U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits

View Table
Printer Friendly Version
U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits

U.S. Banking Companies with Highest Multiples of Net to Salary, Benefits
In the first quarter of 2007. Dollars in thousands
Published August 8, 2007
Related Table: Net Income Leaders in the Group; Leaders in Return on Assets
Rank   Multiple Net income Salary and benefits Return on average assets
1 Amboy Bancorp. Old Bridge, N.J. 5.06 $20,976 $4,145 2.62%
2 Intervest Bancshares Corp. New York 3.89 5,353 1,375 1.08
3 Hershenhorn Bancorp. Inc. Palatine, Ill. 3.40 4,079 1,198 3.31
4 United National Corp. Sioux Falls, S.D. 3.21 114,534 35,702 31.53
5 SBC Inc. Countryside, Ill. 2.71 8,082 2,983 3.01
6 Hillcrest Bancshares Inc. Overland Park, Kan. 2.49 7,782 3,131 1.79
7 Stearns Financial Services Inc. St. Cloud, Minn. 2.44 15,062 6,185 3.85
8 Corus Bankshares Inc. Chicago 2.37 26,389 11,121 1.08
9 Thornton Holding Co. Inc. Douglasville, Ga. 2.28 2,995 1,315 2.97
10 City National Bancshares Inc. Miami 2.27 21,948 9,661 3.13
11 Capitol Bancorp. Inc. Britton, S.D. 2.13 4,264 2,001 3.02
12 Gwinnett Commercial Group Inc. Lawrenceville, Ga. 2.02 3,167 1,570 1.88
13 East West Bancorp Inc. Pasadena, Calif. 1.99 42,096 21,185 1.56
14 Peotone Bancorp Inc. Ill. 1.93 2,846 1,476 3.01
15 Lakeside Bancorp Inc. Chicago 1.91 4,932 2,578 2.29
16 Washington First Financial Group Inc. Seattle 1.90 3,005 1,583 2.02
17 Westamerica Bancorp. San Rafael, Calif. 1.88 23,570 12,568 2.00
18 New Frontier Bancorp. Greeley, Colo. 1.87 4,321 2,309 1.24
  River Valley Bancorp. Inc. Merrill, Wis. 1.87 6,947 3,718 3.56
20 First Financial Holdings MHC Renton, Wash. 1.86 1,758 944 0.69
21 Olney Bancshares of Texas Inc. 1.81 6,730 3,714 2.27
22 Florida Community Banks Inc. Immokalee 1.80 4,667 2,591 1.84
23 Cathay General Bancorp Los Angeles 1.77 29,966 16,977 1.43
  Diamond Bancorp Inc. Washington, Mo. 1.77 3,574 2,014 2.67
25 Security Pacific Bancorp. Los Angeles 1.76 4,016 2,283 2.06
26 W Holding Co. Inc. Mayaguez, Puerto Rico 1.75 28,720 16,408 0.66
27 New York Community Bancorp Inc. Westbury 1.74 64,819 37,205 0.92
28 Manhattan Banking Corp. Kan. 1.67 2,148 1,286 1.46
  United Bankshares Inc. Charleston, W.Va. 1.67 24,407 14,636 1.49
30 Franklin Resources Inc. San Mateo, Calif. 1.64 440,868 268,471 18.13
31 Oriental Financial Group Inc. San Juan, Puerto Rico 1.63 10,991 6,745 0.95
32 Chambers Bancshares Inc. Danville, Ark. 1.62 4,260 2,629 2.05
  Pacific Capital Bancorp. Santa Barbara, Calif. 1.62 58,145 35,800 2.84
34 United Bancorp. of Wyoming Inc. Jackson 1.59 7,980 5,018 2.21
35 Frontier Financial Corp. Everett, Wash. 1.56 17,523 11,207 2.15
36 Fidelity Holding Co. Minnetonka, Minn. 1.55 1,699 1,099 1.95
  Henry County Bancshares Inc. Stockbridge, Ga. 1.55 3,043 1,960 1.74
38 St. Landry Bancshares Inc. Opelousas, La. 1.54 1,334 867 2.44
39 Carbon County Holding Co. Rawlins, Wyo. 1.53 1,313 860 3.54
40 Farmers Enterprises Inc. Great Bend, Kan. 1.52 2,310 1,522 1.74
  Stockman Financial Corp. Miles City, Mont. 1.52 7,470 4,929 2.38
42 Apple Financial Holdings Inc. New York 1.51 16,726 11,112 0.86
  First Community Bancorp San Diego 1.51 28,546 18,922 2.07
44 Ida Grove Bancshares Inc. Iowa 1.50 3,827 2,543 1.76
45 Citizens Bankshares Inc. Farmington, N.M. 1.48 2,517 1,698 1.97
  Inwood Bancshares Inc. Dallas 1.48 6,337 4,283 2.04
