Texans wrote fewer checks for purchases in 2009 than in 2008, instead using their debit and credit cards.

Swacha, a Dallas nonprofit payments association, said that in its April online survey of 400 Texas consumers, 62% of respondents said they wrote fewer checks per month last year than in 2008. More than 90% of respondents said they had used a card to pay for a purchase of less than $500.

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