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Thrift Company Subsidiaries with Highest Home Equity Loan Concentrations

April 02, 2009, 10:08 a.m. EDT 1 Min Read
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Thrift Company Subsidiaries with Highest Home Equity Loan Concentrations

Thrift Company Subsidiaries with Highest Home Equity Loan ConcentrationsAs of Sept. 30, 2008. Dollars in thousands
Published April 2, 2009
Rank   Concentration Home equity loans Domestic loans
and leases
Sept. 30 Year earlier Sept. 30 Change
1 American Investors Bank and Mortgage Eden Prairie, Minn. 87.0% 83.6% $40,438 27.7% $46,499
2 Ameriprise Bank FSB Minneapolis 79.2 84.9 348,637 4.9 439,981
3 Guaranty Bank MHC Milwaukee 65.9 64.6 845,891 -13.3 1,284,186
4 Liberty Savings Bank FSB St. Cloud, Minn. 59.0 61.7 56,756 -9.9 96,241
5 Principal Bank Des Moines 56.6 43.2 1,073,159 42.1 1,895,135
6 Universal Savings Bank FA Milwaukee 42.3 35.5 417 -52.3 985
7 Inter Savings Bank FSB Maple Grove, Minn. 40.7 34.8 269,883 4.9 662,844
8 AIG Federal Savings Bank Wilmington, Del. 40.4 64.3 72,719 -12.0 179,889
9 Charles Schwab Bank Reno 38.9 NA 2,175,158 NA 5,588,936
10 Greater Atlantic Bank Reston, Va. 35.6 30.4 53,670 -1.0 150,581
11 E-Trade Bank Arlington, Va. 33.3 31.9 10,558,186 -16.6 31,706,643
12 Pacific Trust Bank FSB Chula Vista, Calif. 27.9 21.9 222,117 43.2 796,255
13 Ebank Atlanta 27.6 22.4 28,353 16.2 102,668
14 Pulaski Bank Creve Coeur, Mo. 27.2 32.2 318,345 -2.8 1,171,961
15 Roma Bank MHC Robbinsville, N.J. 26.6 29.0 131,083 0.1 492,370
Third Federal Savings and Loan Association of Cleveland MHC 26.6 23.0 2,507,524 33.1 9,424,785
17 Community First Bank Pikesville, Md. 26.3 35.7 10,947 -27.3 41,630
18 SCB Bank Shelbyville, Ind. 24.9 22.3 42,012 -8.0 168,929
19 Interamerican Bank FSB Miami 24.8 23.9 51,639 1.5 208,434
20 SouthBank FSB Palm Beach Gardens, Fla. 24.1 34.6 2,013 -30.0 8,352
21 Delanco Federal Savings Bank MHC N.J. 24.0 25.8 24,256 -0.3 100,865
22 Maple City Savings Bank FSB MHC Hornell, N.Y. 23.9 21.9 9,139 9.0 38,313
23 Saddle River Valley Bank N.J. 22.0 17.7 5,195 170.3 23,627
24 Freehold Savings Bank N.J. 21.8 22.7 17,284 -8.8 79,430
25 First Federal Bank FSB Tuscaloosa, Ala. 21.2 20.8 25,835 0.5 121,762
26 Northwestern Bank Traverse City, Mich. 20.9 20.5 142,095 7.9 679,853
27 Sound Community Bank MHC Seattle 20.7 19.9 55,563 24.9 268,297
28 Malvern Federal Savings Bank MHC Paoli, Pa. 20.1 18.9 116,134 28.3 576,941
29 Seattle Bank 19.9 0.9 124,496 2849.4 624,933
30 Roebling Bank N.J. 19.7 17.8 21,694 17.5 110,386
31 First Keystone Bank Media, Pa. 19.2 19.6 55,505 -4.5 289,559
32 Auburn Savings Bank FSB MHC Maine 18.9 20.1 11,096 4.1 58,581
Northwoods Bank of Minnesota Park Rapids 18.9 19.1 17,002 2.9 89,909
