. Columbia, S.C. | 516,137 | 501,774 | 2.9 | 3,846,132 |
| 81 | Arvest Bank Group Inc. Bentonville, Ark. | 498,344 | 452,819 | 10.1 | 6,195,338 |
| 82 | First Niagara Financial Group Inc. Lockport, N.Y. | 479,179 | 409,829 | 16.9 | 5,662,562 |
| 83 | First Charter Corp. Charlotte | 460,708 | 503,204 | -8.4 | 3,497,465 |
| 84 | Chittenden Corp. Burlington, Vt. | 457,209 | 437,303 | 4.6 | 4,717,260 |
| 85 | City National Corp. Beverly Hills | 455,123 | 411,675 | 10.6 | 10,386,005 |
| 86 | National Penn Bancshares Inc. Boyertown, Pa. | 439,016 | 381,869 | 15 | 3,631,937 |
| 87 | Alabama National BanCorp. Birmingham | 435,972 | 421,006 | 3.6 | 5,483,788 |
| 88 | Sterling Financial Corp. Spokane | 434,361 | 391,200 | 11 | 7,189,011 |
| 89 | Old National Bancorp Evansville, Ind. | 421,393 | 461,388 | -8.7 | 4,717,445 |
| 90 | Provident Financial Services Inc. Jersey City, N.J. | 413,336 | 363,493 | 13.7 | 3,783,664 |
| 91 | Astoria Financial Corp. Lake Success, N.Y. | 412,713 | 482,966 | -14.5 | 14,983,893 |
| 92 | Ameriprise Financial Inc. Minneapolis | 410,520 | NA | NA | 476,450 |
| 93 | MB Financial Inc. Chicago | 406,330 | 254,358 | 59.7 | 5,256,081 |
| 94 | Pacific Capital Bancorp Santa Barbara, Calif. | 405,866 | 347,739 | 16.7 | 5,718,833 |
| 95 | Principal Financial Group Inc. Des Moines | 400,200 | 326,598 | 22.5 | 1,372,916 |
| 96 | ING Direct, NV Wilmington, Del. | 399,338 | 461,832 | -13.5 | 16,637,866 |
| 97 | Midland Financial Co. Oklahoma City | 398,452 | 359,811 | 10.7 | 6,715,561 |
| 98 | Eastern Bank Corp. Boston | 393,393 | 372,669 | 5.6 | 4,456,127 |
| 99 | BankUnited Financial Corp. Coral Gables, Fla. | 389,676 | 293,129 | 32.9 | 11,701,131 |
| 100 | First Banks Inc. Clayton, Mo. | 382,175 | 325,288 | 17.5 | 7,666,481 |
| 101 | Hudson City Bancorp Inc. Paramus, N.J. | 371,672 | 234,976 | 58.2 | 19,100,116 |
| 102 | Fremont Bancorp.Calif. | 369,132 | 400,249 | -7.8 | 1,573,013 |
| 103 | F.N.B. Corp. Hermitage, Pa. | 364,122 | 444,393 | -18.1 | 4,257,099 |
| 104 | Glacier Bancorp Inc. Kalispell, Mont. | 354,684 | 298,272 | 18.9 | 3,214,656 |
| 105 | United Community Banks Inc. Blairsville, Ga. | 345,892 | 299,893 | 15.3 | 5,411,863 |
| 106 | First Commonwealth Financial Corp. Indiana, Pa. | 342,314 | 340,002 | 0.7 | 3,783,817 |
| 107 | TierOne Corp. Lincoln, Neb. | 342,141 | 399,089 | -14.3 | 3,050,743 |
| 108 | Columbia Savings Bank M.H.C. Fair Lawn, N.J. | 338,506 | 294,715 | 14.9 | 2,852,975 |
| 109 | BOK Financial Corp. Tulsa | 336,401 | 288,337 | 16.7 | 10,705,216 |
| 110 | Republic Bancorp Inc. Louisville, Ky. | 333,067 | 330,575 | 0.8 | 2,306,612 |
| 111 | TriCo Bancshares Chico, Calif. | 325,679 | 316,076 | 3 | 1,509,879 |
| 112 | Trustmark Corp. Jackson, Miss. | 321,960 | 340,326 | -5.4 | 6,637,250 |
| 113 | Sun Bancorp Inc. Vineland, N.J. | 320,501 | 225,822 | 41.9 | 2,385,274 |
| 114 | First Place Financial Corp. Warren, Ohio | 320,323 | 4,955 | 6364.6 | 2,498,748 |
| 115 | Johnson Financial Group Inc. Racine, Wis. | 308,024 | 294,545 | 4.6 | 3,211,753 |
| 116 | Park National Corp. Newark, Ohio | 307,933 | 302,726 | 1.7 | 3,480,702 |
