U.S. Bank Holding Companies with Highest 5-Year Return on Equity

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U.S. Bank Holding Companies with Highest 5-Year Return on Equity

U.S. Bank Holding Companies with Highest 5-Year Return on Equity
At yearend 2004
Published May 13, 2005
    Return on average equity
5-year 3-year 1-year
1 United National Corp. Sioux Falls, S.D. 65.84% 57.54% 48.05%
2 First National Bank Holding Scottsdale, Ariz. 48.07 53.26 27.99
3 Amboy Bancorp. Old Bridge, N.J. 42.75 44.41 45.06
4 First National Bank Group Edinburg, Tex. 42.09 47.30 42.53
5 Pueblo Bancorp. Colo. 37.88 37.82 38.07
6 First Fabens Bancorp. Tex. 34.20 31.62 29.76
7 United Bancorp. of Wyoming Jackson 33.40 30.95 31.25
8 Woodforest Financial Group Inc. The Woodlands, Tex. 33.31 34.09 32.42
9 SBC Inc. Countryside, Ill. 32.82 31.38 30.81
10 Fidelity Bancshares Inc. Edina, Minn. 32.77 34.59 23.51
11 Vermillion Bancshares Inc. Minn. 32.74 33.51 31.12
12 Lakeside Bancorp Inc. Chicago 32.69 33.02 28.38
13 Marine Bancorp Inc. Springfield, Ill. 32.65 31.44 21.66
14 CB&T Holding Corp. New Orleans 32.57 29.53 24.28
15 City National Bancshares Miami 31.73 31.26 27.22
16 Charter 95 Corp. St. Paul 30.93 32.36 26.58
17 Inwood Bancshares Inc. Dallas 30.41 27.97 27.70
18 FirstBank Holding Co. Lakewood, Colo. 30.18 29.22 24.55
19 Arkansas National Bancshares Rogers 30.11 35.65 41.40
20 Citizens Bankshares Inc. Farmington, N.M. 29.76 30.91 32.73
21 Mesaba Bancshares Inc. Grand Rapids, Minn. 29.50 30.82 33.17
22 Doral Financial Corp. San Juan, Puerto Rico 29.22 30.56 27.64
23 Commerce Financial Corp. Topeka, Kan. 28.89 33.17 28.63
24 Western Bancshares Inc. St. Paul 28.85 29.30 26.74
25 Citywide Banks of Colorado Aurora 28.13 28.60 24.29
26 First Community Bancshares Inc. Houston 27.98 25.42 7.38
27 Heartland Bancorp Inc. Bloomington, Ill. 27.58 29.18 21.62
28 American National Corp. Omaha 27.28 25.94 24.35
29 Marin National Bancorp Las Vegas 27.07 34.15 37.89
30 Stearns Financial Services St. Cloud, Minn. 26.98 28.84 31.96
31 Westamerica Bancorp. San Rafael, Calif. 26.83 27.64 27.69
32 Smithtown Bancorp Inc. N.Y. 26.71 26.85 23.37
33 Orion Bancorp Inc. Naples, Fla. 26.41 27.72 25.00
34 Kleberg and Co. Bankers Kingsville, Tex. 26.26 26.48 23.91
35 Warren County Bancshares Warrenton, Mo. 25.98 26.58 25.29
36 Franklin Bancorp Inc. St. Paul 25.62 27.14 23.32
37 Union State Bancshares Inc. Killeen, Tex. 25.62 19.49 17.01
38 Cascade Bancorp Bend, Ore. 25.57 25.92 20.76
39 Prosperity Banking Co. St. Augustine, Fla. 25.54 26.61 23.23
40 MBNA Corp. Wilmington, Del. 25.53 24.37 22.22
41 Carlsbad Bancorp. Inc. Carlsbad, N.M. 25.48 24.67 24.09
42 First Citizens Bancshares Waxahachie, Tex. 25.46 22.73 20.28
43 INB Financial Corp. McAllen, Tex. 25.45 25.72 24.97
44 North Fork Bancorp. Melville, N.Y. 25.37 25.35 16.54
45 Homestar Financial Group Inc. Manteno, Ill. 25.25 27.99 18.73
46 F.N.B.C. of La Grange Inc. Ill. 25.23 24.46 23.75
47 Crescent Banking Co. Jasper, Ga. 25.02 25.38 -1.57
