The mortgage industry's digital transformation is revolutionizing the home buying experience and upending the status quo for lenders and servicers. The Digital Mortgage Conference is the premiere event exclusively dedicated to these developments, bringing over 1,500 professionals to Las Vegas on Sept. 17-18 for keynote speakers, panels and the main attraction: live product demos showcasing the latest mortgage innovations.

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When the e-commerce giant designs and revises new store models like Just Walk Out, it faces a challenge: How do you train technology that requires real-world data that doesn't yet exist?
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Carlos Pareja is a vice president, capital planning, internal audit at
Morgan Stanley . He has in-depth experience in credit risk and credit analytics, project finance and environmental economic assessments. He has worked as a lending officer, risk manager and consultant at Big Four and financial institutions. Reach him atcpareja1@nyc.rr.com .January 16 -
Kenneth Grant is a managing director at
Berkeley Research Group who provides advisory services, consulting and expert witness testimony, both domestic and international, for clients in the energy and infrastructure sectors. Reach him atKGrant@thinkbrg.com January 16 -
Revenue from the fixed-income trading business was little changed from a year earlier, disappointing analysts who had expected an increase.
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The asset and wealth division helped drive the gains, posting its highest quarterly revenue in two years on a gain tied to the sale of a financial-management business. That helped counter fixed-income trading results and investment-banking fees that fell short of expectations.
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