Law and regulation

JPMorgan Chase's parts are probably worth more to investors than the whole after regulators proposed tougher rules penalizing firms for size and complexity, according to Goldman Sachs.

Last year regulators tightened their grip on Wall Street, while banks were caught off guard by emerging cybersecurity and reputational risks.

The state that brought high-cost consumer loans to the rest of the country may finally be ready to reverse course.

A number of bankers and regulators are concerned about declining credit standards. The problem is real— and it is also endemic to credit markets.

An expected ballot measure, which is backed by a prominent Democrat and Republican, would serve as a referendum on South Dakota's decades-old decision to deregulate interest rates.

Brazil's central bank has approved a joint venture between Banco do Brasil SA, the nation's largest bank by assets, and card payment processor Cielo SA, but the bank cannot claim accounting gains in its projected profits.

The CFPB’s rapid pace is likely to continue this year as it tackles some of its trickiest areas yet, including payday loans, debt collection and overdraft protection, which are likely to have a significant impact on the financial services arena.

The payments industry is quickly adapting to new technology, new regulations and new consumer demands. Here are 15 of the industry's major transformations already in progress.

The coming year presents a golden opportunity for the payments industry to push for a repeal of the Durbin Amendment.

Fearless forecasts from BankThink's stable of industry veterans, experts and critics.

The Federal Housing Finance Agency is in an uncomfortable spot in 2015, caught between a Republican majority already critical of its recent actions and an Obama administration bent on increasing access to credit in part by using the agency's powers.

Regulators' power to order restitutions is meant to be limited, but some courts are taking a broad interpretation of a key statute.

The Federal Bureau of Investigation is looking into whether hackers working on behalf of any U.S. financial institutions disabled servers that were being used by Iran to attack the websites of major banks last year.

The council will confront several challenges in the new year, including a potential formal contest from life insurer MetLife over its recent designation as a systemically important financial institution and ongoing efforts to investigate the asset management industry.

Community banks go against their own interests when they oppose regulations that mainly affect big banks and leave smaller institutions unscathed.

WASHINGTON — The Consumer Financial Protection Bureau is urging the Department of Defense to finalize a proposal meant to stop lenders from offering expensive credit to military personnel.

The head of the Financial Action Task Force, an international group that sets money-laundering standards, warns that many foreign institutions are now feeling the effects of the push inside American banks to cut off large swaths of customers.

The banking industry and federal regulators are struggling to find a middle ground between financial inclusion and preventing bad guys from gaining access to the mainstream financial system — but it doesn't appear a solution is coming anytime soon.

The Federal Deposit Insurance Corp. issued four consent orders in November, according to its latest monthly roundup of enforcement actions published Monday.

Centralizing reporting and response functions can help banks better spot compliance shortcomings. It's also a good way to foster trust with regulators.