48 Oriental Financial Group Inc. San Juan, Puerto Rico 24.95 30.03 24.20
49 Republic Financial Corp. Wichita 24.92 23.56 19.62
50 First Bancorp of Durango Inverness, Ill. 24.79 40.74 42.70
51 First Sleepy Eye Bancorp Inc. Sioux Falls, S.D. 24.76 23.02 23.45
52 First Artesia Bancshares N.M. 24.70 27.95 28.24
53 FCT Bancshares Inc. Waco, Tex. 24.67 23.79 17.96
54 Walker Ban Co. Walker, Minn. 24.56 26.34 25.34
55 Community Bancshares Marysville, Kan. 24.50 22.56 20.50
56 Forstrom Bancorp. Inc. Clara City, Minn. 24.49 28.01 31.03
57 Amador Bancshares Inc. Las Cruces, N.M. 24.49 25.78 26.24
58 First Horizon National Corp. Memphis 24.38 25.80 23.29
59 TCF Financial Corp. Wayzata, Minn. 24.34 25.01 26.84
60 Community Bancshares Inc. Neosho, Mo. 24.31 23.00 25.10
61 Virginia Commerce Bancorp Arlington 24.21 25.51 18.91
62 Bridge Bancorp Inc. Bridgehampton, N.Y. 24.18 24.49 23.03
63 Community Bankers Inc. Granbury, Tex. 24.14 24.17 22.45
64 Guaranty Development Co. Livingston, Mont. 24.09 23.26 23.41
65 Mellon Financial Corp. Pittsburgh 24.08 20.35 20.55
66 Durant Bancorp Durant, Okla. 23.98 25.98 28.01
67 Iowa State BHC Des Moines 23.90 23.61 19.82
68 Redwood Empire Bancorp Santa Rosa, Calif. 23.87 27.24 25.89
69 WNB Bancshares Inc. Odessa, Tex. 23.82 24.11 24.05
70 National City Corp. Cleveland 23.82 25.19 25.36
71 Great Southern Bancorp Inc. Springfield, Mo. 23.72 23.57 20.84
72 Greater Chicago Financial Co. 23.68 23.39 19.38
73 Security National Corp. Omaha 23.65 25.14 25.97
74 Excel Bank Corp. Minneapolis 23.63 25.86 25.33
75 Hudson United Bancorp Mahwah, N.J. 23.53 28.51 25.80
76 Montana Security Inc. Havre, Mont. 23.41 24.38 22.09
77 Bank of the Ozarks Inc. Little Rock 23.26 26.21 23.89
78 Paducah Bank Shares Inc. Ky. 23.21 27.54 23.86
79 FBOP Corp. Oak Park, Ill. 23.14 21.75 18.12
80 Manhattan Banking Corp. Manhattan, Kan. 23.11 24.28 19.33
81 Quail Creek Bancshares Inc. Oklahoma City 23.06 24.27 26.61
82 Ambank Co. Inc. Sioux Center, Iowa 23.03 22.98 19.46
83 Starion Bancorp. Bismarck, N.D. 23.02 25.14 24.79
84 American State BHC Williston, N.D. 22.95 22.90 23.79
85 United Community Bancorp Inc. Chatham, Ill. 22.67 21.97 15.30
86 Pulaski Investment Corp. Little Rock 22.65 24.08 14.00
87 Highland Bancshares Inc. St. Michael, Minn. 22.65 22.79 21.72
88 Investors Financial Services Boston 22.63 22.53 22.62
89 Coastal Bancshares Inc. Pearland, Tex. 22.44 21.17 20.23
90 First Citizens Bancorp Cleveland, Tenn. 22.33 24.93 25.40
91 Ida Grove Bancshares Inc. Iowa 22.24 23.25 23.50
92 FNBC Bancorp Inc. Ash Flat, Ark. 22.17 24.58 24.55
93 Bankfirst Corp. Inc. Sioux Falls, S.D. 22.14 24.69 35.25
94 Eastwood Financial Corp. Rochester, Minn. 22.13 23.10 23.53
95 Valley National Bancorp Wayne, N.J. 22.09 22.85 22.76
96 Cherokee Bancshares Inc. St. Paul 22.07 21.10 24.26
97 UCBH Holdings Inc. San Francisco 22.02 22.11 18.97
98 Independent Bank Corp. Ionia, Mich. 22.02 23.41 19.52
99 CVB Financial Corp. Ontario, Calif. 21.95 21.44 20.61
100 Hardeman County Investment Co. Bolivar, Tenn. 21.83 21.16 18.67
101 Marquette Financial Cos. Minneapolis 21.74 25.46 8.94
