Democratic presidential debate
On whether the next presidential debate Oct. 15 will include questions about financial services issues:

"Let's play a drinking game. Do a shot every time banking is spoken about in the next Dem debate. Prediction: A very sober evening."

Related: The next presidential debate should include banking
House Speaker Nancy Pelosi and House Financial Services Committee Chairwoman Maxine Waters
On how Democratic control in California has paved the way for financial policies that are bleeding into other blue states:

"The road to hell is paved with good intentions. In California's case you can add 'economic ignorance'."

Related: California blazing a trail on banking policy for other blue states
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On a call for regulators to expand and clarify to lenders what qualifies for Community Reinvestment Act credit:

“Be careful what you wish for . . . Without context, CRA will be a one-size-fits-all regimen for which there will be weeping and gnashing of teeth.”

Related: CRA reforms must go beyond branch banking
Better times mortgage refi
Another reader reacts to consumer bankers suggesting reforms to the CRA of 1977:

"CRA should be expanded to include providing credit for opportunity zones for my pals and loans for high-end condos, golf courses for me and my family."

Related: CRA reforms must go beyond branch banking
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On a op-ed demanding that big banks reveal their median gender pay-gap data:

"Perhaps when we succeed in abolishing all gender distinctions, these egregious gaps will cease to exist, and those who bravely battle the perceived injustice can rest at last."

Related: Big banks need to stop tinkering with gender pay-gap data
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On questions about the "net worth sweep" after Fannie Mae and Freddie Mac said they can keep profits for the first time since 2012:

"First, the net worth sweep is still in effect. Second, every cent of supposed retained earnings is to be offset by a debt of the same amount. If the two were paired, it would show no increase in retained earnings."

Related: Fannie and Freddie get to keep their earnings. Now what?
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On federal regulators taking a deeper dive into why there's so much bank consolidation:

"It is not complicated. Today, most selling banks are heavily owned by private equity. If private equity thinks the currency of a potential buyer is better in the long run, there will be a sale."

Related: More research needed into why banks decide to sell, regulators say