Cheryl Winokur Munk

Banks that don't embrace embedded payments now risk losing out to more nimble rivals in the near future.

Payment experts detail where banks are falling short in combating AI-driven crimes.

Silent attrition and low small-business adoption are among the challenges to banks' corporate card business.

Many banks are missing revenue and cost-cutting opportunities—and potentially disenfranchising customers by not offering relevant app details.

New research suggests customers are willing to accept some friction in exchange for more robust fraud controls.

With regulatory scrutiny on the rise, banks are putting payment collaborations under the microscope.

Tech overhauls aren't easy, financial tech experts say it's necessary to compete effectively with digital-focused firms.

New study highlights the dangers banks face and potential fixes as merchants and consumers embrace the emerging form of artificial intelligence.

Banks that don't offer buy now/pay later risk pushing customers — especially younger ones — into fintechs' arms.

Payment experts detail where banks are going wrong with charge-backs and how they can improve.

Fintechs and the technology behind cryptocurrency are becoming popular, putting trillions in transaction value at risk for banks, according to Accenture.

Recent reports from JD Power suggest that more customers choose payment alternatives to avoid surcharge fees.

Critics say more regs for BNPL are overkill, but proponents hope the state rule will be a framework for other states.

The ACH Network reached new highs in 2025 as both traditional and same-day ACH usage grew at healthy clips. The trend could negatively impact deposits and cards.

While the e-commerce giant has deemphasized the technology, banks and payment firms are testing the biometric option.

Significant regulatory, legislative and business developments could shape the industry this year, putting pressure on banks to respond.

Consumer appetite for mobile wallets is growing, challenging banks to innovate to stay ahead.

As shoppers embrace new forms of AI, crypto and alternative financing, payment experts say financial institutions will need to reassess traditional payment products.

The technology company recently announced iris authentication in smart glasses, bringing new attention to a nascent high-tech payment option that has also attracted Mastercard and Bank of America.

The migration to the standard and its more robust data is underway, but experts say the desired reduction in payment errors will come slowly.