U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits

October 04, 2005, 10:08 a.m. EDT 1 Min Read

View Table

Printer Friendly Version

U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits
On March 31, 2005. Dollars in thousands* Published October 4, 2005
Rank		Multiple	Net income	Salaries and benefits	Return on average assets
1	Elgin Bancshares Inc. Ill.	6.47	$2,218	$343	3.36%
2	Dairyland Bank Holding Corp. La Crosse, Wis.	4.97	1,481	298	2.91
3	Amboy Bancorp. Old Bridge, N.J.	4.64	18,209	3,923	3.04
4	First Financial Holdings MHC Renton, Wash.	4.58	2,601	568	1.34
5	W Holding Co. Inc. Mayaguez, Puerto Rico	4.47	48,601	10,867	1.32
6	InvestorsBancorp Inc. Pewaukee, Wis.	4.37	2,123	486	3.39
7	Pawnee Holding Co. Inc. Tulsa	4.31	1,717	398	2.74
8	Five Star Bancorp Rocklin, Calif.	3.91	2,056	526	4.21
9	United National Corp. Sioux Falls, S.D.	3.73	91,635	24,557	34.22
10	Vermillion Bancshares Inc. Minn.	3.69	2,669	724	3.46
11	New York Community Bancorp Inc. Westbury	3.59	91,082	25,400	1.50
12	Stockton Bancshares Inc. Kan.	3.39	1,891	558	4.95
13	Yellowstone Holding Co. Columbus, Mont.	3.35	2,770	827	3.66
14	First Fabens Bancorp. Fabens, Tex.	3.28	1,946	593	3.89
15	Dentel Bancorp. Victor, Iowa	3.14	1,373	437	2.52
16	SBC Inc. Countryside, Ill.	3.14	7,173	2,284	3.12
17	Mountain View Bancshares Ark.	2.98	1,146	384	2.54
18	R&G Financial Corp. San Juan, Puerto Rico	2.95	64,656	21,929	2.40
19	Fina Bancorp Inc. Valparaiso, Ind.	2.87	5,990	2,088	3.74
20	Lincolnwood Bancorp Inc. Lincolnwood, Ill.	2.83	3,070	1,086	5.56
21	F.B.H. Corp. Fayette, Ala.	2.79	1,013	363	2.47
22	Washington First Financial Group Seattle	2.78	2,401	864	1.87
23	Forstrom Bancorp. Inc. Clara City, Minn.	2.73	1,976	723	1.98
24	Corus Bankshares Inc. Chicago	2.72	28,120	10,356	2.12
25	Neffs Bancorp Inc. Pa.	2.68	838	313	1.60
26	Ameri-National Corp. Leawood, Kan.	2.67	49,161	18,415	51.19
27	Stearns Financial Services St. Cloud, Minn.	2.63	13,210	5,031	4.10
28	New Era Bancorp. Inc. Fredericktown, Mo.	2.59	1,328	513	2.41
29	Hershenhorn Bancorp. Palatine, Ill.	2.59	3,308	1,278	2.60
30	SBT Bancshares Inc. Irving, Tex.	2.59	1,391	538	3.13
31	Corn Belt Bancorp Inc. Pittsfield, Ill.	2.57	949	369	1.94
32	Community Bank Corp. Park Ridge, Ill.	2.56	1,121	438	2.52
33	First Illinois Bancorp Inc. East St. Louis	2.53	2,389	945	2.87
34	Intervest Bancshares Corp. New York	2.53	3,248	1,285	0.95
35	Stockmans Financial Group Elk Grove, Calif.	2.48	2,181	881	2.65
36	Banking Corp. of Florida Naples	2.43	1,112	457	1.52
37	Germantown Banc Corp. Ill.	2.42	1,088	449	1.61
38	Hayward Bancshares Eau Claire, Wis.	2.41	1,767	734	2.56
39	First Bancorp San Juan, Puerto Rico	2.32	53,432	23,048	1.30
40	Austin Colony Inc. Lake Jackson, Tex.	2.32	867	374	1.88
41	Countryside Financial Services Walworth, Wis.	2.3	1,186	516	2.76
42	First National Security Co. De Queen, Ark.	2.28	3,155	1,382	2.53
43	Chambanco Inc. Chambers, Neb.	2.28	269	118	2.70
44	Olney Bancshares of Texas	2.21	3,405	1,544	2.66
45	Farmers National Bancorp Cynthiana, Ky.	2.18	855	393	1.96
46	Florida Community Banks Inc. Immokalee	2.17	4,043	1,866	2.33
47	Albany Bancshares Inc. Tex.	2.16	1,314	609	2.23
48	Bosshard Banco Ltd. La Crosse, Wis.	2.15	1,167	542	1.60
