BELLEVUE, Wash. - First Mutual Savings Bank estimated that after-tax earnings in the fourth quarter would be above $500,000.

Because the thrift earned $607,000, or 43 cents a share, in the first nine months of 1992, the full-year 1992 earnings may not even reach the $1.2 million, or 87 cents a share, earned in the first three quarters of 1991.

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