U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits

December 27, 2007, 10:08 a.m. EST 1 Min Read

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U.S. Banking Companies with Highest Multiples of Net to Salary, BenefitsIn the second quarter of 2007. Dollars in thousands Published December 27, 2007
Related Table: Leaders in the Group by Net Income and ROA
		Multiple	Net income	Salary and benefits	Return on average assets
1	Amboy Bancorp. Old Bridge, N.J.	5.39	$21,073	$3,908	2.84%
2	Intervest Bancshares Corp. New York	4.16	5,367	1,291	1.05
3	Corus Bankshares Inc. Chicago	3.82	42,407	11,094	1.77
4	Hershenhorn Bancorp. Inc. Palatine, Ill.	3.48	4,089	1,175	3.31
5	Apple Financial Holdings Inc. New York	2.89	30,988	10,709	1.55
6	SBC Inc. Countryside, Ill.	2.61	7,754	2,966	3.13
7	American Bank Inc. Allentown, Pa.	2.60	1,988	766	1.58
8	Thornton Holding Co. Inc. Douglasville, Ga.	2.47	3,027	1,226	2.98
9	Washington First Financial Group Inc. Seattle	2.25	3,289	1,461	2.13
10	Capitol Bancorp. Inc. Britton, S.D.	2.23	4,727	2,117	3.26
11	Stearns Financial Services Inc. St. Cloud, Minn.	2.10	13,867	6,611	3.50
12	Ida Grove Bancshares Inc. Iowa	2.08	3,966	1,904	1.75
	BNCcorp Inc. Bismarck, N.D.	2.08	1,827	879	1.10
14	Inwood Bancshares Inc. Dallas	2.06	7,273	3,528	2.26
15	City National Bancshares Inc. Miami	1.99	19,564	9,823	2.72
16	Stockman Financial Corp. Miles City, Mont.	1.95	9,509	4,867	2.98
17	East West Bancorp Inc. Pasadena, Calif.	1.92	40,490	21,092	1.52
18	United National Corp. Sioux Falls, S.D.	1.90	80,553	42,357	21.87
19	WNB Bancshares Inc. Odessa, Tex.	1.86	4,794	2,580	2.62
20	United Bancorp. of Wyoming Inc. Jackson	1.84	9,127	4,953	2.43
21	Cathay General Bancorp Los Angeles	1.81	30,581	16,886	1.39
22	Olney Bancshares of Texas Inc.	1.79	6,880	3,847	2.32
	New Frontier Bancorp Greeley, Colo.	1.79	4,234	2,368	1.09
24	Citizens Bankshares Inc. Farmington, N.M.	1.78	2,973	1,674	2.31
25	Westamerica Bancorp. San Rafael, Calif.	1.77	22,351	12,621	1.92
26	Diamond Bancorp Inc. Washington, Mo.	1.70	3,410	2,005	2.49
	Franklin Resources Inc. San Mateo, Calif.	1.70	468,362	275,516	19.48
28	United Bankshares Inc. Charleston, W.Va.	1.69	24,512	14,515	1.50
29	Security Pacific Bancorp Los Angeles	1.66	4,146	2,505	2.28
30	Frontier Financial Corp. Everett, Wash.	1.65	18,171	11,014	2.14
31	First Financial Holdings MHC Renton, Wash.	1.64	1,962	1,196	0.75
	ANB Bancshares Inc. Rogers, Ark.	1.64	9,710	5,925	2.09
	Barnes Bancorp. Kaysville, Utah	1.64	5,429	3,313	2.59
34	Lakeside Bancorp Inc. Chicago	1.63	3,922	2,403	1.78
	Florida Community Banks Inc. Immokalee	1.63	4,529	2,781	1.84
	Machias Bancorp MHC Maine	1.63	4,850	2,982	2.56
37	Fidelity Holding Co. Minnetonka, Minn.	1.62	1,755	1,084	1.84
38	Mesaba Bancshares Inc. Grand Rapids, Minn.	1.61	2,770	1,718	2.04
	Manhattan Banking Corp. Manhattan, Kan.	1.61	2,104	1,309	1.37
40	Alikat Investments Inc. Gurnee, Ill.	1.60	1,969	1,227	1.25
	Carbon County Holding Co. Rawlins, Wyo.	1.60	1,461	915	3.79
42	West Bancorp. Inc. West Des Moines, Iowa	1.53	5,127	3,355	1.55
43	Triangle Financial Group Inc. Loganville, Ga.	1.51	2,158	1,431	1.70
44	West Financial Inc. El Paso	1.50	3,689	2,459	2.32
45	Guaranty Development Co. Livingston, Mont.	1.49	2,623	1,766	2.12
46	U.S. Bancorp Minneapolis	1.48	1,156,000	782,000	2.08
47	Henry County Bancshares Inc. Stockbridge, Ga.	1.46	2,963	2,031	1.63
48	FSB Mutual Holdings Inc. Perkasie, Pa.	1.44	2,173	1,514	0.88
