A leader of the fight against ATM surcharges in California predicted Friday that the movement to ban such fees would succeed more quickly in individual cities and states than on the national level, where legislation has been proposed in Congress.

Jon Golinger, consumer program director for the California Public Interest Research Group, said he does not see Congress taking quick action on the anti-surcharge bills introduced recently by Reps. Maxine Waters, D-Calif., and Bernard Sanders, Independent-Vt. Congress will be "the final battleground," Mr. Golinger said, but it's likely to "take quite some time to get there."

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