Most Efficient Bank Holding Companies
January 14, 2014, 3:20 p.m. EST 1 Min Read
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Most Efficient Bank Holding Companies
Most Efficient Bank Holding CompaniesYear to date through June 30. Dollars in thousands. | |||||||
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Rank | Efficiency Ratio* | Noninterest Expenses | 2Q 2012 Assets | ||||
2012 | 2011 | 2012 | 2011 | Change | |||
1 | Briscoe Ranch Inc. Uvalde, Texas | 10.11 | 9.32 | $16,128 | $9,355 | 72.4% | $1,067,445 |
2 | Beal Financial Corp. Plano, Texas | 24.76 | NA | 95,918 | NA | NA | 9,506,038 |
3 | Luther Burbank Corp. Santa Rosa, Calif. | 28.10 | NA | 17,534 | NA | NA | 3,657,473 |
4 | NRBC Holding Corp. Chicago | 28.46 | 29.96 | 8,270 | 9,254 | -10.6 | 1,286,387 |
5 | Villages Bancorp. Inc. The Villages, Fla. | 31.48 | 41.86 | 9,263 | 10,308 | -10.1 | 1,461,950 |
6 | SBT Bancshares Inc. Dallas | 32.34 | 33.66 | 3,654 | 4,916 | -25.7 | 530,329 |
7 | Malaga Financial Corp. Palos Verdes Estates, Calif. | 32.71 | NA | 5,136 | NA | NA | 832,725 |
8 | Silver Queen Financial Services Inc. Englewood, Colo. | 32.86 | NA | 3,443 | NA | NA | 1,568,064 |
9 | Washington Federal Inc. Seattle | 34.23 | NA | 70,621 | NA | NA | 13,465,349 |
10 | Republic Bancorp Inc. Louisville, Ky. | 35.26 | 33.68 | 68,604 | 71,344 | -3.8 | 3,278,800 |
11 | BOFI Holdings Inc. San Diego | 36.09 | NA | 18,827 | NA | NA | 2,389,641 |
12 | Clayton Bancorp Inc. Knoxville, Tenn. | 36.28 | 39.83 | 9,735 | 8,924 | 9.1 | 1,038,342 |
13 | WNB Bancshares Inc. Odessa, Texas | 36.75 | 50.87 | 12,388 | 11,311 | 9.5 | 1,227,517 |
14 | Industry Bancshares Inc. Industry, Texas | 37.10 | 39.25 | 15,556 | 14,609 | 6.5 | 2,046,321 |
15 | ServisFirst Bancshares Inc. Birmingham, Ala. | 37.37 | 47.61 | 18,580 | 17,966 | 3.4 | 2,570,590 |
16 | United National Corp. Sioux Falls, S.D. | 37.51 | 38.81 | 124,046 | 132,834 | -6.6 | 1,865,904 |
17 | Oritani Financial Corp. Washington, N.J. | 37.73 | NA | 18,180 | NA | NA | 2,700,354 |
18 | Hudson City Bancorp Inc. Paramus, N.J. | 37.75 | NA | 175,169 | NA | NA | 42,961,040 |
19 | Discover Financial Services Riverwoods, Ill. | 39.43 | 36.68 | 1,458,297 | 1,269,226 | 14.9 | 73,255,567 |
20 | First Security Bancorp Searcy, Ark. | 40.15 | 42.20 | 63,326 | 60,240 | 5.1 | 4,363,552 |
21 | New York Community Bancorp Inc. Westbury | 41.03 | 42.29 | 305,426 | 300,796 | 1.5 | 43,501,094 |
22 | Capitol Federal Financial Inc. Topeka, Kan. | 41.38 | NA | 43,301 | NA | NA | 9,420,614 |