49	First National Bancshares Inc. East Lansing, Mich.	1.41	3,624	2,577	2.87
50	Chambers Bancshares Inc. Danville, Ark.	1.40	3,595	2,574	1.76
51	Prosperity Bancshares Inc. Houston	1.39	22,993	16,496	1.47
	Orion Bancorp Inc. Naples, Fla.	1.39	7,888	5,662	1.23
53	City Holding Co. Charleston, W.Va.	1.38	12,322	8,912	1.94
	Hanmi Financial Corp. Los Angeles	1.38	15,323	11,096	1.60
	S&T Bancorp Inc. Indiana, Pa.	1.38	13,875	10,073	1.66
56	Sierra Bancorp Porterville, Calif.	1.37	6,055	4,434	2.00
57	Bankmanagers Corp. Milwaukee	1.34	3,771	2,810	1.91
	United Community Bancorp Inc. Chatham, Ill.	1.34	2,552	1,911	1.69
59	Wilshire Bancorp Inc. Los Angeles	1.30	7,346	5,662	1.47
60	MetLife Inc. New York	1.29	1,163,715	899,399	0.86
	First National Community Bancorp Inc. Dunmore, Pa.	1.29	3,748	2,898	1.22
	Hillcrest Bancshares Inc. Overland Park, Kan.	1.29	4,247	3,292	0.94
	First South Bancorp Inc. Washington, N.C.	1.29	4,311	3,342	1.91
64	Nara Bancorp Inc. Los Angeles	1.28	8,771	6,872	1.63
65	First Security Bankshares Inc. Lavonia, Ga.	1.27	1,635	1,290	2.01
66	Bank of Highland Park Financial Corp. Ill.	1.26	2,095	1,665	0.75
67	Central Pacific Financial Corp. Honolulu	1.25	21,016	16,758	1.53
	Farmers Enterprises Inc. Great Bend, Kan.	1.25	2,172	1,732	1.57
	First Citizens Financial Corp. Mason City, Iowa	1.25	3,629	2,899	1.53
70	Central Bancorp. Provo, Utah	1.24	4,053	3,266	2.87
	FCB Florida Bancorp. Inc. Orlando	1.24	2,533	2,048	1.46
72	Valley View Bancshares Inc. Overland Park, Kan.	1.23	10,908	8,845	1.59
	First Community Bancorp San Diego	1.23	22,525	18,267	1.75
	First Mutual Bancorp of Illinois Inc. Harvey	1.23	2,876	2,333	0.93
	Porter Bancorp Inc. Louisville	1.23	3,689	3,001	1.27
	Big Sandy Holding Co. Longmont, Colo.	1.23	4,142	3,372	1.54
77	Horizon Financial Corp. Bellingham, Wash.	1.22	5,016	4,100	1.57
	Lauritzen Corp. Omaha	1.22	11,551	9,463	3.70
	First National Lincoln Corp. Damariscotta, Maine	1.22	3,195	2,622	1.16
	First Community Bancshares Inc. Bluefield, Va.	1.22	7,439	6,118	1.39
81	UCBH Holdings Inc. San Francisco	1.21	28,210	23,274	1.10
	Parkway Bancorp Inc. Harwood Heights, Ill.	1.21	5,525	4,565	1.10
	Town and Country Financial Corp. Springfield, Ill.	1.21	2,634	2,182	2.95
84	Bank of America Corp. Charlotte	1.20	5,761,555	4,814,170	1.47
85	Imperial Capital Bancorp Inc. La Jolla, Calif.	1.19	6,038	5,056	0.69
	Royal Bancshares of Pennsylvania Inc. Narberth	1.19	4,283	3,593	1.28
	Virginia Commerce Bancorp Inc. Arlington	1.19	6,879	5,785	1.33
	Bancorp Inc. Wilmington, Del.	1.19	3,923	3,302	1.17
	Cascade Financial Corp. Everett, Wash.	1.19	3,983	3,361	1.15
90	Peoples Utah Bancorp American Fork, Utah	1.18	4,787	4,066	2.25
	United Security Bancshares Fresno	1.18	3,309	2,811	1.74
92	Lincolnwood Bancorp Inc. Lincolnwood, Ill.	1.17	1,312	1,118	2.30
	Amarillo National Bancorp Inc. Tex.	1.17	11,179	9,587	1.93
94	Delta Bancshares Co. St. Louis	1.16	1,797	1,545	0.88
	Intrust Financial Corp. Wichita	1.16	18,055	15,582	2.15
96	American National Corp. Omaha	1.15	6,737	5,834	1.64
	Bank of the Ozarks Inc. Little Rock	1.15	8,086	7,017	1.26
	First Financial Bankshares Inc. Abilene, Tex.	1.15	13,271	11,529	1.85
	CVB Financial Corp. Ontario, Calif.	1.15	15,854	13,796	1.05
	Heartland Bancorp Inc. Bloomington, Ill.	1.15	5,200	4,534	1.63
101	First Western Bancorp Inc. Huron, S.D.	1.14	4,596	4,034	2.07
102	National Bankshares Inc. Blacksburg, Va.	1.13	3,140	2,779	1.45
	Whitman Bancorp. Inc. Colfax, Wash.	1.13	2,745	2,433	2.08
