SAN FRANCISCO - Banc One Corp. has adopted a four-part program to boost efficiency and rev up performance, according to chairman and chief executive John B. McCoy.

Speaking at an investors conference here sponsored by Montgomery Securities, Mr. McCoy said Monday that initiatives in internal consolidation, asset-liability management, acquisitions, and revenue production are "the key things that will shape the next couple of years" for the nation's eighth-largest bank company.

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