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Banks, thrifts and holding companies

Most Efficient Bank Holding Companies

August 06, 2018, 12:05 p.m. EDT 1 Min Read

Year to date through Mar. 31, 2018. Dollars in thousands.

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Most Efficient Bank Holding Companies

Efficiency Ratio (YTD)*

Noninterest Expense (YTD)

 Assets
Mar. 2018
Rank Company City State Mar. 2018 Mar. 2017 Mar. 2018 Mar. 2017 Change
1 Briscoe Ranch, Inc. Uvalde Tex. 16.11 30.54 $7,950 $6,950 $14.4 $1,795,449
2 NexBank Capital, Inc. Dallas Tex. 24.05 34.64 19,351 14,439 $34.0 8,406,785
3 Synchrony Financial Stamford Conn. 29.17 28.51 988,258 907,914 $8.8 95,559,049
4 United National Corporation Sioux Falls S.D. 31.73 32.63 89,498 89,554 -$0.1 2,874,661
5 BofI Holding, Inc. San Diego Calif. 32.39 31.64 45,582 35,450 $28.6 9,982,320
6 Merchants Bancorp Carmel Ind. 32.47 30.71 10,251 6,641 $54.4 3,679,942
7 Sterling Bancorp, Inc. Southfield Mich. 32.90 30.17 11,343 8,083 $40.3 3,037,848
8 ServisFirst Bancshares, Inc. Birmingham Ala. 34.36 37.26 23,512 21,267 $10.6 7,011,735
9 Oritani Financial Corp. Township of Washington N.J. 34.95 20.44 9,762 9,927 -$1.7 4,142,777
10 Big Poppy Holdings, Inc. Santa Rosa Calif. 35.42 36.84 5,282 4,351 $21.4 1,607,048
11 Silver Queen Financial Services, Inc. Greenwood Village Colo. 36.60 41.28 4,012 3,986 $0.7 1,860,960
12 Stearns Financial Services, Inc. Saint Cloud Minn. 36.71 37.09 15,466 18,657 -$17.1 2,030,523
13 Industry Bancshares, Inc. Industry Tex. 37.51 37.10 13,461 12,732 $5.7 3,913,351
14 MetroCity Bankshares, Inc. Doraville Ga. 37.53 NA 9,044 NA NA 1,302,542
15 Discover Financial Services Riverwoods Ill. 37.67 37.83 971,984 885,419 $9.8 101,966,903
16 Home BancShares, Inc. Conway Ark. 37.76 40.78 63,086 54,878 $15.0 14,323,229
17 Eagle Bancorp, Inc. Bethesda Md. 37.86 39.39 31,121 28,870 $7.8 7,698,060
18 Olney Bancshares of Texas, Inc. Olney Tex. 38.98 44.30 14,923 15,407 -$3.1 3,541,112
19 Sterling Bancorp Montebello N.Y. 40.33 45.66 112,065 59,045 $89.8 30,473,769
20 SNBNY Holdings Limited Gibraltar NA 40.81 36.68 34,253 28,910 $18.5 7,534,475
21 ConnectOne Bancorp, Inc. Englewood Cliffs N.J. 41.90 51.06 16,938 18,249 -$7.2 5,158,368
22 First Security Bancorp Searcy Ark. 41.91 41.31 32,787 34,178 -$4.1 5,544,834
23 First National Bancshares, Inc. East Lansing Mich. 42.05 NA 10,163 NA NA 1,540,996
24 FCB Financial Holdings, Inc. Weston Fla. 42.09 43.58 38,688 34,900 $10.9 11,662,113
25 Bridgewater Bancshares, Inc. Bloomington Minn. 42.11 41.17 6,532 5,250 $24.4 1,681,597
26 East West Bancorp, Inc. Pasadena Calif. 42.12 38.55 170,119 149,883 $13.5 37,693,158
27 Cathay General Bancorp Los Angeles Calif. 42.17 43.40 61,306 51,985 $17.9 15,882,337
28 Western Alliance Bancorporation Phoenix Ariz. 42.34 43.95 99,482 88,376 $12.6 20,760,731
29 CVB Financial Corp. Ontario Calif. 42.41 44.98 35,944 34,116 $5.4 8,356,160
30 Villages Bancorporation, Inc. The Villages Fla. 42.49 40.42 8,211 7,243 $13.4 2,105,886
