Payment fraudsters try new scams every year. Keeping the payments ecosystem secure takes massive amounts of investment. Visa invests billions in next-gen AI-powered monitoring, tokenization and encryption to shield transactions from hackers.
To proactively detect and dismantle complex scams before they cause severe harm, Visa's Scam Disruption Practice has network controls in place like an invisible shield against hackers —leveraging countervailing measures like 3DS standards and passkeys to decline bad transactions. Last year, Visa blocked $40 billion in fraud across its network. Click to learn how Visa continues to innovate to keep transactions secure, so users stay confident in their purchases.