23 | AFNB Holdings Inc. Houston | 41.60 | 51.52 | 12,402 | 8,334 | 48.8 | 865,620 |
24 | Prosperity Bancshares Inc. Houston | 41.68 | 43.44 | 80,539 | 83,549 | -3.6 | 10,740,022 |
25 | Charter Bankshares Inc. Eau Claire, Wis. | 42.06 | 43.82 | 7,341 | 7,562 | -2.9 | 707,486 |
26 | Blackhawk Bancorp. Inc. Milan, Ill. | 42.82 | 45.29 | 9,661 | 8,269 | 16.8 | 1,085,150 |
27 | Parke Bancorp Inc. Swell, N.J. | 43.16 | 32.96 | 7,374 | 6,458 | 14.2 | 788,550 |
28 | BBCN Bancorp Inc. Los Angeles | 43.40 | 47.57 | 61,259 | 33,402 | 83.4 | 5,049,410 |
29 | Manhattan Banking Corp. Kan. | 43.46 | 44.96 | 8,987 | 7,534 | 19.3 | 829,008 |
30 | Capitol Bancorp. Inc. Britton, S.D. | 43.56 | 42.49 | 16,559 | 14,239 | 16.3 | 710,824 |
31 | Dime Community Bancshares Inc. New York | 43.59 | NA | 31,498 | NA | NA | 3,879,916 |
32 | National Bankshares Inc. Blacksburg, Va. | 43.89 | 45.51 | 11,875 | 11,881 | -0.1 | 1,088,268 |
33 | CVB Financial Corp. Ontario, Calif. | 44.19 | 53.83 | 58,805 | 78,195 | -24.8 | 6,523,963 |
34 | Olney Bancshares of Texas Inc.. | 44.49 | 51.06 | 18,735 | 19,205 | -2.4 | 1,861,644 |
35 | JJR Holding Co. Inc. Brick, N.J. | 44.78 | 41.10 | 7,248 | 6,591 | 10.0 | 558,672 |
36 | First Bemidji Holding Co. Minn. | 45.13 | 45.06 | 5,149 | 5,145 | 0.1 | 567,573 |
37 | Heritage Group Inc. Wood River, Neb. | 45.41 | 46.29 | 4,967 | 4,873 | 1.9 | 551,685 |
38 | Waupaca Bancorp. Inc. Wis. | 45.43 | 45.67 | 8,070 | 7,846 | 2.9 | 771,499 |
39 | Apple Financial Holdings Inc. New York | 45.50 | 54.46 | 42,886 | 43,154 | -0.6 | 8,541,925 |
40 | First Paragould Bankshares Inc. Ark. | 45.53 | 44.82 | 7,484 | 7,245 | 3.3 | 704,923 |
41 | Stearns Financial Services Inc. St. Cloud, Minn. | 45.77 | 45.11 | 20,607 | 19,676 | 4.7 | 1,401,521 |
42 | East West Bancorp Inc. Pasadena, Calif. | 45.99 | 46.89 | 207,606 | 203,866 | 1.8 | 21,525,820 |
43 | Great Southern Bancorp Inc. Springfield, Mo. | 46.04 | 56.72 | 57,335 | 44,809 | 28.0 | 4,215,820 |
44 | Ambank Co. Inc. Sioux Center, Iowa | 46.59 | 48.66 | 9,058 | 8,773 | 3.2 | 812,760 |
45 | Westamerica Bancorp. San Rafael, Calif. | 46.63 | 47.45 | 62,802 | 67,217 | -6.6 | 4,950,068 |
46 | Bank of the Ozarks Inc. Little Rock, Ark. | 46.70 | 58.41 | 55,889 | 61,392 | -9.0 | 3,764,860 |
47 | Citizens Financial Services Inc. Mansfield, Pa. | 47.20 | 50.45 | 9,523 | 9,216 | 3.3 | 881,350 |
48 | Lakeside Bancorp Inc. Chicago | 47.78 | 48.89 | 10,904 | 10,218 | 6.7 | 1,123,175 |
49 | Honat Bancorp Inc. Honesdale, Pa. | 47.80 | 53.08 | 6,962 | 6,842 | 1.8 | 578,444 |