31 Capitol Federal Financial, Inc. Topeka Kan. 42.66 40.16 23,628 21,988 $7.5 9,133,171
32 Northern Bancorp, Inc. Woburn Mass. 42.71 43.97 9,422 8,162 $15.4 2,082,192
33 PacWest Bancorp Beverly Hills Calif. 42.85 41.33 131,554 116,522 $12.9 24,149,330
34 Prosperity Bancshares, Inc. Houston Tex. 42.93 40.94 79,499 77,558 $2.5 22,473,816
35 RBB Bancorp Los Angeles Calif. 43.41 40.66 8,289 6,585 $25.9 1,715,104
36 Republic Bancorp, Inc. Louisville Ky. 45.24 47.67 43,322 38,939 $11.3 5,078,334
37 Lakeland Financial Corporation Warsaw Ind. 45.57 48.86 21,199 20,043 $5.8 4,728,366
38 SVB Financial Group Santa Clara Calif. 46.19 55.86 266,393 238,689 $11.6 54,319,477
39 Luther Burbank Corporation Santa Rosa Calif. 46.72 53.01 14,713 14,699 $0.1 6,033,888
40 West Bancorporation, Inc. West Des Moines Iowa 47.04 46.84 8,287 8,043 $3.0 2,092,025
41 WestStar Bank Holding Company, Inc. El Paso Tex. 47.13 50.63 11,407 10,345 $10.3 1,757,512
42 New York Community Bancorp, Inc. Westbury N.Y. 47.15 51.18 138,691 166,941 -$16.9 49,654,874
43 Blackhawk Bancorporation, Inc. Milan Ill. 47.57 46.65 5,126 5,112 $0.3 1,298,263
44 Pinnacle Financial Partners, Inc. Nashville Tenn. 47.61 50.62 109,270 62,082 $76.0 22,935,174
AFNB Holdings, Inc. Houston Tex. 47.61 51.39 7,167 6,796 $5.5 1,468,332
46 LegacyTexas Financial Group, Inc. Plano Tex. 47.76 44.07 43,908 39,351 $11.6 8,869,187
47 BSB Bancorp, Inc. Belmont Mass. 47.80 53.41 7,695 7,461 $3.1 2,747,954
48 Parkway Bancorp, Inc. Harwood Heights Ill. 47.98 47.83 9,268 8,284 $11.9 2,516,944
49 BT Holdings, Inc. Quitman Tex. 48.20 38.92 5,829 5,013 $16.3 1,787,053
50 International Bancshares Corporation Laredo Tex. 48.25 59.47 67,738 75,529 -$10.3 12,070,613
Great Western Bancorp, Inc. Sioux Falls S.D. 48.25 47.03 58,422 53,888 $8.4 11,992,317
52 Manhattan Banking Corporation Manhattan Kan. 48.30 51.03 8,295 9,295 -$10.8 1,794,863
53 1867 Western Financial Corporation Stockton Calif. 49.17 50.85 16,044 15,525 $3.3 2,961,843
54 Bank First National Corporation Manitowoc Wis. 49.20 49.78 9,844 6,366 $54.6 1,703,623
55 Hometown Banc Corp Grand Island Neb. 49.46 49.62 6,126 6,101 $0.4 1,330,103
56 Inwood Bancshares, Inc. Dallas Tex. 49.57 52.83 11,321 10,990 $3.0 2,626,215
57 Washington Federal, Inc. Seattle Wash. 49.69 48.07 64,770 58,244 $11.2 15,633,130
58 Arbor Bancorp, Inc. Ann Arbor Mich. 49.76 58.92 9,701 10,331 -$6.1 1,575,372
59 United Bankshares, Inc. Charleston W.Va. 49.79 47.44 89,746 61,848 $45.1 18,619,702
60 NEB Corporation Fond du Lac Wis. 49.82 47.88 10,327 10,047 $2.8 1,918,069
61 S&T Bancorp, Inc. Indiana Pa. 49.84 53.26 35,817 36,739 -$2.5 7,005,329
62 Green Bancorp, Inc. Houston Tex. 50.07 53.83 22,143 20,824 $6.3 4,225,937
63 Hope Bancorp, Inc. Los Angeles Calif. 50.08 49.56 69,573 66,387 $4.8 14,507,629
64 First Bank Corp Fort Smith Ark. 50.25 52.20 12,587 11,764 $7.0 1,753,021
65 Southern National Bancorp of Virginia, Inc. McLean Va. 50.58 60.39 13,419 6,010 $123.3 2,652,924
