Top Community Banks Ranked by Return on Average Assets
March 27, 2002, 10:08 a.m. EST 1 Min Read
View Table
Printer Friendly Version
Top Community Banks Ranked by Return on Average Assets
| |
Published March 27, 2002 |
Return on Average Assets | Yearend assets | Return on average equity | Efficiency ratio | ||
1 | Franklin Trust and Loan Association Orange, Calif. | 26.37% | $2,389 | 63.52% | 33.69% |
2 | Pitney Bowes Bank Salt Lake City | 12.69 | 403,261 | 79.75 | 1.99 |
3 | Horizon National Bank Leawood, Kan. | 6.02 | 107,385 | 53.63 | 73.93 |
4 | Wright Express Financial Services Corp. Salt Lake City | 4.87 | 195,231 | 35.32 | 70.4 |
5 | Brighton Bank Salt Lake City | 4.32 | 140,192 | 36.44 | 44.23 |
6 | State Bank of Wiley Colo. | 4.31 | 63,535 | 16.86 | 22.43 |
7 | State Bank of Downs Kan. | 4.23 | 60,168 | 31.66 | 28.09 |
8 | BMW Bank of North America Salt Lake City | 4.16 | 856,184 | 37.85 | 21.34 |
9 | Security Bank of Southwest Missouri Cassville | 3.93 | 51,174 | 36.76 | 36.96 |
10 | First Farmers and Merchants State Bank Grand Meadow, Minn. | 3.72 | 25,024 | 27.95 | 72.4 |
11 | Rancho Santa Fe Trust and Loan Association San Marcos, Calif. | 3.6 | 107,215 | 20.1 | 38.45 |
12 | Broadway Bank Chicago | 3.59 | 334,957 | 31.82 | 33.38 |
¯ | First Coleman National Bank Coleman, Tex. | 3.59 | 54,512 | 34.72 | 40.77 |
14 | Commerce Bank Aurora, Colo. | 3.47 | 84,970 | 35.3 | 49.02 |
15 | Crescent Bank and Trust Co. New Orleans | 3.42 | 259,821 | 29.61 | 50.72 |
16 | Spencer State Bank Spencer, Okla. | 3.4 | 29,978 | 29.17 | 60.79 |
17 | City Bank Lynnwood, Wash. | 3.34 | 590,895 | 16.07 | 46.41 |
18 | University National Bank Lawrence, Kan. | 3.33 | 77,883 | 33.21 | 47.58 |
19 | First Bank and Trust Co. Broken Bow, Okla. | 3.32 | 74,908 | 35.8 | 45.07 |
20 | State Bank of McGregor Minn. | 3.3 | 37,773 | 33.68 | 39.93 |
21 | Pioneer Bank Mapleton, Minn. | 3.29 | 140,738 | 36.23 | 48.83 |
22 | Gary State Bank Gary, Minn. | 3.28 | 9,942 | 22.62 | 54.57 |
¯ | Peoples National Bank Paris, Tex. | 3.28 | 109,630 | 40.84 | 82.91 |
24 | Pueblo Bank and Trust Co. Pueblo, Colo. | 3.27 | 342,420 | 37.27 | 54.14 |
¯ | First State Bank Scottsbluff, Neb. | 3.27 | 173,718 | 40.93 | 36.15 |
26 | Vermillion State Bank Vermillion, Minn. | 3.24 | 228,288 | 31.26 | 33.8 |
27 | Marked Tree Bank Marked Tree, Ark. | 3.15 | 30,075 | 28.52 | 70.34 |
28 | Jackson State Bank Jackson, Wyo. | 3.11 | 474,184 | 44.96 | 38.43 |
29 | Peoples State Bank Cherryvale, Kan. | 3.07 | 15,073 | 22.88 | 45.33 |
¯ | American National Bank of Rock Springs Wyo. | 3.07 | 47,812 | 23.43 | 44.85 |
31 | Spring Valley Bank Wyoming, Ohio | 3.06 | 38,831 | 17.05 | 31.6 |
¯ | Lakeside Bank Chicago | 3.06 | 362,810 | 28.7 | 47.95 |
¯ | First National Bank Fort Pierre, S.D. | 3.06 | 215,572 | 28.1 | 51.61 |
34 | First Bank Upper Michigan Gladstone | 2.99 | 117,569 | 31.07 | 48.29 |
35 | Bank of Commerce Chouteau, Okla. | 2.98 | 33,685 | 33.69 | 48.63 |