34 Park View Federal Savings Bank Solon, Ohio 18.7 18.3 135,817 1.3 726,257
35 Wells Federal Bank FSB Minn. 18.1 17.6 38,724 -2.3 213,854
36 Lincoln Park Savings Bank MHC N.J. 17.9 15.1 13,565 21.2 75,834
Victory Community Bank Fort Mitchell, Ky. 17.9 20.1 21,995 2.6 123,109
38 First Investors Federal Savings Bank Edison, N.J. 17.6 16.1 423 -2.8 2,404
39 Jacksonville Savings Bank MHC Ill. 17.5 17.3 31,898 6.3 182,357
40 First Federal Savings Bank Rochester, Ind. 17.1 14.5 57,756 0.0 337,976
41 Midwest Heritage Bank FSB West Des Moines 17.0 17.8 15,469 -7.4 90,927
42 Naugatuck Savings Bank Conn. 16.9 15.8 99,516 11.3 589,793
43 RomAsia Bank Monmouth Junction, N.J. 16.5 NA 625 NA 3,791
44 American Federal Savings Bank MHC Helena, Mont. 16.4 15.9 29,589 12.6 180,630
45 Northwest Bank and Trust Co. Davenport, Iowa 16.0 17.8 20,543 -14.1 128,374
46 Windsor Federal Savings and Loan Association MHC Conn. 15.8 15.6 32,722 5.6 207,220
47 Century Bank FSB Sarasota, Fla. 15.6 17.1 123,586 -10.1 791,534
48 BankAtlantic Fort Lauderdale, Fla. 15.4 13.7 727,731 9.9 4,712,565
Fidelity Bank Wichita 15.4 16.5 153,205 0.6 996,913
50 Millington Savings Bank MHC N.J. 15.3 15.8 40,403 7.6 263,392
51 Select Bank Egg Harbor City, N.J. 15.2 17.4 13,781 -1.1 90,707
52 United Bank West Springfield, Mass. 14.7 15.3 127,623 2.0 865,540
First Market Bank FSB Richmond, Va. 14.7 13.6 156,760 22.6 1,066,860
54 Diamond Bank FSB Schaumburg, Ill. 14.6 17.8 26,862 9.2 183,746
Beacon Federal East Syracuse, N.Y. 14.6 15.5 112,782 8.2 774,317
56 Atlantic Coast Bank MHC Waycross, Ga. 14.5 14.9 108,561 7.3 746,441
TrustCo Bank Schenectady, N.Y. 14.5 15.6 303,028 1.8 2,085,955
First Federal Savings and Loan Association of Charleston S.C. 14.5 13.2 341,168 20.0 2,352,694
59 Sunshine Savings Bank Tallahassee, Fla. 14.4 14.6 19,782 8.0 137,168
60 Legacy Banks Pittsfield, Mass. 14.3 14.5 99,068 7.2 693,982
61 Brentwood Bank MHC Bethel Park, Pa. 14.1 14.0 39,235 11.1 277,983
62 Colonial Bank FSB MHC Vineland, N.J. 14.0 17.4 40,810 0.7 292,010
63 OBA Bank Germantown, Md. 13.9 12.7 39,990 4.8 287,094
Citizens South Bank Gastonia, N.C. 13.9 11.2 87,333 42.2 628,229
65 1st United Bank Faribault, Minn. 13.7 12.5 10,607 3.9 77,364
1st Bank of Sea Isle City MHC N.J. 13.7 11.5 22,353 35.6 163,138
67 Liberty Savings Bank FSB Wilmington, Ohio 13.6 11.1 151,346 13.4 1,115,976
68 RiverWood Bank Baxter, Minn. 13.5 14.8 20,908 1.4 155,122
69 Financial Federal Savings Bank Memphis 13.3 13.0 43,094 9.3 323,526
70 Putnam Bank MHC Conn. 13.2 13.4 33,227 4.4 250,782
Ben Franklin Bank of Illinois MHC Arlington Heights 13.2 7.3 13,828 84.0 105,037
72 First Place Bank Warren, Ohio 13.0 1.9 350,832 43159.2 2,691,036