66 First of Long Island Corporation Glen Head N.Y. 50.64 47.24 14,868 13,012 $14.3 4,185,424
67 Enterprise Financial Services Corp Clayton Mo. 50.96 57.01 29,148 26,746 $9.0 5,383,102
68 Capital One Financial Corporation McLean Va. 51.01 51.59 3,564,400 3,427,068 $4.0 362,857,358
69 Veritex Holdings, Inc. Dallas Tex. 51.12 57.38 17,305 7,450 $132.3 3,063,319
70 First Merchants Corporation Muncie Ind. 51.41 53.15 53,027 42,880 $23.7 9,479,017
71 Meta Financial Group, Inc. Sioux Falls S.D. 51.47 49.66 69,244 67,662 $2.3 4,301,708
72 Metropolitan Bank Holding Corp. New York N.Y. 51.48 60.14 11,238 7,236 $55.3 1,968,886
73 Pacific City Financial Corporation Los Angeles Calif. 51.58 53.27 9,631 8,520 $13.0 1,578,970
74 First Farmers Financial Corporation Converse Ind. 51.61 52.86 9,805 9,833 -$0.3 1,693,928
75 Amarillo National Bancorp, Inc. Amarillo Tex. 51.73 49.56 24,025 21,352 $12.5 3,946,731
76 Independent Bank Group, Inc. McKinney Tex. 51.75 51.89 44,958 28,028 $60.4 8,811,014
77 BCI Financial Group, Inc. Miami Fla. 51.77 44.67 44,877 35,536 $26.3 10,808,899
78 Ida Grove Bancshares, Inc. Ida Grove Iowa 51.87 52.23 7,124 6,696 $6.4 1,526,914
79 First Financial Bankshares, Inc. Abilene Tex. 51.99 49.48 47,796 42,153 $13.4 7,567,449
80 Traditional Bancorporation, Inc. Mount Sterling Ky. 52.10 52.14 6,826 6,749 $1.1 1,465,286
81 Chemical Financial Corporation Detroit Mich. 52.23 60.33 102,824 105,550 -$2.6 19,756,084
82 Westamerica Bancorporation San Rafael Calif. 52.28 51.70 26,664 26,121 $2.1 5,554,134
83 Cadence Bancorp, LLC Houston Tex. 52.49 52.40 62,238 53,899 $15.5 10,999,791
84 City Holding Company Cross Lanes W.Va. 52.54 54.11 24,765 24,313 $1.9 4,199,455
85 Franklin Financial Network, Inc. Franklin Tenn. 52.58 48.83 15,488 14,275 $8.5 4,083,664
86 Community Trust Bancorp, Inc. Pikeville Ky. 52.72 56.49 28,681 27,644 $3.8 4,195,737
87 Provident Financial Services, Inc. Iselin N.J. 52.88 56.15 47,068 46,089 $2.1 9,734,242
88 Heartland Bancorp, Inc. Bloomington Ill. 52.96 56.70 19,925 20,977 -$5.0 2,918,915
89 Southside Bancshares, Inc. Tyler Tex. 53.09 51.85 31,454 25,858 $21.6 6,373,197
90 Guaranty Bancorp Denver Colo. 53.10 55.97 21,957 20,289 $8.2 3,721,651
91 Amboy Bancorporation Old Bridge N.J. 53.12 43.60 11,741 9,922 $18.3 2,342,387
92 Pacific Premier Bancorp, Inc. Irvine Calif. 53.16 62.60 49,688 29,595 $67.9 8,086,816
93 Discount Bancorp, Inc. New York N.Y. 53.21 54.32 41,457 37,854 $9.5 9,143,424
94 First Paragould Bankshares, Inc. Paragould Ark. 53.37 53.19 7,062 6,555 $7.7 1,316,931
95 CTBC Capital Corp. Los Angeles Calif. 53.59 56.90 15,783 14,772 $6.8 3,297,746
96 Hills Bancorporation Hills Iowa 53.69 52.95 15,527 14,304 $8.6 3,059,209
97 Old Line Bancshares, Inc. Bowie Md. 53.77 55.64 10,954 9,564 $14.5 2,214,536
98 First Bancorp, Inc. Damariscotta Maine 53.86 44.01 8,591 7,698 $11.6 1,871,516
99 Unity Bancorp, Inc. Clinton N.J. 53.93 49.99 8,178 7,173 $14.0 1,439,902
100 First Internet Bancorp Fishers Ind. 54.00 62.00 10,335 8,706 $18.7 2,862,728