| 117 | Sandy Spring Bancorp Inc. Olney, Md. | 307,579 | 279,781 | 9.9 | 1,816,175 |
| 118 | EverBank Financial Corp. Wilmington, Del. | 306,786 | 476,436 | -35.6 | 3,207,180 |
| 119 | Hancock Holding Co. Gulfport, Miss. | 305,119 | 310,028 | -1.6 | 3,266,583 |
| 120 | Central Bancompany Jefferson City, Mo. | 305,117 | 278,295 | 9.6 | 4,677,612 |
| 121 | Mellon Financial Corp. Pittsburgh | 302,931 | 290,598 | 4.2 | 6,760,721 |
| 122 | Pulaski Financial Corp. St. Louis | 300,509 | 253,400 | 18.6 | 923,746 |
| 123 | AMCORE Financial Inc. Rockford, Ill. | 299,595 | 273,330 | 9.6 | 3,960,369 |
| 124 | TrustCo. Bank Corp NY Glenville, N.Y. | 295,872 | 225,182 | 31.4 | 1,762,497 |
| 125 | Temple-Inland Inc. Austin, Tex. | 286,862 | 366,608 | -21.8 | 9,705,381 |
| 126 | Fidelity Bankshares Inc. West Palm Beach, Fla. | 285,900 | 248,597 | 15 | 3,539,259 |
| 127 | Doral Financial Corp. San Juan, Puerto Rico | 280,264 | 218,316 | 28.4 | 5,249,452 |
| 128 | Independent Bank Corp. Rockland, Mass. | 279,483 | 254,006 | 10 | 2,023,265 |
| 129 | First Financial Holdings Inc. Charleston, S.C. | 276,679 | 253,471 | 9.2 | 2,085,444 |
| 130 | Boston Private Financial Holdings Inc. | 257,494 | 232,401 | 10.8 | 4,316,476 |
| 131 | First Financial Bancorp. Hamilton, Ohio | 257,466 | 261,371 | -1.5 | 2,488,658 |
| 132 | Banco Santander Central Hispano, S.A.Spain | 254,835 | 8,912 | 2759.5 | 6,942,414 |
| 133 | City Holding Co. Charleston, W.Va. | 254,686 | 317,356 | -19.7 | 1,677,418 |
| 134 | Community Banks Inc. Harrisburg, Pa. | 252,745 | 221,851 | 13.9 | 2,370,889 |
| 135 | FirstBank Holding Co. Lakewood, Colo. | 251,886 | 217,317 | 15.9 | 2,804,966 |
| 136 | West Suburban Bancorp Inc. Lombard, Ill. | 250,377 | 238,309 | 5.1 | 1,164,649 |
| 137 | First Interstate BancSystem Inc. Billings, Mont. | 249,511 | 240,399 | 3.8 | 3,307,472 |
| 138 | KNBT Bancorp Inc. Bethlehem, Pa. | 247,829 | 228,042 | 8.7 | 1,621,257 |
| 139 | W.T.B. Financial Corp. Spokane | 247,181 | 196,553 | 25.8 | 2,748,854 |
| 140 | R and G Financial Corp. Hato Rey, Puerto Rico | 247,062 | 221,753 | 11.4 | 8,396,561 |
| 141 | WSFS Financial Corp. Wilmington, Del. | 240,188 | 222,081 | 8.2 | 2,047,200 |
| 142 | Independent Bank Corp. Ionia, Mich. | 239,748 | 233,363 | 2.7 | 2,702,279 |
| 143 | Washington Trust Bancorp Inc. Westerly, R.I. | 239,623 | 233,388 | 2.7 | 1,462,134 |
| 144 | Susquehanna Bancshares Inc. Lititz, Pa. | 237,541 | 289,351 | -17.9 | 5,560,997 |
| 145 | Cullen/Frost Bankers Inc. San Antonio | 235,297 | 207,938 | 13.2 | 7,388,965 |
| 146 | Riverside Banking Co. Fort Pierce, Fla. | 234,984 | 185,379 | 26.8 | 2,559,211 |
| 147 | First Indiana Corp. Indianapolis | 233,616 | 285,987 | -18.3 | 1,694,687 |
| 148 | Anchor BanCorp Wisconsin Inc. Madison, Wis. | 233,143 | 210,533 | 10.7 | 3,854,185 |
| 149 | Aurora Service Corp. Edina, Minn. | 231,903 | 191,953 | 20.8 | 697,244 |
| 150 | Whitney Holding Corp. New Orleans | 227,173 | 258,159 | -12 | 7,077,382 |
Notes: Home equity loans include both closed-end and revolving credit. Only top tier holding companies were included.
Source: SNL Financial, Charlottesville, Va.
© 2007 American Banker