49	Security Financial Services Durand, Wis.	2.13	1,125	527	1.82
50	Pueblo Bancorp. Colo.	2.12	3,747	1,769	4.11
51	1st Independence Financial Group Harrodsburg, Ky.	2.11	3,108	1,475	3.89
52	Pacific Capital Bancorp Santa Barbara, Calif.	2.1	59,406	28,231	3.89
53	Stockman Financial Corp. Miles City, Mont.	2.06	7,180	3,483	2.89
54	Fidelity Bancshares Inc. Edina, Minn.	2.06	2,127	1,034	2.44
55	First National Corp. Picayune, Miss.	2.05	1,319	644	3.31
56	Manhattan Banking Corp. Kan.	2.04	1,951	955	1.70
57	Giant Holdings Inc. Fort Lauderdale, Fla.	2.03	993	488	1.51
58	Security Bancshares Co. Glencoe, Minn.	2.03	1,690	832	2.11
59	High Point Financial Services Forreston, Ill.	2.01	860	427	1.58
60	Cathay General Bancorp Los Angeles	2.01	24,960	12,421	1.63
61	Security Bank Shares Inc. Iron River, Wis.	2.01	835	416	2.28
62	Kremlin Bancshares Inc. Okla.	1.99	1,012	508	5.29
63	Coastal Bancshares Inc. Pearland, Tex.	1.98	1,526	772	2.84
64	Oriental Financial Group Inc. San Juan, Puerto Rico	1.97	13,050	6,618	1.25
65	Union Bancshares of Benton Ark.	1.97	1,804	918	3.37
66	Grace Investment Co. Inc. Alva, Okla.	1.96	983	502	1.62
67	Alikat Investments Inc. Gurnee, Ill.	1.96	1,651	844	1.33
68	Citizens Bankshares Inc. Farmington, N.M.	1.94	3,316	1,710	2.75
69	North Fork Bancorp. Melville, N.Y.	1.91	259,033	135,369	1.71
70	First National Talladega Corp. Ala.	1.91	1,210	633	1.86
71	Citizens Bancshares Inc. Somerset, Ky.	1.89	1,855	979	2.34
72	Lakeside Bancorp Inc. Chicago	1.89	4,134	2,192	2.69
73	Farmers Enterprises Inc. Great Bend, Kan.	1.88	2,132	1,132	1.94
74	West Bancorp. Inc. West Des Moines	1.88	4,842	2,578	1.67
75	Chambers Bancshares Inc. Danville, Ark.	1.85	4,154	2,248	2.37
76	Thornton Holding Co. Douglasville, Ga.	1.84	1,880	1,021	2.65
77	City National Bancshares Miami	1.84	15,250	8,309	2.28
78	Bosshard Financial Group La Crosse, Wis.	1.83	658	360	1.54
79	East West Bancorp Inc. San Marino, Calif.	1.81	23,519	12,959	1.52
80	First National Bancorp Inc. Green Forest, Ark.	1.79	1,746	976	2.28
81	American National Bancorp Inc. Appleton, Wis.	1.78	521	293	2.67
82	PTB Corp. Salem, Ore.	1.77	1,614	912	2.52
83	United Bankshares Inc. Charleston, W.Va.	1.77	24,760	13,993	1.55
84	First Bancshares Corp. Gladstone, Mich.	1.75	1,040	593	2.69
85	Gravett Bancshares Inc. Ark.	1.75	1,057	604	1.87
86	Saint Martin Bancshares Inc. St. Martinville, La.	1.75	959	549	2.34
87	Lincoln Savings Bank Corp. Lincoln, Ill.	1.74	1,194	687	2.72
88	INB Financial Corp. McAllen, Tex.	1.73	4,753	2,741	2.02
89	W.S.B. Inc. Washington, Iowa	1.73	704	407	1.59
90	Westamerica Bancorp. San Rafael, Calif.	1.73	22,733	13,160	1.83
91	Triangle Financial Group Inc. Loganville, Ga.	1.73	1,746	1,012	2.16
92	Nekoosa Port Edwards Bancorp Nekoosa, Wis.	1.72	527	307	1.23
93	WFC Inc. Waukon, Iowa	1.71	838	489	4.37
94	Lauritzen Corp. Omaha	1.71	13,169	7,698	4.41
95	River Holding Co. Stoddard, Wis.	1.7	989	581	1.79
96	Primebank Inc. Le Mars, Iowa	1.7	966	568	1.72
97	FEO Investments Inc. Norfolk, Neb.	1.69	1,510	892	2.34
98	Bank of Southside Virginia Corp. Carson	1.67	2,559	1,530	2.29
99	Hometown Community Bancorp Morton, Ill.	1.67	3,504	2,100	1.27
100	Security First Bancshares O'Fallon, Ill.	1.65	640	387	1.19
