Could it really be the beginning of the end of the foreclosure crisis?

Jay Brinkmann, the Mortgage Bankers Association's chief economist, postulated Friday that a dip in the share of homeowners who were 30 to 60 days behind on their mortgage payments in the fourth quarter was "a concrete sign that the end may be in sight." Normally, short-term mortgage delinquencies spike at the end of the year.

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