© 2024 Arizent. All rights reserved.
National banks Community banking

Most Efficient Bank Holding Companies

November 14, 2017, 4:58 p.m. EST 1 Min Read

Year to date through Jun. 30, 2017. Dollars in thousands.

View Table
Printer Friendly Version
Most Efficient Bank Holding Companies
Rank Company City State

Efficiency Ratio (YTD)*

Noninterest Expense (YTD)

 Assets
Jun. 2017 Jun. 2016 Jun. 2017 Jun. 2016 Change
1 Beal Financial Corporation Plano Tex. 24.89 25.25 $33,985 $28,200 $20.5 $7,364,771
2 Merchants Bancorp Carmel Ind. 25.53 27.89 8,260 6,366 29.8 3,095,440
3 Briscoe Ranch, Inc. Uvalde Tex. 27.84 32 6,588 5,700 15.6 1,745,466
4 Synchrony Financial Stamford Conn. 28.56 30.37 911,051 844,844 8 91,139,816
5 Stearns Financial Services, Inc. Saint Cloud Minn. 31.28 29.66 13,326 13,159 1.3 2,059,110
6 First Community Holdings Santa Rosa Calif. 32.99 NA 4,440 NA NA 1,417,887
7 United National Corporation Sioux Falls S.D. 34.11 36.84 87,816 88,205 -0.4 2,573,450
8 ServisFirst Bancshares, Inc. Birmingham Ala. 35.91 38.76 21,875 19,479 12.3 6,329,599
9 BT Holdings, Inc. Quitman Tex. 36.63 NA 5,147 NA NA 1,423,217
10 Home BancShares, Inc. Conway Ark. 37.44 37.99 50,692 47,310 7.1 10,872,228
11 Discover Financial Services Riverwoods Ill. 37.69 40.74 912,792 901,504 1.3 93,756,555
12 Bridgewater Bancshares, Inc. Bloomington Minn. 38.28 NA 5,275 NA NA 1,448,394
13 Eagle Bancorp, Inc. Bethesda Md. 38.56 38.77 29,975 28,091 6.7 7,244,527
14 Silver Queen Financial Services, Inc. Greenwood Village Colo. 38.67 122.24 3,651 4,293 -15.0 1,739,736
15 Villages Bancorporation, Inc. The Villages Fla. 38.92 40.76 7,520 5,268 42.7 2,043,220
16 Industry Bancshares, Inc. Industry Tex. 39.19 36.55 13,876 11,499 20.7 3,832,289
17 BofI Holding, Inc. San Diego Calif. 39.35 38.20 36,005 32,989 9.1 8,501,680
18 Sterling Bancorp, Inc. Southfield Mich. 39.76 35.13 10,258 6,958 47.4 2,420,382
19 RBB Bancorp Los Angeles Calif. 39.90 42.80 6,950 7,653 -9.2 1,533,599
20 Customers Bancorp, Inc. Wyomissing Pa. 40.42 53.26 30,415 38,091 -20.2 10,883,620
21 Northern Bancorp, Inc. Woburn Mass. 40.46 44.71 8,092 7,364 10 1,944,847
22 First Security Bancorp Searcy Ark. 40.71 59.43 32,775 33,139 -1.1 5,550,895
23 Western Alliance Bancorporation Phoenix Ariz. 41.03 44.74 88,092 81,546 8.0 18,844,745
24 Olney Bancshares of Texas, Inc. Olney Tex. 41.15 49.26 15,328 15,882 -3.5 3,209,369
25 PacWest Bancorp Beverly Hills Calif. 41.40 40.46 120,353 110,464 9.0 22,246,890
26 Capitol Federal Financial, Inc. Topeka Kan. 41.69 44.15 23,053 23,809 -3.2 9,122,834
27 Lakeside Bancorp, Inc. Chicago Ill. 42.05 44.72 6,555 5,604 17.0 1,523,178
28 Prosperity Bancshares, Inc. Houston Tex. 42.14 41.00 76,029 78,897 -3.6 22,301,267
29 Inwood Bancshares, Inc. Dallas Tex. 42.42 45.31 9,658 9,293 3.9 2,418,972
30 FCB Financial Holdings, Inc. Weston Fla. 42.99 45.65 35,090 33,179 5.8 9,901,392
31 Sterling Bancorp Montebello N.Y. 43.82 47.13 59,783 59,503 0.5 15,381,499