Provident Bank Montebello, N.Y. 13.0 13.6 225,060 1.2 1,731,860
74 Chevy Chase Bank FSB Bethesda, Md. 12.9 13.9 1,534,617 -6.8 11,855,996
OceanFirst Bank Toms River, N.J. 12.9 12.3 213,945 3.0 1,661,566
76 People's United Bank Bridgeport, Conn. 12.8 13.6 1,839,590 51.1 14,345,580
First Harrison Bank Corydon, Ind. 12.8 12.1 42,046 4.2 328,412
78 Kearny Federal Savings Bank MHC N.J. 12.7 13.9 137,536 5.7 1,080,587
79 Northwest Savings Bank MHC Warren, Pa. 12.4 13.0 637,701 1.6 5,141,226
80 First Federal Community Bank Dover, Ohio 12.1 12.2 19,113 -0.2 157,858
81 Chesapeake Bank of Maryland MHC Baltimore 12.0 12.5 18,863 -9.0 156,779
Lake Shore Savings Bank MHC Dunkirk, N.Y. 12.0 12.8 28,225 1.3 234,963
Lydian Private Bank Palm Beach, Fla. 12.0 13.0 219,828 -11.1 1,832,745
84 Virginia Savings Bank FSB Front Royal 11.9 11.1 12,683 -2.8 106,458
First Federal Bank Texas Tyler 11.9 14.0 18,405 1.6 154,841
86 Lincoln Federal Savings Bank of Nebraska MHC 11.7 11.2 34,809 4.0 298,671
87 Monadnock Community Bank Peterborough, N.H. 11.5 12.4 8,081 6.9 70,110
88 Wilmington Savings Fund Society FSB Del. 11.4 11.5 269,330 7.3 2,356,603
Lake Sunapee Bank FSB Newport, N.H. 11.4 10.8 73,051 17.8 642,819
First Federal of Northern Michigan Alpena 11.4 11.8 22,455 -9.0 197,682
91 ESB Bank Ellwood City, Pa. 11.3 11.8 77,501 5.5 686,490
92 Home Federal Bank Nampa, Idaho 11.2 9.1 52,247 18.2 465,306
93 United Trust Bank Bridgeview, Ill. 11.1 11.7 2,737 -4.6 24,658
Columbia Bank MHC Fair Lawn, N.J. 11.1 12.1 373,962 4.4 3,375,981
BankSouth Greensboro, Ga. 11.1 10.4 21,325 -16.9 192,977
96 First Federal Savings Bank of Iowa Fort Dodge 11.0 9.2 45,939 7.6 417,117
Alaska Pacific Bank Juneau 11.0 11.8 18,983 -0.8 172,737
98 Savings Bank of Maine Gardiner 10.9 11.1 92,051 16.5 841,550
Century Bank Parma, Ohio 10.9 11.0 11,745 -3.7 107,483
AmTrust Bank Cleveland 10.9 9.2 1,325,416 -1.6 12,172,665
101 Bradford Bank Baltimore 10.8 8.0 43,571 20.1 402,671
102 Home Savings and Loan Co. Youngstown, Ohio 10.7 9.8 244,705 7.5 2,292,670
Atlantic Bank and Trust Charleston, S.C. 10.7 10.8 13,897 162.5 130,289
104 First Federal Bank of Florida Lake City 10.6 9.8 39,885 1.1 376,809
Peoples First Community Bank Panama City, Fla. 10.6 9.9 168,584 6.5 1,595,821
106 Viking Savings Association FA Alexandria, Minn. 10.5 10.4 10,952 9.5 104,312
107 AJ Smith Federal Savings Bank MHC Midlothian, Ill. 10.4 11.9 13,859 -15.1 132,735
Wawel Savings Bank MHC Wallington, N.J. 10.4 11.4 6,337 -2.9 60,817
Plantation Federal Bank Pawleys Island, S.C. 10.4 9.7 66,481 113.5 639,707
American Bank Bethesda, Md. 10.4 12.4 45,454 -18.1 437,802
111 First Federal Bank of the Midwest Defiance, Ohio 10.3 10.6 165,185 22.6 1,597,895