50 | Choice Financial Holdings Inc. Grafton, N.D. | 47.99 | 56.29 | 7,382 | 7,231 | 2.1 | 611,703 |
51 | Ames National Corp. Iowa | 48.05 | 46.98 | 9,892 | 9,294 | 6.4 | 1,157,724 |
52 | Hometown Banc Corp Grand Island, Neb. | 48.11 | 49.58 | 9,816 | 8,876 | 10.6 | 991,312 |
53 | Lauritzen Corp. Omaha, Neb. | 48.17 | 43.92 | 35,030 | 36,182 | -3.2 | 1,652,447 |
54 | Center Bancorp Inc. Union, N.J. | 48.18 | 53.82 | 11,497 | 11,692 | -1.7 | 1,501,022 |
55 | County Bancorp Inc. Manitowoc, Wis. | 48.23 | 46.01 | 7,269 | 6,183 | 17.6 | 702,024 |
56 | First Financial Bankshares Inc. Abilene, Texas | 48.37 | 48.98 | 53,212 | 52,047 | 2.2 | 4,291,804 |
57 | First Illinois Bancorp Inc. East St. Louis | 48.40 | 48.77 | 5,811 | 6,126 | -5.1 | 554,023 |
58 | Heartland Bancorp Inc. Bloomington, Ill. | 48.44 | 62.15 | 26,041 | 27,777 | -6.2 | 1,993,526 |
59 | Educational Services of America Inc. Knoxville, Tenn. | 48.48 | 58.09 | 14,700 | 12,775 | 15.1 | 1,857,069 |
60 | BankUnited Inc. Miami Lakes, Fla. | 48.65 | NA | 160,643 | NA | NA | 12,429,961 |
61 | Amarillo National Bancorp Inc. Texas | 48.71 | 51.44 | 36,620 | 37,069 | -1.2 | 3,095,934 |
First Manitowoc Bancorp Inc. Wis. | 48.71 | 57.68 | 10,237 | 10,928 | -6.3 | 938,594 | |
63 | Liberty Bancshares Inc. Springfield, Mo. | 48.75 | 48.36 | 14,191 | 13,353 | 6.3 | 1,048,018 |
64 | The Bank of Southside Virginia Corp. Carson | 48.89 | 47.93 | 6,883 | 7,168 | -4.0 | 561,576 |
65 | Home BancShares Inc. Conway, Ark. | 49.05 | 51.93 | 48,388 | 47,421 | 2.0 | 4,056,405 |
66 | First Bancorp Inc. Lebanon, Va. | 49.15 | 52.21 | 15,219 | 14,465 | 5.2 | 1,230,429 |
67 | Northern Bancorp Inc. Woburn, Mass. | 49.25 | 47.79 | 8,761 | 7,883 | 11.1 | 758,825 |
68 | CU Bank Shares Inc. Farmers Branch, Texas | 49.38 | 161.58 | 6,551 | 8,142 | -19.5 | 682,559 |
69 | Barclays Delaware Holdings LLC Wilmington | 49.44 | 46.18 | 376,104 | 323,646 | 16.2 | 16,522,713 |
70 | Citizens and Northern Corp. Wellsboro, Pa. | 49.47 | 51.90 | 16,797 | 16,057 | 4.6 | 1,327,527 |
71 | Ida Grove Bancshares Inc. Iowa | 49.48 | 47.10 | 11,030 | 10,608 | 4.0 | 1,173,321 |
72 | Investors Bancorp MHC Millburn, N.J. | 49.59 | 44.90 | 99,241 | 77,441 | 28.2 | 11,523,129 |
73 | Lakeland Financial Corp. Warsaw, Ind. | 49.75 | 48.19 | 28,920 | 28,133 | 2.8 | 2,976,237 |
74 | FCT Bancshares Inc. Waco, Texas | 49.82 | NA | 6,517 | NA | NA | 619,981 |
75 | Cashmere Valley Financial Corp. Cashmere, Wash. | 49.88 | 53.91 | 11,299 | 12,186 | -7.3 | 1,192,038 |
