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Market Intelligence:
AI
Payments
Research
Industry Data
  • Payments
    Goldman Sachs, GM launch credit card with digital focus

    Goldman's second consumer credit card borrows many features of its three-year-old Apple Card, such as instant issuance through a mobile app and an emphasis on virtual account numbers.

    By Kate Fitzgerald
    Senior Editor, Payments
    January 10
    Goldman Sachs
  • Payments
    What card issuers can learn from CFPB's buy now/pay later inquiry

    The Consumer Financial Protection Bureau's investigation calls some installment lenders' collection practices into question, but also highlights the ease of access that has made their loans so popular.

    By Kate Fitzgerald
    Senior Editor, Payments
    January 10
  • Commercial banking
    Climate-risk disclosures are fairly easy. The next steps aren't.

    The largest U.S. banks have made progress in detailing the risks posed by climate change, but it's clear the industry will have to do more. As federal regulators prepare to impose new obligations, banks are pushing back against calls for more aggressive measures such as capital requirements and increased risk weighting for fossil-fuel lending.

    Laura Alix
    By Laura Alix
    Staff Writer
    January 9
  • Small business banking
    Small-business loan servicer pivots away from PPP

    Newity was founded to buy and administer Paycheck Protection Program loans. Now that the program has ended, the company is teaming with a bank on a platform that offers Small Business Administration 7(a) loans.

    John Reosti Author Image
    By John Reosti
    Reporter
    January 7
     Luke LaHaie, Newity; Rick Wayne, Northeast Bank
  • BankThink Bankers, stop dragging your feet on real-time payments

    Faster payments would help the economy in general and individuals and small businesses in particular. It's time for banks to step up.

    January 7
    Sesie Bonsi
    Sesie Bonsi
    Bleu
  • Commercial banking
    Regions adds specialists in financing business tech upgrades

    A new group within the Alabama company's equipment finance subsidiary will be led by Jay Cannon, who recently left U.S. Bancorp.

    Laura Alix
    By Laura Alix
    Staff Writer
    January 6
    Regions Bank
  • Politics and policy
    4 questions about FDIC's leadership limbo

    After Federal Deposit Insurance Corp. Chair Jelena McWilliams’ resignation, a Democrat on the board will temporarily run the agency. But it's still unclear who will call the shots over the long run and how policymaking will be affected by the FDIC's leftward shift.

    By Brendan Pedersen and Joe Adler
    January 4
    Jelena McWilliams' impending departure from the agency puts Democrats squarely in charge of the FDIC's future, giving them a head start on shifting the agency's policy focus 16 months ahead of schedule.
  • Industry News
    What's next for First Republic after resignation of CEO-in-waiting?

    Gaye Erkan was widely seen as the front-runner to succeed founder James Herbert. Following her abrupt departure, the San Francisco bank must decide whether to find its next leader internally or recruit an outsider.

    Laura Alix
    By Laura Alix
    Staff Writer
    January 4
  • Payments
    Visa, Mastercard enlist fintechs to reach Latin America's unbanked

    The U.S.-based networks are offering credit cards and other products through financial technology companies that otherwise could allow consumers in the region to bypass bank-issued cards.

    By Robin Arnfield
    January 4
    Nubank Mastercard
  • Commercial banking
    As SOFR gains favor, other benchmark rates face uncertain future

    The Secured Overnight Financing Rate has benefited — amid the phaseout of Libor — from positive comments by regulators. Is a multirate environment, which some banks would prefer, still possible?

    By Polo Rocha
    Staff Writer
    January 3
  • Commercial banking
    First Republic co-CEO resigns in latest succession twist

    Hafize Gaye Erkan stepped down just weeks after the bank's founder, chairman and co-chief executive, James Herbert, announced a medical leave of absence. The San Francisco company named an interim CEO and said it will conduct a search for Herbert’s successor.

    Laura Alix
    By Laura Alix
    Staff Writer
    January 3
    A First Republic Bank branch.
  • Community banking
    Customers Bancorp hires team to lend to tech, venture-funded clients

    The new business line is part of a broader expansion plan the Pennsylvania bank announced in 2021.

    By Jim Dobbs
    Deputy Editor, Community Banks
    January 3
    cropped Sam Sidhu, Customers Bank
23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.