When MainStreet Bank in Herndon, Va., opened its doors in 2004, its corporate banking sales force was among the early hawkers of fledgling remote deposit capture services.

But in those days, remote capture was like a side order of fries, an add-on to treasury management, lockbox or cash management services. It didn't get much support from MainStreet sales reps, leaving clients to their own devices to electronically remit business checks.

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