32 CVB Financial Corp. Ontario Calif. 44.53 44.49 36,801 34,334 7.2 8,418,203
33 Lakeland Financial Corporation Warsaw Ind. 44.65 48.66 19,349 18,445 4.9 4,396,026
34 LegacyTexas Financial Group, Inc. Plano Tex. 44.76 47.38 39,647 39,614 0.1 8,973,645
35 Cathay General Bancorp Los Angeles Calif. 45.66 62.92 56,493 68,839 -17.9 14,336,785
36 West Bancorporation, Inc. West Des Moines Iowa 45.97 46.61 8,172 7,819 4.5 1,917,587
37 Washington Federal, Inc. Seattle Wash. 46.48 46.02 56,890 55,456 2.6 15,083,998
38 Great Western Bancorp, Inc. Sioux Falls S.D. 46.58 57.68 54,579 60,661 -10.0 11,466,184
39 First of Long Island Corporation Glen Head N.Y. 46.96 59.47 13,133 14,870 -11.7 3,705,294
40 Parkway Bancorp, Inc. Harwood Heights Ill. 47.03 56.43 8,332 10,150 -17.9 2,414,804
41 Green Bancorp, Inc. Houston Tex. 47.63 54.08 19,780 20,856 -5.2 4,186,431
42 NEB Corporation Fond du Lac Wis. 47.97 46.72 10,234 9,669 5.8 1,836,802
43 Blackhawk Bancorporation, Inc. Milan Ill. 48.44 49.16 5,305 4,651 14.1 1,280,564
44 Hope Bancorp, Inc. Los Angeles Calif. 48.75 48.91 65,521 40,068 63.5 13,859,217
45 Dime Community Bancshares, Inc. Brooklyn N.Y. 48.79 47.59 19,374 17,997 7.7 6,258,184
46 Ida Grove Bancshares, Inc. Ida Grove Iowa 48.90 49.90 6,592 6,653 -0.9 1,423,773
47 Arbor Bancorp, Inc. Ann Arbor Mich. 49.04 50.78 9,358 7,197 30.0 1,535,494
48 SNBNY Holdings Limited Gibraltar #N/A 49.11 71.20 31,037 28,772 7.9 7,556,870
49 Pinnacle Financial Partners, Inc. Nashville Tenn. 49.19 50.58 71,964 55,752 29.1 20,886,154
50 Central Community Corporation Temple Tex. 49.35 58.54 7,399 8,284 -10.7 1,422,281
51 BCI Financial Group, Inc. Miami Fla. 49.51 48.95 35,601 29,965 18.8 8,911,878
52 First Financial Bankshares, Inc. Abilene Tex. 49.55 48.72 43,774 40,756 7.4 6,947,392
53 1867 Western Financial Corporation Stockton Calif. 49.67 53.32 16,679 15,321 8.9 2,901,740
54 Traditional Bancorporation, Inc. Mount Sterling Ky. 49.71 49.69 6,596 6,401 3.0 1,364,948
55 East West Bancorp, Inc. Pasadena Calif. 49.72 48.48 167,607 142,979 17.2 35,926,782
56 Ames National Corporation Ames Iowa 49.75 47.47 6,406 6,084 5.3 1,369,638
57 Bank First National Corporation Manitowoc Wis. 49.89 50.67 6,650 6,099 9.0 1,308,375
58 Pacific Continental Corporation Eugene Ore. 49.95 70.94 14,163 15,092 -6.2 2,612,107
59 Capital One Financial Corporation McLean Va. 49.97 50.22 3,412,555 3,232,287 5.6 350,592,894
60 USAmeriBancorp, Inc. Clearwater Fla. 50.44 50.71 21,216 18,414 15.2 4,382,940
61 WestStar Bank Holding Company, Inc. El Paso Tex. 50.46 56.24 10,714 7,674 39.6 1,640,886
62 AFNB Holdings, Inc. Houston Tex. 50.52 58.32 6,853 6,716 2.0 1,442,098
63 BSB Bancorp, Inc. Belmont Mass. 50.84 55.72 7,648 6,920 10.5 2,370,897
64 S&T Bancorp, Inc. Indiana Pa. 50.97 53.67 36,603 34,665 5.6 7,086,166
65 Franklin Financial Network, Inc. Franklin Tenn. 51.08 51.98 15,283 12,911 18.4 3,443,595
66 FirstBank Holding Company Lakewood Colo. 51.09 54.26 92,977 90,820 2.4 17,337,331