36 | Central Bank of Kansas City Mo. | 2.95 | 75,387 | 39.09 | 60.03 |
¯ | Capital Bank St. Paul | 2.95 | 46,228 | 31 | 47.89 |
38 | Farmers and Merchants Bank Dublin, Ga. | 2.94 | 360,374 | 17.74 | 35.46 |
39 | The Bank Oberlin, Kan. | 2.93 | 104,684 | 30.98 | 38.8 |
¯ | Peak National Bank Nederland, Colo. | 2.93 | 182,186 | 39 | 54.42 |
41 | Farmers and Merchants State Bank Pierz, Minn. | 2.91 | 128,515 | 32.36 | 34.17 |
¯ | Bank Northwest Hamilton, Mo. | 2.91 | 53,823 | 39.39 | 45.54 |
¯ | Peoples Bank Westville, Okla. | 2.91 | 38,189 | 18.76 | 50.51 |
¯ | Mason National Bank Mason, Tex. | 2.91 | 55,928 | 22.75 | 47.3 |
¯ | First National Bank of Olney Tex. | 2.91 | 40,554 | 28.94 | 44.42 |
46 | Republic Bank West Bountiful, Utah | 2.89 | 119,248 | 25.24 | 18.36 |
47 | Montrosebank Montrose, Colo. | 2.88 | 75,354 | 36.04 | 50.34 |
48 | Central State Bank State Center, Iowa | 2.87 | 45,423 | 14.11 | 31.89 |
¯ | Phoenix Savings Bank Lynnwood, Wash. | 2.87 | 79,034 | 23.87 | 78.51 |
¯ | Inwood National Bank of Dallas | 2.87 | 581,421 | 28.17 | 52.08 |
51 | Security State Bank Aitkin, Minn. | 2.86 | 81,237 | 26.15 | 47.58 |
52 | Bank of Monticello Ga. | 2.85 | 64,610 | 36.12 | 35.77 |
¯ | Prior Lake State Bank Minn. | 2.85 | 123,128 | 26.46 | 48.65 |
¯ | First Valley Bank Seeley Lake, Mont. | 2.85 | 21,797 | 27.82 | 47.29 |
55 | First National Bank of La Grange Ill. | 2.84 | 168,275 | 28.16 | 50.58 |
56 | Firstbank Antlers, Okla. | 2.83 | 92,170 | 30.29 | 57.5 |
¯ | First National Bank of Burleson Tex. | 2.83 | 96,185 | 33.98 | 52.31 |
58 | First Arkansas Bank and Trust Jacksonville | 2.82 | 236,281 | 19.78 | 53.79 |
59 | Peoples State Bank De Smet, S.D. | 2.81 | 52,423 | 16.73 | 35.83 |
60 | Cottonwood Valley Bank Cedar Point, Kan. | 2.8 | 19,589 | 21.79 | 55.4 |
¯ | First Community Bank Savage, Minn. | 2.8 | 64,416 | 34.15 | 38.96 |
¯ | Utah Community Bank Sandy | 2.8 | 19,075 | 11.35 | 64.32 |
63 | Peoples National Bank Colorado Springs | 2.78 | 236,150 | 34.31 | 69.82 |
¯ | Central Bank Provo, Utah | 2.78 | 342,303 | 16.89 | 49.97 |
65 | Randall State Bank Randall, Minn. | 2.76 | 25,309 | 27.68 | 35.73 |
66 | First National Bank of Trinity Tex. | 2.75 | 35,473 | 26.18 | 67.12 |
67 | Finance and Thrift Co. Porterville, Calif. | 2.74 | 101,369 | 15.47 | 59.86 |
68 | Charter Bank Corpus Christi, Tex. | 2.73 | 79,979 | 37.69 | 58.49 |
69 | Douglas County Bank Douglasville, Ga. | 2.72 | 176,558 | 32.55 | 46.85 |
70 | Golden Security Bank Alhambra, Calif. | 2.71 | 105,887 | 30.8 | 40.43 |
¯ | State Bank of Delano Minn. | 2.71 | 66,341 | 18.12 | 50.43 |
72 | Interstate Bank Oak Forest, Ill. | 2.7 | 133,102 | 37.3 | 55.3 |
¯ | First Bank and Trust Co. Wagoner, Okla. | 2.7 | 118,522 | 27.59 | 38.9 |
74 | State Bank in Eden Valley Minn. | 2.69 | 28,222 | 22.47 | 47.05 |
¯ | Bank of Alma Wis. | 2.69 | 123,397 | 13.66 | 14.35 |
76 | Merchants and Farmers Bank Comer, Ga. | 2.68 | 91,244 | 15.83 | 55.99 |
