Bank of the West's Teresa Loker fondly recalls the first big loan she made to a church.

It was 1994, and the Acts Full Gospel Church took out a seven-figure loan to buy property and an abandoned building in a rundown neighborhood of Oakland, Calif.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.