Fintech

Podcast 'You can't make it a side gig': Brett Pharr on banking as a service

It takes $50 million to $100 million, three to five years of losses and a complete commitment from the board to make it as a banking-as-a-service bank, the CEO of Pathward bank says in the latest American Banker podcast.

Sponsored by IntraFi

Podcast Could industry standards prevent the next Synapse-style mess?

"We want to put banks in the risk management driver's seat," says Sima Gandhi, co-founder of the Council for Fintech Ecosystem Standards, which has worked with a group of fintechs to create risk and compliance standards banks can use to evaluate their fintech partners.

Sponsored by IntraFi
Podcast How one New York bank is getting younger people to save

Thomas Rudzewick, CEO of Maspeth Federal Savings Bank, worries about the growing crisis of low savings among millennials and Gen Z. He believes banks like his can help reverse this trend with financial literacy and innovative savings tools.

Sponsored by IntraFi

Podcast Where Citi Ventures is placing its fintech bets in 2025

Arvind Purushotham, head of Citi Ventures, shares where he and his team see opportunities and how they vet tech startups.

Sponsored by IntraFi
Podcast Some banks are making a Faustian bargain with fintechs: Karen Petrou

Petrou, the managing partner at Federal Financial Analytics and a longtime observer of banking and regulation, says banks need to do far more due diligence on potential fintech partners and exert more control over these relationships.

Sponsored by Coinstar
Podcast 'There are risks': Betsy Cohen on banking as a service

Banking as a service is expensive, it takes time and onboarding has to be done carefully, says the founder of Bancorp Bank, who now runs a venture capital firm that invests in fintechs.

Sponsored by IntraFi
AB - Technology

How challenger bank Upgrade grew during a dismal 2023

The neobank doubled its membership to five million consumers and hired 200 people last year. Founder and CEO Renaud Laplanche explains how it fared during a time when many fintechs struggled.

By Penny Crosman

January 30
Venture capital

Has the fintech movement lived up to its promise?

The fintech revolution has been more successful at working with banks than at trying to replace them, points out Gene Ludwig, former Comptroller of the Currency, chair of the Ludwig Institute for Shared Economic Prosperity, and co-founder of Canapi Ventures. Those with "must have" products will fare far better in 2024 than those with "nice to have" tools, he says.

By Penny Crosman

January 2
Podcast What to expect from VCs in 2024: Amy Nauiokas, Anthemis Group

It's been a rough year for fintechs and for the venture capital firms that fund them. Venture capital flows into financial technology companies dropped by 36% year over year to $6 billion in the third quarter of 2023. But Amy Nauiokas, founder and CEO of Anthemis Group, is optimistic about 2024.

Sponsored by IntraFi
Podcast Why Ready Life CEO Ashley Bell is buying a Utah bank

Bell, an attorney, founded Ready Life to help reduce the racial wealth and homeownership gaps by showing lenders that credit-score-less consumers have been responsible with their money, based on their daily transactions. Now he and Bernice King, Martin Luther King Jr.'s daughter, are buying a community bank just outside of Salt Lake City.

Sponsored by IntraFi

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