¯ | National Republic Bank Chicago | 2.68% | $301,087 | 33.34% | 39.30% |
¯ | State Bank of Countryside Ill. | 2.68 | 625,924 | 29.58 | 32.46 |
79 | First Credit Bank Los Angeles | 2.67 | 247,206 | 16.17 | 26.94 |
80 | State Bank of Marietta Minn. | 2.66 | 7,132 | 23.48 | 54.49 |
81 | Citizens State Bank of Cheney Kan. | 2.65 | 35,762 | 22.81 | 50.03 |
¯ | First National Bank of Fabens Tex. | 2.65 | 163,565 | 33.78 | 48.49 |
83 | First National Bank of Picayune Miss. | 2.63 | 128,739 | 30.44 | 53.38 |
¯ | Citizens National Bank at Brownwood Tex. | 2.63 | 123,960 | 20.72 | 49.88 |
85 | First State Bank Valliant, Okla. | 2.62 | 31,630 | 17.8 | 55.34 |
¯ | Yellowstone Bank Laurel, Mont. | 2.62 | 246,268 | 15.76 | 44.06 |
87 | Bank of St. Edward Neb. | 2.6 | 32,651 | 11.69 | 33.98 |
88 | Wilson & Muir Bank and Trust Co. Bardstown, Ky. | 2.59 | 254,879 | 23.55 | 56.55 |
¯ | Wood County National Bank Wisconsin Rapids, Wis. | 2.59 | 231,105 | 16.87 | 45.09 |
90 | Bank of Dade Trenton, Ga. | 2.57 | 73,031 | 32.45 | 52.95 |
¯ | Bank NA McAlester, Okla. | 2.57 | 267,760 | 25.51 | 54.7 |
92 | First National Bank Albany/Breckenridge Albany, Tex. | 2.56 | 194,983 | 20.82 | 43.3 |
93 | Cumberland Security Bank Somerset, Ky. | 2.55 | 122,019 | 22.6 | 52.47 |
¯ | Grant County State Bank Carson, N.D. | 2.55 | 23,000 | 22.28 | 47.57 |
¯ | First Commerce Bank Corpus Christi, Tex. | 2.55 | 115,945 | 19.71 | 64.61 |
¯ | American National Bank Omaha | 2.55 | 745,308 | 31.31 | 46.13 |
¯ | Bank of La Belle Mo. | 2.55 | 21,955 | 29.91 | 44.81 |
98 | Lakeside Bank of Salina Okla. | 2.54 | 26,098 | 25.67 | 41.24 |
99 | State Bank of Wheaton Minn. | 2.53 | 67,808 | 12.53 | 41.23 |
¯ | Johnson City Bank Tex. | 2.53 | 41,744 | 20 | 51.73 |
101 | First National Bank of Sarcoxie Mo. | 2.52 | 24,769 | 25.26 | 47.32 |
¯ | Bank of Baker Mont. | 2.52 | 43,407 | 26.6 | 44.98 |
¯ | State Bank of Lincoln Ill. | 2.52 | 169,543 | 19.24 | 46.67 |
104 | State Bank of Chilton Wis. | 2.51 | 109,488 | 13.31 | 51.82 |
105 | Bank of Buffalo Ky. | 2.5 | 43,047 | 22.53 | 34.62 |
¯ | Bank of the Wichitas Snyder, Okla. | 2.5 | 46,998 | 21.75 | 57.68 |
107 | State Bank of Southwest Missouri Springfield | 2.48 | 77,111 | 38.52 | 47.78 |
108 | City Savings Bank and Trust Co. De Ridder, La. | 2.47 | 95,310 | 22.79 | 58.57 |
¯ | First Security Bank West Beulah, N.D. | 2.47 | 62,997 | 22.52 | 41.08 |
¯ | Community National Bank Okarche, Okla. | 2.47 | 39,914 | 22.17 | 51.17 |
111 | Home Bank of California San Diego | 2.46 | 120,219 | 29.44 | 37.12 |
¯ | First State Bank of St. Joseph Minn. | 2.46 | 52,331 | 25.85 | 46.85 |
¯ | First National Bank and Trust Co. Okmulgee, Okla. | 2.46 | 109,122 | 20.19 | 53.49 |
114 | County Bank Rehoboth Beach, Del. | 2.45 | 191,132 | 28.93 | 45.79 |
¯ | Farmers State Bank Darwin, Minn. | 2.45 | 19,690 | 22.35 | 56.06 |
¯ | State Bank of Kimball Minn. | 2.45 | 44,932 | 31.94 | 51.67 |
