WASHINGTON — The Federal Deposit Insurance Corp. will give banks and other parties 45 additional days to comment on a new proposed guidance addressing relationships with third-party lenders.

The plan, released late Friday, stoked concern from industry advocates who worry it might have a chilling effect on partnerships between banks and online lenders.

"Guidance of the sort has to be looked at very carefully to try and anticipate what its impact will be on lending," said Cecelia Calaby, the senior vice president of the American Bankers Association's Office of Regulatory Policy, commenting on the proposal.

Calaby said that the initial comment period deadline, which was Sept. 12, would have given banks little time to process the information contained in the FDIC's proposal, particularly during the slow month of August. The comment deadline has now been pushed back to Oct. 27.

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