67 Southside Bancshares, Inc. Tyler Tex. 51.15 53.19 25,484 25,818 -1.3 5,578,482
68 Bankwell Financial Group, Inc. New Canaan Conn. 51.23 57.03 7,415 7,200 3.0 1,755,805
69 Westamerica Bancorporation San Rafael Calif. 51.39 54.15 25,975 27,824 -6.6 5,395,195
70 Cadence Bancorp, LLC Houston Tex. 51.53 59.33 56,465 58,044 -2.7 9,811,955
71 Manhattan Banking Corporation Manhattan Kan. 51.67 50.02 10,701 10,353 3.4 1,688,693
72 Pacific City Financial Corporation Los Angeles Calif. 51.72 NA 8,791 NA NA 1,363,130
73 NexBank Capital, Inc. Dallas Tex. 51.76 39.11 20,197 12,941 56.1 6,397,831
74 Great Southern Bancorp, Inc. Springfield Mo. 51.79 62.07 28,606 29,940 -4.5 4,451,324
75 First Bank Corp Fort Smith Ark. 51.94 55.28 11,661 11,674 -0.1 1,710,015
76 City Holding Company Cross Lanes W.Va. 52.03 55.62 24,291 24,351 -0.2 4,056,265
77 Heartland Bancorp, Inc. Bloomington Ill. 52.13 57.01 19,042 21,533 -11.6 2,981,069
78 First Farmers Financial Corporation Converse Ind. 52.14 63.65 9,843 11,496 -14.4 1,600,241
79 M&T Bank Corporation Buffalo N.Y. 52.31 55.66 737,668 739,391 -0.2 120,896,567
80 People's Utah Bancorp American Fork Utah 52.42 56.72 12,378 12,399 -0.2 1,718,375
81 New York Community Bancorp, Inc. Westbury N.Y. 52.53 44.02 163,766 160,895 1.8 48,347,658
82 Meridian Bancorp, Inc. Peabody Mass. 52.56 58.43 21,744 19,662 10.6 4,787,710
83 First Mid-Illinois Bancshares, Inc. Mattoon Ill. 52.59 59.91 18,065 14,207 27.2 2,825,304
84 Lakeland Bancorp, Inc. Oak Ridge N.J. 52.64 58.57 25,365 23,715 7.0 5,362,457
85 Chemical Financial Corporation Midland Mich. 52.78 58.39 97,553 60,993 59.9 18,781,405
86 Luther Burbank Corporation Santa Rosa Calif. 53.11 52.15 14,832 13,143 12.9 5,670,322
Amarillo National Bancorp, Inc. Amarillo Tex. 53.11 50.34 24,011 21,665 10.8 3,966,247
88 Post Oak Bancshares, Inc. Houston Tex. 53.15 62.52 7,828 7,264 7.8 1,340,431
89 SVB Financial Group Santa Clara Calif. 53.40 52.17 251,866 200,351 25.7 48,435,297
90 Grandpoint Capital, Inc. Los Angeles Calif. 53.42 51.17 17,101 16,130 6.0 3,252,046
91 Bear State Financial Holdings, LLC Little Rock Ark. 53.44 70.51 12,622 14,980 -15.7 2,239,559
92 Metropolitan Bank Holding Corp. New York N.Y. 53.52 NA 7,140 NA NA 1,586,774
93 Hometown Community Bancorp, Inc. Morton Ill. 53.63 53.71 15,163 15,312 -1.0 3,342,973
94 Texas Capital Bancshares, Inc. Dallas Tex. 53.64 54.22 108,115 92,492 16.9 23,119,713
95 Community Trust Bancorp, Inc. Pikeville Ky. 53.78 55.81 27,566 27,192 1.4 4,081,113
96 Heritage Commerce Corp San Jose Calif. 53.80 53.06 15,254 14,382 6.1 2,732,900
97 U.S. Bancorp Minneapolis Minn. 53.94 55.21 3,003,000 3,053,000 -1.6 463,844,000
98 First Merchants Corporation Muncie Ind. 54.00 57.95 46,444 43,751 6.2 7,805,720
99 First Internet Bancorp Fishers Ind. 54.12 60.37 8,923 7,966 12.0 2,381,271
100 Veritex Holdings, Inc. Dallas Tex. 54.24 53.32 7,782 6,302 23.5 1,508,589
101 OFG Bancorp San Juan P.R. 54.25 58.29 50,657 52,448 -3.4 6,235,826
