Being able to track transactions and obtain receipts for payment is the chief motivation for many consumers choosing to make bill payments through the Web, according to a new online bill-pay survey out today from Billeo.

About three-quarters of the respondents in Santa Clara, CA-based Billeo’s survey cited say they save their online receipts for bill payments, as they carefully track due dates to avoid fees and other penalties (more than half in the survey who said they paid bills online never pay late fees). “In uncertain times, they have the ability to exercise more control over how and when they pay bills, as well as how they track and evaluate expenses,” says Billeo CEO Murali Subbarao, whose firm provides free bill-payment and account password management software directly to consumers and through online-banking partnerships.

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