101 Texas Capital Bancshares, Inc. Dallas Tex. 54.01 57.66 123,176 104,141 $18.3 24,449,304
102 Valley View Bancshares, Inc. Overland Park Kan. 54.02 57.03 15,711 16,532 -$5.0 3,021,524
103 Stockman Financial Corporation Miles City Mont. 54.06 54.12 19,944 18,222 $9.5 3,494,453
104 WesBanco, Inc. Wheeling W.Va. 54.07 54.71 54,372 54,054 $0.6 10,250,702
105 Security National Corporation Dakota Dunes S.D. 54.29 54.73 8,587 7,996 $7.4 1,446,816
106 Summit Financial Group, Inc. Moorefield W.Va. 54.31 113.36 12,122 18,754 -$35.4 2,134,895
107 Dime Community Bancshares, Inc. Brooklyn N.Y. 54.41 52.79 21,675 20,678 $4.8 6,325,917
108 People's Utah Bancorp American Fork Utah 54.42 56.14 16,649 12,443 $33.8 2,163,438
109 Fifth Third Bancorp Cincinnati Ohio 54.47 67.38 1,044,164 986,265 $5.9 141,500,435
110 First-West Texas Bancshares, Inc. Midland Tex. 54.49 50.11 6,301 5,255 $19.9 1,292,253
111 OFG Bancorp San Juan P.R. 54.58 52.45 50,655 48,525 $4.4 6,247,121
112 Crews Banking Corporation Wauchula Fla. 54.89 56.24 10,055 9,389 $7.1 1,489,235
113 ANB Corporation Terrell Tex. 55.00 66.47 23,853 21,645 $10.2 2,999,894
114 Heritage Commerce Corp San Jose Calif. 55.06 56.69 15,990 15,328 $4.3 2,785,548
115 Stock Yards Bancorp, Inc. Louisville Ky. 55.18 58.68 21,380 21,464 -$0.4 3,284,464
116 E*TRADE Financial Corporation New York N.Y. 55.29 60.93 395,278 340,104 $16.2 64,186,608
117 Ames National Corporation Ames Iowa 55.30 51.87 6,865 6,453 $6.4 1,391,789
118 Investors Bancorp, Inc. Short Hills N.J. 55.34 56.31 100,968 99,437 $1.5 25,232,421
119 Premier Financial Bancorp, Inc. Huntington W.Va. 55.36 60.40 10,055 9,991 $0.6 1,525,783
120 U.S. Bancorp Minneapolis Minn. 55.38 55.01 3,069,000 2,964,000 $3.5 460,119,000
121 FirstBank Holding Company Lakewood Colo. 55.42 55.81 105,227 97,222 $8.2 18,088,649
122 Simmons First National Corporation Pine Bluff Ark. 55.44 62.87 99,815 67,516 $47.8 15,594,704
123 County Bancorp, Inc. Manitowoc Wis. 55.54 55.22 7,016 6,261 $12.1 1,460,257
124 First Financial Bancorp. Cincinnati Ohio 55.63 58.31 52,257 51,106 $2.3 8,898,429
125 First National of Nebraska, Inc. Omaha Neb. 55.94 60.81 224,265 222,967 $0.6 19,950,623
126 Comerica Incorporated Dallas Tex. 56.09 62.25 445,883 463,386 -$3.8 72,417,712
127 Washington Trust Bancorp, Inc. Westerly R.I. 56.15 57.00 27,129 25,190 $7.7 4,567,886
128 Southern First Bancshares, Inc. Greenville S.C. 56.18 62.32 9,307 8,763 $6.2 1,730,527
129 F.N.B. Corporation Pittsburgh Pa. 56.26 80.63 170,518 187,149 -$8.9 31,652,353
130 TrustCo Bank Corp NY Glenville N.Y. 56.34 58.44 25,604 25,482 $0.5 4,930,915
131 United Community Banks, Inc. Blairsville Ga. 56.41 58.08 73,508 62,303 $18.0 12,265,996
132 Lakeland Bancorp, Inc. Oak Ridge N.J. 56.55 62.62 27,137 28,471 -$4.7 5,478,100
133 First BanCorp. San Juan P.R. 56.56 58.82 88,545 86,655 $2.2 12,200,386
134 Huntington Bancshares Incorporated Columbus Ohio 56.63 65.25 632,318 701,059 -$9.8 104,246,668
135 Commerce Bancshares, Inc. Kansas City Mo. 56.82 62.00 182,140 187,865 -$3.0 24,639,563