  Mesaba Bancshares Inc. Grand Rapids, Minn. 1.48 2,430 1,643 1.86
  U.S. Bancorp Minneapolis 1.48 1,130,000 766,000 2.05
49 Beverly Hills Bancorp Inc. Calabasas, Calif. 1.47 2,643 1,792 0.65
50 City Holding Co. Charleston, W.Va. 1.46 13,231 9,057 2.10
51 First Citizens Financial Corp. Mason City, Iowa 1.45 4,103 2,837 1.78
  Triangle Financial Group Inc. Loganville, Ga. 1.45 1,990 1,375 1.64
53 NorthField Bancorp MHC Staten Island, N.Y. 1.44 4,703 3,277 1.46
54 Amarillo National Bancorp Inc. Tex. 1.43 11,371 7,935 2.02
55 Barnes Bancorp. Kaysville, Utah 1.40 4,854 3,461 2.44
56 Central Bancorp. Provo, Utah 1.38 4,367 3,158 3.11
57 Lauritzen Corp. Omaha 1.36 13,299 9,812 4.31
58 Valley National Bancorp Wayne, N.J. 1.35 49,434 36,489 1.63
59 Midstate Bancorp Inc. Oklahoma City 1.34 3,915 2,922 2.99
  S&T Bancorp Inc. Indiana, Pa. 1.34 13,298 9,933 1.61
61 First Mutual Bancorp of Illinois Inc. Harvey 1.33 3,267 2,461 1.12
  Southern Utah Bancorp. Cedar City 1.33 2,839 2,139 2.08
  United Security Bancshares Fresno 1.33 3,603 2,706 2.04
64 Prosperity Bancshares Inc. Houston 1.32 20,229 15,301 1.40
65 Bankmanagers Corp. Milwaukee 1.30 3,619 2,775 1.84
66 First South Bancorp Inc. Washington, N.C. 1.29 4,298 3,332 1.90
  Wilshire Bancorp Inc. Los Angeles 1.29 7,317 5,660 1.47
68 Delta Bancshares Co. St. Louis 1.28 1,987 1,547 1.00
  Hometown Community Bancorp Inc. Morton, Ill. 1.28 3,706 2,903 1.07
70 First National Community Bancorp Inc. Dunmore, Pa. 1.27 3,615 2,837 1.21
71 First McMinnville Corp. Tenn. 1.26 968 769 1.21
  HNB Corp. Arkansas City, Kan. 1.26 5,727 4,536 2.64
  Lincolnwood Bancorp Inc. Ill. 1.26 1,429 1,138 2.39
74 FCB Florida Bancorp. Inc. Orlando 1.25 2,562 2,045 1.49
75 American National Corp. Omaha 1.24 6,601 5,339 1.65
76 Porter Bancorp Inc. Louisville, Ky. 1.23 3,601 2,935 1.35
  West Bancorp. Inc. West Des Moines, Iowa 1.23 4,444 3,616 1.36
78 Central Pacific Financial Corp. Honolulu 1.22 20,135 16,536 1.49
  Orion Bancorp Inc. Naples, Fla. 1.22 7,321 6,009 1.16
80 Myers Bancshares Inc. Alva, Okla. 1.21 1,020 844 1.89
81 Durant Bancorp Inc. Okla. 1.19 8,040 6,742 1.89
  Horizon Financial Corp. Bellingham, Wash. 1.19 4,913 4,145 1.58
83 Valley View Bancshares Inc. Overland Park, Kan. 1.18 10,371 8,783 1.56
84 MetLife Inc. New York 1.17 1,016,698 866,093 0.77
  People’s Utah Bancorp American Fork 1.17 4,625 3,949 2.28
  Virginia Commerce Bancorp Inc. Arlington 1.17 6,474 5,536 1.29
  WNB Bancshares Inc. Odessa, Tex. 1.17 3,850 3,299 2.11
88 Cascade Financial Corp. Everett, Wash. 1.15 3,765 3,269 1.12
89 Commonwealth Bankshares Inc. Norfolk, Va. 1.14 2,761 2,417 1.51
  Crews Banking Corp. Wauchula, Fla. 1.14 5,220 4,563 1.73
  Foster Bankshares Inc. Chicago 1.14 2,084 1,830 1.72
  Parkway Bancorp Inc. Harwood Heights, Ill. 1.14 5,134 4,507 1.07
93 Bank of Highland Park Financial Corp. Ill. 1.12 1,898 1,701 0.70
  Big Sandy Holding Co. Longmont, Colo. 1.12 3,765 3,351 1.38
  First Community Bancshares Inc. Bluefield, Va. 1.12 7,124 6,354 1.40
  MassBank Corp. Reading, Mass. 1.12 2,081 1,862 1.00
  United Community Bancorp Inc. Chatham, Ill. 1.12 2,121 1,899 1.40
98 Commercial Bankshares Inc. Miami 1.11 3,039 2,750 1.19
  First National Bancshares Inc. East Lansing, Mich. 1.11 2,827 2,553 2.25
  First National Lincoln Corp. Damariscotta, Maine 1.11 3,003 2,712 1.11
  Prairie Financial Corp. Bridgeview, Ill. 1.11 1,761 1,581 1.29
