More and more, the financial condition of the nation's banks is colored olive drab. It is neither red nor black, but government-issue green.
Depositors are government insured, of course, up to the legal ceiling, and have been since 1933. (If the Great Society caused Los Angeles riots of 1992, maybe the New Deal caused the Wall Street riots of 1986-1989. It is an idea for the Bush administration to run up the flagpole.)