SAN FRANCISCO -- First Interstate Bank of California announced assistance for people affected by wildfires in Shasta and Calaveras counties.

The program includes:

* Ninety-day deferral of consumer loan payments.

* Immediate unsecured lines of credit for $5,000, with interest rates two points below prime and no fees, for qualified customers whose homes were destroyed or damaged.

* No penalty for early redemptioon of CD principal and interest.

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