Top Property and Casualty Private Passenger Writers

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Top Property and Casualty Private Passenger Writers
Top Property and Casualty Private Passenger Writers
All dollars in thousands except where expressed otherwise
Published December 21, 2000

 

Market Share(%)1999

Market Share(%)1998

Simple combined ratio (%)1999

Simple combined ratio (%)1998

Direct Premiums written ($000) 1999 

Direct Premiums written ($000)
1998

Direct losses incurred ($000) 1999  

Direct losses incurred ($000) 1998 

Losses and LAE ratio (%) 1999 

Losses and LAE ratio (%) 1998  

Expense Ratio
(%) 1999
 

Expense Ratio (%) 
1998 

State Aggregates 100 100 81.1 80.2 120,567,338 118,993,828 78,324,117 74,082,417 68.68 66.04 12.39 14.12
1. State Farm Mutual Group 19.04 19.98 82.2 84.1 22,958,346 23,769,823 16,006,078 15,880,756 72.45 69.02 9.75 15.13
2. Allstate Insurance Co Group 12.02 12.22 76 72.6 14,496,207 14,537,457 8,447,912 7,911,093 64.08 60.87 11.9 11.7
3. Farmers Insurance Group 5.6 5.8 83.2 82 6,753,494 6,898,532 4,549,033 4,529,007 69.99 68.81 13.21 13.16
4. Progressive Casualty Group 4.74 4.11 75.3 68.9 5,710,722 4,896,355 3,328,657 2,545,512 65.05 57.76 10.29 11.1
5. Nationwide Group 4.29 4.24 83.3 82.3 5,171,691 5,040,657 3,367,387 3,188,668 69.23 67.09 14.09 15.2
6. National Indemnity Co Group 4 3.41 77.9 72 4,819,557 4,060,313 3,329,216 2,558,565 74.88 68.86 2.98 3.11
7. United Services Automobile Asn Group 3.14

0

83.4

NA

3,786,900 0 2,488,110 0 69.96 NA 13.45

NA

8. Liberty Mutual Group 2.29 1.91 73.1 73.1 2,764,557 2,270,360 1,713,093 1,424,528 66.62 68.73 6.48 4.33
9. American International Group 2.26 1.87 78.2 70 2,719,607 2,222,626 1,650,104 1,312,592 67.21 60.86 10.99 9.12
10. American Family Insurance Group 1.99 1.89 82.1 80.8 2,396,849 2,250,693 1,586,867 1,431,138 71.31 69.98 10.8 10.83
11. Travelers Insurance Group 1.96 1.91 82.9 77 2,359,592 2,277,802 1,489,002 1,257,293 67.24 60.47 15.65 16.54
12. Safeco Insurance Co Group 1.43 1.47 87.5 81.8 1,724,492 1,749,189 1,220,530 1,118,969 72.62 66.2 14.85 15.56
13. Hartford Fire Group 1.4 1.2 77.6 72.2 1,688,989 1,425,289 1,036,401 856,805 70.1 66.44 7.5 5.77
14. Metropolitan Property & Liab Group 1.21 0.99 74.3 72.9 1,464,100 1,178,594 924,150 715,657 64.13 63.42 10.19 9.47
15. California State Automobile Assoc 1.19

0

99

NA

1,433,477 0 1,010,010 0 73.27

NA

25.69

NA

16. CGU Insurance Group 1.03 1.09 89 89.5 1,237,479 1,292,059 850,159 872,496 71.72 72.26 17.28 17.24
17. Continental Ins Companies (The) 1.02 0.92 89.7 76.5 1,224,743 1,099,784 845,536 606,490 71.9 58.74 17.77 17.77
18. Erie Insurance Exchange Group 1.01 1.05 78.8 78.3 1,221,119 1,253,483 773,570 758,857 65.39 64.02 13.41 14.28
19. Great American Group 0.97 1.08 79.7 79.1 1,168,412 1,287,845 741,978 799,218 65.34 64.32 14.31 14.73
20. Interins Exch of the Automobile Club 0.95 0.89 74.6 73.3 1,142,797 1,062,822 628,349 596,023 60.06 61.58 14.5 11.69
21. Mercury Casualty Group 0.9 0.86 79.3 74.1 1,079,649 1,022,350 579,800 487,546 59.67 54.3 19.62 19.82
22. Prudential Prop & Casualty Insurance 0.87 0.99 59.5 58.8 1,047,188 1,176,213 549,959 619,582 53.26 52.65 6.28 6.18
23. Auto Club Insurance Association 0.79 0.82 62.3 73.4 950,645 976,203 563,671 687,039 61.6 72.88 0.74 0.54
24. Hanover Insurance Co Group 0.77 0.69 83.9 92.5 923,872 817,710 661,193 603,358 68.02 74.08 15.88 18.47
25. Commerce Group Inc 0.69 0.58 86.7 81.3 830,129 687,231 509,944 392,606 66.76 61.29 19.99 19.99
26. Sun Alliance USA Group 0.65 0.19 81.6 69.3 784,375 229,984 501,211 108,600 64.77 50.76 16.8 18.51
27. Auto-Owners Insurance Group 0.59 0.5 89.9 94.3 710,503 595,231 503,079 429,283 73.9 76.11 15.97 18.19
28. St Paul Fire & Marine Insurance Co 0.56 0.71 74.3 87.3 680,042 844,951 377,180 561,243 56.01 69.97 18.26 17.29
29. Fl Farm Bureau Group 0.56 0.55 81.1 77.7 677,576 653,462 480,460 445,471 73.15 70.78 7.92 6.92
30. Amica Mutual Group 0.56 0.57 81.4 72.9 673,191 674,123 388,711 388,785 59.77 57.2 21.61 15.74
31. Sentry Insurance a Mutual Co Group 0.51 0.56 78.9 84.8 619,580 662,592 395,425 463,167 64.18 70.16 14.77 14.62
32. Lumbermens Mutual Casualty Cos 0.45 0.45 83.4 84.2 546,427 537,071 321,359 335,668 63.75 65.63 19.7 18.57
33. Ohio Casualty Insurance Co 0.45 0.44 88.2 87.1 544,404 521,655 371,239 345,127 72.63 71.01 15.53 16.07
34. New Jersey Manufacturers Group 0.45 0.48 95.4 93.8 539,771 573,332 348,820 362,660 68.95 71.78 26.47 21.98
35. Colonial Penn Group 0.44 0.44 81.2 76 535,262 518,950 410,441 354,390 77.74 71.82 3.46 4.17
All Other Companies (512) 19.23 25.15 84.4 85.2 23,181,594 29,929,087 15,375,483 19,134,225 68.96 67.08 15.4 18.1

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