76 | Peoples Financial Services Corp. Hallstead, Pa. | 49.98 | 50.16 | 7,140 | 7,618 | -6.3 | 638,714 |
77 | Hudson Valley Holding Corp. Yonkers, N.Y. | 50.06 | 60.54 | 41,699 | 40,622 | 2.7 | 2,816,244 |
78 | Pacific Premier Bancorp Inc. Costa Mesa, Calif. | 50.18 | 55.75 | 13,953 | 12,920 | 8.0 | 1,065,035 |
79 | Clifton MHC N.J. | 50.30 | NA | 6,968 | NA | NA | 1,061,339 |
80 | North Jersey Community Bancorp Inc. Englewood Cliffs, N.J. | 50.38 | 51.35 | 8,606 | 6,860 | 25.5 | 822,322 |
81 | Stockman Financial Corp. Miles City, Mont. | 50.42 | 52.84 | 22,784 | 21,127 | 7.8 | 2,146,739 |
82 | FirstBank Holding Co. Lakewood, Colo. | 50.71 | 48.59 | 143,450 | 134,180 | 6.9 | 12,079,007 |
83 | Penns Wood Bancorp Inc. Jersey Shore, Pa. | 50.75 | 51.50 | 10,807 | 9,844 | 9.8 | 818,433 |
84 | First Bancorp Inc. Damariscotta, Maine | 50.84 | 48.39 | 12,867 | 12,693 | 1.4 | 1,424,757 |
85 | Foresight Financial Group Inc. Rockford, Ill. | 51.02 | 52.83 | 10,033 | 10,083 | -0.5 | 886,756 |
86 | SNBNY Holdings Ltd. New York | 51.16 | 63.71 | 37,608 | 38,180 | -1.5 | 5,755,590 |
87 | Magnolia Banking Corp. Ark. | 51.17 | 51.06 | 8,366 | 7,953 | 5.2 | 753,980 |
88 | Intervest Bancshares Corp. New York | 51.28 | 47.86 | 11,778 | 11,009 | 7.0 | 1,862,110 |
89 | U.S. Bancorp Minneapolis | 51.59 | 51.26 | 5,173,000 | 4,714,000 | 9.7 | 353,136,000 |
90 | First Financial Banc Corp. El Dorado, Ark. | 51.70 | 54.78 | 14,100 | 13,111 | 7.5 | 797,960 |
91 | Franklin Financial Corp. Glen Allen, Va. | 51.74 | NA | 8,033 | NA | NA | 1,080,995 |
92 | Traditional Bancorp. Inc. Mount Sterling, Ky. | 51.76 | 50.08 | 11,669 | 11,071 | 5.4 | 1,065,988 |
93 | NEB Corp. Fond du Lac, Wis. | 51.81 | 52.19 | 16,522 | 16,008 | 3.2 | 1,427,143 |
94 | Inwood Bancshares Inc. Dallas | 51.86 | 54.99 | 13,794 | 13,746 | 0.3 | 1,447,012 |
95 | Merchants Bancorp Inc. Hillsboro, Ohio | 51.95 | 55.87 | 6,629 | 6,930 | -4.3 | 578,390 |
96 | Oriental Financial Group Inc. San Juan, Puerto Rico | 51.98 | 61.41 | 57,264 | 60,630 | -5.6 | 6,375,648 |
97 | Flushing Financial Corp. N.Y. | 51.99 | NA | 40,853 | NA | NA | 4,435,829 |
98 | Planters Financial Group Inc. Hopkinsville, Tenn. | 52.07 | 51.10 | 6,748 | 6,316 | 6.8 | 678,134 |
99 | Westbrand Inc. Minot, N.D. | 52.09 | 57.33 | 6,831 | 6,808 | 0.3 | 758,291 |
100 | Cathay General Bancorp El Monte, Calif. | 52.13 | 55.08 | 87,404 | 92,854 | -5.9 | 10,661,183 |
101 | Texas Capital Bancshares Inc. Dallas | 52.18 | 59.26 | 100,681 | 87,468 | 15.1 | 9,144,811 |