	Ambank Co. Inc. Sioux Center, Iowa	1.13	2,171	1,925	1.42
	BOU Bancorp Inc. Ogden, Utah	1.13	3,869	3,434	2.17
	Warren Bancorp Inc. Clinton Township, Mich.	1.13	1,815	1,611	1.13
	Saint Landry Bancshares Inc. Opelousas, La.	1.13	990	879	1.81
108	Traditional Bancorp. Inc. Mount Sterling, Ky.	1.12	2,588	2,309	1.33
	Total Bancshares Corp. Miami	1.12	6,210	5,563	1.78
	Cascade Bancorp Bend, Ore.	1.12	10,181	9,123	1.75
111	Hometown Community Bancorp Inc. Morton, Ill.	1.11	3,585	3,230	1.04
112	Commonwealth Bankshares Inc. Norfolk, Va.	1.10	2,928	2,650	1.54
	Great Southern Bancorp Inc. Springfield, Mo.	1.10	8,207	7,429	1.40
	Ames National Corp. Iowa	1.10	2,826	2,565	1.33
115	Southern Utah Bancorp. Cedar City, Utah	1.09	2,418	2,214	1.75
	Foster Bankshares Inc. Chicago	1.09	2,057	1,885	1.66
117	Beverly Hills Bancorp Inc. Calabasas, Calif.	1.08	2,143	1,977	0.53
	Valley National Bancorp Wayne, N.J.	1.08	39,679	36,630	1.30
	Cashmere Valley Financial Corp. Cashmere, Wash.	1.08	2,817	2,602	1.34
	International Bancshares Corp. Laredo, Tex.	1.08	34,590	31,963	1.30
	United Bank Corp. Barnesville, Ga.	1.08	4,021	3,738	2.52
122	First Keystone Corp. Berwick, Pa.	1.07	1,384	1,288	1.04
	Camden National Corp. Maine	1.07	4,943	4,640	1.12
124	New York Private Bank and Trust Corp.	1.06	35,076	32,951	0.93
	Southern National Banks Inc. Fort Walton Beach, Fla.	1.06	2,668	2,515	2.72
	Myers Bancshares Inc. Alva, Okla.	1.06	819	775	1.51
127	Alliance Financial Services Inc. St. Paul	1.05	3,007	2,853	2.08
	Durant Bancorp Inc. Okla.	1.05	7,655	7,310	1.76
129	First-West Texas Bancshares Inc. Midland	1.04	1,966	1,886	1.87
	Crews Banking Corp. Wauchula, Fla.	1.04	4,859	4,662	1.58
	Palm Bancorp Palmerton, Pa.	1.04	1,643	1,586	1.17
132	First New Mexico Financial Corp. Deming	1.03	1,190	1,152	1.67
	Citco Community Bancshares Inc. Elizabethton, Tenn.	1.03	2,479	2,411	1.66
134	Whitcorp Financial Co. Leoti, Kan.	1.02	2,007	1,959	1.68
	Pinnacle Bancorp Inc. Central City, Neb.	1.02	18,505	18,117	1.67
	Bank of Hawaii Corp. Honolulu	1.02	47,729	46,806	1.84
137	Penns Woods Bancorp Inc. Williamsport, Pa.	1.01	2,335	2,301	1.59
	Midland Financial Corp. Casper, Wyo.	1.01	2,120	2,090	2.08
	Security National Corp. Omaha	1.01	2,514	2,482	1.79
	FirstPerryton Bancorp Inc. Tex.	1.01	2,574	2,547	1.64
	First Midwest Bancorp Inc. Itasca, Ill.	1.01	29,311	29,008	1.44
	Community Bancorp Las Vegas	1.01	5,643	5,589	1.38
	Center Financial Corp. Los Angeles	1.01	6,481	6,419	1.38
	First Regional Bancorp Century City, Calif.	1.01	8,644	8,573	1.69
145	First Financial Banc Corp. El Dorado, Ark.	1.00	2,924	2,911	2.11
	First Paragould Bankshares Inc. Ark.	1.00	1,610	1,607	1.21
147	CBX Corp. Carrollton, Ill.	0.99	1,750	1,759	1.05
	America Bancshares Inc. Santa Ana, Calif.	0.99	1,817	1,836	1.69
149	Associated Banc-Corp Green Bay, Wis.	0.98	75,825	76,980	1.47
	Smithtown Bancorp Inc. Hauppauge, N.Y.	0.98	3,676	3,738	1.38
	Security Holding Co. Fredericksburg, Tex.	0.98	2,717	2,764	1.93
	Fifth Third Bancorp Cincinnati	0.98	375,611	382,636	1.49
	Capital One Financial Corp. Mclean, Va.	0.98	750,372	766,721	2.03
	American River Bankshares Rancho Cordova, Calif.	0.98	2,098	2,144	1.45
	Republic Bancorp Co. Orland Park, Ill.	0.98	2,147	2,197	1.10
	Tennessee State Bancshares Inc. Pigeon Forge	0.98	2,309	2,368	1.54

Note: Only domestic holding companies that file Y-9C reports are included. Based on Y9C filings by top tier bank holding companies with the Federal Reserve.
Source:

SNL Financial