136 Citizens Financial Services, Inc. Mansfield Pa. 56.90 56.92 7,847 7,219 $8.7 1,382,483
137 Synovus Financial Corp. Columbus Ga. 56.96 64.55 194,279 195,367 -$0.6 31,501,028
138 Cullen/Frost Bankers, Inc. San Antonio Tex. 56.99 55.74 196,193 187,669 $4.5 31,552,710
139 Hometown Community Bancorp, Inc. Morton Ill. 57.00 51.75 19,426 15,014 $29.4 3,735,221
140 Northfield Bancorp, Inc. Woodbridge N.J. 57.01 56.60 17,126 17,544 -$2.4 4,069,209
141 Community Bank System, Inc. De Witt N.Y. 57.03 63.02 85,934 73,177 $17.4 10,966,556
142 First Bancshares, Inc. Merrillville Ind. 57.04 59.91 25,855 23,662 $9.3 3,960,315
143 German American Bancorp, Inc. Jasper Ind. 57.07 54.95 20,455 19,036 $7.5 3,125,079
144 Central Bancompany, Inc. Jefferson City Mo. 57.12 58.97 80,008 79,330 $0.9 12,789,904
145 Post Oak Bancshares, Inc. Houston Tex. 57.16 63.45 8,322 7,689 $8.2 1,430,951
146 Pinnacle Bancorp, Inc. Omaha Neb. 57.18 58.20 64,228 58,755 $9.3 10,438,712
147 Charles Schwab Corporation San Francisco Calif. 57.20 58.95 1,377,000 1,235,000 $11.5 248,320,000
148 Arrow Financial Corporation Glens Falls N.Y. 57.23 59.01 15,956 15,475 $3.1 2,826,687
149 Meridian Bancorp, Inc. Peabody Mass. 57.31 59.22 25,033 22,190 $12.8 5,460,900
Hanmi Financial Corporation Los Angeles Calif. 57.31 55.30 29,702 28,131 $5.6 5,305,641
151 Bank of Hawaii Corporation Honolulu Hawaii 57.45 56.54 94,125 88,656 $6.2 17,136,030
152 BankUnited, Inc. Miami Lakes Fla. 57.48 58.62 161,506 156,279 $3.3 30,432,536
First Mid-Illinois Bancshares, Inc. Mattoon Ill. 57.48 58.78 18,430 19,316 -$4.6 2,837,346
154 Bridge Bancorp, Inc. Bridgehampton N.Y. 57.55 57.27 22,566 20,266 $11.3 4,498,990
155 Home Bancorp, Inc. Lafayette La. 57.56 57.42 15,603 11,243 $38.8 2,206,854
156 First Community Bancshares, Inc. Bluefield Va. 57.60 61.22 17,442 16,844 $3.6 2,428,353
157 JPMorgan Chase & Co. New York N.Y. 57.66 60.20 16,160,000 15,161,000 $6.6 2,609,785,000
158 First Commonwealth Financial Corporation Indiana Pa. 57.96 61.00 46,681 42,663 $9.4 7,320,767
159 BB&T Corporation Winston-Salem N.C. 57.99 73.23 1,680,000 2,099,399 -$20.0 220,729,000
160 Wilson Bank Holding Co. Lebanon Tenn. 58.04 55.36 16,049 14,236 $12.7 2,392,028
161 Farmers National Banc Corp. Canfield Ohio 58.11 58.94 15,115 14,567 $3.8 2,162,724
162 Seacoast Banking Corporation of Florida Stuart Fla. 58.17 70.74 37,255 35,226 $5.8 5,903,101
163 D.L. Evans Bancorp Burley Idaho 58.25 66.87 10,598 9,878 $7.3 1,446,991
164 Longview Financial Corporation Longview Tex. 58.29 57.71 15,435 14,137 $9.2 2,421,386
165 Camden National Corporation Camden Maine 58.53 56.71 22,307 21,426 $4.1 4,113,185
166 Horizon Bancorp, Inc. Michigan City Ind. 58.57 61.71 25,837 21,521 $20.1 3,969,750
167 Territorial Bancorp Inc. Honolulu Hawaii 58.62 55.78 9,333 8,679 $7.5 2,055,724
168 Farmers & Merchants Investment, Inc. Lincoln Neb. 58.75 66.57 35,034 33,179 $5.6 3,997,400
169 American Bancor, Ltd. Dickinson N.D. 58.84 64.33 13,335 12,971 $2.8 1,763,841
