A recently released Government Accounting Office study reports that the calculation methods for the conforming loan limit used by Fannie Mae and Freddie Mac will permanently increase and may eventually take market share from lenders in the jumbo loan market.

The report, which was released in October, canvases issues debated after Fannie and Freddie decided against adjusting the conforming loan limit downward for 1994 despite a drop in the limits benchmark index.

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