+++

A

Action Systems, 1

Advest, 4

AIM Management, 8

American Bankers Assn., 1

American Skandia, 8

Andersen Consulting, 19

ASB Capital Management, 39

B

Bank Administration Institute, 1

Bank One, 2, 3

BankAmerica, 1

BankBoston, 12

Bankers Roundtable, 1

Bracewell & Patterson, 2

C

California Credit Union League, 22

Chase, 32,39

Citigroup, 1

Citigroup, 18,39

Commerce (Cherry Hill, N.J.), 4

Commonwealth Bank of Australia, 12

Community Bankers Assn of Kansas, 22

Compass, 8

Credit Suisse, 32

E

E-Trade, 1

Electronic Data Systems, 12

Equifax, 18

Experian, 18

F

Fair, Isaac, 1

Financial 21 Community Credit Union, 22

First Entertainment Credit Union, 22

First Manhattan Consulting, 1

Fleet, 1,2

G

Golden State, 10

Goldman Sachs, 12

H

High Frequency Economics, 32

HSBC Securities, 32

I

Indep Bankers Assn of America, 1

Independent Bankers Assn. of America, 3

J

J.P. Morgan, 39

JM Lafferty Associates, 32

John Hancock, 8

K

Kansas Bankers Assn., 22

Keefe, Bruyette & Woods, 1

L

Lehman Brothers,, 12

M

Massachusetts Financial Services, 8

Media Integration BV, 12

Merrill Lynch, 1

Mitchell Madison Group, 32

N

National Assn. of Securities Dealers, 8

Nationwide Financial Services, 8

O

Oliver, Wyman, 1

OppenheimerFunds, 8

P

Pacific Life Insurance, 8

Peabody & Brown, 3

PNC, 32

Prairie State (Kansas), 22

Privacy and American Business, 18

Privacy Times, 18

R

Raymond James, 39

Ryan, Beck, 4,22,39

S

Salomon Smith Barney, 12

Securities Industry Assn., 1

Smart Card Integrations, 12

Spectrem Group, 4

Sun Bancorp (Vineland, N.J.), 4

T

Texas Bankers Assn., 3

Trans Union, 18

Transaction Systems Architects, 12

U

U.S. Processing, 12

V

Visa, 18

W

Wilmington Trust, 4 ===

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