102 Guaranty Bancorp Denver Colo. 54.37 60.86 20,603 15,092 36.5 3,403,844
103 Crews Banking Corporation Wauchula Fla. 54.45 61.90 9,666 9,998 -3.3 1,437,410
104 Hanmi Financial Corporation Los Angeles Calif. 54.58 55.74 28,434 27,899 1.9 4,973,346
105 Provident Financial Services, Inc. Iselin N.J. 54.59 57.29 47,310 45,854 3.2 9,539,283
106 First Bancorp, Inc. Lebanon Va. 54.67 54.08 9,971 9,400 6.1 1,646,194
107 Stockman Financial Corporation Miles City Mont. 54.72 54.43 19,271 17,988 7.1 3,307,984
108 Washington Trust Bancorp, Inc. Westerly R.I. 54.76 59.22 26,306 26,008 1.1 4,376,719
Security National Corporation Dakota Dunes S.D. 54.76 57.31 8,697 8,641 0.6 1,411,508
110 Pinnacle Bancorp, Inc. Omaha Neb. 54.87 54.57 57,820 55,088 5.0 9,836,612
111 F.N.B. Corporation Pittsburgh Pa. 54.96 60.70 163,076 130,225 25.2 30,753,726
112 TrustCo Bank Corp NY Glenville N.Y. 55.01 60.23 24,621 25,549 -3.6 4,922,338
113 Citizens Financial Services, Inc. Mansfield Pa. 55.05 61.41 7,197 7,319 -1.7 1,264,856
114 Santander Holdings USA, Inc. Boston Mass. 55.18 49.12 1,384,002 1,199,351 15.4 134,755,695
115 Hills Bancorporation Hills Iowa 55.23 54.65 15,333 14,019 9.4 2,729,044
116 International Bancshares Corporation Laredo Tex. 55.26 56.90 73,649 71,965 2.3 12,035,222
117 First Citizens BancShares, Inc. Raleigh N.C. 55.28 70.42 283,980 259,121 9.6 34,769,850
118 German American Bancorp, Inc. Jasper Ind. 55.32 54.81 18,996 18,339 3.6 3,005,448
119 Cullen/Frost Bankers, Inc. San Antonio Tex. 55.34 58.02 188,183 179,417 4.9 30,233,543
State Bank Financial Corporation Atlanta Ga. 55.34 58.72 32,634 31,145 4.8 4,233,977
121 United Community Financial Corp. Youngstown Ohio 55.37 61.53 15,311 12,855 19.1 2,557,608
122 Valley View Bancshares, Inc. Overland Park Kan. 55.40 55.50 15,933 15,853 1 3,098,827
123 Independence Bancshares, Inc. Owensboro Ky. 55.43 54.49 12,237 10,834 12.9 2,155,905
124 Magnolia Banking Corporation Magnolia Ark. 55.48 58.88 8,390 8,757 -4.2 1,355,105
125 Camden National Corporation Camden Maine 55.54 54.91 22,156 22,091 0.3 4,036,367
126 Republic Bancorp Co. Oak Brook Ill. 55.60 60.99 13,015 11,919 9.2 1,903,924
127 Bank of Hawaii Corporation Honolulu Hawaii 55.84 56.51 88,302 87,443 1.0 16,981,292
128 Hamilton State Bancshares, Inc. Hoschton Ga. 55.89 45.65 11,756 9,338 25.9 1,773,044
129 Discount Bancorp, Inc. New York N.Y. 55.92 52.85 38,556 35,681 8.1 9,102,455
130 First National of Nebraska, Inc. Omaha Neb. 56.10 63.52 211,751 228,047 -7.1 19,592,309
131 Midland Financial Co. Oklahoma City Okla. 56.15 63.32 95,308 86,990 9.6 14,579,900
132 Nicolet Bankshares, Inc. Green Bay Wis. 56.19 71.58 20,313 17,519 15.9 2,825,797
133 Flushing Financial Corporation Uniondale N.Y. 56.22 35.71 25,837 27,260 -5.2 6,285,236
Farmers & Merchants Bancorp Lodi Calif. 56.22 56.94 17,712 15,765 12.4 3,013,415
135 WesBanco, Inc. Wheeling W.Va. 56.27 57.18 55,602 47,343 17.4 9,878,316