117 | Solon State Bank Solon, Iowa | 2.44 | 66,382 | 16.75 | 44.23 |
118 | Great Plains Bank Eureka, S.D. | 2.43 | 39,375 | 21.75 | 51.74 |
¯ | First National Bank of Hudson Woodbury, Minn. | 2.43 | 301,826 | 29.9 | 56.82 |
120 | Municipal Trust and Savings Bank Bourbonnais, Ill. | 2.42 | 244,640 | 19.74 | 34.4 |
¯ | Blaine State Bank Blaine, Minn. | 2.42 | 23,294 | 32.85 | 62.63 |
¯ | National Bank of Adams County West Union, Ohio | 2.42 | 54,177 | 14.2 | 43.79 |
¯ | Citizens National Bank Wills Point, Tex. | 2.42 | 60,538 | 28.13 | 53.46 |
124 | First State Bank of Arcadia Fla. | 2.41 | 113,826 | 15.27 | 52.61 |
¯ | Lamar Bank and Trust Co. Lamar, Mo. | 2.41 | 100,493 | 24.9 | 47.57 |
¯ | Security Bank and Trust Co. of Glencoe Minn. | 2.41 | 148,986 | 21.62 | 43.57 |
¯ | First Security Bank Sleepy Eye, Minn. | 2.41 | 120,638 | 32.03 | 50.11 |
128 | Murphy Bank Fresno, Calif. | 2.4 | 76,986 | 22.68 | 44.91 |
¯ | Farmers Bank and Trust Co. Great Bend, Kan. | 2.4 | 300,761 | 21.62 | 39.21 |
130 | Union National Bank and Trust Co. Elgin, Ill. | 2.39 | 132,354 | 24.65 | 46.18 |
¯ | Golf Savings Bank Mountlake Terrace, Wash. | 2.39 | 106,984 | 26.21 | 83.45 |
132 | First State Bank Idaho Springs, Colo. | 2.38 | 35,444 | 28.13 | 53.38 |
¯ | Home Federal Savings Bank Columbus, Ind. | 2.38 | 862,403 | 20.04 | 49.88 |
¯ | First State Bank Shelton Neb. | 2.38 | 32,219 | 20.37 | 47.22 |
135 | Bank of the Federated States of Micronesia Kolonia | 2.37 | 58,260 | 11.14 | 71.11 |
¯ | Farmers State Bank of Madelia Minn. | 2.37 | 42,675 | 22.67 | 51.23 |
¯ | Bank of Bloomsdale Mo. | 2.37 | 121,610 | 27.3 | 39.19 |
¯ | Farmers and Merchants State Bank Plankinton, S.D. | 2.37 | 53,155 | 14.82 | 46.72 |
139 | Peoples Bank and Trust Co. Owenton, Ky. | 2.36 | 59,591 | 24.33 | 50.42 |
¯ | Needham Co-Op Bank Needham, Mass. | 2.36 | 386,345 | 7.75 | 23.22 |
141 | Wheeler County State Bank Alamo, Ga. | 2.35 | 34,515 | 22.53 | 52.62 |
¯ | Hill Dodge Banking Co. Warsaw, Ill. | 2.35 | 30,070 | 28.65 | 41.45 |
¯ | First State Bank Watonga, Okla. | 2.35 | 30,824 | 23.62 | 59.1 |
¯ | Security First National Bank of Hugo Okla. | 2.35 | 81,090 | 33.43 | 40.58 |
145 | State Bank Texas Irving | 2.34 | 143,696 | 31.37 | 43.23 |
¯ | International Bank of Amherst Wis. | 2.34 | 33,710 | 18.93 | 48.48 |
147 | Citizens Bank Elizabethton, Tenn. | 2.33 | 552,938 | 23.01 | 49.63 |
¯ | Southwest National Bank of Wichita Kan. | 2.33 | 130,591 | 28.54 | 58.1 |
149 | Heritage Bank of Schaumburg Ill. | 2.32 | 92,813 | 33.97 | 55.39 |
¯ | Western National Bank Odessa, Tex. | 2.32 | 348,165 | 22.54 | 55.65 |
¯ | Great Plains National Bank Elk City, Okla. | 2.32 | 153,974 | 26.55 | 56.2 |
*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets.
Excluded are banks at which loans constituted less than half of assets and those whose credit card loans exceeded 25% of gross loans.
Source: Thomson Financial/Sheshunoff Information Services (www.sheshunoff.com)