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In global news this week, the U.K.'s FCA adds more tech for vetting; SWIFT delays digital pay standards and big banks join a global payment network.

Crypto executives pulled back on political giving in the immediate run-up to the Nov. 8 midterm elections, a move that followed the crash in digital currencies like bitcoin and ether.

Scott Godes, Partner in Barnes & Thornburg's Insurance Recovery Practice, advises clients on cyber risks and insurance matters and successfully litigated two of the first cyber insurance coverage cases in the country.

Georg Hansbauer is co-founder and CEO of Testbirds, a world-leading crowdtesting provider. He is responsible for the further development of the company's services and IT infrastructure as well as sales and marketing. Georg has extensive experience in the field of enterprise testing - from automated testing of complete IT service desks to load testing - and has managed numerous IT projects for international corporations. He graduated from the elite program "Finance and Information Management" at the University of Augsburg and the Technical University of Munich and holds a Master of Science with distinction (M.Sc Hons).  

The cryptocurrency conglomerate Digital Currency Group promoted Mark Murphy to president from chief operating officer as part of a restructuring that saw about 10 employees exit the company.

Doug Parsonage is the VP of Business Development & Data Licensing at Data Axle. Doug is skilled in customizing solutions to best fit the needs of his clients, developing and managing client relationships, and growing key strategic partnerships. His passion is helping clients in the local search, navigation, local listings management, insurtech/fintech, and direct marketing industries.

FDIC data shows an uptick in the number of Americans with access to basic banking services. That momentum has to continue.

By partnering with well-known payment providers like PayPal, Apple and Google, Bitstamp hopes to reach a broader audience.

Martin J. Gruenberg is acting chairman of the Federal Deposit Insurance Corp.

The shift in refi behavior — in the wake of multiple Federal Reserve interest rate hikes — helped fuel a loan growth trend that's expected to continue through year-end.