136 Northfield Bancorp, Inc. Woodbridge N.J. 56.29 62.06 16,618 17,509 -5.1 3,859,636
137 JPMorgan Chase & Co. New York N.Y. 56.39 55.09 14,659,000 13,662,000 7.3 2,563,174,000
138 County Bancorp, Inc. Manitowoc Wis. 56.47 67.66 6,275 7,633 -17.8 1,286,634
139 First Busey Corporation Champaign Ill. 56.48 61.87 36,977 36,407 1.6 5,531,367
140 Wilson Bank Holding Co. Lebanon Tenn. 56.62 58.68 15,367 14,423 6.5 2,292,846
141 Peapack-Gladstone Financial Corporation Bedminster N.J. 56.75 58.96 20,095 18,773 7.0 4,165,679
142 Brookline Bancorp, Inc. Boston Mass. 56.78 57.17 34,729 32,177 7.9 6,675,728
Territorial Bancorp Inc. Honolulu Hawaii 56.78 57.76 8,725 8,962 -2.6 1,924,089
144 BancFirst Corporation Oklahoma City Okla. 56.81 60.94 48,804 47,709 2.3 7,046,599
145 First Bancorp, Inc. Damariscotta Maine 56.89 49.40 7,715 7,319 5.4 1,790,515
146 Charles Schwab Corporation San Francisco Calif. 56.95 60.19 1,217,000 1,105,000 10.1 220,601,000
CTBC Capital Corp. Los Angeles Calif. 56.95 62.80 15,589 13,782 13.1 3,207,935
148 QCR Holdings, Inc. Moline Ill. 57.13 60.77 21,404 17,743 20.6 3,457,187
149 Arrow Financial Corporation Glens Falls N.Y. 57.16 56.72 15,637 14,885 5.1 2,721,721
150 Plaza Bancorp Irvine Calif. 57.19 62.38 8,946 9,305 -3.9 1,265,925
151 United Community Banks, Inc. Blairsville Ga. 57.24 58.07 63,174 58,141 8.7 10,840,568
Premier Financial Bancorp, Inc. Huntington W.Va. 57.24 65.54 10,071 10,664 -5.6 1,495,342
153 BankUnited, Inc. Miami Lakes Fla. 57.27 58.15 159,887 143,813 11.2 28,993,736
154 Popular, Inc. Hato Rey P.R. 57.28 62.32 302,000 309,000 -2.3 41,243,000
155 Century Bancorp, Inc. Medford Mass. 57.49 62.51 17,165 16,301 5.3 4,549,237
Carolina Financial Corporation Charleston S.C. 57.49 81.11 15,808 15,897 -0.6 2,191,445
157 Stock Yards Bancorp, Inc. Louisville Ky. 57.66 58.04 21,571 20,521 5.1 3,133,008
158 First Bancshares, Inc. Merrillville Ind. 57.86 57.93 24,898 22,885 8.8 3,749,216
159 Northwest Bancshares, Inc. Warren Pa. 57.89 105.00 75,329 104,952 -28.2 9,603,726
160 First Defiance Financial Corp. Defiance Ohio 57.91 60.99 20,557 17,348 18.5 2,890,617
161 Ironhorse Financial Group, Inc. Muskogee Okla. 57.97 57.94 13,599 13,379 1.6 1,461,833
162 Longview Financial Corporation Longview Tex. 57.99 57.26 14,480 13,671 5.9 2,359,833
163 Sandy Spring Bancorp, Inc. Olney Md. 58.11 60.58 32,875 30,960 6.2 5,270,521
164 Bridge Bancorp, Inc. Bridgehampton N.Y. 58.12 56.76 20,976 20,412 2.8 4,221,365
Paragon Commercial Corporation Raleigh N.C. 58.12 55.58 7,858 6,488 21.1 1,642,607
166 Capital Bank Financial Corp. Charlotte N.C. 58.14 58.65 60,736 43,702 39.0 10,100,100
167 Apple Financial Holdings, Inc. New York N.Y. 58.33 47.55 40,116 30,510 31.5 12,850,989
168 Old Line Bancshares, Inc. Bowie Md. 58.46 68.93 9,665 10,877 -11.1 1,796,745
169 Equity Bancshares, Inc. Wichita Kan. 58.60 67.49 15,162 10,100 50.1 2,409,421
170 American National Corporation Omaha Neb. 58.62 61.02 22,791 19,642 16.0 3,424,885