102 | Eagle Bancorp Inc. Bethesda, Md. | 52.23 | 56.59 | 37,227 | 29,207 | 27.5 | 2,965,756 |
103 | Hills Bancorp. Iowa | 52.25 | 49.00 | 23,737 | 21,575 | 10.0 | 2,052,449 |
104 | Pulaski Financial Corp. St. Louis | 52.30 | NA | 16,185 | NA | NA | 1,345,691 |
105 | Talmer Bancorp Inc. Troy, Mich. | 52.35 | 63.09 | 52,923 | 52,899 | 0.0 | 2,241,541 |
106 | West Bancorp. Inc. West Des Moines, Iowa | 52.66 | 48.07 | 13,813 | 12,757 | 8.3 | 1,350,019 |
107 | First Bank Corp Fort Smith, Ark. | 52.81 | 51.72 | 22,229 | 22,604 | -1.7 | 1,573,924 |
108 | Park National Corp. Newark, Ohio | 52.85 | 55.98 | 94,274 | 93,353 | 1.0 | 6,705,574 |
109 | Crews Banking Corp. Wauchula, Fla. | 52.90 | 56.29 | 15,491 | 15,311 | 1.2 | 1,200,377 |
110 | Planters Holding Co. Indianola, Miss. | 52.96 | 54.51 | 7,883 | 7,981 | -1.2 | 696,870 |
111 | Independence Bancshares Inc. Owensboro, Ky. | 53.14 | 51.83 | 14,577 | 12,875 | 13.2 | 1,197,841 |
112 | Bank of Marin Bancorp Novato, Calif. | 53.25 | 52.53 | 19,520 | 19,128 | 2.0 | 1,407,000 |
113 | 1st Summit Bancorp of Johnstown Inc. Pa. | 53.29 | 54.16 | 7,742 | 7,443 | 4.0 | 789,900 |
114 | Wilshire Bancorp Inc. Los Angeles | 53.46 | 49.17 | 34,359 | 32,105 | 7.0 | 2,591,394 |
115 | American Chartered Bancorp Inc. Schaumburg, Ill. | 53.49 | 75.12 | 32,907 | 33,378 | -1.4 | 2,267,149 |
116 | 1867 Western Financial Corp. Stockton, Calif. | 53.51 | 63.50 | 26,683 | 30,270 | -11.9 | 2,038,811 |
117 | Norwood Financial Corp., Honesdale, Pa. | 53.53 | 58.58 | 7,929 | 7,432 | 6.7 | 684,867 |
118 | Southern Missouri Bancorp Inc. Poplar Bluff | 53.69 | 49.52 | 9,014 | 8,071 | 11.7 | 739,297 |
119 | WestStar Bank Holding Co. Inc. El Paso, Texas | 53.76 | 50.29 | 12,723 | 11,978 | 6.2 | 1,035,189 |
120 | First Farmers Financial Corp. Converse, Ind. | 53.79 | 52.41 | 13,018 | 10,751 | 21.1 | 1,108,765 |
121 | Southern Bancshares Corp. St. Louis | 53.93 | 73.36 | 6,765 | 7,042 | -3.9 | 519,462 |
122 | IMB Holdco LLC Pasadena, Calif. | 54.01 | NA | 327,146 | NA | NA | 24,959,052 |
123 | First-West Texas Bancshares Inc. Midland | 54.40 | 68.07 | 8,006 | 8,518 | -6.0 | 747,918 |
124 | Heartland BancCorp Gahanna, Ohio | 54.58 | 60.07 | 7,943 | 7,564 | 5.0 | 571,789 |
125 | Longview Financial Corp. Texas | 54.65 | 54.59 | 18,640 | 17,785 | 4.8 | 1,473,602 |
126 | Virginia Commerce Bancorp Inc. Arlington | 54.66 | 50.89 | 32,185 | 28,970 | 11.1 | 3,017,276 |
127 | Dimeco Inc. Honesdale, Pa. | 54.68 | 58.65 | 7,101 | 6,959 | 2.0 | 608,543 |
