John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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A high-yield savings account, incentive marketing and artificial intelligence-powered payroll are new additions to a long-standing strategy to lure clients away from fintechs and banks.
September 15 -
The digital asset and card-issuing firms are supplying the guts to enable transactions for cards and digital wallets, betting that Mastercard's ties to both firms will be attractive to banks, consumers and merchants.
September 11 -
The institution tested USBDC in an international payment ahead of a wider rollout and amid its work on the cross-industry Open Standard stablecoin project.
September 10 -
OnePay's My Garage combines payments and financial information as it continues to build out a financial app.
September 4 -
The institution is among the first users of an embedded banking platform from FIS that places financial services and payments inside of the business software.
September 3 -
Banks are more prone to say artificial intelligence model performance has a high level of risk than credit unions, according to new American Banker research.
September 2 -
dLocal, whose clients include Amazon and Uber, is trying to build a global transaction network amid a heightened awareness of "payments sovereignty." Yang Yang Zhang, dLocal's new APAC head, spoke with American Banker about how the firm is managing the pressure.
September 1 -
Visa has collaborated with technology firm Bluefin to build "card present" security that includes tools to mitigate risk from new forms of artificial intelligence.
August 31 -
Stripe and Advent had bid to acquire the payments firm for about $53 billion, an offer PayPal's board reportedly rejected. An analyst says that puts pressure on PayPal's new leadership to boost performance.
August 28 -
Whether individually or through consortia, the stablecoin alternative is starting to pick up steam.
August 27 -
Firms like Nium and Amex GBT are using virtual cards and agentic commerce to take a crack at easing the complicated processes involved in business trips.
August 26 -
The company's Genius World, a miniature town that showcases different merchant types, is part of a plan to get the technology in front of more retailers.
August 25 -
The big box retailer was a notorious holdout, but payment analysts said consumer annoyance and the coming of agentic payments are weighing against the data control enjoyed by keeping Apple outside.
August 24 -
The bank has invested in Payload, a company that has grown quickly selling new processing technology to real estate companies, with plans to expand into other industries with multiparty transactions.
August 21 -
Jennifer Barker, the bank's global head of payments & trade and depository receipts, says people are more worried about the outcome than how transactions occur. That creates a greater bank role for intelligent routing or payment facilitation, where customers automatically get the best option with little work on the front end.
August 20 -
As banks consider how to expand relationships by selling new uses for artificial intelligence, getting clients to trust the innovation is a major challenge.
August 19 -
The stablecoin technology firm and about two dozen companies have joined to standardize authorization and other risk management for agentic commerce.
August 18 -
The company's Square unit has upgraded its seller-focused credit card, adding incentives and linking to digital transfers rails. This comes as Stripe may acquire PayPal and AI developer OpenRouter.
August 17 -
American Banker's digital asset index found growth in digital assets is outpacing stablecoins.
August 13 -
The two banks are among the early bank adopters of a Swift standard that's designed to support near instant payments and serve as an alternative to stablecoins.
August 11