102 Stockman Financial Corp. Miles City, Mont. 21.69 21.14 23.55
103 Riverside Banking Co. Fort Pierce, Fla. 21.68 22.36 20.90
104 Heritage Group Inc. Aurora, Neb. 21.51 22.12 17.59
105 Lincoln Savings Bank Corp. Ill. 21.49 22.08 18.45
106 NBM Corp. McAlester, Okla. 21.47 24.18 22.92
107 Security Bancshares Co. Glencoe, Minn. 21.47 21.85 28.01
108 Wood and Huston Bancorp. Marshall, Mo. 21.44 19.93 13.46
109 Palos Bancshares Inc. Palos Heights, Ill. 21.38 21.68 20.01
110 Northern Empire Bancshares Santa Rosa, Calif. 21.37 20.80 18.33
111 Commerce Bancorp Inc. Cherry Hill, N.J. 21.35 21.40 18.80
112 Stockmen’s Bancorp Kingman, Ariz. 21.28 21.43 19.84
113 First Financial Banc Corp. El Dorado, Ark. 21.21 20.34 34.81
114 West Bancorp. Inc. West Des Moines 21.15 20.37 19.65
115 Suffolk Bancorp Riverhead, N.Y. 21.08 21.08 20.44
116 CNB Bancshares Inc. Sevierville, Tenn. 21.02 19.67 18.41
117 S. Y. Bancorp Inc. Louisville 20.85 20.12 17.38
118 Pacific Capital Bancorp Santa Barbara, Calif. 20.81 21.19 20.15
119 W Holding Co. Inc. Mayaguez, Puerto Rico 20.80 20.79 18.79
120 Park Bancorp. Inc. Madison, Wis. 20.79 22.95 19.61
121 International Bancshares Corp. Laredo, Tex. 20.78 20.96 17.79
122 Reliable Community Bancshares Perryville, Mo. 20.77 22.06 14.64
123 Sun Financial Corp. St. Peters, Mo. 20.68 21.25 21.21
124 Peoples Bancorp Inc. Prairie Du Chien, Wis. 20.66 20.58 16.19
125 Crews Banking Corp. Wauchula, Fla. 20.58 22.43 21.81
126 Albany Bancshares Inc. Tex. 20.56 20.19 19.34
127 Fidelity Financial Corp. of Michigan Birmingham 20.44 19.69 18.61
128 Northeast Securities Corp. Minneapolis 20.44 21.83 24.10
129 Lincolnwood Bancorp Inc. Ill. 20.41 19.69 20.52
130 Fifth Third Bancorp Cincinnati 20.40 20.15 17.43
131 Synovus Financial Corp. Columbus, Ga. 20.37 19.81 17.75
132 U.S. Bancorp Minneapolis 20.34 21.25 21.59
133 West Plains Bancshares Inc. West Plains, Mo. 20.30 21.04 18.20
134 East West Bancorp Inc. San Marino, Calif. 20.30 19.95 17.74
135 Duke Financial Group Inc. Minneapolis 20.28 22.11 28.20
136 Southeast Bancshares Inc. Chanute, Kan. 20.27 20.34 17.78
137 Citigroup Inc. New York 20.20 18.36 16.68
138 Alpine Banks of Colorado Glenwood Springs, Colo. 20.18 19.78 18.62
139 First Bancorp Inc. Lebanon, Va. 20.18 20.83 19.35
140 Centrabanc Corp. Waco, Tex. 20.16 20.61 21.06
141 Carbon County Holding Co. Rawlins, Wyo. 20.13 20.40 20.22
142 Lone Star National Bancshares of Texas Pharr 20.13 20.98 19.72
143 New York Community Bancorp Inc. Westbury 20.10 19.59 11.35
144 Olney Bancshares of Texas Olney 20.07 16.70 19.10
145 Sequatchie Valley Bancshares Dunlap, Tenn. 20.05 20.07 18.46
146 R&G Financial Corp. Hato Rey, Puerto Rico 19.98 20.62 20.06
147 Wakulla Bancorp Crawfordville, Fla. 19.85 20.31 19.96
148 C&F Financial Corp. West Point, Va. 19.84 20.51 16.66
149 Amarillo National Bancorp Tex. 19.81 18.65 16.86
150 First York Ban Corp. Neb. 19.74 18.19 17.16


Note: Annualized data based on Y-9C filings.
Source: Highline Banking Data Services
© 2005 American Banker