128 | Bar Harbor Bankshares Maine | 54.76 | 54.41 | 11,941 | 11,297 | 5.7 | 1,242,241 |
129 | Nodaway Valley Bancshares Inc. Maryville, Mo. | 54.83 | 56.28 | 9,365 | 9,482 | -1.2 | 776,427 |
130 | United Community Bancorp Inc. Chatham, Ill. | 54.85 | 56.90 | 14,607 | 14,327 | 2.0 | 1,259,163 |
131 | Centrabanc Corp. Waco, Texas | 54.92 | 55.88 | 6,350 | 6,056 | 4.9 | 608,389 |
132 | Trustco Bank Corp NY Glenville | 54.94 | NA | 41,818 | NA | NA | 4,426,537 |
133 | CBX Corp. Carrollton, Ill. | 54.95 | 57.47 | 9,941 | 8,960 | 10.9 | 1,041,271 |
134 | Citco Community Bancshares Inc. Elizabethton, Tenn. | 54.98 | 52.19 | 8,326 | 7,790 | 6.9 | 623,188 |
135 | Cardinal Financial Corp. McLean, Va. | 55.03 | 62.17 | 38,451 | 29,973 | 28.3 | 2,714,170 |
136 | S.Y. Bancorp Inc. Louisville, Ky. | 55.21 | 58.04 | 31,739 | 30,868 | 2.8 | 2,083,714 |
137 | Summit Bancorp Inc. Arkadelphia, Ark. | 55.32 | 58.05 | 14,340 | 13,546 | 5.9 | 1,163,153 |
138 | Pacific City Financial Corp. Los Angeles | 55.41 | 54.42 | 8,828 | 8,759 | 0.8 | 594,779 |
139 | Signature Bancorp Inc. Toledo, Ohio | 55.46 | NA | 5,713 | NA | NA | 548,973 |
140 | T. Rowe Price Group Inc. Baltimore | 55.66 | NA | 821,318 | NA | NA | 4,116,922 |
141 | Citizens Bankshares Inc. Farmington, N.M. | 55.74 | 56.88 | 8,138 | 8,343 | -2.5 | 687,960 |
142 | Farmers & Merchants Bancorp Lodi, Calif. | 55.81 | 50.30 | 24,721 | 21,890 | 12.9 | 1,928,310 |
143 | Orange County Bancorp Inc. Middletown, N.Y. | 55.82 | 54.71 | 7,533 | 7,213 | 4.4 | 668,398 |
144 | Sunwest Bancorp Inc. Tustin, Calif. | 55.83 | 50.45 | 12,316 | 14,093 | -12.6 | 632,142 |
145 | Whitcorp Financial Co. Garden City, Kan. | 55.93 | 63.63 | 7,981 | 9,001 | -11.3 | 681,065 |
146 | Glacier Bancorp Inc. Kalispell, Mont. | 56.07 | 54.34 | 87,726 | 83,790 | 4.7 | 7,434,102 |
147 | Farmers and Merchants Bankshares Inc. Stuttgart, Ark. | 56.08 | 55.06 | 7,412 | 7,250 | 2.2 | 618,947 |
148 | Pinnacle Bancorp Inc. Central City, Neb. | 56.11 | 57.68 | 81,545 | 80,210 | 1.7 | 6,634,061 |
CNB Financial Corp. Clearfield, Pa. | 56.11 | 57.09 | 17,787 | 16,377 | 8.6 | 1,721,059 | |
150 | First Citizens Financial Corp. Mason City, Iowa | 56.25 | 51.50 | 12,100 | 10,966 | 10.3 | 1,146,351 |
Midland Financial Co. Oklahoma City | 56.25 | NA | 145,496 | NA | NA | 9,859,040 | |
152 | F&M Bank Corp. Timberville, Va. | 56.29 | 58.90 | 6,565 | 6,611 | -0.7 | 553,873 |
Florida Community Bankshares Inc. Ocala | 56.29 | 57.49 | 6,099 | 5,920 | 3.0 | 551,732 | |