171 Bank of America Corporation Charlotte N.C. 58.67 65.44 13,465,000 13,497,000 -0.2 2,256,095,000
172 Bremer Financial Corporation Saint Paul Minn. 58.78 61.42 76,549 76,822 -0.4 11,854,709
173 Anchor Bancorp, Inc. Saint Paul Minn. 58.80 55.82 13,094 12,678 3.3 2,055,961
174 1st Source Corporation South Bend Ind. 58.84 61.18 41,564 40,121 3.6 5,688,313
Fishback Financial Corporation Brookings S.D. 58.84 60.11 17,302 16,725 3.4 2,269,418
176 Commerce Bancshares, Inc. Kansas City Mo. 58.88 59.96 185,804 178,249 4.2 25,103,719
177 Comerica Incorporated Dallas Tex. 58.92 73.03 459,944 529,436 -13.1 71,630,277
178 MidWestOne Financial Group, Inc. Iowa City Iowa 58.93 69.38 20,372 22,956 -11.3 3,091,045
179 NBT Bancorp Inc. Norwich N.Y. 58.96 61.92 60,788 60,670 0.2 9,076,418
180 First Foundation Inc. Irvine Calif. 58.97 73.75 22,230 19,857 12.0 3,903,358
Peoples Financial Services Corp. Scranton Pa. 58.97 59.51 13,978 12,106 15.5 2,061,886
182 Southern First Bancshares, Inc. Greenville S.C. 58.98 58.09 8,841 8,021 10.2 1,539,375
183 Financial Institutions, Inc. Warsaw N.Y. 59.00 64.97 23,849 22,029 8.3 3,891,538
184 Enterprise Financial Services Corp Clayton Mo. 59.04 51.15 32,662 21,364 52.9 5,038,696
185 BB&T Corporation Winston-Salem N.C. 59.06 62.74 1,744,601 1,790,588 -2.6 221,192,000
186 First Financial Bancorp. Cincinnati Ohio 59.11 55.21 51,204 49,170 4.1 8,710,042
187 Third Federal Savings and Loan Association of Cleveland, MHC Cleveland Ohio 59.17 59.55 44,539 42,467 4.9 13,525,531
188 KeyCorp Cleveland Ohio 59.21 67 991,065 728,876 36.0 136,362,224
189 First Community Bancshares, Inc. Bluefield Va. 59.22 62.70 17,274 18,564 -6.9 2,366,603
190 First Midwest Bancorp, Inc. Itasca Ill. 59.25 61.63 99,149 81,331 21.9 13,969,140
First BanCorp. San Juan P.R. 59.25 61.20 88,700 88,406 0.3 11,913,800
192 Northwest Financial Corp. Arnolds Park Iowa 59.27 66.45 13,244 12,926 2.5 1,733,410
193 Allegiance Bancshares, Inc. Houston Tex. 59.28 52.64 16,462 13,441 22.5 2,725,874
194 First Citizens Bancshares, Inc. Dyersburg Tenn. 59.30 64.87 10,788 11,185 -3.5 1,626,695
195 Central Bancompany, Inc. Jefferson City Mo. 59.33 60.20 81,487 81,813 -0.4 12,807,279
196 Minnwest Corporation Minnetonka Minn. 59.37 66.77 10,724 11,756 -8.8 1,691,626
197 Citigroup Inc. New York N.Y. 59.42 60.65 10,870,000 10,658,000 2.0 1,864,063,000
198 Columbia Banking System, Inc. Tacoma Wash. 59.45 58.47 69,237 64,897 6.7 9,685,110
199 Valley National Bancorp Wayne N.J. 59.66 65.69 119,606 119,329 0.2 23,449,350
200 National Commerce Corporation Birmingham Ala. 59.67 59.90 17,742 12,254 44.8 2,418,052

Note: Only top tier bank holding companies that file a Y-9C statement with the Fed as of Oct. 27, 2017, are included. *Noninterest expense divided by (total income minus interest expense)
Figures for prior periods are not adjusted for mergers and acquisitions.
© 2017 American Banker
Source: Financial Information Systems LLC (

www.FEDFIS.com
)

National banks Community banking