NEW YORK - He didn't exactly point fingers, but James Dimon, the new chief executive officer of Bank One Corp., depicted it last week as a company that had run amok.

Mr. Dimon joined the beleaguered Chicago banking company in March and immediately began a review of operations. In highlighting some of his findings for investors last Wednesday he managed to work in plenty of barbs about how the company had been mismanaged before his arrival.

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