101	First Apple River Corp. Ill.	1.65	800	486	1.69
102	Denison Bancshares Inc. Holton, Kan.	1.64	1,000	609	1.98
103	Bethany Bankshares Inc. Mo.	1.63	644	396	1.66
104	First National Bancshares Camdenton, Mo.	1.61	1,023	634	1.67
105	First Bemidji Holding Co. Minn.	1.61	1,773	1,099	1.96
106	Bank of Highland Park Financial Ill.	1.61	2,305	1,429	1.23
107	First State Bancshares Inc. Scottsbluff, Neb.	1.61	1,510	938	2.19
108	Northern Empire Bancshares Santa Rosa, Calif.	1.61	4,200	2,616	1.51
109	Magnolia Banking Corp. Ark.	1.6	2,341	1,461	1.95
	Northumberland Bancorp Pa.	1.6	854	533	1.14
111	Inter-Mountain Bancorp. Inc. Bozeman, Mont.	1.6	2,468	1,541	2.27
112	United Bancorp. of Wyoming Jackson	1.6	6,355	3,980	2.51
113	Bancorp of Rantoul Inc. Ill.	1.6	755	473	1.90
114	First McMinnville Corp. Tenn.	1.59	1,137	716	1.48
115	Southern Wisconsin Bancshares Inverness, Ill.	1.58	721	455	3.57
116	Edgar County Banc Shares Paris, Ill.	1.58	703	444	1.79
117	Calvin B. Taylor Bankshares Berlin, Md.	1.58	1,500	949	1.51
118	Peoples Bancorp Inc. Prairie du Chien, Wis.	1.58	989	626	1.57
119	Country Agencies and Investment Odessa, Mo.	1.58	1,005	637	0.93
120	U.S. Bancorp Minneapolis	1.58	1,071,000	679,000	2.18
121	Alliance Financial Services Inc. St. Paul	1.57	3,408	2,169	2.44
122	S&T Bancorp Inc. Indiana, Pa.	1.57	13,820	8,798	1.85
123	Wilkinson Banking Corp. Greenwood, Ark.	1.57	1,048	669	2.31
124	Capitol Bancorp. Inc. Britton, S.D.	1.57	2,703	1,727	2.11
125	Independent Bancorp. Ltd. Little Chute, Wis.	1.55	673	433	1.50
126	Mauston Bancorp Inc. La Crosse, Wis.	1.55	1,170	754	2.69
127	Converse County Capital Corp. Douglas, Wyo.	1.55	798	515	1.74
128	Sterling Bancgroup Inc. Lantana, Fla.	1.55	1,465	948	2.36
129	Heritage Group Inc. Aurora, Neb.	1.54	1,777	1,153	1.63
130	Gwinnett Commercial Group Lawrenceville, Ga.	1.54	1,767	1,150	1.73
131	First National Bank of Gillette Wyo.	1.53	1,222	797	2.05
132	Crockett County National Bancshares Ozona, Tex.	1.53	1,048	684	2.34
133	Rockhold Bancorp Kirksville, Mo.	1.53	1,147	749	1.25
134	RSNB Bancorp Rock Springs, Wyo.	1.53	1,398	916	2.25
135	Hollis Bancshares Inc. Okla.	1.52	1,537	1,008	2.72
136	ANB Bancshares Inc. Rogers, Ark.	1.52	4,454	2,922	2.68
137	Berco Inc. Bennington, Kan.	1.52	1,211	797	1.75
138	American Bank Inc. Allentown, Pa.	1.52	962	634	0.75
139	Hillcrest Bancshares Inc. Overland Park, Kan.	1.52	3,604	2,378	1.22
140	Quail Creek Bancshares Inc. Oklahoma City	1.51	1,769	1,168	2.56
141	East Alabama Financial Group Wedowee	1.51	757	500	1.81
142	Hancock Bancorp Inc. Hawesville, Ky.	1.51	521	346	1.36
143	West Pointe Bancshares Inc. Oshkosh, Wis.	1.5	784	522	1.34
144	Allegheny Valley Bancorp. Pittsburgh	1.5	1,337	892	1.71
145	First Financial Bancshares Roland, Okla.	1.5	921	616	2.12
146	Prairie Financial Corp. Bridgeview, Ill.	1.49	2,013	1,347	1.78
147	Peak Banks of Colorado Inc. Nederland, Colo.	1.49	1,638	1,097	3.61
	Hansen Bancorp. Lawler, Iowa	1.49	545	365	1.31
149	New York Private Bank and Trust Corp.	1.49	51,950	34,845	2.07
150	Easter Enterprises Inc. Spencer, Iowa	1.49	896	601	1.75

* Only domestic holding companies that file a Y-9C report with the Fed are included.

Source: Highline Banking Data Services (877-305-6657)