154 | Community Trust Bancorp Inc. Pikeville, Ky. | 56.33 | 61.34 | 49,898 | 53,693 | -7.1 | 3,635,727 |
155 | Citizens Bancorp Investment Inc. Lafayette, Tenn. | 56.35 | 54.99 | 7,459 | 7,011 | 6.4 | 612,519 |
156 | First Financial Bancorp. Cincinnati | 56.36 | 50.48 | 108,719 | 110,287 | -1.4 | 6,282,677 |
157 | Security National Corp. Sioux City, S.D. | 56.37 | 56.18 | 14,489 | 14,252 | 1.7 | 1,148,316 |
158 | Central Banco. Inc. Jefferson City, Mo. | 56.40 | 57.27 | 144,640 | 143,429 | 0.8 | 10,248,812 |
OceanFirst Financial Corp. Toms River, N.J. | 56.40 | NA | 26,338 | NA | NA | 2,297,449 | |
160 | Provident Financial Services Inc. Jersey City, N.J. | 56.44 | 56.74 | 74,392 | 71,170 | 4.5 | 7,134,851 |
161 | Santander Holdings USA Inc. Boston | 56.51 | NA | 820,071 | NA | NA | 82,943,616 |
162 | United Bankshares Inc. Charleston, W.Va. | 56.63 | 54.59 | 98,796 | 82,884 | 19.2 | 8,457,009 |
163 | Coppermark Bancshares Inc. Oklahoma City | 56.67 | 57.62 | 16,294 | 16,863 | -3.4 | 1,296,536 |
164 | ESB Financial Corp. Ellwood City, Pa. | 56.77 | NA | 15,073 | NA | NA | 1,998,138 |
165 | Camden National Corp. Maine | 56.85 | 54.32 | 26,921 | 26,557 | 1.4 | 2,403,857 |
166 | Liberty Bancshares Inc Jonesboro, Ark. | 56.95 | 59.88 | 33,651 | 32,388 | 3.9 | 2,794,050 |
167 | Southern Utah Bancorp. Cedar City | 56.97 | 60.59 | 8,380 | 8,543 | -1.9 | 709,094 |
168 | American National Bankshares Inc. Danville, Va. | 57.00 | 70.29 | 18,922 | 12,372 | 52.9 | 1,290,892 |
169 | American Central Bancorp. Inc. Mount Zion, Ill. | 57.02 | 57.69 | 8,858 | 7,926 | 11.8 | 675,563 |
170 | First Nebraska Bancs Inc. Sidney | 57.12 | NA | 6,797 | NA | NA | 528,971 |
171 | Bank of Hawaii Corp. Honolulu | 57.13 | 60.47 | 166,389 | 181,138 | -8.1 | 13,938,403 |
172 | First National Bancshares Inc. East Lansing, Mich. | 57.16 | 63.91 | 10,667 | 12,214 | -12.7 | 606,858 |
173 | Third Federal Savings & Loan Association MHC Cleveland | 57.18 | NA | 80,568 | NA | NA | 11,494,962 |
174 | QNB Corp. Quakertown, Pa. | 57.24 | 52.88 | 9,679 | 9,004 | 7.5 | 890,136 |
175 | BB&T Corp. Winston-Salem, N.C. | 57.31 | 64.17 | 2,696,024 | 2,570,412 | 4.9 | 178,529,372 |
176 | American National Corp. Omaha, Neb. | 57.34 | 52.76 | 28,283 | 23,729 | 19.2 | 2,058,396 |
177 | Starion Bancorp. Bismarck, N.D. | 57.39 | 58.88 | 12,342 | 10,211 | 20.9 | 940,393 |
178 | Santander BanCorp San Juan, Puerto Rico | 57.41 | 50.88 | 135,398 | 126,691 | 6.9 | 7,010,815 |
179 | German American Bancorp Inc. Jasper, Ind. | 57.43 | 63.37 | 25,016 | 26,141 | -4.3 | 1,944,848 |