First Bank of Idaho FSB Ketchum 10.3 8.9 47,115 27.9 456,802
113 Oneida Savings Bank MHC N.Y. 10.2 8.8 30,718 23.6 301,351
United Community Bank MHC Lawrenceburg, Ind. 10.2 9.8 29,507 4.8 289,737
Scituate Federal Savings Bank Mass. 10.2 0.0 18,792 NA 184,916
116 Third Federal Bank Newtown, Pa. 10.1 10.2 55,938 6.3 551,248
Anchor Mutual Savings Bank Aberdeen, Wash. 10.1 7.5 51,925 40.5 514,507
118 Bank of Bennington MHC Vt. 10.0 10.6 20,986 2.4 209,800
Dearborn Savings Bank Lawrenceburg, Ind. 10.0 10.1 10,021 3.5 100,234
120 Bank of Greene County MHC Catskill, N.Y. 9.9 10.1 25,141 13.4 254,594
121 TierOne Bank Lincoln, Neb. 9.8 10.2 273,436 -11.0 2,777,706
First Federal Savings Bank MHC Monessen, Pa. 9.8 8.6 22,294 38.5 227,582
Mutual Bank Muncie, Ind. 9.8 8.7 110,820 55.2 1,135,397
124 Fox Chase Bank MHC Hatboro, Pa. 9.7 13.9 55,904 -5.0 573,580
MainStreet Savings Bank FSB MHC Hastings, Mich. 9.7 9.2 9,190 0.6 94,345
Pathfinder Bank MHC Oswego, N.Y. 9.7 9.5 23,605 15.4 242,386
127 Walden Federal Savings and Loan Association MHC N.Y. 9.6 10.6 12,772 2.7 132,365
First Niagara Bank Lockport, N.Y. 9.6 9.1 618,276 19.6 6,417,247
Boulevard Bank Neosho, Mo. 9.6 13.2 7,408 -5.9 77,045
Franklin Savings and Loan Co. Cincinnati 9.6 7.8 26,201 21.7 273,773
131 HomeStreet Bank Seattle 9.5 9.8 243,354 2.8 2,573,811
132 Crossroads Bank Wabash, Ind. 9.4 9.2 22,071 13.2 234,665
Platinum Community Bank Rolling Meadows, Ill. 9.4 9.7 5,520 -34.4 58,706
Berkshire Bank Pittsfield, Mass. 9.4 8.6 187,314 11.7 1,997,769
135 Newport Federal Savings Bank R.I. 9.3 10.8 30,431 -1.4 326,441
136 Home Federal Bank Sioux Falls, S.D. 9.2 9.2 75,152 4.9 814,130
Fairport Savings Bank MHC N.Y. 9.2 9.6 12,655 7.3 137,372
Citizens Financial Bank Munster, Ind. 9.2 8.6 67,949 -3.9 741,729
139 Abington Savings Bank Jenkintown, Pa. 9.1 11.5 66,471 -13.7 727,945
St. Edmond's Federal Savings Bank Philadelphia 9.1 8.4 18,605 64.5 204,121
Citizens First Savings Bank Port Huron, Mich. 9.1 9.0 134,695 -4.5 1,479,842
First Community Bank of America Pinellas Park, Fla. 9.1 9.6 36,001 1.2 395,798
143 Lehman Brothers Bank FSB Wilmington, Del. 8.9 9.3 316,519 -78.9 3,568,114
Westbury Bank West Bend, Wis. 8.9 8.3 27,571 3.7 311,053
145 Heartland Bank St. Louis 8.7 7.0 62,150 38.4 713,237
MidCountry Bank Marion, Ill. 8.7 10.5 65,735 -10.8 758,184
147 Harvard Savings Bank Ill. 8.6 8.5 10,615 33.0 123,189
CFBank Fairlawn, Ohio 8.6 8.6 20,194 4.8 235,053
GCF Bank Sewell, N.J. 8.6 11.3 27,178 6.2 316,913
150 Home Federal Savings Bank Rochester, Minn. 8.4 8.0 74,652 8.2 885,668

Home equity loans outstanding as a percentage of total consolidated loans.

Source:
SNL Financial
, Charlottesville, Va.
© 2009 American Banker
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