Bankers disagree on the best way for the Federal Deposit Insurance Corp. to treat the sale of deposits by institutions that pay premiums to both the Bank Insurance Fund and the Savings Association Insurance Fund.

The FDIC in July proposed two methods of assessing deposits sold by these so-called Oakar banks and thrifts. The interpretation is important because it affects how much 879 Oakars end up paying to the higher-cost SAIF.

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