180 | Midwest Banc Holding Co. Pierce, Neb. | 57.68 | 61.94 | 6,252 | 6,087 | 2.7 | 523,895 |
181 | Lakeland Bancorp Inc. Oak Ridge, N.J. | 57.69 | 58.16 | 32,745 | 33,758 | -3.0 | 2,853,293 |
182 | Columbia Banking System Inc. Tacoma, Wash. | 57.74 | 79.05 | 92,651 | 102,280 | -9.4 | 4,789,413 |
183 | Fulton Financial Corp. Lancaster, Pa. | 57.75 | 53.73 | 224,217 | 204,041 | 9.9 | 16,320,210 |
184 | National Penn Bancshares Inc. Boyertown, Pa. | 57.76 | 59.09 | 104,709 | 110,958 | -5.6 | 8,395,864 |
185 | CB&T Holding Corp. New Orleans | 57.89 | 72.44 | 27,265 | 23,335 | 16.8 | 722,969 |
186 | Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. | 57.91 | 64.51 | 10,927 | 10,908 | 0.2 | 665,758 |
187 | The Bank of Kentucky Financial Corp. Crestview Hills | 57.93 | 56.01 | 22,869 | 21,215 | 7.8 | 1,703,865 |
188 | Fidelity Holding Co. Minnetonka, Minn. | 57.98 | 64.83 | 4,232 | 3,729 | 13.5 | 401,358 |
189 | Midland Financial Corp. Casper, Wyo. | 58.09 | 61.16 | 7,844 | 7,781 | 0.8 | 611,273 |
190 | First Keystone Corp. Berwick, Pa. | 58.13 | 52.11 | 10,327 | 8,747 | 18.1 | 806,669 |
191 | Western Alliance Bancorp. Phoenix | 58.18 | 68.72 | 88,730 | 84,291 | 5.3 | 7,163,572 |
192 | Citizens Bank Holding Inc. Mukwonago, Wis. | 58.24 | 68.70 | 8,042 | 8,136 | -1.2 | 674,636 |
193 | Integrity Bancshares Inc. Camp Hill, Pa. | 58.37 | 60.68 | 6,922 | 6,790 | 1.9 | 650,848 |
194 | International Bancshares Corp. Laredo, Texas | 58.39 | 60.46 | 140,033 | 159,231 | -12.1 | 11,555,996 |
195 | Hometown Community Bancorp Inc. Morton, Ill. | 58.45 | 57.14 | 26,159 | 24,717 | 5.8 | 2,767,272 |
Citizens Bancshares Inc. Bluffton, Ohio | 58.45 | 55.48 | 9,351 | 7,951 | 17.6 | 611,128 | |
197 | Carlinville National Bank Shares Inc. Ill. | 58.49 | 65.81 | 8,767 | 8,964 | -2.2 | 703,924 |
198 | ESB Bancorp MHC Easthampton, Mass. | 58.70 | 58.29 | 10,359 | 9,753 | 6.2 | 966,070 |
199 | Mid Illinois Bancorp Inc. Peoria | 58.73 | 59.04 | 7,810 | 7,740 | 0.9 | 676,917 |
200 | Middlefield Banc Corp Ohio | 58.79 | 60.15 | 7,971 | 8,414 | -5.3 | 653,318 |
Note: Only top-tier holding companies that file a Y-9C statement with the Fed as of Dec. 31, 2011, are included. *Noninterest expense divided by (total income minus interest expense). Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies operating as of June 30, 2012. Thrift data for 2011 are not available due to revised reporting standards.
Source:
Financial Information Systems LLC
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