  UCBH Holdings Inc. San Francisco 1.11 27,031 24,264 1.09
103 National Bankshares Inc. Blacksburg, Va. 1.10 3,116 2,841 1.43
  Traditional Bancorp. Inc. Mount Sterling, Ky. 1.10 2,547 2,312 1.32
105 ITLA Capital Corp. La Jolla, Calif. 1.09 6,737 6,182 0.79
106 CVB Financial Corp. Ontario, Calif. 1.08 15,178 14,072 1.00
  First Security Bankshares Inc. Lavonia, Ga. 1.08 1,419 1,315 1.75
  Hanmi Financial Corp. Los Angeles 1.08 13,055 12,044 1.39
  Palm Bancorp Palmerton, Pa. 1.08 1,718 1,597 1.24
  Republic Bancorp Co. Orland Park, Ill. 1.08 2,409 2,229 1.25
111 Alpine Banks of Colorado Glenwood Springs 1.07 9,583 8,941 1.85
  American Bank Inc. Allentown, Pa. 1.07 759 712 0.60
  Beach Community Bancshares Inc. Fort Walton Beach, Fla. 1.07 1,783 1,669 1.15
  Brand Group Holdings Inc. Lawrenceville, Ga. 1.07 4,330 4,039 2.05
  Nara Bancorp Inc. Los Angeles 1.07 7,307 6,847 1.41
116 First Breckinridge Bancshares Inc. Irvington, Ky. 1.06 2,447 2,299 1.65
  First Keystone Corp. Berwick, Pa. 1.06 1,434 1,357 1.09
  Southern National Banks Inc. Fort Walton Beach, Fla. 1.06 2,638 2,490 2.73
119 First Midwest Bancorp Inc. Itasca, Ill. 1.05 29,029 27,550 1.40
  Whitcorp Financial Co. Leoti, Kan. 1.05 2,099 2,003 1.75
121 BOU Bancorp Inc. Ogden, Utah 1.04 3,851 3,698 2.30
  Equitable Financial Group Inc. Fort Lauderdale, Fla. 1.04 849 819 1.83
  Great Southern Bancorp Inc. Springfield, Mo. 1.04 7,335 7,074 1.29
  Integrity Bancshares Inc. Alpharetta, Ga. 1.04 2,946 2,839 1.02
125 Ambank Co. Inc. Sioux Center, Iowa 1.03 1,888 1,832 1.24
  Bank of America Corp. Charlotte 1.03 5,254,663 5,092,043 1.38
  Bank of the Ozarks Inc. Little Rock 1.03 7,521 7,310 1.18
  Camden National Corp. Maine 1.03 4,782 4,645 1.08
  Cascade Bancorp Bend, Ore. 1.03 9,521 9,213 1.67
  Cashmere Valley Financial Corp. Wash. 1.03 2,633 2,555 1.31
  West Financial Inc. El Paso 1.03 3,009 2,922 1.91
132 ColoEast Bankshares Inc. Lamar, Colo. 1.02 2,171 2,124 1.75
  First Perryton Bancorp Inc. Tex. 1.02 2,403 2,350 1.51
  New Mexico Banquest Corp. Santa Fe 1.02 2,721 2,664 2.04
  New York Private Bank and Trust Corp. 1.02 32,839 32,306 0.84
  Pinnacle Bancorp Inc. Central City, Neb. 1.02 17,493 17,219 1.62
  Sierra Bancorp Porterville, Calif. 1.02 4,753 4,664 1.58
  Skagit State Bancorp Inc. Burlington, Wash. 1.02 2,399 2,341 1.80
139 215 Holding Co. Minneapolis 1.01 1,450 1,432 1.65
  Ames National Corp. Iowa 1.01 2,521 2,501 1.20
  First New Mexico Financial Corp. Deming 1.01 1,230 1,213 1.73
  First-West Texas Bancshares Inc. Midland, Tex. 1.01 1,758 1,740 1.77
143 First Bank Corp. Fort Smith, Ark. 1.00 6,554 6,580 1.96
  First Financial Bankshares Inc. Abilene, Tex. 1.00 11,462 11,516 1.62
  Penns Woods Bancorp Inc. Williamsport, Pa. 1.00 2,281 2,281 1.56
  Royal Bancshares of Pennsylvania Inc. Narberth 1.00 3,625 3,607 1.09
  Villages Bancorp. Inc. The Villages, Fla. 1.00 2,595 2,584 1.11
148 Bank of Hawaii Corp. Honolulu 0.99 47,335 47,923 1.81
  Macon Bancorp Franklin, N.C. 0.99 3,132 3,148 1.26
  Peoples Inc. Colorado Springs 0.99 5,423 5,501 3.43
  Security Holding Co. Fredericksburg, Tex. 0.99 2,708 2,723 1.93
  West Suburban Bancorp Inc. Lombard, Ill. 0.99 6,355 6,416 1.37


Note: Only domestic top tier companies that file Y-9C reports are included.
Source:

<font size="2">SNL Financial</font>
, Charlottesville, Va.
© 2007 American Banker