170 Columbia Banking System, Inc. Tacoma Wash. 58.90 58.81 87,503 69,064 $26.7 12,530,636
171 Farmers & Merchants Bancorp Lodi Calif. 58.93 56.83 19,850 17,429 $13.9 3,060,513
172 BancFirst Corporation Oklahoma City Okla. 58.96 58.94 55,883 49,577 $12.7 7,616,169
173 Citigroup Inc. New York N.Y. 59.06 57.92 11,270,000 10,767,000 $4.7 1,922,104,000
174 Salem Five Bancorp Salem Mass. 59.07 65.48 25,927 24,485 $5.9 4,724,489
175 Bank of America Corp. Charlotte N.C. 59.10 65.89 13,948,000 14,998,000 -$7.0 2,328,754,000
176 Santander Holdings USA, Inc. Boston Mass. 59.11 54.93 1,422,671 1,354,665 $5.0 129,227,891
177 TD Group US Holdings LLC Wilmington Del. 59.15 65.46 1,639,318 1,640,157 -$0.1 382,197,856
Independent Bank Corp. Rockland Mass. 59.15 60.53 53,995 48,936 $10.3 8,092,083
Civista Bancshares, Inc. Sandusky Ohio 59.15 61.61 12,206 11,502 $6.1 1,600,305
180 American National Corporation Omaha Neb. 59.16 54.07 21,471 19,812 $8.4 3,692,157
181 Utrecht-America Holdings, Inc. New York N.Y. 59.17 72.12 113,898 121,670 -$6.4 23,326,279
State Bank Financial Corporation Atlanta Ga. 59.17 64.09 39,422 35,816 $10.1 4,892,715
183 WSFS Financial Corporation Wilmington Del. 59.18 62.46 55,021 51,618 $6.6 6,987,931
184 American National Bankshares Inc. Danville Va. 59.34 62.08 10,707 10,413 $2.8 1,817,574
185 Midland Financial Co. Oklahoma City Okla. 59.38 63.04 104,232 98,915 $5.4 14,920,631
186 Great Southern Bancorp, Inc. Springfield Mo. 59.49 60.50 28,189 29,083 -$3.1 4,415,468
187 Mercantile Bank Corporation Grand Rapids Mich. 59.50 61.03 21,139 19,776 $6.9 3,293,900
188 Popular, Inc. Hato Rey P.R. 59.52 60.73 324,000 302,000 $7.3 45,757,000
Park National Corporation Newark Ohio 59.52 61.22 54,308 47,462 $14.4 7,518,970
190 Nicolet Bankshares, Inc. Green Bay Wis. 59.58 59.85 22,642 18,323 $23.6 3,226,014
191 BTC Financial Corporation Des Moines Iowa 59.59 62.25 26,630 25,954 $2.6 5,224,264
192 First Bancorp, Inc. Lebanon Va. 59.61 54.76 11,028 9,723 $13.4 1,741,700
193 Columbia Bank MHC Fair Lawn N.J. 59.65 61.21 25,832 24,742 $4.4 6,561,898
194 Ameris Bancorp Moultrie Ga. 59.67 60.75 57,487 56,174 $2.3 8,022,828
First Busey Corporation Champaign Ill. 59.67 59.73 51,049 38,879 $31.3 7,778,746
196 United Bank Corporation Barnesville Ga. 59.72 60.87 10,172 9,492 $7.2 1,348,285
197 Peapack-Gladstone Financial Corporation Bedminster N.J. 59.74 58.76 23,337 19,304 $20.9 4,336,494
198 Webster Financial Corporation Waterbury Conn. 59.86 62.66 171,698 163,851 $4.8 26,764,193
199 Independence Bancshares, Inc. Owensboro Ky. 59.87 56.41 12,613 12,120 $4.1 2,180,718
Red River Bancshares, Inc. Alexandria La. 59.87 63.77 10,605 9,987 $6.2 1,762,590

Note: Only top tier bank holding companies that file a Y-9C statement with the Fed as of Aug. 3, 2018, are included. *Noninterest expense divided by (total income minus interest expense)
Figures for prior periods are not adjusted for mergers and acquisitions.
© 2017 American Banker
Source: Financial Information Systems LLC (

www.FEDFIS.com
)

Banks, thrifts and holding companies